I feel a little weird posting this question because I know it is a problem a lot of people would like to have. However, I still need advice.
I started saving for graduate school right after I got out of college and started my first job. I was able to save a good amount after a year in a 529 plan ($4,000). After that, I started grad school. My school was very generous and covered all of my expenses (tuition plus a stipend) and I am still working. I don't really need the $4,000.
After I graduate from the master's portion of the program and start my doctorate, I might need the money for rent since the stipend will stop. However, there is a chance that I still won't need to use the saved money.
I am wondering if I am allowed to put this money in a 529 plan for my kids (when I have them) or if I am better off using the money now/during the doctorate portion of my program.
Thanks in advance!