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It is currently Wed Aug 20, 2014 5:43 am




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 Post subject: Re: August Update
PostPosted: Tue Jul 31, 2012 6:30 am 
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Joined: Thu May 17, 2012 10:05 am
Posts: 991
fantasma wrote:
Sam wrote:
(1) Max out 401k(s) - $22,617 (67%)(goal is $34,000)
(2) Max out IRA(s) - $4705 (47%)(goal is $10,000)
(3) Add to e/r fund - $6000 (60%)(goal is $10,000)
(4) Pay down mortgage - $2490 (50%)(goal is $5,000)
(5) House projects - $750 (15%)(goal is $5,000)
(6) Trading account fund - $50 (1%)(goal is $5,000)

Total - $36,612 (53%)

More details on the blog.


Your goals for savings is amazing....hope I can reach your level someday.


Ditto! Way to go! Doing fantastic!

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~ Eagle


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 Post subject: Sept. Update
PostPosted: Mon Sep 10, 2012 6:25 am 

Joined: Sun Apr 29, 2007 8:11 am
Posts: 1088
Location: Sunny Florida
(1) Max out 401k(s) - $27,697 (81%)(goal is $34,000)
(2) Max out IRA(s) - $5126 (51%)(goal is $10,000)
(3) Add to e/r fund - $7200 (72%)(goal is $10,000)
(4) Pay down mortgage - $2490 (50%)(goal is $5,000)
(5) House projects - $900 (18%)(goal is $5,000)
(6) Trading account fund - $50 (1%)(goal is $5,000)

Total - $43,463 (63%)

We are about $5600 behind on our goals, details are on the blog. We close on our refinance this week.

_________________
Sam

http://adventures-of-sam.blogspot.com
(Follow Sam's financial and real estate adventures.)


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 Post subject: Refi
PostPosted: Fri Sep 14, 2012 7:39 am 

Joined: Sun Apr 29, 2007 8:11 am
Posts: 1088
Location: Sunny Florida
We closed on our refinance this week, the gory details are on the blog. Rate and term are great, will save us $180,000 process and customer service were dismal.

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Sam

http://adventures-of-sam.blogspot.com
(Follow Sam's financial and real estate adventures.)


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 Post subject: Re: Sam's 2012 Savings Goals
PostPosted: Sat Sep 15, 2012 4:55 am 

Joined: Sat Feb 12, 2011 5:47 pm
Posts: 86
Location: Ontario, Canada
Glad for you that it is done!

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Kate


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 Post subject: Re: Refi
PostPosted: Fri Sep 21, 2012 5:00 am 
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Joined: Thu May 17, 2012 10:05 am
Posts: 991
Sam wrote:
We closed on our refinance this week, the gory details are on the blog. Rate and term are great, will save us $180,000 process and customer service were dismal.


Congrats! Wow that is huge savings! Keep up the good work! ;)

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~ Eagle


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 Post subject: Re: Sam's 2012 Savings Goals
PostPosted: Sat Sep 22, 2012 9:44 pm 

Joined: Sat Mar 03, 2012 11:50 pm
Posts: 53
Sam ,

What is your household income ?

Just curious .

**Marcopolo


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 Post subject: Re: Sam's 2012 Savings Goals
PostPosted: Sun Sep 23, 2012 5:42 pm 

Joined: Fri May 04, 2007 8:14 pm
Posts: 1802
Marcopolo wrote:
Sam ,

What is your household income ?

Just curious .

**Marcopolo

Marcopolo,

You ask that question a lot around here, yet don't reveal that information about yourself. I find this to be curious behavior.


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 Post subject: Oct. update
PostPosted: Wed Oct 10, 2012 8:49 am 

Joined: Sun Apr 29, 2007 8:11 am
Posts: 1088
Location: Sunny Florida
(1) Max out 401k(s) - $30,565 (90%)(goal is $34,000)
(2) Max out IRA(s) - $5529 (55%)(goal is $10,000)
(3) Add to e/r fund - $8000 (80%)(goal is $10,000)
(4) Pay down mortgage - $2490 (50%)(goal is $5,000)
(5) House projects - $900 (18%)(goal is $5,000)
(6) Trading account fund - $50 (1%)(goal is $5,000)

Total - $47,634 (69%)

Further details are on the blog.

_________________
Sam

http://adventures-of-sam.blogspot.com
(Follow Sam's financial and real estate adventures.)


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 Post subject: Re: Sam's 2012 Savings Goals
PostPosted: Wed Oct 10, 2012 10:23 am 

Joined: Sun Apr 29, 2007 8:11 am
Posts: 1088
Location: Sunny Florida
Quote:
Sam ,

What is your household income ?

Just curious .

**Marcopolo


Marco, I can understand why you might ask that question and I've gotten it before between my various postings here on GRS and on my own blog. Obviously, our joint household income would provide some context as to how much discretionary income we have that could go to savings. Clearly, we make more than $69,000 per year since that is the number we are trying to it (although its doubtful we will make it) as for as savings.

My husband and I both have advanced degrees, we both work in professional jobs, we own (with mortgages) three rental properties, our home (with a mortgage) and another property (with a mortgage). Our net worth is on networthiq.com (there is a link on the blog) my data dates back to 2003, I think, on networthiq. I blog about our finances and our adventures in being landlords so clearly I am quite open with a lot of information.

However, I have previously decided not to disclose what we earn in our respective jobs. There are a variety of reasons for this decision, but first and foremost is the fact that my employer does not permit me to disclose that information and work folks read my blog.

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Sam

http://adventures-of-sam.blogspot.com
(Follow Sam's financial and real estate adventures.)


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 Post subject: November Update
PostPosted: Tue Nov 13, 2012 7:33 am 

Joined: Sun Apr 29, 2007 8:11 am
Posts: 1088
Location: Sunny Florida
(1) Max out 401k(s) - $31,379 (92%)(goal is $34,000)
(2) Max out IRA(s) - $5,829 (58%)(goal is $10,000)
(3) Add to e/r fund - $8,400 (84%)(goal is $10,000)
(4) Pay down mortgage - $2490 (50%)(goal is $5,000)
(4)(a) Savings for goal (4) - $415
(5) House projects - $1,200 (24%)(goal is $5,000)
(6) Trading account fund - $50 (1%)(goal is $5,000)

Total - $49,763 (72%)

Looking on the bright side, we've almost saved $50,000 towards our 2012 goals. But, looking on the dark side, we are almost $10,000 behind on our goals with two months to go.

_________________
Sam

http://adventures-of-sam.blogspot.com
(Follow Sam's financial and real estate adventures.)


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 Post subject: Re: Sam's 2012 Savings Goals
PostPosted: Wed Nov 14, 2012 9:22 pm 

Joined: Tue Jun 30, 2009 9:44 pm
Posts: 278
Location: Atlanta, Georgia
Sam, keep up the great work! If you're feeling like meeting every one of the goals is unattainable for 2012, don't give up or let your momentum go downhill. Maybe you need some Plan B goals -- that is, slightly readjust some of your goals to levels that are still aggressive but more within reach. Perhaps an overall goal of saving no less than you did last year? Either way, you should be proud of your progress, and the re-fi was also a major step for your financial future, even though it doesn't fit specifically into these defined categories. Kudos!


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 Post subject: Re: Sam's 2012 Savings Goals
PostPosted: Thu Nov 15, 2012 7:11 am 

Joined: Sun Apr 29, 2007 8:11 am
Posts: 1088
Location: Sunny Florida
Quote:
Sam, keep up the great work! If you're feeling like meeting every one of the goals is unattainable for 2012, don't give up or let your momentum go downhill. Maybe you need some Plan B goals -- that is, slightly readjust some of your goals to levels that are still aggressive but more within reach. Perhaps an overall goal of saving no less than you did last year? Either way, you should be proud of your progress, and the re-fi was also a major step for your financial future, even though it doesn't fit specifically into these defined categories. Kudos!


Thanks LRD, at this point our general plan is to keep working our 2012 goals as is, but our plan B is to save more than we did in 2011.

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Sam

http://adventures-of-sam.blogspot.com
(Follow Sam's financial and real estate adventures.)


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 Post subject: Re: November Update
PostPosted: Fri Nov 16, 2012 6:55 pm 

Joined: Fri Jul 10, 2009 6:57 am
Posts: 373
Sam wrote:

Looking on the bright side, we've almost saved $50,000 towards our 2012 goals. But, looking on the dark side, we are almost $10,000 behind on our goals with two months to go.


You know what the Monty Python boys say: "Always look on the bright side of life!" :music:

Seriously, Sam, give yourself major props for this year even if you didn't exactly meet your goals. I wish I could say I'd saved $50,000....

Admiringly,
CecilyC


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 Post subject: Re: Sam's 2012 Savings Goals
PostPosted: Wed Nov 21, 2012 6:39 am 

Joined: Sun Apr 29, 2007 8:11 am
Posts: 1088
Location: Sunny Florida
Quote:
Seriously, Sam, give yourself major props for this year even if you didn't exactly meet your goals. I wish I could say I'd saved $50,000....

Admiringly,
CecilyC


Thanks CecilyC, very true and I do recognize our great progress. I was musing about your comments over on my own blog.

http://adventures-of-sam.blogspot.com/2012/11/the-bright-side.html

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Sam

http://adventures-of-sam.blogspot.com
(Follow Sam's financial and real estate adventures.)


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 Post subject: December 2012 update
PostPosted: Wed Dec 05, 2012 12:11 pm 

Joined: Sun Apr 29, 2007 8:11 am
Posts: 1088
Location: Sunny Florida
(1) Max out 401k(s) - $32,693 (96%)(goal is $34,000)
(2) Max out IRA(s) - $7,898 (79%)(goal is $10,000)
(3) Add to e/r fund - $9,200 (92%)(goal is $10,000)
(4) Pay down mortgage - $2490 (50%)(goal is $5,000)
(4)(a) Savings for goal (4) - $830
(5) House projects - $1,400 (28%)(goal is $5,000)
(6) Trading account fund - $50 (1%)(goal is $5,000)

Total - $54,566 (79%)

At present, we are $10,453 behind on our 2012 savings goals. More over on my blog about our updated goals.

_________________
Sam

http://adventures-of-sam.blogspot.com
(Follow Sam's financial and real estate adventures.)


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