Plenty of Americans have that entrepreneurial spirit. Being your own boss and setting your own hours is liberating, and millions of Americans have made the leap. But there are special credit challenges to be aware of, especially in the first two years of striking out on your own.
Self-employed Americans by the numbers
According to a 2014 report from the Bureau of Labor Statistics, 14.4 million Americans are self-employed. (When you factor in part-time independent workers, that number is even higher.)