Matthew Clinger wrote:
VinTek, for your information, I used to have money invested in the stock market. I had ~$30k in it at one point. But that was years ago. And no, I didn't lose it in the stock market. (It was spent) - So yes, I have invested before, just not recently.
But that's partly my point. Your limited experience doesn't really qualify to you to tell other people what to do with their money, particularly since you spent your portfolio. Maybe it was for a good reason, like using it for your education. I'm not judging. What I'm saying is that reading a flight manual and doing well at a flight simulator doesn't make you a pilot. Your advice is suspect because you don't have any skin in the game. Nothing personal. Those are simply the circumstances.