My name is Ondrea.
Had to play for second, Ok. I'm a teacher with a fixed(basically) monthly income. I live alone and keep a small 2 1/2 acre farm with 3 horses and 12 outside cats. oh and 3 chickens. Ive been having a problem ever since this recession hit of barely making it by at the end of the month. Ive been running into problems of over drafting by checking account and thus with fees and all sending myself back further financially into the following month. Ive gotten to the point where I dont even want to look at my checking balance because every time I almost hyper ventilate waiting to see if I will live or die. So I put it off sometimes and put my head in a hole to avoid the stress.
I know this will not work. This can not work. I must write a budget and stick with it, but what usaully happens is I find with gas costs,living expenses, animal feed, etc. I can never reach it. What am I buying that I can live with out? basically nothing.
I hate Suze Orman. ok a bit harsh, I dont like her. If I went by her rules of self deprivation I'd be in an insane asylum devoid of any heart and soul. They wouldnt have to give me a labotomy because I'd all ready have one.
Anyways, My Goal is to start a business for myself because I'm an artist. Eventually as soon as I can quit my teaching job and retire early. I have been so run down by the system I know if I remain much longer I will most likely get sick,whoops there goes my health insurance. then I will be too run down to do what I really want. Ive been a teacher for 12 years and it has been one of the most harrowing, abusive, self sacrificing things Ive ever done for very little pay. My state is the second lowest in wages in the country. What Ive gained in knowledge and experience how ever is worth gold. A lot of gold, much much more then what they are paying me. How ever, they dont want you know anything about your true self worth and that you could probably make 6 times the amount they pay you, working for yourself.
I did not say that. shhhhhhh.
So this is who I am thus far, a bit vague, but a definite piece of work in progress. Thanks