Essential personal finance ebooks

A few days ago, I released The Get Rich Slowly Guide to Roth IRAs as a free ebook. Readers who are interested in opening a retirement account can download this short book — which draws from a series of articles I wrote two years ago — and use it as a reference as they work through the process.

Though this is my first ebook (it won’t be my last), there are a variety of other great personal finance ebooks available for free download. Here’s a quick overview of some I’ve found lately.

Free Ebooks About Money

First up, Robert Pagliarini is offering his Plan Z: How to Survive the Financial Crisis as a free download. Pagliarini is a certified financial planner and the author of The Six-Day Financial Makeover. Plan Z is his guide to preparing for — and living through — the worst. If you’re struggling with your personal finances, this free download may help you gain some ground.

On a similar note, my friend Leo from Zen Habits created a free ebook entitled Thriving on Less in a Tough Economy. This book is all about taking charge of your life, exercising power over the things you can control. By cutting back and focusing on the essentials, by making small changes, you can actually live a very rich life.

Next, Money Management International has a free ebook on their website. Tips for Change contains “tips submitted by financially savvy consumers”, including this one from yours truly:

Here’s one excellent way to begin your retirement savings: When you’ve finished paying off your debt, take the amount you were using for this each month and, instead of spending it, stick it into a retirement account. You’ve already developed the habit of using the money to improve your financial life; this is just another way to do it!

 

NCN at No Credit Needed has a short-and-sweet 8-page guide to getting out of debt, which is available as a free download. If you’re in that first stage of personal finance, check out the No Credit Needed Debt Reduction Guide.

Over at Squawkfox, Kerry put together The Insider’s Guide to Frugal Food and Fitness. This polished package is filled with tips and tricks not just for saving money, but also for getting in shape.

Jim from Bargaineering created a couple of ebooks. The first is his College Grad Money Guide, and the second highlights 100 Easy Ways to Save Money, both of which you can obtain for free.

Trent at The Simple Dollar created a number of ebooks built from the content on his site, but those books aren’t free, and are no longer available. For just two bucks each, you could have downloaded 31 Days to Fix Your Finances, The One-Hour Project, Twenty Big Ideas, or Building a Better Blog. He also has the free Everything You Ever Really Needed to Know About Personal Finance On Just One Page, which is actually a 49-page ebook.

Tip: As I’ve mentioned before, my favorite FCIC/GSA money publication was the annual Consumer Action Handbook. This 142-page book is no longer published, but you can download the 2015 version for free.

Have you found any worthwhile personal finance ebooks? How much did you pay? Where did you get them?

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There are 20 comments to "Essential personal finance ebooks".

  1. Gordie Rogers says 22 September 2009 at 05:50

    I’d also recommend Robert Kiyosaki’s “Rich Dad” series. They are excellent at getting your head in the right place to get into investing. A good foundation.

  2. Mike Piper says 22 September 2009 at 05:56

    Hi J.D.

    Thanks for including my new book.

    I’m excited about this–several of these are new to me.

    Also, for anybody interested, I can vouch for Trent’s “Building a Better Blog” ebook. It’s got plenty of great tips that helped me get my blog rolling when it was brand new. 🙂

  3. The Incidental Economist says 22 September 2009 at 06:13

    I not able to get your book at the first URL you give in this post (page not found), but I can get it at https://www.getrichslowly.org/images/GRS/The%20GRS%20Guide%20to%20Roth%20IRAs.pdf

    Also, there are some good, free educational materials available through America Saves (http://www.americasaves.org/) and its affiliates.

  4. JerichoHill says 22 September 2009 at 06:31

    JD

    One guide to investing that you had mentioned previously is available on

    http://www.TransparentInvesting.com

    and is a very excellent guide to index fund investing.
    http://transparentinvesting.com/Step_1.html
    or the longer version
    http://transparentinvesting.com/uploads/wholestory.pdf

    I would recommend these be added to anyone’s reading list if they are new to index fund investing. And they’re free.

  5. Little House says 22 September 2009 at 06:40

    Thanks for this list of books. I think I will definitely check out the Investing Made Simple, especially if it is a Clif Notes like read. This will help my overall investing plan.

    thanks again-
    Little House

  6. Tyler Karaszewski says 22 September 2009 at 08:04

    essential |iˈsen sh əl|
    adjective
    1 absolutely necessary; extremely important.

  7. J.D. says 22 September 2009 at 08:07

    @Tyler (#6)
    Guilty as charged. 🙂

    I confess to engaging in hyperbole for this morning’s headline. But really, that’s because I could not come up with another way of saying “here are a bunch of personal finance e-books”. I spent several minutes cogitating on this before just giving up and using “essential”. I knew it was a cheap out, but I used it.

  8. Shannon @ Ace Cash Express says 22 September 2009 at 09:02

    Yes those Robert Kiyosaki books are very entertaining and of course imformative. Thanks for the suggestions I will check them out.

  9. Squawkfox says 22 September 2009 at 09:42

    Hey J.D. Thank you so much for including my eBook! There’s no catch though to downloading it — it’s totally free and readers don’t need to subscribe to my blog if they use the secret link you provided. Free is sooo frugal. 😉

    Cheers,
    Kerry

  10. Damilola @ Kaizen says 22 September 2009 at 09:51

    Great List. I have already started on Mike’s Investing Made Simple.

    Will someone remind people that the “Rich Dad” Series does not fall under E-BOOKS or FREE?

  11. David@DINKS Finance says 22 September 2009 at 10:00

    “Over at Squawkfox, Kerry has put together The Insider’s Guide to Frugal Food and Fitness. This polished package is filled with tips and tricks not just for saving money, but also for getting in shape.”

    Gotta love killing two birds with one stone – save money and have better health!

  12. Tyler Karaszewski says 22 September 2009 at 10:25

    @J.D.
    I wouldn’t even have mentioned it except that I’ve been on a bit of a minimalism kick lately (well, for the last two or three years, probably), and so I examine words like “essential” and “important” and “necessary” with scrutiny. That’s just me being me.

    This morning, after reading this post (and posting my sarcastic definition comment), I didn’t download any of these e-books, but instead rode my bike to the beach and went surfing for an hour or so before coming back to start work. There’s some comment about passions and priorities in there, waiting to be extracted and examined in the context of the question, “what *really is* essential?”

    Sorry, I think I tried to turn a post about e-books into a post about passions, priorities, and what we really need.

  13. Jenzer says 22 September 2009 at 11:39

    Tyler has an excellent point, one that can applied broadly to all life choices (not just the financial ones). What do we define as essential / important / necessary for ourselves, and are we aware of when others try to define those elements for us?

    Sometimes when I’m waiting in line at a grocery or discount department store, I scan the headlines on women’s magazines and note how often said headlines contain phrases like “must [verb] now!” (… must try now! … must have now! … must do now!), or words like “gotta,” “need,” and “should.” Um, no, I’ll decide what my Needs are, thanks.

    J.D., that could be a topic for a future post: how to spot the language of persuasion in media, and how it’s used to try and separate us from our money.

  14. friend says 22 September 2009 at 12:14

    I checked out a couple of these and can highly recommend Squawkfox — there is some good original thinking here, and attractive presentation as well. A keeper.

    Sorry but “Thriving on Less” was just a rehash of the same ol same ol, and a big promotion to buy his $$ book.

  15. Robert says 22 September 2009 at 15:03

    I purchased a personal finance/investing book on Amazon the other day to brush up on things. Perhaps I will check one of these e-books out. Thanks for the heads up!

  16. Lizard631 says 23 September 2009 at 06:24

    Thank you! I downloaded the free books and started reading Thriving on Less right away. What a breath of fresh air!

  17. Austin says 24 September 2009 at 01:39

    Whoa! Solid personal finance advice e-books for free? Don’t mind if I do! 🙂

  18. Kim McGrigg says 24 September 2009 at 11:04

    Great list. Thanks so much for including the Tips for Change e-book — it is in great company! Working on another free e-book right now and will let you know when it’s complete.

  19. Penina says 13 November 2012 at 06:41

    Great stuff.Thirty steps to Financial wellness is very good.
    I will also recommend it to my readers.

  20. Harwood says 06 May 2016 at 03:36

    Another thing I have noticed is that often for many people, poor credit is the results of circumstances outside of their control. For example they may be really saddled with illness so they have more bills going to collections. Maybe it’s due to a job loss or maybe the inability to go to work. Sometimes divorce can send the financial situation in an opposite direction. Many thanks sharing your ideas on this site.

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