Income: $45,000 before taxes/deductions
Contribution to 401k pretax: 20%
Balance as of today in 401k: $61,106.01401k funds available / % of my balance / YTD Rate of return
--Stable Value Fund / 0% / 2.24%
--Company Dodge & Cox Balanced / 30% / 6.5%
--LSV ValueEquity / 0% / 10.29%
--S&P 500 Index / 47% / 9.0%
--Company Harbor Capital / 0% / 6.14%
--EuroPacific Growth / 0% / 12.05%
--Brandywine / 17% / 14.1%
--CRM Small Cap Value / 0%/ 10.92%
--Company Friess Small Cap Growth / 6% / 14.0%
--Emerging Markets Portfolio / 0% / 17.75%
I'll be able to give more details about my Roth IRA at a later date. I started it back in 1999 and contributed the max each year, then 9/11 happened, I lost a ton of money, then got laid off and haven't contributed since. Right now I have $5,844.01. I'll get the info on exactly what I'm invested in later.
With both the 401k and Roth, I had a "set it and forget" mentality. However I didn't know jack about what I was doing. Now that I have more of a clue, I know I have to reconfigure things more to my advantage.
Thanks for offering to help me.