I personally like the MoneySense global couch potato. 25% bond index, 25% Cdn Index, 25% SP500 (US), 25% International index. You might be able to set something up within CIBC I don't know there funds that well. Just make sure your not paying all that much for the MER.
Also depending on your total holdings you might want to add a REIT part to the mix. It all depends on your timeline and what you feel comfortable doing.
Ouch, that sounds like a mess. Will you qualify for OAS in Canada? I thought you needed like 40 years within the country to qualify and it sounds like you've spend most of your time in the US. Just wondering.
Thanks Andrea and CD.. that sounds like an approach to fits in with my philosophy as well.
Off-topic: CD, your quest is particularly interesting to me as it seems like you and I are at about the same place. I'm 29, a professional in my chosen career with 5 years in. Retiring at 45 sounds pretty good to me.