Michele Lerner

Michele Lerner


Guide to Money Questions Answered: 5

Michele Lerner is a freelance writer with twenty years of experience writing articles and web content for newspapers and magazines on topics related to real estate, personal finance and business. Her clients include The Washington Times, Urban Land Magazine, NAREIT's Real Estate Portfolio, and numerous Realtor association publications. Michele's first book, "HOMEBUYING: Tough Times, First Time, Any Time" is available now at Amazon.com or from www.MicheleLerner.com

Recent Questions Answered by Michele Lerner

Is it bad to open multiple savings accounts?

What's wrong with opening multiple savings accounts? The first step in developing a savings plan is to identify your goals and figure out how you will meet them. While the lucky few among us begin our adult life with a substantial savings account courtesy of years of relatives' gifts and maybe Read More >>

How do I get rid of credit card debt?

It doesn't matter how you got into debt. Maybe you maxed out a student card, or you've been unemployed and living off your credit card, or you've just been running a loose ship. Whatever got you into this mess, if you're ready to get out of debt, there are a Read More >>

How do I start establishing good credit?

In the past, credit card companies were all over college campuses handing out pre-approved credit cards to young adults regardless of whether they had a job or money in the bank. If you're under 21, the Credit CARD Act of 2009 prevents credit card companies from giving you a card Read More >>

What's the difference between a credit union and a bank?

Credit unions and banks work basically the same way. Both accept deposits and use those funds to make loans. Both are perfectly good places to keep your money. Just as member banks are insured by the Federal Deposit Insurance Corporation, member credit unions are insured by the National Credit Union Read More >>

How do I choose the best bank?

For more than twenty years, my husband and I stayed with the same bank, the one in the shopping center where we bought our groceries every week. Their customer service was not that great, but the convenience made up for it. When we moved, we found a branch of that Read More >>