1 Year: $12K Debt Erased, 1 Novel Written!

Have you paid off your debt? Managed to save for your dream home? Had an awesome investment pan out? Share your personal finance success stories here.

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Starving Artist
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1 Year: $12K Debt Erased, 1 Novel Written!

Postby Starving Artist » Mon Mar 31, 2008 9:07 pm

It's been quite a year. I started blogging and reading up on personal finances in February of '07. I had two goals when I began: get out of debt, and finish my novel. Through a lot of hard work, encouragement from bloggers like JD, and help from my writing community, I've traveled a long way towards both goals. In the last couple of months, I finished the novel (re-writes to come!) and paid off almost $12K in debt! I paid off my car loan, getting rid of that 9% APR, so I now own my little Civic, free and clear! My Visa and Mastercard loans shrank from $8,400 to $2,400 (and I plan to get the rest paid off soon!). The biggest thing for me has been all the small things: small steps towards my goals have taken me farther than my biggest dreams ever did. A page or two a day turned into a 450 page novel. A few dollars here and there erased $12k in debt.

I haven't finished my journey; in fact the exciting thing is I now know that the journey doesn't end, it just evolves! As I firm up my finances, I can consider buying... gasp... investment property! Now that I'm done with this draft of my novel, I'm into the dreaded revisions, and looking at the market to see who might eventually buy my baby. '07 was a fun year, and I hope '08 will be even better!

P.S. -- I still can't spell, however. If you see massive errors in spelling and grammar, don't worry, I have a friend who's a professional editor, and she goes over my stuff :)
Last edited by Starving Artist on Tue Apr 01, 2008 8:11 am, edited 1 time in total.

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Postby Laurah » Mon Mar 31, 2008 11:35 pm


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Postby kombat » Tue Apr 01, 2008 6:45 am

Well done, that's quite an accomplishment. Keep up the good work!

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Postby kmull » Tue Apr 01, 2008 7:27 am

Congrats... what genre is the novel in?
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Postby Daedala » Tue Apr 01, 2008 8:06 am


Starving Artist
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Postby Starving Artist » Tue Apr 01, 2008 11:19 am

kmull wrote:Congrats... what genre is the novel in?

thanks kmull, it's fiction--a bit of a love story

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Postby Dani » Tue Apr 01, 2008 6:55 pm

How inspirational! I really admire that your financial goals remained a major priority.

Starving Artist
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Re: Congrats!

Postby Starving Artist » Thu Apr 03, 2008 6:33 pm

Dani wrote:How inspirational! I really admire that your financial goals remained a major priority.

Thanks everyone! I really appreciate the kind words!

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Postby jdroth » Sun Apr 06, 2008 7:20 am

Great work. I love reading success stories like this. I love the fact that people can and do succeed when they put their minds to it... :)

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Goal(s) Achieved

Postby OneHellOfAMess » Wed Jul 16, 2008 12:36 pm

Great job! Keep us posted. I love a good love story.

It seems that once a person puts there mind to it and writes out a path... Well, its essential to making wonderful things happen. I hope that 2008 proves be a even greater year for you! :wink:

--><a href="http://money-funk.blogspot.com">Money Funk</a>
Visit <a href="http://money-funk.blogspot.com">Money Funk Blog</a>! (not a solicitation, but a real case tracking my fight to eliminate the bad debt)

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Postby The Dough Roller » Thu Jul 17, 2008 4:44 am

That's really impressive. Are you giving out autographed copies of the book? :D

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Great story

Postby Alslayer » Tue Jul 29, 2008 10:09 am

Its funny I am trying to do the same thing. I paid off my car for the first time and I have been writting short stories just for fun. I think I will spend some more time in this forum. The stories are great.

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Postby Jessica08 » Thu Jul 31, 2008 9:12 am

Congratulations! I used to write stories online, and I keep trying to get back into it, but I keep putting it off. Great job accomplishing both of your goals.
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