I just called in to the Free PF Checkup line sponsored by Kiplinger's/NAPFA (see post: http://www.getrichslowly.org/blog/2008/ ... -tomorrow/
) and have to report that it was totally worthwhile. The woman with whom I spoke stayed with me for over half an hour answering my questions. We really pored over everything I wanted to know, and although my situation was very complicated (foreign citizen/tax situation for 401ks), she explained what she wasn't qualified to tell me and we went over the basics and the things she did know. This was a hugely helpful tool for me and I hope anyone who has questions about retirement will give it a try. (And hey, when I have questions next round, NAPFA will get my business!)
The phone line was really busy and I got disconnected when I called, but if you listen to the recorded message, there's an email address where you can write and they'll call you back, which is what I did.