Learning to Give

For years, Get Rich Slowly readers have given me grief over my charitable giving. Or, more precisely, my lack of it. I was raised in a home that gave neither money nor time to help others. As I struck out on my own, I never picked up the habit of giving. At first, this was because I had myself to worry about. I was deep in debt. How could I afford to help others when I couldn’t even help myself? But after I paid off my debt in 2007, I still didn’t contribute.

My reluctance to donate to charity has stemmed from several sources:

  • First, as I mentioned, I never learned the habit.
  • Second, I worry about how organizations spend their money. I’m aware of sites like Charity Navigator, which rates charities based on efficiency. But these sites don’t tell the whole story.
  • Third, I’m not a fan of charities with ulterior motives. I don’t want to support groups that push religious or political agendas. Feeding those in need shouldn’t come with a call to convert to Christianity, for instance.

So, for a long time, it seemed easiest to do nothing.

Part of the world

Over the past year, however, things have changed. I’ve begun to think more about my responsibility to the world as a whole. And I’ve had some experiences that seem to be steering me toward…something.

Last spring, Kris and I spent a Saturday volunteering at the Oregon Food Bank with other folks from our alma mater, Willamette University. I liked this. A lot. Contributing my time and energy felt tangible and consequential. It wasn’t like sending my money into a void. I could see the results right there before my eyes.

On our trip to Africa, the tour group visited the Chinotimba Government School in Victoria Falls, Zimbabwe. Before we left the school, we had a chance to donate school supplies. Kris had brought some pens, pencils, small notebooks, and inflatable globes. The school principal, who collected the money and supplies our group donated, seemed touched and grateful. At other stops in Namibia and South Africa, I was moved by how people made do with far fewer resources than we’re accustomed to in the U.S.

During the past three months, I’ve had several conversations with friends who have actually participated in volunteer tourism or extended service projects. My friend Tim, for instance, has done some work for Room to Read, which aims to improve education around the world. Karin spent some time teaching in Senegal. And just this weekend, my friend Kara told me about the semester she’d spent in Ghana while she was in college.

Because of these events — and because of your prompting — I’ve taken the time to research organizations that I’m willing to support. I’ve been asking myself what causes are worth my time and money, what changes I want to see in the world.

Students at the Chinotimba Primary School
Photo taken by a boy at Chinotimba Primary School.

 

For instance, I feel strongly that the most important thing we can do to help those who are struggling is to improve education — especially for girls. (Educating girls is the single most powerful and most effective way to address global poverty. When you improve the status of women in a culture, you improve the standard of living.)

Also, I want to encourage the “teach a person to fish” approach instead of just giving a person a fish. That is, I want to support groups that will help others help themselves instead of organizations that only donate dollars. Plus, I’m wary of unintended consequences. Providing food and water are good, of course, because these things save lives. But without education, I worry that such “solutions” just perpetuate problems with overpopulation.

Ready to act

So, after years of hedging, I finally feel ready to give. I’m taking some baby steps. First, I’ve begun to talk with people about the charities they support — and why. By doing this, I’ve found three great causes I can get behind.

  • Charity: Water is is a non-profit organization bringing clean and safe drinking water to people in developing nations; 100% of public donations directly fund water projects. (This is one of Chris Guillebeau’s favorite charities.)
  • Room to Read partners with local communities throughout the developing world to provide quality educational opportunities by establishing libraries, creating local language children’s literature, constructing schools, and providing education to girls.
  • Edge of Seven generates awareness and volunteer support for projects that invest in education, health, and economic opportunity for girls in developing countries. (Here’s the Edge of Seven blog.)

Second, I’ve begun to explore the idea of volunteer tourism. My real millionaire next door does some of this. He spends our winters in New Zealand, where it’s summer, donating his time and energy to help organic farms. Last year, my friend Courtney spent a couple of weeks in Cambodia with her father, who is a dentist. They provided free dental care to rural villagers.

I’d love to chat with other folks who have done this sort of thing — especially in developing nations. I’ve sent away for some literature on the subject, but nothing compares to actually talking with those who have done this sort of thing first-hand. (But I have to wonder: What skills can I, as a writer, offer those in need?)

Finally, I’ve started Awesome People, where I hope to be able to help in a couple of ways. For instance, I want to profile people who are doing amazing work to help improve the lives of others. Also, I intend to donate all of the site’s profits to charities like those I mentioned above.

Note: After we returned from Africa, Kris spent $40 on school supplies to send to the Chinotimba School in Zimbabwe. She collected a bunch of stuff we take for granted — crayons, pens, glue sticks, socks, and so on — but which are tougher to come by in Zimbabwe. When we went to mail the packages, we were shocked to learn that it would cost over $100 to mail the supplies. We didn’t do it. (We now have two boxes of school supplies sitting in the living room.) This was frustrating.

 

Fitting the profile

Last Thursday, Kris and I attended an alumni networking event for our college. Because she and I are helping to organize our 20-year class reunion this year (are we really that old?), we sought out Amy, who co-ordinates alumni reunions and events.

Though our conversation began by going over plans for this autumn’s reunion, it quickly veered in another direction. Amy knew that Kris and I just traveled to Africa. That trip was organized by Willamette’s alumni office, and one of our companions was the former director of alumni relations. Amy already knew all about our adventures.

Sidenote: Turns out that Amy reads Get Rich Slowly from time to time. She has her own blog, Yard to Fork, which is about growing food at home. Because Kris and I grow some of our own food, and because Amy had questions about blogging, the three of us had lots to talk about.

 

“You know what?” I said. “I think the main thing that came out this trip for me is a readiness to contribute to charity. That’s something I’ve never really done. Except to Willamette, of course.”

We chuckled at that. Amy used to be in charge of the phone drives, in which current students call alumni to hit them up for cash. She knows a lot about fund-raising. In fact, Amy now teaches a class at another local college about fund-raising for non-profits.

I told Amy that I was looking to support groups like Charity: Water, Room to Read, and Edge of 7. “But I hate just sending my money to a charity,” I said. “I feel like I’m just sending it to a black hole. I’d rather give my time or energy, like that Oregon Food Bank volunteer project you organized last year. And what I really find appealing is the idea of volunteer tourism.”

Amy laughed.

“What?” I asked. I was afraid I’d said something stupid.

“It’s nothing,” she said, smiling. “It’s just that you fit the profile so well.”

“What profile?” I asked.

“There are very clear generational profiles for giving,” Amy said. “You fit the profile for our age perfectly.”

“Older people like to write checks,” she explained. “They want to pay people to do the things they can’t do themselves. Younger people want to be in the thick of it. They want to be involved. They want to go places and be a part of the change. Our generation is in the middle. You can afford to send money, but you want to be involved too, to have a hands-on contribution to each project. You want to connect with the people you’re helping. That’s the whole point. It’s not just about sending money.”

Exactly!” I said.

Note: Amy and I also talked about how colleges and universities court potential donors, a process that can take months or years. She told me that people who are new to fund raising are often misled by showy displays of wealth. “Have you read The Millionaire Next Door?” she asked. “Of course,” I said. “The authors write about the Big Hat, No Cattle syndrome,” she said. “That’s where somebody looks rich because they dress nice and drive a fancy car, but they don’t actually have any money. I try to teach that your best donors are often living in Oregon City and driving a pick-up truck.”

 

Moving forward

I still haven’t made any major donations of time, money, or energy. That’s okay, though. Mentally, I’ve made the switch. I’m ready to give. It’s no longer a matter of whether I’m going to — it’s now a matter of when, where, and how.

In fact, if I can figure out a way to swing it, I’d love to spend a few months living abroad, lending my efforts to building a school or a library or digging wells or something of that ilk. But what about Kris? She can’t leave her job for that long. And what about this blog? Sure, I’ve been gradually reducing my role here — but that’s not the same as eliminating it.

In the meantime, I’ll continue to research charities to find causes I can support (with money and more). I’ll look for other chances to volunteer in the local area. I’m ready to take more baby steps toward philanthropy.

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There are 221 comments to "Learning to Give".

  1. LifeAndMyFinances says 24 May 2011 at 04:11

    Wow J.D.! Sounds like you’ve learned a lot about yourself in respects to charitable giving.

    I think your friend Amy was very right – I’m very similar to you. Rather than just throw money into an organization that I know very little about, I’d like to see what my time, effort, and money are doing first hand. Show me that my money bought books. Let me see the people use the books that I provided.

    We prefer to be hands-on. Thanks for the different charitable ideas. There are many great ones out there, aren’t there? 🙂

    • kb says 24 May 2011 at 11:20

      Good for you for your giving. As a former grant writer for a Homeless Shelter (single woman and families) I can tell you that most of our donations are in the $5.00-25.00 range, not those big corporate infusions everyone assumes. My favorite donation came in once every month from a couple on a fixed income. They faithfully sent, two dollars and two postage stamps. I haven’t worked there since the 1980s but, I have never forgotten the generousity of those two individuals…every dollar really does count.
      My suggestions for folks trying to choose a charity is to start in your own community.(Check with your local Chamber of Commerce or Reference Librian) In addition, consider volunteering your time and or your talent not just your money. I am proud to say I was raised by two individuals who strongly believed that no matter how much you have, you always have something to give. Thanks for your comments and support. kb

  2. SF_UK says 24 May 2011 at 04:26

    I love to give my time and expertise. Since I’m geographically constrained, that means volunteering close to home. I find it’s helpful to think about what’s important to me when choosing a charity. I wanted to help a local children’s hospice because my family were given so much help by childrens’ hospices when I was younger. But because of that, I didn’t feel able to volunteer at the hospice (too many difficult memories). So I help steward fund-raising events, and go out and do talks to groups that are raising money, or are interested in the charity.

    It’s easiest to give your time when you are enjoying it – I volunteer with St John Ambulance and love it, and I also help out with sewing drives for my local Conkerr Cancer group. They are both charities that do things more than raising money (although there is an element of fundraising to cover the costs of doing), which appeals to me.

    Not that I think that giving money isn’t valuable – I do this too, but I feel I’m giving more with my time, and it’s a win-win as far as benefit, because I’ve gained so much in terms of meeting amazing people through it.

  3. I.G. says 24 May 2011 at 04:29

    I share the feeling of suspicion toward religious organizations. As someone who is torn between agnosticism and atheism, and passionately believes in sexual liberalism, religious groups usually scare me deeply.

    However, I have recently had an unlikely chance to spend a couple of weeks in Africa with a Christian organization (Hands at Work Africa), and came out feeling that you just can’t paint all with a wide brush.

    Christian organizations really do a lot of work in the developing world, and some of them aim to empower communities, be sustainable (the “teach to fish” thing), and are fairly accepting of “non-believers”. And in many areas of Africa, where Christianity is major, they even have a higher chance of relating to the community.

    What I’ve learned is that you really need to look beyond the label at what an organization actually does, and what are the people who work for it like. And that world view differences don’t have to divide people when it comes to participating.

    I also learned another interesting tidbit that combines women education and water. A lot of times, girls have to get water for the family and that interferes with going to school. So one Rotarian project in Zambia actually digs wells in schools, so that girls have to go to school to get water. Such a simple and brilliant approach.

    • Tanya says 24 May 2011 at 07:48

      Thank you. You are right; you can’t paint all Christians, or Christian organizations, with a wide brush. We are all individuals who believe the Bible and its call to “preach the gospel into all the world.” You must research any organization, Christian or not, and decide for yourself whether you want to support it. Many Christian organizations that I know, locally and internationally, are led and supported by genuinely caring people who want to improve the world, and who truly want to let people know that God loves them and will make a difference in their lives if they’ll give Him a chance.

      • Tyler Karaszewski says 24 May 2011 at 07:50

        want to let people know that God loves them and will make a difference in their lives if they’ll give Him a chance.

        But this is the thing he’s trying to avoid.

        • Rose says 24 May 2011 at 11:34

          “But this is the thing he’s trying to avoid.”

          Again it depends on how they do that. I have heard of many religious charities that make it a point to show God’s love by their actions of helping everyone, even not talking directly about faith unless they are asked a question about it. But, again it is something that wold require some looking into the group to see if that is what they do.

        • Tanya says 24 May 2011 at 13:45

          My point is that we are acting out of our convictions, and I appreciate that he seems to recognize that. And if he, and you, are avoiding God, I hope that someday you will take a thoughtful, careful look at who God really is and perhaps change your mind about Him.

        • s says 25 May 2011 at 04:52

          Hey, I always take as a compliment when a Xian tries to recruit me – I guess I must be doing something right. Unfortunately, the Xian usually doesn’t take it well when I state that my family and I are American Atheists and that we believe in the Human Spirit instead of holy one.

    • almost there says 24 May 2011 at 19:44

      As an athiest I still support Catholic Relief Services because they do the most good with the money. They have one of the lowest administrative overheads and do good for the needy all over the world. I also support little sisters of the poor who are in cities all over the U.S. because they take care of the elderly poor giving them safe housing in their declining years.One doesn’t need to be a christian to support their efforts.

  4. Nicole says 24 May 2011 at 04:38

    Good for you!

    Your friend Amy sounds really neat!

    You might be interested in this really awesome post in the NYTimes recently: http://www.nytimes.com/2011/05/19/opinion/19kristof.html

    And remember: Even if you can’t swing several months abroad in another country, that doesn’t mean you have to do nothing. You can spend smaller amounts of time places like New Orleans or Detroit or Joplin, MO, and like you said, there’s definitely things to do in your local area. One of these days I’m going to get back to tutoring kids in math in the low SES school districts in the area. There is very little that I have found more rewarding in life than showing a girl who thought she was stupid that she really isn’t and she can do it and math doesn’t suck.

    Satisficing is better than waiting to optimize and doing nothing.

  5. De says 24 May 2011 at 04:55

    I can definitely relate to being wary of the larger charities. The occasional scandal, large organization, bureaucracy, etc. make me hesitant to send money.

    Instead, I give to the small, local charities where I can get involved at the same time, and get to know the other members and leaders of the group. That way, you can be sure you are really making an impact. Local animal rescues and environmental groups are my favorites, while my parents tutor inner-city kids at their church. (@Nicole, they find this very, very rewarding as you did.) My Mom volunteered at an art museum, and my Dad used to pick up almost-expired food from grocery stores and delivered to homeless shelters. There are tons of ways to get involved in your local community.

  6. Ivan Walsh says 24 May 2011 at 04:56

    There is another way to give – give attention!

    We’re so busy with things, esp at home, that we often overlook to give others attention.

    And you know what they say about where Charity starts…

  7. DN says 24 May 2011 at 05:00

    Hi JD-

    New reader here. It’s fantastic that you want to start with philanthropy, but before you get really invested in the idea of volunteer tourism, I would maybe suggest that you research it a bit more. It seems to have a lot of negatives that can go along with it, especially for those one is trying to help.

    I’m not against volunteer tourism, per se, but I do think that many people can participate in such trips more for the psychological benefits of ‘feeling’ like they’ve helped someone, as opposed to having actually have served of any use. You mentioned yourself that you were worried as to what you could contribute as a writer. It’s great that you are so conscientious, but I’m not sure that everyone who would consider volunteer tourism is.

    These are two links that point out both pluses and minuses:

    http://www.independent.ie/lifestyle/gapyear-messiahs-2548211.html

    http://www.guardian.co.uk/commentisfree/2010/nov/14/orphans-cambodia-aids-holidays-madonna

    As for me, my favorite philanthropic organization is Heifer, Intl. The “teach a person to fish” approach seems to be exactly what this organization does.

    • Erin says 24 May 2011 at 06:28

      J.D., I completely applaud your newfound altruism! But I’m with DN in cautioning you to be careful about international volunteerism/charity. For example, people in the U.S. think that education is the answer for everything, but is a Western-style education really the best thing for people of every culture? Can more harm be done by removing children from the environment of their own culture and immersing them in Western teachings? What about the children who fail in Western-style schools, but who haven’t spent sufficient time learning about their own culture -what place in the world do they have? I encourage you to consider these questions and also to take a look at the information on this website:

      http://schoolingtheworld.org/

      Think globally, but act locally, where you have a better idea of your impact. For example, think about applying your professional skills to help out local organizations you admire. It’s extremely helpful to serve soup or hammer a nail, but organizations often desperately need a web-designer, writer, or programmer to help with operations. It will give you an opportunity to practice your skills in a new context and provide an invaluable service at the same time.

      • Joshua says 24 May 2011 at 09:46

        I completely agree with the think globally, act locally mentality. Often we think that the people who need help are far away, but they are often closer than we think. Giving locally also helps with accountability. You may not see easily what is done far away, but when it’s in your own community you can see it better.

        That being said;
        I LOVE Charity:Water. They are a great organization and plus with their September outreach (for birthdays in Sept – me) I feel great too.

    • J.D. says 24 May 2011 at 07:01

      Thanks for the words of warning on volunteer tourism. I’ll be sure to read the cautionary tales as I explore this option.

      • Kate says 24 May 2011 at 09:55

        Interestingly enough, these ideas have been bouncing around in my head for years and have really influenced my career decision. I’m working on my MD because then I will be a truly useful volunteer in just about any part of the world.

        Will I need a crash course in cultural sensitivity? I’m SURE. But people everywhere need doctors, and I am so grateful I’ll have the chance to help patients locally and wherever I may end up trekking.

        Great thread 🙂

        • quinsy says 25 May 2011 at 15:57

          Kate:

          Medical volunteering has many pitfalls too. I encourage you to also read widely on the subject prior to volunteering. Your medical training will teach you how to practice within the United States or other English speaking, industrialized countries, but you will not get training that would prepare you for working in developing, resource-limited countries with tropical diseases. I am a physician trained in the USA and I can tell you that when I go to Africa, it makes me realize that we American doctors are worth much less without lab tests, radiologic studies, consultants, supplies, and without the diseases we are used to treating. Add to that then that you don’t speak the language or understand the culture, and you have put yourself in a position where it may be very difficult to help people, and in fact you might actually harm people by giving them improper care, or giving them care with inadequate follow-up or access to care if complications arise.

          Also note that when volunteer teams come in to resource-limited areas and provide short term ‘camp’-style medical care, it reinforces local beliefs that they need wealthy foreigners to come save them rather than helping themselves, and undermines the existing medical system that has to charge money to be sustainable.

          When I have observed medical care in Africa, I have been struck by the fact that many problems people try to ‘solve’ through medicine (i.e. malaria, diarrhea, STDs) are actually byproducts of public health problems that you cannot solve through medical care. Public health is the way to go to help more people, if you want to work in global health. Otherwise you could try to execute certain types of very specific surgical cures, as long as you had well trained medical translators to work with, the proper supplies, and adequate patient follow-up provided for – but make sure you’re teaching local physicians to do the surgery at the same time…

          I think medical tourism is actually much more fraught with potential for harm than the average volunteer tourism. I can understand the fact that people enjoy traveling and want to get to know other cultures and understand the needs of the people they want to serve, even though it can be frustrating to those of us who run charities that people are willing to pay thousands of dollars to do short term volunteer tourism trips which don’t have the potential to make a great impact, but if making donations of money that could be used to implement a local, sustainable and well-designed plan with the proper preparation, monitoring, and evaluation, they make much smaller donations. But at least it supports local economies!

          JD, I’m so glad you’ve decided to try philanthropy, I think you will find it incredibly rewarding…. and addictive, despite how complicated it can be to figure out where to give your donation, be it time or money.

    • Susan says 24 May 2011 at 16:50

      I’m a big fan of supporting Heifer International too. I really like their philosophy of passing along the “gift”. They ask that those who receive the animal or crop pass along to another in their community.

  8. Matt says 24 May 2011 at 05:05

    If you are pondering what charities to give to, than I would strongly recommend looking at:

    http://www.givewell.org/

    In my experience, I find their analysis and methodology both thought-provoking and insightful, especially their emphasis on transparency. Although, I don’t necessarily agree with everything they have to say.

    • Brigid says 24 May 2011 at 11:26

      I second GiveWell. You’ve seen for yourself that giving can be terribly inefficient (i.e. shipping school supplies – 98% of the time it’s best to give cash), and they root out a lot of this. Far worse than potential waste, however, giving can inadvertently make things worse. I urge you to be thoughtful in your decisions, which I’m confident you’ll be.

      And congratulations on this huge step of learning to give.

      • Kris says 24 May 2011 at 19:44

        Sending cash to Zimbabwe is a mixed bag as well. Stores simply don’t exist that sell the goods the schools need to purchase. I did end up sending a Western Union money transfer to the school through a guide we met there, but that won’t help them buy pencil sharpeners and scissors.

        At market we visited, used socks from travelers were the hot commodity for trading. Even for those Zimbabweans with money to spend, there are no socks to buy.

        • quinsy says 25 May 2011 at 16:17

          Kris, it’s a tough issue, but one thing you could do is try to find local groups that are traveling to Zimbabwe anyway and try to utilize their luggage space. For example, tourists, people going to adopt children, expats from Zimbabwe traveling home, etc. As you’ve noted, you want to make sure you’re packing only things that cannot be purchased locally in Zimbabwe, to maximize value from doing this. Also, just a tangential note, am reading “When A Crocodile Eats the Sun” right now, interesting book on living in Zimbabwe and its recent history. You might like it!

  9. Lynn says 24 May 2011 at 05:06

    I wonder if there is a way to make contacts at a stateside embassy or consulate, and get those school supplies into a diplomatic pouch? Then you would only be paying domestic postage.

    Thanks for sharing your thought process!

    • Luke says 24 May 2011 at 06:24

      Working for an aid organisation in the UK with those sorts of contacts, it would leave the member of staff open to disciplinary action if they were caught!

    • Sarabeth says 24 May 2011 at 18:30

      There are some instances where it is legit – when I was starting my Fulbright fellowship, I got a space allowance to ship over work materials, which specifically was allowed to include donations for the organization I was working with.

  10. Jen says 24 May 2011 at 05:13

    The couple of years older that I am must be part of the difference!

    Not that I don’t do some in person volunteering (and when I was teaching, I felt that was a “doing good” quota fulfillment activity. Helping at school, working on a campaign, all of those are activities that I feel I can actively contribute to in person.

    However, in many other cases, I wonder if my money isn’t more valuable. For instance, if you are digging ditches/wells/building — wouldn’t some of the money you would have made at home been more valuable as pay for someone there to do that task? They would learn the skills needed and would have money coming in.

    I fear that in many cases, the time and energy spent trying to make volunteers feel useful slows down projects and makes them less valuable!

    Not that traveling and looking and helping as you can is bad, but that if it becomes about *you* it isn’t the point.

    • Jacq says 24 May 2011 at 05:46

      Agree with this – I think my money is more valuable than my time – because my time is more valuable making the $ to give to someone else. I consider that a day that I work (at a normal job) every month is for someone or something else.

      If I can earn $1000/day in a day job, I know for sure that a day of my time in a volunteer job is not as useful as that $1,000 I could earn and give would be. Someone needs to buy the supplies that builds the stuff.

      A mind shift of allocating a day to some cause helps me feel that I really *am* working for them directly – in an indirect way.

      Use your mad money-saving skillz to help out too. If you see a great deal on something at the grocery store that’s non-perishable, pick up extra and give it to the food bank.

      • STL Mom says 24 May 2011 at 10:37

        A friend of mine is fantastic at finding bargains. She started helping her kids’ school order supplies more cheaply. She had the time and persistence to comparison shop and buy each item from the cheapest source. People who are great bargain-hunters might be able to use that skill for all kinds of non-profit organizations.

    • Elizabeth says 24 May 2011 at 05:52

      I think there’s a balance between donating time versus money. I know people who have been frustrated working with volunteers. They always say “well, you get what you pay for!” (Unfortunately!)

      I used to donate goods to toy drives or food drives thinking that if I gave goods, my money wouldn’t go towards admin costs. Then I found out that stores will offer charities far better discounts on these items than they do to consumers, so the charities can often stretch those dollars farther so perhaps it balances out?

      I think we can expend a lot of time and energy chasing after the “best” way to donate — but what matters is that we do something.

      • RP says 24 May 2011 at 08:41

        Yes! One of my charities (the local food bank) has to keep emphasizing that they buy food in bulk for way cheaper than any individual can. They also have to keep saying that they don’t need more people to stock the shelves – they need money to buy food. They tell you exactly what they can buy with $20, and it’s amazing! So I give money, and I know that they’re getting nice fresh food for the folks needing to use the bank.

        I’m just slightly older than J.D., but I’m happy to give money. I have far more money than time right now, and quite frankly I think my charities need it more than they need my skills (not handy, not a good teacher – if any of them need mathematical analysis or a good memory for trivia, then I’ll be in business).

    • guinness416 says 24 May 2011 at 06:19

      Yeah, if you’re really worried about the efficiency numbers reported on charity naviator, volunteer holidays seem like an odd choice – they must spend a fortune on administration and insurance and training every new batch that comes out. Just seeing what a bogged-down mess HFH build days can be if they’re staffed by students or people with no DIY skills would be a caution to me. Don’t get me wrong – a lot of these trips sound like enormous fun and are probably worth doing as vacations for that reason alone! (I’ve had my eye on the volunteer opportunities at a orang utan sanctuary in Borneo for years). But you’d have to convince me they’re the best bang for your buck – there’s a bit of a whiff of those “charitable bike rides through some massively exotic locale that doubles as a trip of a lifetime” that I’m occasionally asked to sponsor people for about ’em 😉

      PS, JD/anyone – being asked for my zip code every few seconds is making this blog almost unreadable on my phone – I had to get to my laptop to post this comment – is there something I should be doing on my end to fix that?

      • J.D. says 24 May 2011 at 07:02

        I’ve had a couple of people mention this zip code thing, but haven’t seen it myself. I can’t replicate it. Let me get the tech elves on it.

        • Mike Holman says 24 May 2011 at 07:08

          I get it on my phone too – iPhone 3 with Safari browser.

          When the page loads a popup appears with the following

          https://www.getrichslowly.org
          Please enter valid Zip code!
          [OK button]

          I press OK and the page loads normally (you don’t have to enter anything).

          If you can’t get rid of it – at least modify so it mentions postal code as well. 😉

        • Nancy L. says 24 May 2011 at 07:18

          It seems to just be Safari. I just opened GRS in Firefox with no problems, but Safari (on the same machine) is giving me the zip code error on every single page I click on.

        • guinness416 says 24 May 2011 at 09:01

          Dolphin v3.1.1 on my droid, if it matters tech elves. Thank you!

        • Jess says 25 May 2011 at 09:17

          There’s an Ally bank ad that runs on the side, and I think that’s where the zip code pop-up is coming from. I think it shows interest rates locally if you put in your zip.

  11. Adrian says 24 May 2011 at 05:16

    Great post.

    I’ve learnt that learning what to give is very important too, otherwise your efforts and money can be wasted, or at worse actually cause unintended harm.

    I’ve found some useful information about disaster giving here, but I think it applies to giving in general:
    http://goodintents.org/disaster/the-dos-and-donts-of-disaster-donations

    In the same way you take careful consideration of your spending decisions, equal care should be given to your giving decisions.

  12. No Debt MBA says 24 May 2011 at 05:42

    I just want to note that you don’t have to leave those two boxes of school supplies in your house collecting dust. I’m sure there’s a school in your area that collects supplies for families who can’t afford their own.

    • Elizabeth says 24 May 2011 at 05:57

      Our area has an organization that collects school supplies for underprivileged children, but Boys and Girls clubs and women’s shelters can use them too.

      Most school art programs (if they even exist!) are underfunded, so if anyone has arts and crafts supplies they’re welcome too!

      • guinness416 says 24 May 2011 at 06:23

        Seconding the comment about school art programs – YMMV depending where you live, but most of the teachers I know have to purchase a lot of their own art supplies (and do it willingly on fairly low pay, gawd bless ’em).

        • Christy says 24 May 2011 at 07:45

          Last week I was invited to judge entries in a science fair held at a local elementary school. The fair was held in the evening and over two hundred people attended. I learned that the pizza served was purchased by the school principal with his own funds and that the teacher who advises the science club purchases the club supplies with her own money as well.

      • LC says 24 May 2011 at 07:22

        I had the same thought – glad someone else mentioned it. A lot of teachers pay for supplies out of their own pocket because the schools are underfunded. Donate those supplies to a school in your area so that they can be appreciated by someone (or lots of little someones)!

    • sandycheeks says 24 May 2011 at 07:07

      I agree that most schools would be happy to accept your donation of school supplies. Do you know what they also really need? Tissues and baby wipes. These help maintain healthier classrooms

  13. Cindy says 24 May 2011 at 05:55

    My husband and I are teachers, and we have a son who has had significant medical needs. As of right now, we are in the position where you started. Charities will not be receiving monetary donations from us, as we are trying to find our way out of debt and have to take care of ourselves.
    With that said, I have found other ways to help. They sound small, but I hope that they can add up to something.
    The biggest thing I do is get people involved at my school and my son’s school in collecting pop tabs for the Ronald McDonald House. We have stayed in one twice now for major surgeries my son had to reconstruct his skull, and I wanted to give back in some way. When we go to the area for various appointments with his specialists, we drop off a load of the tabs. They cash them in to pay for the electric bill.
    The little things I do are to donate blood when I am healthy enough and to donate hair when it grows out enough. I started doing the blood donations after my son’s first surgery, when he had to receive transfusions. I started doing the hair donations years ago just because I could. To top it off, I get my hair cut for free when I donate. 🙂
    So, while you are thinking about where to send your money, there might be other things that you can do with your time or other resources to help even your local community.

    • Cindy says 24 May 2011 at 06:18

      I forgot to add that I volunteer some at my son’s school as well. After passing a background check, a person can do all sorts of things to help the teachers and staff at local schools.
      Then, more time is spent online on support boards for other parents going through what we have.
      I like to think that your website is a charity in a way. You are helping people to realize their full financial potential, eventually freeing them up to help others. It is a charity snowball. 🙂

    • Nicole says 24 May 2011 at 07:05

      I did a cost-benefit analysis on pop-tabs because our students who should know better are really into that particular charity.

      The amount to ship to Ronald McDonald house is almost the same amount that they get for the scrap metal, not even including the costs it takes them to get the pop tabs to the scrap metal place. You’d be far better off sending them a check for shipping.

      Snopes has an excellent article on it. http://www.snopes.com/business/redeem/pulltabs.asp

      Why does Ronald McDonald house do it? Well, it originally started as an urban legend… give away something worthless and feel like you’re doing good. Ronald McDonald decided to hook on to it in order to provide more awareness of their organization and what they do. They don’t actually make much money at all on the pop-tabs, just like most of the money on the breast cancer stamps goes to the department of defense (true!) rather than non-profit groups. But they provide awareness.

      There are probably more efficient ways to provide awareness. It’s better to do something than nothing, but if you’re going to spend energy, this is not where I would spend it. Snopes recommends doing a full soda can drive, redeeming the cans yourself, and sending the money to Ronald McDonald house.

      • Cindy says 24 May 2011 at 10:28

        Please tell me more about the shipping, as I am not sure where that comes in. I drop them off at the house where we stayed, so there is no shipping cost to them. (Everyone in the area who collects also delivers.) They collect them in a storage room and then take them to the local recycling center once a month. The gas cost of driving to the recycling center is not near as much as they are getting back, and that particular house applies the money to the electric bill.

        • Nicole says 24 May 2011 at 10:46

          Our students mail them in. But it takes a huge amount of poptabs to get any amount of money. The other year they donated a large amount that was worth about $8 based on the scrap metal prices. Shipping was also about that. The price will vary by where you are (and what aluminum prices are on the open market)– look up your local recycling center’s prices and see how much you get back for a pound of scrap aluminum. The example in the Snopes article is that 100 pull-tabs are worth about 3.5 cents. A million pull-tabs are worth $366, whereas a million pennies are worth $10,000.

          In states where there’s a deposit for soda cans you can make real money by taking the soda cans directly to the recycle center and then donate the money instead. Even without the deposit, the cans will pay for much more electricity.

          Read the snopes article for more info, or do the calculations yourself based on the prices at the local scrap metal place that your local RMcD house uses.

        • Cindy says 24 May 2011 at 11:08

          Okay, I see what you are saying now. I had considered in the past about collecting cans, but I don’t have the space for thousands of crushed cans in my garage. 🙂 With all of the local schools contributing this year, the local houses collected 23,000 pounds of tabs just from the schools, which equated to over $17,000. You would be amazed at how quickly they add up with a collective effort, and you don’t have to worry about the smell and roaches and space that would come with entire cans. If you don’t have a local house, then the cost analysis says it is not worth while. My original point was about finding something in your community, so this might not be an option for lots of people.

        • imelda says 24 May 2011 at 20:57

          Thank you, Cindy. As you said in your initial comment, you are doing what you can since you don’t have money to donate.

          Nicole, analyses like that are well-meaning, and they are certainly important. They are crucial for charities to determine fundraising strategies. What they are NOT great for is as a means to discourage people from doing good work.

          It’s better to do something than nothing. If Cindy’s efforts are only producing $5 of help, then that’s great. If all they’re doing is increasing awareness of a charity she values, that’s great too.

          As it turns out, because she is not acting alone – because many people in her community are taking similar actions – their work is compounded and they raised a huge amount of money. That’s all it takes – everyone doing SOMETHING to help, even if it’s small, even if it’s inefficient.

          Nonprofit work, and philanthropy, do not have to be perfect. It doesn’t have to be 100% efficient, or even 80% efficient. It’s better to have thousands of people doing something tiny, than to analyze everything to death and end up with no one doing anything because they’re so discouraged.

  14. Kestra says 24 May 2011 at 05:56

    Although I give a small amount each month to two international charities, I’m getting more interested in local charities that I can actually check out and possibly volunteer time and give money. Just this weekend I visited a horse rescue farm. It’s a privately run not-for-profit, so no tax receipt, but the owner has full control of how things are done. I really liked how she was taking care of the formerly starved/neglected/abused horses and other animals. I can visit these wonderful animals anytime. I also agreed to sponsor a pony, to help with the cost of feed. I can also help them with farm work as my schedule permits. It’s really nice to help out in an area I feel is very important and also develop a relationship with the person who makes all the financial decisions and does most of the work.

  15. Jennifer B says 24 May 2011 at 06:04

    I was introduced to charitable giving by my husband who has always done it. Growing up my family tended to be the volunteers at charitble events. His tended to be the donors.

    Now we do both. The big challenge has been finding things we can do with our 9 year old daughter. The local food bank allows kids as young as 6 to come help repack food from industrial sized packages into smaller portions, so we do that. We switched our donations from a large international corp to the local school district libraries.

    If you want to get involved, there are opportunities now. The local food bank is great.

    You also don’t have to have kids in school to volunteer at the schools. Offer up some time once a week to coach a kid struggling to read or help the librarian in the library and you can be making a difference with the families in your town and neighborhood now.

  16. Pamela says 24 May 2011 at 06:09

    I’ve really enjoyed reading about your changing ideas about giving–especially when you wrote about how your trip to Africa affected you.

    When we travel and volunteer, we’re thrown in with very different people and situations than we face everyday. And that really opens our worlds.

    One of the transformative stages of my life was living and volunteering in inner-city Philadelphia. Knowing first hand that some people in the richest country in the world can’t afford central heat in the winter or only have housing because they squat in abandoned buildings is very humbling.

    I can’t begin to imagine what I would see in India or Zimbabwe.

    Figuring out our responsibilities to help others and deciding how to give of our time and money can be really hard. I applaud your desire to step out of your comfort zone and I’m really glad you’re willing to share some of your questions and thoughts with the rest of us.

  17. Rick says 24 May 2011 at 06:09

    I know it feels great to have a personal connection with a charity or get your feet on the ground and help with your time. However, a lot of the time great charities would be best served with a cash donation. That is the way of our modern world. I would hope people would consider donating a lot of the time even if they don’t get an “experience” in return. If everyone needs to have a connection or an experience every time they do something good, improving the world will be impossible.

    • imelda says 24 May 2011 at 21:08

      Ha, I couldn’t disagree more. Haven’t you ever heard the quote:

      “If you have come here to help me, you are wasting your time. If you have come because your liberation is tied up with mine, then let us work together.”

      Volunteering, voluntourism, etc is not (always) about having a “great experience” and feeling good about yourself. It’s about understanding other people. It’s about learning from them directly, and sharing in their struggle, and making that personal connection which can change the lives of everyone involved. It can teach, give hope, inspire, etc etc, for people on all sides of the relationship.

      Life is not always about the bottom line. I think that voluntourism produces donors who are much more committed, and likely to care about the cause for much longer and do much more about it in the long run.

      Moreover, if everyone in the world got involved locally, sharing money and resources where possible, time when it wasn’t, don’t you think the world would be a much better place? I think that’s a great ideal to strive toward.

      • KS says 25 May 2011 at 02:16

        “Volunteering, voluntourism, etc is not (always) about having a “great experience” and feeling good about yourself. It’s about understanding other people. It’s about learning from them directly, and sharing in their struggle, and making that personal connection which can change the lives of everyone involved. It can teach, give hope, inspire, etc etc, for people on all sides of the relationship. ”

        And expecting all that IS about expecting a “great experience”. There’s a lot of grunt work that needs to be done – I’ve filed, copied, sent letters, made phone calls, and done a lot of boring tasks in the name of volunteering just because I believe in the organization and that’s what they need. Let’s not discount that, I think the OP is saying, and I agree.

        • imelda says 26 May 2011 at 16:03

          I don’t disagree – I was just making the point that the MOTIVE was not selfish, but for a greater cause. I agree it’s a positive experience, but it accomplishes much, much more than just having a good time!

          That’s why it’s such a win-win.

  18. Shannon says 24 May 2011 at 06:09

    I think before we donate our time and money to causes abroad, we should focus on our own country, the US, there are a lot of great causes here…

    • quinsy says 25 May 2011 at 16:00

      Shannon, I definitely support all forms of giving to charity, but it’s hard for me to justify always giving at home first. When you go to developing countries and see the needs there and how many children are dying of preventable causes, etc…. you can’t help but want to do something because these needs are so great and the resources are so few. I say do both.

  19. Mr. Mordecai says 24 May 2011 at 06:10

    One thing that helps my wife and I is to budget (and track) a specific amount of our income for charity. Each payday, a portion of our income gets earmarked for donations. If we don’t donate in a given month, that money is still there. Since we know what it’s intended for, seeing the money accumulate is almost like seeing our bills come due. We know it has to get paid.

    For me, it’s fun to learn about and donate to a wide variety of charities. It makes me feel like I’m taking a small part in many great causes. For my wife, it allows her to save up and provide fewer larger contributions to charities she loves, including Charity: Water. Regardless of style, the money is there.

    As for cash vs. time, one of the things that I love to do is donate blood (and platelets) through the red cross. It is humbling to see the donations provided by large foundations to charities, which are easily thousands of times larger than what we donate. With blood, however, I give as much as can be given. The rich can’t outpace me.

    Congrats on your decision to take a more active role in helping others. And thanks for sharing so the rest of us have a reminder as well.

    • SLCCOM says 24 May 2011 at 10:35

      Giving blood and platelets and bone marrow are truly the gifts of life, and something most people can do. Please, everyone, do this in addition. We are actually importing blood!

  20. Jon says 24 May 2011 at 06:10

    Giving is a good thing, I do much of it, but feeding hungry people is just a temporary stall to where we all end up, death. Groups that offer hope, like Christians, help those because they are showing others what God is like. If they believe that their path is the only way to heaven, then it would be cruel NOT to share this with others. Religious groups, Christians in particular, are responsible for most of the private charity in the world.

    • Jonathan says 24 May 2011 at 08:32

      This is exactly my family’s position as well. We are heavily involved in an organization that provides for the physical needs of those (primarily children) in third world nations by providing food, shelter, clothing, education, etc. But they do that as a means to spread the gospel, which is the far more prescient goal. We are very fortunate to be a part of the organization’s leadership, and know where and how all the money given is spent by traveling to the locations themselves.

  21. Nisa says 24 May 2011 at 06:13

    Here’s a charity that meets all your requirements. I’ve been donating to them for years. They raise and educate orphans and provide hospice care for children in Haiti. They raise the children to work and be able to support themselves.
    http://irsp.org/1512

  22. J.R.C. says 24 May 2011 at 06:14

    A few words of advice to make your contributions more effective (and to make you feel better about them as well!).

    1. Automate it. Contributing money? Automate it. Monthly, annually, whatever it is, set it up to be a recurring contribution. That way you won’t forget, and the charity you care about will have a steady income stream.

    2. The same goes for your volunteer time: make it a recurring habit, not just something done once in a blue moon whenever you feel like it. Don’t leave one volunteering session without stating the next time you’ll return. If this is something you can perform at the same time each week/month/year, that will help you form a habit. This also helps the charity get a reliable member they can count on to help them be effective.

    3. Numbers 1 and 2 contribute to the most important thing to remember about service: small impacts over time result in change. While you may or may not see immediate results in any particular 1, 2, or 10 sessions of contributing/volunteering… overtime you will see the fruits of your labor. They will be much more personally rewarding if you have been a constant contributor as opposed to sporadic.

    (Obviously) I feel very strongly that The automatic and habitual aspects of serving/contributing/giving are the ones that help the charities the most **and give you the largest sense of satisfaction over the long run**.

    Think of charity in the same terms as a financial investment. Think about what you’re trying to accomplish, automate it, make regular contributions to it, and then enjoy it!

  23. Colleen says 24 May 2011 at 06:19

    To misquote Voltaire: Don’t let the perfect be the enemy of the good.

    Something makes far more difference than nothing, even if the something is imperfect.

    Don’t forget about giving blood if you are eligible. No cash required there, and you can’t get much more hands-on than that. It is the most desperate time of the year for most blood banks.

  24. Mike Holman says 24 May 2011 at 06:28

    I’m not a huge fan of volunteer tourism. As other have noted it isn’t always an efficient use of your time and money.

    Sure, big charity organizations don’t seem to be that efficient, but are individuals any more efficient?

    If you (and by ‘you’ I mean anyone – not just JD) spend $2,000 on a trip to Africa and do some volunteer work – how efficient is it considering most of that money probably went to airline tickets to get you there. Unless you have some valuable skills that aren’t locally available (ie doctor), you might just be the most expensive labourer in the area.

    That $2,000 might have resulted in a lot more benefit if given to an organization that has resources in the area.

    Another example – JD’s & Kris’s school supplies. It would cost them $140 to provide $40 worth of school supplies – how efficient is that?

    I’m not trying to pick on JD or anyone else who is trying to help, but they should keep in mind that the big organizations are probably not as hopelessly inefficient as one might think.

    • Maria says 24 May 2011 at 12:18

      I agree with Mike; the costs of volunteer tourism are so high that the benefits you are offering have to be huge to make it worth it to anyone but you. Medical missions trips make sense to me, but I think everyone should think rationally about what they have to offer. My church talks about three forms of charity: time, talent, and treasure; which of those do you have to offer?

      I speak as an engineering student who has made several trips to China to work on sustainable energy projects in a rural village. I know firsthand how much money is required for such a trip, and I know that I did not bring $1,800 worth of improvement to the area. In my case, I feel like it was justified because of the experience I got, which will help me in my engineering career and enable to give back more in the future. But based on my own experiences, I’m very hesitant to ask others to support such a trip when I know myself to be the primary beneficiary, and am similarly hesitant to help others do the same.

      • J.R.C. says 25 May 2011 at 07:13

        You are correct that volunteer tourism is not as efficient as some other forms of charity/volunteering.

        But I would propose you do the mental accounting in another manner. Namely, count the expense of airfare/lodging/food to your benefit. This is your ‘vacation’, you’re getting to experience another area of the world, meet new people and be involved in their lives.

        Now account for the rest of your time/expenditures towards the service opportunity. This is the benefit received by those you serve. It’s also important to remember that this is still not costing -them- anything.

        They would much rather you made an inefficient trip to them, than no trip at all.

        I don’t mean this in any way to say that you’re wrong and that volunteer tourism isn’t an inefficient form of charity. But most people are more likely to use this as an excuse to not do anything at all. By all means you should be considering how you can best make a positive impact!

        Often times, volunteering at a foreign place will let you evaluate if it is a good steward of its resources, then you can make regular contributions to it after your trip. These can be much more efficient, and you can rest assured that your charity is being well used.

        Very good thoughts!

  25. miss yankee says 24 May 2011 at 06:31

    We came into this world with nothing and we leave with nothing. No matter how rich we become, we will leave it all behind.

    I’m 40. One of the most sobering events of my life was as they read my grandfather’s Last Will and Testament. I thought, “He spent his life acquiring these things and now it’s going to me, my parents, uncles, aunts and cousins. Some care nothing about it and will pawn it tomorrow.”

    It’s better to give during life to good causes. The Bible asks, after we die, who will own the things we have gained?

  26. Adam P says 24 May 2011 at 06:35

    “Feeding those in need shouldn’t come with a call to convert to Christianity, for instance.”

    Hah! JD! I think I used nearly those exact words on a related post a few weeks back (that got the hi-lited by you comment treatment too).

    It’s very tricky to find charities that both support causes you believe in and use your money efficiently and with intergrity. I like your picks!

    To me, I have to make donating an auto-withdrawal akin to my savings, or I will find an excuse not to make it happen at the end of the month. A failing on my part, I know, but at least there is a remedy!

  27. Annelise says 24 May 2011 at 06:36

    The reason I almost never donate to charity (apart from giving away old clothes after a particularly successful shopping trip) is because almost all the well-known charities nowadays have covert (leftwing) political agendas. Charities that supposedly help the poor are often pushing anti-capitalist “climate change” measures, and charities supposedly helping children are actually propagating the classic liberal smear that loving nuclear families are hotbeds of neglect and child abuse. Even worthy charities such as those helping injured soldiers shouldn’t have to exist since the governments that send the soldiers to war should look after them. I also object to the idea that one “should” donate to charity; surely the whole point is that it’s voluntary? This article has encouraged me to research some truly deserving charities to which I might (or might not, since it’s charity) want to donate.

    • Dan says 24 May 2011 at 10:07

      “I also object to the idea that one “should” donate to charity; surely the whole point is that it’s voluntary?”

      I totally agree. It’s going to be a very long time before I’m in a financial position to give money away. Quite frankly, the many blogs posts and comments that claim people “should” donate to charity assume one thing: That I share the same value system that they do. I don’t.

      I work hard for my money, and I also pay a non-trivial amount of my income in taxes (it’s actually quite a bit of money), some of which goes to various social programs. I really don’t feel a need to give even more money on top of that. I worked hard for it. It’s mine. I want to keep it.

      I have no problems with those who wish to support charity, but I also feel that those who “encourage” it aren’t much different than those who “encourage” me to convert to their religion.

    • Sarabeth says 24 May 2011 at 18:47

      I absolutely agree that much charity would be irrelevant if the government did a better job with its responsibilities towards its citizens – including veterans, but also schoolchildren and many others. But I find it odd that you object to charities on the grounds of liberalism. The argument that government, rather than private charity, is better suited for these tasks is a liberal one (in the American, not European sense). The push for private charity to take the place of government action is one of the key policy items of the modern conservative movement.

      • Annelise says 25 May 2011 at 02:32

        @Sarabeth – I think you’ve slightly misunderstood my point. To go back to the examples I used, I don’t think charity OR government should be pushing the climate change scam or smearing nice nuclear families. I’m not objecting to charities pushing these causes because governments should be taking care of them; I’m objecting because surely these causes should be the domain of political pressure groups who openly declare their intentions, not charities who take your money in the guise of “helping the poor” or “saving needy children” when their actual work bears little resemblance to their stated aims. There is a strong, hateful leftwing culture among those who work for charities, and I just wish they’d leave their ghastly politics out of it. Moreover, I find the charities who “shout” the loudest, with their emotionally blackmailing ad campaigns and pesky street collectors, are often the most politicised and least deserving.

        And @ Dan – I think you’re right in pointing out that not everybody is in a financial position to give substantial amounts to charity. I’ve noticed a sneaking trend (that I think will get worse) of charity collection boxes in shops and of people (often shop employees) asking you if you want to donate (so you have to actively refuse). Confronting and embarrassing people like this is quite disgraceful, and I think people with a less strong character than my own would probably feel forced and bullied into donating.

  28. Kevin @ Thousandaire.com says 24 May 2011 at 06:41

    Congratulations on finally being ready to give. As it looks like you can already tell, it is very fulfilling to do charity and know you are making a difference.

    It’s also good that, even though this blog makes money, you have certainly helped a lot of people with their finances and they didn’t have to pay anything for the help or information.

  29. Sarah Russell says 24 May 2011 at 06:42

    Good for you for taking the time to figure out what matters to you and how you can contribute meaningfully to the world. A lot of lesser people would have simply shrugged off the challenge and said, “I don’t know how to contribute, so I’m just not going to.”

    This is similar to something I’ve been thinking a lot about lately as well. I want to contribute to the world and make it a better place, but I’m not sure exactly where or how to do this. I want to find a cause that I’m truly passionate about where I can effect actual change, but I can’t narrow all the options down yet.

    Truth be told, I think that what I really need to do is just get out there and volunteer more – can’t think of a better way to get things figured out 🙂

  30. Suzanne says 24 May 2011 at 06:51

    Volunteering can be a great way to get to know an organization and understand its mission and impact. That is how many volunteer activities are structured – so that youi will want to help them achieve that mission, and that almost always requires money. A few hours a month – or even a week – will not allow an organization to do nearly as much as they can do with your money.

    Also, I don’t know what the threshold is today, but a small gift (under $100) can actually cost the organization more in administration fees and future mailings than the gift itself. It can be better to choose just one or a few that you really believe in and give larger amounts to them.

    • Dan says 24 May 2011 at 10:11

      “Also, I don’t know what the threshold is today, but a small gift (under $100) can actually cost the organization more in administration fees and future mailings than the gift itself.”

      hehe. I highly doubt it costs that much to literally process a donation and put it in the bank. How could it?

      But I can see how the future mailings and phone calls and future marketing and what not can incur costs down the line. But that’s not a fault of my donation (or my donation not being enough), it’s a fault of the organization. A smart organization figures out the “expected value” of a donor, and doesn’t expend more on solicitation than they can expect to recoup from future donations.

      • Suzanne says 24 May 2011 at 11:01

        Charities often find that their best donors started small, so today’s $50 gift may eventually lead to a $1 million gift at some point in the future. Therefore, it is in their interest to increase their marketing to people who give small gifts today. As a result, for even a very small gift, charities will spend money to try and get you to increase you giving. Some charities are more aggressive with this approach than others, and you can ask them to remove you from their mailing lists to help combat it. But the end result is that it is better for most oreganizations if you give one $100 gift than ten $10 gifts.

      • Sarah says 31 May 2011 at 14:02

        It is somewhat true though. Most organizations are not very efficient. The administrative and transactional costs of processing a gift can eat up a good portion of the gift. I think that this could be solved by building better systems in which to process gifts (where I work it is cheaper to process a gift by check than through a website, though the website should be much more efficient).

        I have considered sending in a donation along with the message, “I’m going to donate every year, but only if you stop wasting the money I give sending me marketing materials and thank you notes.”

    • Jane says 24 May 2011 at 11:42

      I hear that same idea all the time – that small donations cost a charity money. But all that leads me to do is give less. I’m sorry, but $50 is not a small amount of money to me! If a charity only makes money on large donations, then maybe they should stop sending so many flashy brochures or whatever else is costing them so much money to make my small donation counter productive.

      • Dan says 24 May 2011 at 12:09

        The cynic in me thinks charities don’t want me to emotionally support their cause — they just want my money. And those excuses about small donations costing money? It makes me feel like it’s a poly to separate more $ from my wallet. Why? Because if a charity *really* loses money on small donations because of future marketing, the solution is simple: Don’t waste marketing $ on people who make donations of less than $X in a year. Give a simple “thank you for your support” and that’s it.

        The cynic in me further thinks that if $100/year is truly a loser, then I’m wasting my money on that charity. Are they really trying to tell me that I’m just paying for them to send me more marketing crap? Gee, that’s a cause *everybody* should support! Oh, wait, we tell you that because we want you to spend more? Well, you just told me that I’m *still* going to get $100 worth of marketing crap, so I’m still wasting a good chunk of money with my donation.

        • Suzanne says 24 May 2011 at 14:05

          I don’t mind if a charity that I believe in “wants my money”. They will use it to accomplish their mission which, if it’s important to me, I want as well.

  31. Debbie says 24 May 2011 at 06:51

    My friend Jane Kurtz, who grew up in Ethiopia and now lives in the U.S., is the driving force behind Ethiopia Reads:
    http://www.ethiopiareads.org/

    I’ve never seen a woman work so hard for such a good cause. The board is volunteer, with just one paid employee who handles the administrative tasks. Your dollars open libraries (sometimes donkey libraries) and put books into the hands of Ethiopian children. ER just shipped out their first container ship of books last week. It’s exciting.

    And exhausting. And amazing. So much sweat equity changing so many lives. It’s worthy cause.

    Jane is here: http://www.janekurtz.com. You can talk with her directly about the work they do, and get involved. A group of teachers visits every year (set up through ER), to work with Ethiopian teachers as they learn how to use the literature to teach as well.

    I’ve watched this organization grow from a small group’s determination into a beautiful (still struggling) program that makes a huge difference in the world.

  32. Adam says 24 May 2011 at 06:52

    I think charitable giving has an important place in our culture, and I’m happy to give if the circumstances are appropriate. However, an important question I always consider is if the giving could actually do more harm than good. In other words, will giving something for nothing diminish the incentive for someone to become self reliant. Marvin Olasky provides an interesting perspective in his book, The Tragedy of American Compassion.

  33. Daedala says 24 May 2011 at 06:54

    I recommend considering Maimonides’ eight degrees of charity.

  34. Rachel Jean says 24 May 2011 at 07:00

    Food for thought: some of the best “teach a man to fish” charities are also the least glamorous. For example, I work for a nonprofit in MN that helps people with serious mental illness overcome their disability so that they can work and pay taxes. Because we’re not curing cancer, helping cute kids or puppies or feeding homeless, hungry people, our charity is often overlooked for donations, even though we make a huge impact on the community (reduced dependency on social services anyone?)

    Also, since financial literacy is so important to Get Rich Slowly, why not research organizations that teach financial literacy–either to adults overcoming hardships or kids in school?

    Ultimately, finding a charity support involves examining your own values and finding charities that connect the dots. It’s rewarding when you donate time, but donating money also has it’s reward–you’re making sure the work can continue. Your food bank wouldn’t have a volunteer opportunity for you if they didn’t have money to fund operations!

  35. Lukas says 24 May 2011 at 07:08

    I just started donating to these guys: http://www.littleflowerprojects.blogspot.com/

  36. Jessica the hedgehog says 24 May 2011 at 07:09

    A few weeks ago I noticed you had Edge of Seven listed on Awesome People, and I’ve been meaning to comment there but just hadn’t had the chance yet. So imagine my happiness when I woke up today and saw them mentioned on GRS! I’m so glad you’re running with that suggestion.

    Like I may have mentioned before, I haven’t personally done a volunteer stint with them, but a friend has and his enthusiasm for their work was contagious. And I was incredibly impressed with the founder when I had the pleasure of meeting her at a small fundraiser in Boston last year. She’s good people – awesome people, in fact!

    I’m looking forward to reading along as you navigate this new area of life. 🙂

  37. Katie says 24 May 2011 at 07:17

    J.D.,

    I’ll second everyone in saying that it’s wonderful that you are starting to ponder giving to charity (equally wonderful that you are being responsible about choosing where to donate, people would be shocked at some of the shady financials that can happen at non-profits).

    I want to join others, however, in urging you to also consider donating to organizations focused on the United States. My personal favorite is http://www.donorschoose.org/donors/search.html and I think it might fit your requirements. It’s a site where teachers can directly ask the public for money to fund educational projects to help their students. I have several teachers in my family who often use this site to gather books for literacy programs, get new technology to help their kids learn, and more. You get to read about the projects on the site and choose only the ones that fit with your priorities. Best of all, sometimes the teachers (or the students) will write you a thank you note when the goal is reached. You know where your money is going and which students it’s helping, plus you feel more involved than just sending a check, because you selected the particular program.

    • Jennifer B says 24 May 2011 at 21:06

      I lost a bit of faith in Donorschoose.org when I went on line and saw what they said about the school my daughter goes to – it didn’t seem quite accurate.

      We live in an upper class neighborhood. While there are portions of the school district with high levels of ESL, free/reduced lunch kids who are struggling, our local school just doesn’t have the poverty numbers that Donorschoose.org claimed they did. They have an incredible amount of parent support (I know! I’m one of many!), including a PTA fundraising machine that provides for a lot of extras that other schools in the district just don’t have. And to see that they said we had more than 10% free/reduced lunch kids and considered us a “moderate poverty” area just seemed wrong.

      I still like the idea of what they do, but find it difficult to appreciate the “need” that they show.

      • imelda says 24 May 2011 at 21:21

        That’s weird. But I have to wonder if there was just a mistake classifying them as “moderate poverty”. 10% of kids on reduced lunch sounds plausible even for a high-income area. Calling that “moderate poverty” does sound off, though.

        Donorschoose is a terrific website, great in concept and execution and a huge help for teachers. It IS true that a large number of their recipients are schools that are not quite so high-need. These are schools able to recruit teachers proactive, organized, and caring enough to put together cool projects and appeals.

        It’s still a great system doing awesome work, though!

  38. Anne says 24 May 2011 at 07:18

    I have a friend who’s pretty knowledgable about different cultures and has concerns about just throwing money at a population hoping that will fix things. Providing additional income to them can really mess things up.

    One question I wondered about would be helping local people utilize the Internet (if that’s even possible) to sell their wares. So if a local group of women craft something – jewelry, blankets, etc – would there be a way for them to market it online (like an international Etsy) and increase their own income. Lots of infrastructure would have to be in place to make it work, but would that be an area that you could assist? Or even helping a group start a successful blog where they tell the story of the people.

    There are endless ways to give. I think your idea of BEING there is valuable. It makes it real. It forms the human connections. You can see the eyes of the people that you’re effecting.

  39. Alison Wiley says 24 May 2011 at 07:18

    J.D., I like and respect how wide open you are to changing in this area, especially since you were raised to not give time or money. While I was raised to give both, I typically feel I’m not giving what I really could be giving. Here is how a friend and I together became bigger, happier givers: http://www.diamondcutlife.org/how-i-succeeded-in-a-new-years-resolution/

  40. Clint says 24 May 2011 at 07:21

    Sorry if I’ve missed this. Has anyone mentioned Kiva yet–an organization that enables you to make small loans ($25) to people in need. Then when it’s repaid, you can re-use the funds to loan out again. Better description on their websites http://www.kiva.org/
    It fits the “teaching someone to fish” philosophy. I keep saying I’m going to do this, but have yet to pull the trigger. Any opinions?

    • Steph says 24 May 2011 at 07:37

      I love Kiva! I have invested as a gift for others, and for myself. I have always been paid back 100% and reinvested my first loan 8 times.

    • Dean says 24 May 2011 at 07:40

      I’m a big fan of Kiva and have been a “loaner” since 2007 and highly recommend it. I allocated a set amount to loan out in the beginning and have been able to re-loan it many times over which multiplies the impact of my initial “investment”. Great concept and a great organization. I would definitely give it a go.

    • Kate says 24 May 2011 at 07:48

      I’m not a huge fan of Kiva in practice, although I really like the idea.

      Here’s a quick analysis of why: http://blogs.cgdev.org/open_book/2009/10/kiva-is-not-quite-what-it-seems.php

      In short, I don’t feel nearly as fuzzy-wuzzy about loaning money to back-stop a bank as I do to helping a woman get her small business off the ground.

      • imelda says 24 May 2011 at 21:26

        Grah. But none of those loans would ever get made if the Kiva system didn’t exist. Although your money is going directly to a bank, the small businesspeople are the ones who benefit. If no one were lending money through Kiva and those local banks, they would end up with nothing.

        There are valid criticisms of Kiva’s work. This is NOT one of them.

    • LC says 24 May 2011 at 08:17

      I gave Kiva cards to my siblings as Christmas gifts this year. The loans are being repaid slowly, but so far, so good. Since we are all in places where needs are fulfilled, I wanted to give something that allowed us to give back to others. They can continue donating out or cash out once the loan is repaid, but they had to make the initial investment in order to use the funds on themselves.

      • Clint says 24 May 2011 at 11:25

        Thanks for all of this. Let me make sure I understand this comment if you’re still here. You bought the cards as gifts. Siblings then decide who to loan to and once the loan is repaid they can cash out or reloan? That sounds like a great idea if I’ve got it right.

    • Colleen says 24 May 2011 at 10:20

      I’m about to re-loan my original $25 for the third time. It is really awesome!

      @Kate — while the criticisms of that article were true when it was first published, Kiva is much clearer now about the process.

    • sarah says 24 May 2011 at 13:32

      I love Kiva. Over the past 5 years or so I’ve been able to reloan out my money often, for a total of $42 loans. If I ever really need the money (I hope I don’t) I can stop reloaning it and my $500 or so will trickle back in over 6-12 months and I can withdraw it.

      And I have no problem with a bank being the middle man, I don’t see how there’s any tangible difference there.

    • almost there says 24 May 2011 at 20:10

      I have not contributed to Kiva but to Microplace (owned by ebay). I understand that their banks make loans of up to 60% interest to third world people so that I can earn 4.25% on a 4 year loan of $10,001. Win-Win?

  41. Chris says 24 May 2011 at 07:21

    There are a lot of worthy causes out there. Mostly I give through my local church and that keeps my donations helping people in my community.

    Recently The earthquakes motivated me and I found a link here for helping those in Japan:
    http://financiallyeliteblog.com

    I am also thinking about those in Joplin, MO as well.

  42. Mom of five says 24 May 2011 at 07:36

    I just want to say that while it’s admirable and certainly worthwhile to want to help girls, let’s not neglect the boys. Sure, China and India don’t want their baby girls, but the western world does not want their boys.

    In our own country, the boys languish in the foster care system. As amazing as it sounds, if you adopt from China, you’ve got a shorter wait if you’ll take either gender – so many people just want to adopt girls. Nobody wants a male child once they’ve hit 2 years old. In our country, an illiterate woman might end up on welfare, an illiterate man will likely end up in prison.

    I know I’m nitpicking on a small point in this post, but equal rights for impoverished boys is a particular passion of mine and I couldn’t just let the mention pass.

    • J.D. says 24 May 2011 at 07:48

      I agree. The organizations I’ve found and like work to help all children, not just girls. But they emphasize educating girls. Does that make sense? I’d actually love to see some of their work in action…

      • Nicole says 24 May 2011 at 08:44

        It is country and community specific, but the cold truth is that in many developing countries, girls are not valued as much as boys. They are fed less than boys, more likely to die, and less likely to be educated. Scarce resources are already going to the boys. Educating girls makes them more valuable and helps girls as an entire gender.

        Another line of literature does suggest that as women get educated that does help the entire country… women tend to be primary care-givers so educating them means their children are more likely to be educated both boys and girls (this literature is massive and started decades ago). In some (but not all) cultures, giving women power means that the money is spent on things that cause growth for the family rather than on alcohol etc. (Nava Ashram has some fascinating recent papers on this topic.)

        The “educate girls in developing countries” argument has very strong research backing.

      • Elizabeth says 24 May 2011 at 09:22

        Yes, it does make sense to focus on educating girls!

        Sally Armstrong is another good source. I saw a talk of hers a few years ago where she explained how the food crisis in the Congo is tied to the rape and abuse of women. Women in developing countries aren’t “stay at home mothers”. They also plant fields, tend livestock, make goods, etc. When they are oppressed or abused, they stop doing this work and the whole community suffers. (Consider: how eager would you be to harvest a field if you were likely to get beaten, raped or killed in the process?)

        In contrast, when women have rights, education and protection, they can be vital members of their community and important contributors to the economy.

        It’s an issue I’d like to learn more about. Thanks for bringing it up!

        • Elizabeth says 24 May 2011 at 09:36

          Ooops… I can’t edit my previous comment so I’ll have to add something here.

          Fear isn’t the only issue. Women can be abused to badly that they are physically unable to work.

          Here’s a link to the talk http://www.youtube.com/watch?v=_KDiiB3JSgo

    • sjw says 24 May 2011 at 08:21

      As a woman, I hate the “as a girl” ads that are shilling for cash. I agree, the girls should go to school. So should the boys.

      Both should be responsible for improving their families’ lives. It looks like we’re just exporting and reinforcing the “second shift”.

      • Elizabeth says 24 May 2011 at 09:42

        I agree that both sexes should be involved with improving their lives and their country, but I don’t understand what you mean my exporting “the second shift”?

        I think we have to be careful not to see all developing or conflicted countries as being alike. People’s lives are very different in Rwanda versus Romania, for example, or Afghanistan versus Ethiopia. In some countries, women can’t leave the home without a male escort. In others, they’re working the fields with children in their arms. (Parenthood is very different!)

        Hmmm. I wish I knew more about this!

        • sjw says 24 May 2011 at 12:23

          They’re saying “give money to girls – they’ll start a business and educate their kids and everyone will be healthy”. Give money to boys and they’ll spend it on hookers and blow (they don’t usually write that part out – though I once heard that the computers given to the men were almost all used to surf for porn).

          I’m tired of being told that because I’m a girl I need to take care of my family (are they eating right? did they brush their teeth? are their vaccinations up to date?) and make lots of money and and and and and. It feels like another Martha and Mary story.

          And I believe it when they say it’s more effective. It still sucks. And we should be doing something about it.

        • Nicole says 24 May 2011 at 12:51

          In some developing countries, if women are more educated, then culture can change to become less misogynistic. First make sure girls have an equal chance at staying alive. Then we can worry about first world equality problems.

          And alcohol, not blow.

      • Ely says 24 May 2011 at 10:01

        The key word here is “should”.

        While men and women “should” be equally responsible for their families and communities, the fact remains that resources provided to women (loans, education) have a much greater impact on families and communities than those given to men. It might not be right, but it’s true.

    • Kate says 24 May 2011 at 10:14

      Mom of Five – Could you share some more information on this? I had no idea. I’m all for educating the globe’s girls, but I never realized our young boys were suffering in the ways you outlined.

  43. pShorten says 24 May 2011 at 07:41

    JD – My husband is a college professor. He teaches Environmental Science in the Health Department of West Chester University. He and I have taken students abroad many times now. We want to expose young folks to the larger world and part of each trip is a service project. We are searching for a way to do this more effectively, some service trips don’t really have much impact. I know that by taking young folks abroad we are making a difference but I like your thoughts and will be interested in following your progress.

    We often pair with a school and bring supplies…what an impact that makes on our students!
    P

  44. Laura in Cancun says 24 May 2011 at 07:43

    Good for you, JD! Volunteer tourism is great. With a Christian group called Mission to the World, I’ve been on several week-long trips to the same community in Belize, mainly helping to build schools.

    I also did a summer as an intern in Acapulco at an orphanage and a street child shelter. So difficult, but so amazing.

    I’d never considered the idea of investing specifically inthe women of a community, but it makes sense. In the end, the women are usually the ones who have the biggest influence on the kids (and on the men hahaha).

  45. lil says 24 May 2011 at 07:45

    LOVE, LOVE, LOVE this post. Happiness studies actually show that giving to others creates SO much happiness within the giver. Thank you for being so open-minded on this point. Finding the charity that works for you is a fun and worthwhile search. I believe that we are so blessed as a nation, and it’s only right that we should distribute the wealth to areas that are not so blessed.

    Perhaps, another opportunity that you may want to help is to mentor a child in your hometown. Our state has a mentorship program where you meet one-on-one with a child during the school hours at the school and help them read or on special projects. It’s so easy, so rewarding, and there’s no need for any experience/training in teaching. Nothing felt so amazing as having my mentee tell me that now she loves to read. It makes me sad that there are so many amazing children that don’t develop the love of learning and school because his or her parents don’t see its value–this is a chance to change the lottery of the womb.

  46. PB says 24 May 2011 at 07:46

    JD — regarding the school supplies in your living room — find a local school where over 50% of the children are below the poverty level and donate them there. I guarantee the kids will be grateful.

    Our church has adopted such an elementary school in our town, and the principal has set up a little “store” where they can get what they need, paying only with a smile and a thank you. Children need underwear, socks, toothpaste, as well as school supplies.

    Also, school lunch programs often sponsor milk at only lunch OR snack time, so the children have to choose. We supply milk money so that they can have milk twice a day and do not suffer the social stigma of not getting a snack and so being labeled as “poor”. Labels stick and can be devastating.

    Valentines, birthday treats, Christmas party gifts — some kids need help with all of these. Adopt a school, stock up, and help.

    I am all for helping overseas, but also think that it is necessary to bloom where we are planted, and to help others do the same.

  47. Kevin M says 24 May 2011 at 07:46

    JD, I don’t think you give yourself enough credit for what you do here at GRS. Sure, it is a business, but you’ve probably helped hundreds of people clean up their financial lives. I applaud you for that, and your willingness to do more.

    I have similar feelings as you towards writing a check for charity. There are a couple organizations I support financially. But my preference would be to have more time to actually go pitch in and help.

  48. Megan says 24 May 2011 at 07:48

    I too think that doing something makes it better – but of course, then it’s not as altruistic, that is, you also benefit.

    Here are two quick and easy things that EVERYONE can (and should) do daily:

    http://www.thebreastcancersite.com – this is a site where you click and people donate money – there are also games you can play and every minute donates money

    http://www.freerice.com/ – a vocabulary building game – as you get them right, rice is put into a bowl and that rice is donated to countries that need food

    Finally, I agree with others who said to start in your own country, while traveling is fun and exciting, people here need help too. Since you like to write, why not see if the library will work with you to teach an adult literary class at nights for people, or even teach adults who need help with learning how to use a computer so they can get a better job? There are plenty of things you can DO here to help others without going 2000 miles away.

    And for those school supplies? See if your local school can use them, I worked at a public school in Cleveland that didn’t have money for graph paper, textbooks, calculators, or pencils so I know it’s not just African schools that need help with supplies.

  49. Geek says 24 May 2011 at 07:53

    JD, It is a-ok not to donate if you don’t want to. I still feel very little motivation to give back, and just donate a small amount to my local Humane Society (the things we do to animals are slightly worse than the things we do our fellow humans). It’s OK whatever you choose.

    • Lukas says 24 May 2011 at 17:44

      I disagree. If someone doesn’t want to donate money, that’s fine. But unless you are destitute, you should do _something_ to help the less fortunate. You should do it prudently, since donating money doesn’t always help and can foster dependence. But I think it is wrong to simply enjoy the good things of life and not try to share them with others.

      • Geek says 25 May 2011 at 11:28

        Who are you or I to judge what fosters dependence and what doesn’t?
        Who is anyone to judge that one “should” give? You “should” help others?

        It’s OK whatever you choose for giving. It’s also OK to judge people for not giving or for giving to the “Wrong” cause, but it’s even MORE OK to to keep your judge-y-ness to yourself.

  50. Ron says 24 May 2011 at 07:56

    I’m a little surprised there is not much talk about “how” to raise money to give, given the focus of this blog.

    Our plan has been simple for a while now…we don’t take raises any more. All the annual raise goes into charity, usual faith-based. Why do this? We just couldn’t get our hands around the tithe initially, so we started this way. Now we are beyond the tithe, and by the time I retire we may be around 40% income going to charity, and we feel good about that and are convinced it is the right thing to do.

    This strategy meets some good requirements: it is simple, it is executable, it is systemic, and it makes sense. It does not hurt that we can live on what we were earning several years ago, but that really isn’t the point. This strategy meets our needs in a way that works for us, and could be considered by others to contribute to whatever charity they deem worthy.

    • Jaime B says 25 May 2011 at 22:37

      I doubt I would give 40% myself and definitely not to a religious organization but this is a FANTASTIC idea for finding the money to give to charity. Thank you very much – so in coming years I’ll try to use this strategy to not only bump up retirement savings but also charitable contributions as well. Thanks!

  51. Katy @ The Non-Consumer Advocate says 24 May 2011 at 08:02

    I think that financial charitable giving is like investing:

    It’s better to do something rather than wait to do it perfectly and end up doing nothing.

    My family sponsors a 7-year-old girl in Zambia through Childfund Intl, (which used to be Christian Children’s Fund.) We’ve been doing this for five years now and it’s a completely automated monthly $28 monthly donation.

    Yes, this charity is Christian based, but it’s also well respected and extremely established. (I’m actually Jewish.)

    You want not sending your money into a void? We once sent an extra $50, and we received a thank you note from her uncle saying that they had bought 2 blankets, a dress and some shoes for “Freida.”

    Not a void.

    My husband volunteers as a soccer coach, as well as serving on a non-profit recreational soccer board. This takes up around 20 hours per week in the fall, and maybe 1 hours per week the rest of the year. He loves being able to provide this service.

    My job as a nurse feels like charitable service, and I learned years ago after a stint as a PTA President that I actually *Hate* volunteering in the schools. (Parents can be insane!)

    There’s always more than I could be doing, but I’m okay with where we are.

    Katy Wolk-Stanley
    “Use it up, wear it out, make it do or do without”

  52. Kate says 24 May 2011 at 08:02

    I have actually taken two voluntourism trips, one to Zimbabwe and one to the Middle East. They helped launch me into a career in international development.

    These trips were a huge benefit to me- my eyes were opened to new perspectives and challenges and I had a more “on-the-ground” experience than I would have as a tourist.

    But if I’m being honest, the benefit was far more to me than it was to the community in question.

    The best folks for voluntourism, in my opinion, are people with clear skills that are in short supply in the recipeint community. People like doctors, dentists, optometrists, etc.

    In my case though, I didn’t bring much to the table other than a willingness to help and learn. Great- except there are plenty of folks in the community itself that share that same sentiment. I certainly didn’t know how to build a school. None of the volunteers in our group did. But we could be trained to mix the cement, stick it in a frame, and pop out bricks, or paint, or fetch water. We were basically unskilled labour.

    Most of these communities are *not* short on unskilled labour. If the organization can teach us to make bricks, they can teach the local community. Trouble is, we come free to the NGO (even paying in dollars to participate), whereas by training and employing locals, they would have to pay a wage.

    For a less anecdotal and more analytical view on this, I highly recommend this post by Chris Blattman, a researcher at Yale. As with GRS, the comments are just as interesting as the post itself: http://chrisblattman.com/2008/03/11/development-tourism/

  53. jesinalbuquerque says 24 May 2011 at 08:04

    When I learned that a local food bank can parlay a $1 donation into $10 worth of food, I became a supporter. It’s especially satisfying to provide seed money that will have an impact many times my donation. I stay local; personal preference — the food bank and animal rescue mainly — and choose the groups that don’t inundate me with junk. I gave to the Animal Humane Society once and have been flooded with mailings (one contained a nickel; I didn’t open it to find out what that was about), calendars, and recently tote bags. I’m packaging it all up to send back to them with a request to take me off their list.

    • Debbie M says 24 May 2011 at 10:52

      I use justgive.org as a middleman to keep my donations anonymous. This keeps the organizations from wasting money sending me junk mail (or even thank-yous) because they do not have my contact information.

      • jesinalbuquerque says 24 May 2011 at 11:21

        Thank you. I’ll certainly be checking them out.

    • El Nerdo says 24 May 2011 at 22:00

      @jes

      i didn’t know that about the food bank! that’s great to know. are you talking about roadrunner?

  54. Rita Vail says 24 May 2011 at 08:05

    A friend of mine, Leann Halsey, is a social worker concerned about the Tibetan Refugees in India. I send her $14 a month to buy a large bag (#50, I think) of rice from the Tibetan Refugee Organic Farmers Assn to give to the widows and other women. She delivers every bag personally. You can go to her blog and see the women and children getting a bag rice at indiasocialwork.wordpress.com
    and every penny goes to buy rice.

    Now I think I need to send her extra money because when she was setting up Paypal there was a snafu that cost her several hundred dollars. Some donations were lost. Leann is looking for organizations here in the states to partner with to help.

  55. Marni says 24 May 2011 at 08:06

    I agree with your comments about not wanting to just hand over money without feeling confident that it will be spent effectively. I feel even more strongly that my charitable dollars should go to organizations that promote population control and that work hand in hand in developing countries with saving wildlife species, many of whom are on the critical list because of human overpopulation. To so many people (and organizations) population control has become the elephant in the room because it’s somehow thought of as politically incorrect. Cut to the chase: if we start controlling the population, we’ll have more food to go around, wildlife will be better off, there’ll be less population and all the humans will have better lives. Really don’t understand the problem around this. From a common sense point of view, it’s the only way to go!

    • Anne says 24 May 2011 at 09:19

      From what I understand, when women are educated and standard of living goes up, the birthrate automatically goes down. It is almost impossible to approach family planning directly, especially without the education to make the basic concepts accessible.

      • Ely says 24 May 2011 at 10:09

        This is true. Educated women are more likely to have the number of children that they want and can afford. Uneducated women are often slaves to their biology (not to mention husbands). Don’t know why it’s education that makes the difference, more than contraceptives or family planning or anything, but it is.

        • saro says 24 May 2011 at 21:11

          Just want to third Anne’s point!!

    • Mabinogi says 24 May 2011 at 09:53

      I absolutely agree that many (most?) of the challenges facing the planet stem from increasing populations and the resultant increasing demands on food, water, and other resources. Do you know of any good charitable organizations who aim to increase access to contraceptives internationally and educate women and men on the importance of family planning?

      • Nicole says 24 May 2011 at 10:05

        It’s funny … population control used to be a big part of the Republican platform, particularly with regard to foreign aid. How times have changed…

      • Stefanie says 24 May 2011 at 10:34

        Planned Parenthood.

        • Mabinogi says 24 May 2011 at 10:36

          I know and support Planned Parenthood’s work stateside — and am grateful to the annual low-cost checkups and free contraception I was able to get when I was a poor college student — but do they do a substantial amount of work internationally as well?

    • Anne says 25 May 2011 at 03:39

      So who has to go to reduce this surplus population? You? I’ll bet anything you are not planning suicide to improve the world.

      • Mabinogi says 25 May 2011 at 05:22

        Ah, isn’t hyperbole a wonderful thing? I’m pretty sure nobody advocating working towards a smaller global population is advocating killing off existing people. You’ll notice that the discussion here was regarding education and access to birth control. No, I’m not planning on offing myself or anybody else. However, I’m also not planning on having more than 1 or 2 children, and would like more women globally to be able to make that choice.

  56. salted cashews says 24 May 2011 at 08:12

    Dear All,

    Please be aware of the following:

    Giving Anonymously

    http://www.givinganon.org/

    Maybe you know someone who needs help, but is not local, or you don’t want the person to know where the help came from.

  57. DIH says 24 May 2011 at 08:35

    I guess I don’t properly represent my age group (late twenties) because I really enjoy making financial donations to charity.

    I’m three years out of graduate school and working on paying off loans as well as building short term savings and saving for retirement so I’m not exactly living large but I do include charities in my budget. I decided last year during one of NPR’s fund drive days that a person who enjoys public radio as much as I do simply ought to be contributing. So I went online and became a continuing member to the tune of 10 dollars a month (less than a netflix subscription). Next I decided that I wanted to support all the great things I enjoy on public television (ditto). With a museum membership and a few christmas gift donations I realized that I’d spent almost 400 dollars or 1% of my income on charity. I decide to round it off with a scholarship donation to my graduate school and felt great about the whole thing. I was saving and paying all my bills and still having some left over to share with causes I care about.

    So this year I decided to up the ante to 2% and formalize it a bit more. I still have my regular support of Wisconsin Public Radio and Television. Each month I set aside another 50 for an organization that grabs me at the moment (I think of it as dollar cost averaging my donations). Thus far my monthly choices have been Fair Wisconsin (a LGBT advocacy group in my area), the National Center for Science Education, a local politician I like, the public library and the ACLU.

    Since I make a choice every month, it almost feels like a fun purchase for myself and, since my donations are relatively small and change every month, I don’t stress too much about any particular organization being a perfect group. Its a low stress system that makes me happy every time I think about it.

  58. krantcents says 24 May 2011 at 09:21

    Over the years, I donated furniture, clothes, food to various charities. This year I plan on volunteering. Donating your time is an important next step. I expect it will be more gratifying than just donating money or things.

  59. Justin says 24 May 2011 at 09:22

    I’ve been giving to World Vision for over 5 years now. It’s so easy to do, it doesn’t take much, and I’ve felt like I’ve been making a big difference in the life of a small child.

    In fact, my wife and I are looking into other ways to give, since a small amount can mean such huge rewards for those in less fortunate areas of the world.

  60. retirebyforty says 24 May 2011 at 09:30

    Hey JD,
    Your “old” charity mentality is exactly the same as mine. We donate to disaster relief once in a while and a little for cancer/MS.
    My family never received any charity and I think that’s one of the big barrier to giving.

    If you two are serious about volunteer tourism, you can look into Peace Corp. My wife went to Uzbekistan for two years right after college and it was an unforgettable experience. Once we both quit working, we’ll look into Peace Corp. again. Good luck!

    • Debbie M says 24 May 2011 at 11:04

      My families who never receive “charity” do get similar types of aid such as financial aid for college, subsidies from their utilities company for buying efficient appliances, etc., not to mention government services such as roads and national defense, not to mention help from friends and relatives. We can all easily imagine people who could really use a helping hand and some of the things that would make a big difference to other people are things we can easily give. This is easiest to see among people you know–for example, it’s easy to lend someone your car when you’re out of town (especially when they get you out of having to pay parking fees at the airport and they use it to pick you up when you come back), and for people without a car, this is their chance to buy large objects or things from far away places or to stock up.

  61. Anne says 24 May 2011 at 09:31

    My favorite site is ADRA: http://giftcatalog.adra.org/catalog/ since you can pick projects by price or region or goal. This is run by the Seventh-day Adventist Church, but they don’t combine “preaching” with this charitable work in any way. My daughter (who is fluent in Russian) volunteered with them one summer feeding street people in St. Petersburg, Russia, and there was no attempt at all to push religion, not even leaving piles of tracts by the tables.

    What happens is that the church essentially pays all the overhead/administrative costs, so 95% + of the donations actually go to the specific project you select. We asked people to donate to this for my grandmother’s 100th birthday, and ended out “giving” her the training of 5 midwives in [some Asian country which I forget], which was meaningful to her since she was a WWII nurse.

    I make a monthly donation to this organization, and put a reminder in my “bills” pile, so it just happens automatically, but I have fun selecting the projects! If something local comes up – someone needs money for medical treatment, etc., I give to that instead.

  62. Paris says 24 May 2011 at 09:44

    I’m a bit younger than you (my 10th year college reunion was a couple of years ago), but I thought I’d share the principles behind my own giving practices. I obviously don’t fit your friend’s model for giving, but here’s why.

    I was raised Roman Catholic so from childhood was accustomed to the idea that one gave both time and money for charitable purposes. I was a haphazard giver of money throughout my 20s because I was pretty penniless myself (grad student), but regularly gave my time (because I had more of that). Now that I am solidly employed, I have committed a certain percentage of my income as donations. Why? Because I watched the Catholic and Mormon churches mobilize their tithing structures to usurp the political will of many Americans by lobbying for homophobic legislation in many different states. I realized that people that virulently hated me and people that I love were using a well-established donation network to persecute my community. I also realized that there is no progressive equivalent to the conservative Christian tradition of tithing. I figured I needed to start pumping money into progressive causes (either my own or those of allies) because they couldn’t rely upon tithing the way faith-based organizations could.

    I’m still working on how to divide up the amount (international/national/regional/local, etc.), but given that we live in a capitalist economy, the willingness to not just give time but to give money is a serious measure of commitment to one’s community (small or large scale).

    And to the Christians who may protest to me that you “aren’t like that” – take it up with the Christians who are giving you a bad name, not me.

  63. Mabinogi says 24 May 2011 at 09:49

    I want to echo what several other commenters here have said in that, in many cases, your money really is worth more than your time. That’s not to say that you shouldn’t also volunteer — actually seeing the benefit of what you’re doing is invaluable — but don’t fool yourself that this urge is completely altruistic. You’ll get more bang for your buck, but less personal payoff, by donating money.

    Since you’re big on automation when it comes to your finances, automate your giving, too! I have monthly donations coming out to two organizations whose work I value and respect: The Nature Conservancy and Doctors without Borders. I also volunteer one Saturday a month to do clean-up and visitor outreach at a local nature preserve. Makes it much more likely that my donation and my volunteer work will actually happen and not just get put off until tomorrow.

  64. Anthony P says 24 May 2011 at 09:49

    J.D. Thanks for brining up the priceless topic of philanthropy and giving. I would encourage you, and your readers, not to forget to look closer to home when considering nonprofits to donate your Time, Talent, & Treasurer. There are thousands of admirable nonprofits right in our backyard, that are doing amazing work for our communities. Too often I see Americans focused on the problems in other countries and are blind to the needs in their own communities. Hands on Portland is a great nonprofit that links folks up with volunteer opportunities with other nonprofits and is an easy way to get involved. http://www.handsonportland.org/

    I also agree with you that you should know the organization before giving to. While there are nonprofits that have abused the public trust and not used funds appropriately, these are few and far between. For example, there are over 25,000 nonprofits registered in the state of Oregon (1.5mmin the USA), and the state attorney general recently release a list of 20 offenders(Using less than 35% of funds towards programshttp://www.doj.state.or.us/charigroup/pdf/oregons_20_worst_charities_2010.pdf ). There are still 99.92% of nonprofits registered in Oregon are operating within acceptable norms and in accordance with their missions. This information is easily acceptable through organizations such as Guide Star (http://www2.guidestar.org/ ). But, as J.D. stated, these numbers don’t tell the whole story, and it costs money for nonprofits to hire good people to un and manage an effective organization. What we should be focused on are the results that the nonprofit has, not an arbitrary ratio. Not all “Admin” costs are bad.

    If I had to describe one underling theme I see with GRS post it is the concept of balance (work/life, budgets/spending, etc) and within the action of philanthropy balance is equally required. This is true both in the type of nonprofits to support, but also, for the manor in which you support.

  65. Morgan says 24 May 2011 at 09:56

    Don’t overthink it or get bogged down in trying to help the neediest. You don’t have to travel halfway around the world to donate your time or money – you certainly can, but in the meantime, look around you. As others have mentioned, your local schools are probably hurting, local kids could use a good mentor in vein of Big Brother/Big Sister program, retirement and nursing homes would love for you to bring in cats and puppies from the local shelter for an afternoon. On the money end of things, Planned Parenthood is an organization that educates girls (and boys); why not donate some money there? I like to think that my donations negate the faith-based abstinence-only programs.

  66. Sonja says 24 May 2011 at 09:57

    Heifer seems to be a good charity to give as well. They don’t just give out money or supplies, but animals that help feed people and not just the family that gets the animals, because they have to give the first offspring to another family and so it pays forward. Along with getting the animals they also learn how to take care of them.

    I’ve also seen some material from them where they were educating women specially, and what a huge improvement that made on the society (this was in Nepal).

  67. Mutant SuperModel says 24 May 2011 at 10:01

    I get all gushy and warm inside when you do charity related posts. I envy you. Because of the single parent with kids situation I have, my time is extremely limited but I really would like to push myself to volunteer.
    A couple of things I wanted to offer: Here’s a post from a blog I read that mentions an organization in Guatemala that focuses on educating women called Starfish One by One https://playfightrepeat.wordpress.com/2011/02/17/starfish-one-by-one-guatemala/

    If you’re considering volunteer tourism, but are skeptical of time and such things, I would suggest starting in your own backyard. Now, your backyard can be quite expansive. You can stay local and keep working with your University or food bank. Or you can work with another city in the state. Or you can go to another state like the places where tornadoes have recently wreaked massive destruction. Maybe you can’t pack up for two months but one week a month or every other month may be more feasible. And in the meanwhile, I’m sure there are many needy people in your own area. Look into inner city schools. Check with the school board about volunteering your time– you can work a library, do tutoring, start a computer club, help in the media centers, etc. Join up with Habitat for Humanity if one day you DO want to build a school in Africa. Building homes will give you hands-on experience and benefits your surrounding community.
    Personally, my dream is to replicate the charity Children’s Literacy Foundation in my city http://www.clifonline.org/ one homeless shelter at a time.

    Like someone else mentioned, don’t let the perfect be the enemy of the good. Do what you can– it’s surely better than nothing!

  68. Jonathan says 24 May 2011 at 10:03

    J.D. and others,
    A charity often overlooked that gives a big impact is Big Brothers/Big Sisters of America. I was 21 years old when I started my match with Darius who was 11. Darius was living with his grandparents who were raising four other children in the household. Darius was the only one to have a long term Big Brother. He once was a kid that was in trouble and did poorly in school. Today Darius is 19, in college, and aspiring to follow in his big brothers footsteps and pursue a criminal justice degree.
    Big Brothers is a great charity that you can provide your time to and help an underprivileged youth make it in this world. I spent on average 1200 a year, taking Darius out two-three times a month. We would watch movies, go to the park and play sports, or just play video games. I think I got as much out of the match as Darius did, and now I have a little brother for life.
    http://www.bbbs.org

  69. Kathi says 24 May 2011 at 10:09

    My husband and I started by sponsoring a child through CCF – Christian Children’s Fund (World Fund now).It was a fairly small monthly fee, but they had good ratings and we got to hear how the town would get clean water, or the family would no longer live on a dirt floor – it seemed more personal.

    Each time we got a raise we added another child until we were sponsoring 4. We are still doing this 25 years later. Kids have “graduated” from the program or moved away and we have gotten new kids to sponsor.

    We do things locally also – but this has been our “biggest” charity for the longest time.

  70. Justin @ MoneyIsTheRoot says 24 May 2011 at 10:19

    Good job JD…there are a lot of great charities that can use the money right now. I typically donate to Gleaners food bank here in the metro Detroit area…nothing like feeding the hungry first and foremost. Donating time is valuable as well, and something I have been meaning to do more of myself.

  71. Barb says 24 May 2011 at 10:25

    Three things. First, because a charity is church sponsored, does not mean you have to see the proverbial way. My church has a homeless shelter, feeds people, runs a summer camp for low income kids and sponsors other organizations. Religion is not part of the program. Its done becaue frankly, its what God tell us to do. And like it or not, most of the organized assistance in this country comes from church oranizations.

    Second, you dont have to have a skill. Youre young, healthy, you can learn. Organizations that build such as habitat for humanity can use you. even someone like Doctors without borders is generally happy to get an unskilled, eager volunteer.

    Third, with regards to sending stuff to AFrica-maybe now you see why some organiztions have more overhead costs than others? I’d suggest getting a group together and getting a large amount of school supplies and sharing the cost rather than letting them set. School supplies can regularl be gotten for free at certain times of the year.

  72. Stefanie says 24 May 2011 at 10:30

    I just want to put it out there that donating time and money is not just about “charities” in the strictest sense of the word – many local non-profits are not charities per se, but could use one’s time and/or money to help them thrive and serve the community better.

    For example, I volunteer with (and am the volunteer coordinator of) the Interstate Farmers Market in Portland, OR. We are a seasonal farmers market, non-profit, intended to bring local farmers and cooks together with customers to help the communities we’re located in (we have 2 weekly markets this season) as well as the farmers and local food merchants who sell at the market. We only have 1 paid staff member and need about 15 volunteers a week to help make the market happen. We also need money for printing and publicity, for renting storage spaces and port-a-potties, for doubling food stamp funds for low income people, etc.

    And we are just 1 of several non-profits in the Portland area that can use volunteer money and time. It is very possible and important to give on a very local, tangible level in your own town or city as well.

  73. Ann says 24 May 2011 at 10:48

    I have 3 thoughts:

    1)Give… give generously…of your time, talents and money. Budget for it. Be faithful in giving, and blessings will also come to you. Suze Orman pointed out in one of her books, “If we are grasping what we have so tightly, we are not open to receive or even notice all that may be trying to flow our way.”

    2)Give locally, if you can. There are so many needs in your own back yard.

    3)Those 2 boxes of school supplies are surely needed in your own community. My church takes part in “Christmas in August” to provide backpacks and school supplies to local children – they hope to help 2000 students this year. I HOPE there’s something similar in your community.

  74. heartless says 24 May 2011 at 11:05

    I will never contribute to a “hand-out” type of charity. They are contributing to people staying jacked-up rather than helping. The people these charities feed, would be better served by forcing them to shape up or die. Instead they get fed on others’ tab and that removes any motivation they have to go and do something with themselves.

    Specifically with food charities, I don’t believe the “they are people too” argument, since all the food banks in my area either feed crackheads, or give food away to people who are milking the system and can easily get food for themselves. Both are quite undeserving of my help.
    As far as the medical-type charities (like the MS society or Susan G Komen), they are quite a worthy cause and it’s a small investment in a better world that may pay off big-time later.

    • Debbie M says 24 May 2011 at 11:16

      I don’t think you’re heartless; you just want your donations to be well spent.

  75. TC says 24 May 2011 at 11:09

    You might enjoy the book “The Power of Half” – a family sells their home and donates half the proceeds to charity. They talk a lot about finding charities that will use the money effectively, and they also talk about volunteer tourism.

  76. Debbie M says 24 May 2011 at 11:14

    The issues I find most important do not match up with the activities I most enjoy and in which I have the best skills. So yes, I’ll tutor and donate blood. But it’s depressing even reading about the worst poverty, abuse, torture and illnesses let alone interacting directly with people suffering from those things, so I donate money.

    I don’t need to make a connection with someone to want to make a difference. I don’t need anyone to waste time telling me exactly who got what if I trust that people who need help are getting help. Just because I don’t see where the money goes, doesn’t mean it’s just disappearing into some criminal’s pockets (though it might be).

    Similarly, traveling to fragile environments just makes things worse there, so I also donate money to environmental causes.

  77. Debbie M says 24 May 2011 at 11:18

    I like prevention over cures and cures over band-aids and keep trying to find the best ones I can. Yet I absolutely don’t like messing with other people’s cultures, not even to impose my values of freedom and fairness. Frankly, a lot of third-world cultures are better at achieving happiness and hope than we are, for example, but I’d still like people to have enough to eat and not to have to die young of preventable illnesses.

    Why should I contribute only to people in my own country, which is quite possibly the richest country in the history of the world, just because I understand them better? (Frankly, the people I understand best are people just like me, who hardly ever need any help at all!)

    So is it possible to help those we don’t understand but who nevertheless could really use some help? If so, how? Giving people loans to start small businesses (they get to pick their own business)? Supplying birth control methods to those who want them (they decide when they want to try to get pregnant and when they’ve had all the children they want)? Digging wells for clean water? (Animals, too. Keeping large enough blocks of habitat untouched? Begging governments to regulate water pollution?)

    Ideally, we find people who do understand the relevant situations (as was described in other comments for disaster giving) and donate our money through them. It’s not so easy to figure out who really knows what’s going on and good ways to help.

  78. Debbie M says 24 May 2011 at 11:20

    I’m also learning that writing letters of request and of protest can make a big difference. I’ve found a few organizations who do the research of finding big issues (some of which I agree with) and even make it easy to sign petitions (such as http://www.change.org/ and CREDO action at http://www.workingforchange.com/). I get e-mails, and I think they must have some sort of system to pay attention to the petitions you sign so that the e-mails you get are likely to be for issues of importance to you.

    And of course Amnesty International uses letter-writing campaigns to fight torture.

    I’ve also started keeping up with my state legislature so I can write on issues of importance to me.

  79. Sarah L says 24 May 2011 at 11:24

    While I do think giving time is important, I also think that giving money/supplies might be even MORE important. If everyone just gave their time to food banks, no one would get fed, because no one was donating food. If everyone gave their time educating studants in poor communities, they would never have pens, paper, cyrayons and books, because everyone just gave time, not things or money.
    Time IS important but a few dollars (or, 10-15 of your yearly salary) can do a LOT for people without.

    • Dan says 24 May 2011 at 13:59

      “Time IS important but a few dollars (or, 10-15 of your yearly salary) can do a LOT for people without”

      Do you mean $10-$15 DOLLARS of my year salary? Ok, I’ll never notice that, and if it makes that big of a difference, then call me a convert. (But we’ve seen other posts who say that small donations actually *cost* the charity money.)

      Do you mean 10-15 PERCENT of my yearly salary? Oh heck no. I bet it means a lot to the charity, because it sure means a lot to me — that represents more than what I allocate to savings every month.

      15% of my gross pay is equivalent to $875/mo — more than I save in post-tax accounts every month. 15% of my net pay (after insurance, 401k, and what not) is $600 month. Given that $600 is about 75% of my savings every month, there’s no way you’ll ever convince me that it is “just a few dollars.”

  80. Rose says 24 May 2011 at 11:46

    Although, I saw other comments on things like micro-loan groups, I didn’t see any for groups like heifer international which also would fall under your teach a man to fish idea, as what you do is buy an animal or seeds for a family giving them a chance to feed themselves and/or start a small business.

  81. Erin says 24 May 2011 at 12:08

    A really neat site I found recently is http://www.seeyourimpact.org. You can choose the project that 100% of your money goes to (the site operates by requesting small optional donations to it at checkout time), and you receieve a story about the individual you helped. I’m really interested recently in microcharity, or helping an individual instead of sending your money to some black hole big cause, and this site is perfect for that! You can pick causes you’re interested in (they have a lot of women and girl’s education causes). I’ve helped 3 people so far, and it’s really cool!

  82. Andrea says 24 May 2011 at 12:34

    My mom never felt like she could give a lot so she gave small amounts to a number of charities. She also would donate food to food drives in her community. I have been a volunteer for various local groups and given money to local/national/international charities because once I was self-supporting, I firmly believed I had to give back to those who had so much less than me. Once I retired, I started to volunteer on a weekly basis with three different sorts of groups(a museum, a shelter and a local gov’t group). I did it because I wanted/needed to do something with my time and it has been rewarding for me(usually- but like a job- sometimes it isn’t). I also do crocheting for local groups and also for Afghans for Afghans. I find it amazing that mittens I make or a blanket I put together will end up with a 10 year old in Afghanistan. I also made a lot of scarves for women in a homeless shelter in DC-I got a lot of hugs from women who don’t get(and maybe never did) handmade/homemade gifts. Maybe I am a gratitude whore( but most of my donations of cash or clothing are totally anonymous to the final recipients)

  83. Shauna says 24 May 2011 at 13:10

    I’ve worked in the nonprofit sector here in Portland for five years, and was really interested to read this post since we’re always discussing what motivates people to get involved. I have a couple suggestions as you embark on your new life as a philanthropist :o)

    – consider board service as a volunteer opportunity. while hands-on work with people in need is always very personally rewarding, board service can have a major impact, and people with financial skills are always in short supply.

    – become informed about nonprofit finance. many donors have a violent aversion to things like “overhead” and “admin” and “management costs”, and over time this has led to major unintended consequences in the nonprofit sector like serious underinvestment in infrastructure that ends up costing MORE over the long run, and high turnover because the sector can’t compete for talent with private employers. Be an informed donor and you will do your charity of choice a huge favor.

  84. GayleRN says 24 May 2011 at 13:10

    The company that my son works for has an interesting twist on corporate charitable donations. They will give two paid days a year to every employee to volunteer at a local charity. This is actually only a small part of their philanthropy but you can bet that this company is well liked in this community. My son has tried out a couple of different organizations this way and really thinks it is a great job benefit.

  85. Mary says 24 May 2011 at 13:15

    I’ll echo what someone already said about the Peace Corps. It would take more planning on your part to take off for 2+ years but all the programs pretty much fall under “education.” You can teach reproductive health, environmental ed. or help small businesses/farmers. And since it’s a government organization (and not a non-profit) it’s not an organization where people donate $$ but instead, their time and talents.

  86. marian says 24 May 2011 at 14:24

    I believe that charitable giving should be efficient and effective. It makes sense to get to know about a charity before you give. However, I think too many people waste time pondering if their money will be well spent. Nobody wants to be “a sucker”. But if some of the money is wasted, oh well. Most of the money is well spent. There is no such thing as 100% efficiency or effectiveness. I’ve given to Christian Children’s Fund (now ChildFund) for 40 years. Sometimes they haven’t spent the money exactly as I wanted or run the programs exactly as I wished. But I believe I’ve helped a number of children. Any money problems I had over the years wasn’t from giving to CCF. When I started it was $18/mo and now its $40/mo. Most Americans waste a lot more than that each month on trivia and never wonder if they are being taken.

  87. Lincoln says 24 May 2011 at 14:25

    Being a role model and a mentor is also a form of giving.

  88. Sam says 24 May 2011 at 14:42

    I approach charitable giving in much the same way I approach the rest of our personal finances.

    I give to non-profits that I have a relationship due to college, grad school and my profession. While these count for charitable giving for purposes of the IRS I don’t really count them as giving (but I do factor them into our spending plan).

    I give to three or four (depending on the year) charities that support research and works on behalf of medical/health issues which impact family members. I often give money at the holiday times or in honor of a birthday, my family is not big on gifts so this is how I give to my family without materialism.

    My other large charitable giving goes to a local preschool, I also give of my time and energy to this charitable organization. My giving for this organization is set up as a monthly charge to my debit card.

    Giving is a line item on our annual spending plan, I track my giving just like I track all other expenses and giving is an expense. I’ve commited to my charities and I have no problem turning down requests from any and all others.

    I also set aside a small amount each year to support my local kids, my neighbor’s kids, my assistant’s kids, etc. when they are selling Girl Scout cookies or when working on a school fund raiser. Again, I don’t count this as giving instead, for me, its supporting my kid friends.

  89. Allison says 24 May 2011 at 15:21

    JD,
    Although I understand what you are trying to say and the influences around you, I am concerned that advocating charity like an obligation or budget line item is not the best approach.

    I think its best to encourage active community participants. I encourage becoming active with local arts programs, local governments, local schools, local sports groups, anything in your own community.

    I want to be a true contributing member of my own society. In doing so I want this to become part of who I am not merely part of my budget (although inevitably it is). I have been taught to give of my time, talent, and treasure as many others have mentioned but I want it to be more than just an obligation I want it to be a passion and a part of my personality.

    The volunteer tourism sounds like fun and it would fit your personality, but it also would more likely be more for your own benefit than for others. Not that I would discourage this because these types of experiences are what make life worth living. But if it were me I would question my motivations, such as ‘I’m doing this so I can pursue my passion of traveling or am I doing this so I can contribute to the global community and is there a better way of doing both more effectively?’ Traveling is great and I love experiences other people’s cultures, but as far as my ‘volunteer/charitable giving quota’ I incorporate that into my daily life.

    I tend to think this came out very condescendingly and that was not intentional. So as a caveat, I think evaluating charitable giving is good, I would just do so with a broader scope.

  90. fetu says 24 May 2011 at 15:49

    A few random thoughts on the subject:

    Many years ago I started an envelope budget for household expenses and one of them was for helping out local donation requests. We often had kids knocking at the door fund raising for sports or band or scouts etc. That way I had something in the envelope to give them without throwing my budget out.

    Now, with still a small income, I donate blood which is just a matter of giving time, and I also pick up a few grocery bags full of plastic on the beach whenever I go…at least once a week….to help the environment.

    If I donate money to a charity I make sure to tell them to NOT put me on their mail list. That way my money is not going to be wasted on stamps for more requests!

    Used books sent overseas to schools are wasted if the books are old fashioned and so culturally different. You need to think really careful about what is of use to another country and culture.

    I would like to recommend a charity that is fully into helping others to help themselves in Africa. careforlife.org

    There is a lot of discussion here in Hawaii about the homeless on our streets. The governor has asked that charities do not show up at parks to feed people there. Let the homeless go to shelters to be fed. This is to discourage growth of homeless numbers waiting for free food in the park. Like feeding the wild birds or cats!

  91. margot says 24 May 2011 at 16:03

    I give primarily and very generously to animal rights organizations, which may interest you, JD. Much of my profession is devoted to human rights and women’s rights, so I figure I’ll help animals with my monetary philanthropy. To help the big picture, I donate to the Humane Society, Animal Legal Defense Fund, and PETA. To help locally, I give to the shelter where I got my cats and to some groups I learned about on international travel that do things like spaying and neutering in developing countries.

    Giving to animal causes brings me a lot of peace. First, the need is epic and obvious – literally billions are being killed in shelters and inhumane factory operations each year, plus many other abuses. And I’m confident bout where the money is going. And it’s less complicated than trying to help humans, which is full of pitfalls and programs that meant well but didn’t work.

    Volunteering directly with animals is also immediately gratifying. And it’s easy to go to a local shelter, see what it needs and then either give time, donated items or money.

  92. Brad says 24 May 2011 at 17:38

    For me, giving away a consisant amount of my money on a consistent time frame represents absolute “freedom” from money. It’s hard to grasp until you actually do it, but trust me, money loosens it grip on the human spirit when it’s given away in a purposeful and deliberate manner. Give it a try!

    • Shauna says 24 May 2011 at 18:58

      I guess it never occurred to me that there are people in my community who don’t contemplate giving back, in some way, at some point. That’s a viewpoint very far removed from my values and everyday reality…

  93. Matthew says 24 May 2011 at 18:26

    Something I haven’t seen mentioned that I participate in locally is a giving circle geared toward young professionals. It was started by some YP’s at our local community foundation and the idea is to get young professionals more involved in philanthropy. Everyone kicks in a donation of $100 – $500 per year and we learn about local non-profits and needs in our community over the course of the year. At the end of the year we vote and money is provided in the form of grants to the organizations or programs we feel most strongly about. I think of it as a bit like an investment club or mutual fund to contribute to charities. It’s also a way to have some scale and impact that isn’t necessarily possible with a small dollar individual gift. Many of our members have gotten more deeply involved with individual charities as volunteers, board members or individual donors as a result of learning more about them through this initiative. Ours is geared toward young professionals, but it’s easy to see how the concept might translate to specific interest areas or affinity groups.

  94. DJ says 24 May 2011 at 18:29

    I would be very interested in a post on volunteer vacation options. I am an avid volulnteer just entering the phase of life where I have some money to donate, but would love to combine that with hands on time as well. Several “volunteer” vacation groups I’ve found have basically been 1-2 week trips with an afternoon or two of volunteering, or grossly overpriced to get as much cash donation as possible. A post on reputable, good-value volunteer vacation sites would be incredibly useful!

  95. James says 24 May 2011 at 18:30

    I have not found many non-profits better than STOP HUNGER NOW – stophungernow.org

    4 stars on the Charity Navigator.

  96. Debra says 24 May 2011 at 18:56

    I would encourage you to read Mountains Beyond Mountains by Tracy Kidder and consider supporting Partners in Health. It’s an organization that I feel can make better decisions about true need than I can.

    • Denise says 25 May 2011 at 07:16

      I would second the vote for supporting Partners In Health. They try whenever possible to hire and train local workers, collaborate with local governments on health initiatives, increase local capacity and address the root causes of poor health outcomes: unemployment, lack of education, poor sanitation.

      It’s a pretty cool organization.

  97. Shauna says 24 May 2011 at 19:01

    I would really encourage you, and anyone interested in the subject of “nonprofit efficiency”, to read the book “Uncharitable” by Dan Pallota. It is a critique of the rules (both legal and social) that guide nonprofit management in the US, and a comparison of the standards to which we uphold nonprofit versus for-profit organizations. It has the potential to completely change your perspective as a donor and volunteer.

    “To mount a campaign to convert 6 billion people to love–which is essentially the role of charity–takes a lot of money…Raise the capital to promote the idea by offering a return on investment, hire the best people to manage the effort, and run the advertising to spread the word.” –Dan Pallota

  98. Sara says 24 May 2011 at 20:15

    This discussion reminds me of the issue of volunteerism by high school students in relation to college admissions.

    I went to a high school where volunteer work was strongly encouraged, but in no way required. Our community service department provided lots of opportunities for meaningful and consistent community involvement. On the other hand, in college I met students who went to high schools that required service. While many of the students took it seriously and developed their giving spirit, I met many others who made fun of the people that they had been “forced” to “help” and only did the work to graduate and stick it on the college application.

    At the time, it bothered me that the students mandated to “volunteer” could get the “credit” of having volunteered just the same as other applicants who actually went out of their way to help. Yet reflecting now, maybe it encouraged just a few extra people to change their minds and value giving back.

    • Elizabeth says 25 May 2011 at 04:15

      In Ontario, I think 30 hours of volunteering is still required for a high school diploma. I believe part of the rationale was to get students to have some work experience. A lot of students don’t have part time jobs during high school, so they often graduate with little experience to speak of.

      Universities can tell whether you’ve volunteered only to meet the requirement or volunteered of your initiative. It’s fairly obvious on your application that you’ve got more than 30 hours in four years 🙂

  99. saro says 24 May 2011 at 21:07

    May I suggest that you donate your school supplies to either a shelter, foster-care home or refugee resettlement agency? All of those places could use the supplies.

    And while I know you don’t want to, the best way to get school supplies to kids is by sending cash to a trusted person/organization. (PARSA is an organization I trust – I live and work in Afghanistan)

  100. reader says 24 May 2011 at 22:52

    The Salvation Army is also always great to give to and you can designate how you want your donation to be used and the money is used in your community.

  101. Rebecca says 25 May 2011 at 04:47

    Congratulations on your decision to start giving, J.D.! As a fellow supporter of Edge of Seven, I can attest to what a well-run organization it is. In full disclosure, a good friend started and runs the organization and is a terrific, compassionate, driven and organized person. I can assure you your dollars will be put to good work. I’m thrilled to see they are one of your chosen charities. I’m headed out on one of their volunteer trips to Nepal in November – you and Kris should join me!

    In general, and because this is the first time I’ve posted a comment, thanks for the terrific blog and for helping me turn my financial situation around. You’ve got a friend (and a guest room) in D.C. should you ever find your way out here.

    Cheers,
    Rebecca

  102. s says 25 May 2011 at 04:53

    Volunteering is also a great way to job shadow. I started out as a volunteer at my current job.

  103. Nicole says 25 May 2011 at 05:00

    JD– I had a thought…

    If you do decide to make a long-term commitment to this idea, rather than going with voluntourism, given your occupation you may be able to hook up with a research group (like the poverty action lab) or an NGO. Heck, you might be able to join up with one of these groups for a shorter term as a press agent bringing awareness to these kinds of issues.

    Many schools also run educational sessions in different developing countries for current students– so more academic than your alumni trip.

  104. Erin Guttenplan says 25 May 2011 at 06:10

    JD – thanks so much for this post! I’m the Founder of Edge of Seven and feel honored to be one of the three organizations mentioned as charities you could get behind.

    I’d love to chat at some point about helping you volunteer abroad. We connect international volunteers responsibly with our work in the field and you can go for weeks or months. We have opportunities in Nepal, India, Thailand, and Cambodia and will be adding Kenya next summer.

    I hope that we can connect soon!

  105. Matt says 25 May 2011 at 06:17

    When I can I donate goods (paper goods, cleaning supplies, ect) or cash to the Gift of Life House in Rochester, MN. They provide a place to stay for those donating an organ or a receiving an organ donation for $25 a night.

    Most people have to travel to make/receive organ donations and must stay 2-6 weeks near the hospital to recover and lodging expenses can add up very quickly.

    This is a cause I am very passionate about because laster (June 10, 2010) I donated a kidney to save my father’s life and the people at the Gift of Life House provided us with a place to stay that was affordable and a perfect environment for healing.

  106. Cat says 25 May 2011 at 06:40

    I think that volunteering is a perfectly acceptable way of giving. For me, I have a ton of debt, so it’s my best option. Of course, you could give other ways too-like you said. I think you’ve made a good move to explore your options.

  107. Jessica says 25 May 2011 at 07:46

    I would like to echo some of the others in really cautioning against seeing voluntourism as the best option in many cases. The organizations asking for money in many countries (once you research them of course) are more familiar with the needs and the culture of the area and can train and pay someone there who needs employment to do long-term what a glorified travel agent can charge you to basically learn to do for a few weeks to a month. As an example, a common problem with this type of tourism is that companies make money to send English speakers to school in foreign countries to teach English for a month or two. Because there is often no educational requirement there is on the job learning on top of the “teacher” having to adjust to interacting with the kids in using their cultural norms. By the time you are up to speed it is time to go home, and another newbie must repeat the process. If half the travelers simply donated the money to a reputable organization, they could train and employ a native of the country to be a long term English teacher. As long as you verify that the organization is reputable it is frequently better to give the sum and let professionals handle it’s use. Think honestly: “if this were a job available with children/animals/whatever in my neighborhood and I was an applicant, would the HR department honestly feel okay about hiring me?” If not, you’re getting scammed, and so are the supposed recipients. You don’t gain magic skills because you leave the country.

    If you do want to travel to a location for the experience and volunteer while you’re their, I recommend booking the trip yourself (cheaper anyway) and asking organizations if they need assistance from volunteers with filing, preparing meals or other simple tasks.

  108. Claudia says 25 May 2011 at 09:34

    Hi there –

    I’ll just throw in a suggestion to send those school supplies to those in need through an organization called the Pencil Project (thepencilproject.com). Great way to help (without worrying about the shipping!).

    Cheers,
    Claudia

  109. Jaime B says 25 May 2011 at 23:44

    I don’t really understand why you couldn’t still send the school supplies. Yeah, it was a shock and expensive, but those kids still needed the supplies right? Later, Kris said you guys sent money but the stores don’t carry all of the supplies, so you traded effectiveness for expedience. From following your blog, I think you guys could have afforded a one time hit and then looked for a better way to donate in the future. I hope you didn’t make a commitment to the kids or your contact to send that stuff only to balk at a high postal tab that you really could afford. Certainly it’s your decision how to handle it, but I guess I was disappointed to see your intentions derailed so easily.

    Personally, I’ve focused on local giving. I like to give to Audioreader (a reading service for the visually impaired), KCUR (local public radio), Harvesters (food bank), a woman’s shelter and my local libraries. I need to organize my donations better and also I’d like to add an international component. Maybe 70/30, domestic/international. As others have pointed out, my dollars can have a disproportionately large impact in many international locations.

  110. Joel says 26 May 2011 at 11:14

    The times when I have given to someone directly, anonymous or not, have been very rewarding. If you can keep an eye (and an ear) out for those around you in need you can make a big difference in their lives. When someone short on gas money gets $50 in an envelope sitting on their car windshield imagine how powerful that can be. When you see the personal effect of giving like that it makes you want to do it more.

  111. lady brett says 27 May 2011 at 08:49

    a few thoughts on this from someone who works in the nonprofit world:

    a) awesome. there’s been a major generational shift away from giving, and i think it’s important to think about (and hopefully reverse!).

    b) look local! not because the others aren’t worth it – not at all! – but because it is way easier to address your concerns about how your money is spent and what exactly the group does when you are dealing with smaller organizations.

    c) most importantly – i think that when people say they can’t afford to give, what they are really saying is that they can’t afford to give *much* – and if it’s not a lot, what’s the point? (or it’s an excuse =)

    so, i just want to say that small gifts are *huge*. $5 once a year? awesome! because any amount of money is a concrete measure of people saying “i like what this organization does and how they do it.” and that is worth a *lot* to us! most concretely because small money leads to big money – donors who give a lot and foundations (where a lot of nonprofits get most of their money) what to know that people are behind you, that you are really representing something important and not just a nice idea.

    so, don’t wait to give until you feel like you can afford a “worthwhile” gift – think of your gift as a show of support, not as bankrolling and it makes more sense to give small amounts.

  112. Jeff says 27 May 2011 at 09:24

    I just wanted to throw in a suggestion for a Portland writer. Write Around Portland is a great, tiny charity that trains volunteers to run writing workshops for underprivileged groups in the city. The idea is to help people in these groups find their voice through writing. It is a very powerful group that I have seen the results of through a friend involved in the group. They are always looking for volunteers and donations.

  113. Bonnie says 27 May 2011 at 20:55

    “Second, I worry about how organizations spend their money. I’m aware of sites like Charity Navigator, which rates charities based on efficiency. But these sites don’t tell the whole story.”

    What a LAZY reason not to give to charity in FOUR YEARS. It couldn’t possibly take that long to research charities, especially with the internet. If I worried that every little dollar that I donated needs to be allocated in the most effective way, I’d NEVER give. I really feel that this excuse is just a cop-out. The real problem is that you hold your money so close to yourself because it’s “your hard-earned money”. What better way to spend your money than helping those less fortunate? The reason Christians are encouraged to give is that it’s a reminder that none of our money is “ours” and all of it is God’s and that none of it is going with us when we die. I realize that you’re not Christian, but at least the Christian view of money is healthier than the standard American sentiment of “it’s all mine and I need to hoard it all for myself”.

  114. saro says 28 May 2011 at 03:53

    I know I’m late but as a person who used to work for non-profits, please also keep in mind that what you want may not be what is most helpful for a non-profit.

    Often, it is the boring task is what is most needed. And the emotional connection that you want in giving charity is also what drives up the costs. Not saying they should be accountable but it bothers me when people complain about overhead yet still want personalized responses from the people they donate $ to…

  115. Deborah says 28 May 2011 at 15:59

    I’m a HUGE fan of Doctors Without Borders/Médecins Sans Frontières and though we are on a fixed income I donate to them regularly. That said, for the most part. I try to keep my donations local to the U.S. at least. Recently I’ve donated food, clothing and supplies to specific places (like Gluten Free food and children’s clothing for the Tuscaloosa, AL tornado victims, the Joplin, MS tornado victims and flood victims in the South) I prefer to help people who might be marginalized because they are a small minority. I’m a Celiac, so I recognize just *how* hard it might be for others who have Celiac to find GF foods in communities that have been devastated. I also like to sew for relaxation, but there are only so many things a person who doesn’t like to quilt can do. So I make reversible dresses for http://www.dressagirlaroundtheworld.com/ as well.
    We were very poor when I was a child, and sometimes charity was the only thing that got my siblings and I school supplies, clothes or food.
    So for yourself. I’d identify WHO you would like to help. What pulls at your heartstrings the most, or what can you really identify with. For some it’s Women’s shelters, others it’s children’s education. For me it’s a couple of things. Food that is safe to eat and nice clothing so that’s where I aim my time and money at.

  116. Jennifer says 30 May 2011 at 07:22

    Have you looked at Donor’s Choose? It’s a small-scale charity organization where you can give money for a specific purpose. For example my mom teaches 3rd grade in a low-income area. She often writes these mini grants for things that her school district cannot afford to provide her, like once she wrote one for some musical instruments for her class. So if that grant was for $100, you could donate $5 towards that or fund the whole thing. Anyway, it might be a good way to contribute to something where you know exactly where the money is going.

  117. Dan M says 30 May 2011 at 14:40

    Giving skills is often much more practical than giving money, or strictly giving time.

    For example, this post alone probably inspired a significant amount of contributions to charity; probably much more than you could reasonably contribute yourself.

    Few people could have written this post, so your skills have made a proportionally large difference here (versus the difference you could have made by investing the time you spent writing in another charitable activity).

  118. Beverly says 01 June 2011 at 09:17

    JD:

    Now that you’ve decided to give, you will begin to see opportunities everywhere. But it doesn’t have to be so complicated. I have a friend who, with her husband, travels to various parts of Africa and Haiti to provide free dental care. As part of the project, they take children’s shoes for the youngsters in the communities they visit. ALL I had to do to help was collect shoes from my friends, family and coworkers and deliver them to her in time for the trip. We sent 900 pairs. Easy and rewarding. A few years ago, a friend of mine who lives in Senegal had a cholera outbreak in her village (people died). They only had one well and needed a few more. ALL I had to do was stand up in church, ask for some money, keep track of it and send it off periodically. In a few months we had sent enough to dig 3 wells. I later visited and it was a incredible experience. The church didn’t survive but the wells are going strong (so in a way it did). I’ve also been part of a giving circle in DC and we give money to small local non-profits serving women and girls. All of these people are somehow connected to each other. For me the key was opening my heart. The Universe took care of the rest…and continues to.

  119. Arthi says 03 June 2011 at 14:33

    You can donate to Goonj, a non-profit that aims to provide clothing for India’s poor. Also provides sanitary pads for women, made from discarded cloth, and helps rebuilding of villages by the local people, using clothing as payment.

    Read through the links to understand that they make maximum use of donated material for the benefit of the poor.

    http://www.ecowalkthetalk.com/blog/2011/05/26/goonj-not-just-a-piece-of-cloth/

    http://goonj.org/Final_Product_Catalogue.pdf#

    http://goonj.org/?page_id=48

  120. Kyle says 06 June 2011 at 02:47

    My husband and I are 26 and 30 and live in Chile. About three years ago my husband met a guy who was the same age as me at his work. This guy was always talking about trying to save money so he could go to college. In Chile scholarships don’t exist or are very very rare. This guy also went to a public high school which basically guarantees that you won’t get into college even if you can afford (only private high schools are good and most people can’t afford them).

    My husband works in construction and is an engineer. This guy started off as a manual laborer and moved up to be the assistant of the guy who looks at the architectural plans and then measures and draws the lines on the wall (ie send this tube for plumbing through here, wire this light here, etc.). He was making like 600 dollars a month at the time and college costs 250 a month. He also supported his mom and girlfriend and brothers and sisters. Needless to say, his savings account for college was growing very slowly.

    Anyways, point being, we decided we were impressed with this guy and wanted to help him. At the time 250 a month was a small amount for us to pay compared to how much we were making. The degree was a three year degree (is, he’s finishing this semester). So when he started my husband and I were 25 and 28.

    When he graduates he has a potential job already lined up where he will be making over 2400 dollars a month. That is a HUGE earning increase. Huge. Enough to break the cycle. His own family will not live in poverty the way he did and the way his parents and grandparents did.

    My husband and I went through some lean times where paying his monthly tuition fees was difficult. At one point my husband was laid off and I got hit by a car and had to quit my jobs right afterwards so we were both jobless. But we still continued to pay for Marcelo’s education.

    I think it is SO important to realize that you IF you want to, you can make a difference. I may not be changing the world here, but I am definitely changing one person’s world. And as if I could feel any happier about what we’re doing, Marcelo has decided he’s going to now pay for himself to continue his education and that once he’s done with that he’ll pay for college for someone else who deserves a leg up.

    So I’m going to say this, even though you may find it harsh — I find not giving at any stage of anyone’s life, inexcusable. Make it a priority. There’s always a way. And there’s always an excuse. I didn’t want to give money to charities either, and I found a way to give directly and make a huge impact. You could too.

    Oh, and we’re looking for a girl to sponsor for our next student 🙂

  121. Dooner says 24 April 2012 at 14:14

    Give 10% to your church and what ever you can afford to charity like on http://www.HelpDonate.org where you can give to people or families in need. You will feel alot better about yourself as most psychiatric studies find 🙂

  122. The other Ron says 15 May 2012 at 15:33

    Christian relief organizations have an obligation to point to Jesus as the reason for their humanitarian efforts. We can only do out of what has been done for us. A good principle for Christians to live by is found in 1 Peter 3:15, “But in your hearts, revere Christ as Lord. Always be prepared to give an answer to everyone who asks you to give the reason for the hope that you have. But do this with gentleness and respect,” (NIV)[emphasis mine]

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