Have you set out and written goals for the short-term(less than a year), mid-term(one to 5 years), and long term(5 years plus)? Having a clear sense of direction might help.
Wow thanks everyone this has been great to read this feedback.
@Eagle - Thanks for the support! I do need to work harder and push harder and know that others have done this before and I can do it too! I think my mind simply went through such a state of shock when I realized "oh no! I have to pay off all these silly loans by myself now!"
It will happen. It will. I will make it happen!
Your welcome! Glad things are going better. Remember no matter what everything we face are just seasons in life. This too will pass as my Dad always would tell me. This thread reminded me of something I developed a few years back. This is a very simple yet useful tool I developed in 2005 while putting into practice some of the concepts found in "The One Minute Manager" by Kenneth Blanchard & Spencer Johnson.
I've shared it with several people in person. The first two phases should take between 15 and 30 minutes. Trust me it is well worth your time. After sharing the idea with one or two people it was suggested I create a generic "how to" and so here it is...
Since I didn't want to highjack your thread I started another one here
. This might be very helpful to you. If not no worries. What do you think?