If you don't take risks you are not going anywhere!
Did 13 months of non employment keep me from a $5000 dream???
Nope once I took action towards what I wanted, think it , feel it and do it then the world lines up and you can just go for it.
I put the dream on order and found the way to obtain the $5000 pretty quick.
It is a question of fear versus belief.
Fear is always false and there is always risk but you have to learn to get around it. Don't think of it as an obstacle holding you back. Just move ahead as only you can stop you when it comes down to it.