A lesson in speaking up for yourself: I saved $575 for a moment of discomfort

Today, I want to share a small victory.

Like all humans, I have flaws. One of mine is that I hate confrontation. It’s a family thing. I’m not sure why, but none of us like conflict. Sure, this trait has some upsides. My brothers and I don’t get into a lot of arguments and fights with our family and friends. And when we do have conflict, we do our best to resolve things quickly.

But this conflict avoidance has some enormous downsides. When trying to make peace, for instance, we’re likely to give far too much in an effort to reach compromise quickly. Plus, we don’t like to negotiate. Negotiation is, inherently, conflict. No thanks!

In my life, this is especially problematic in circumstances where I need to stand up for myself. Let me give you an example.

Recently, the roof of our home developed a small leak. After making an initial assessment, I decided it was too much for me to handle one my own. I called a local roofing contractor.

“We can be out tomorrow,” said the man who answered the phone. “But there’s a $250 minimum charge for the trip. That $250 can be applied to the first hour of labor, then each additional hour is $150. Plus, we’ll charge you for materials, of course.”

“Sounds fine,” I said.

The roofing company called me at 8:16 the next morning to let me know they were on their way. They showed up about ten minutes later.

I crawled into the attic with one of the roofers to show them the problem. “That’s not so bad,” he said. “We can fix that quickly.” And they did. At 9:06, the roofers waved good-bye and told me the office would send an invoice. Because they’d been on site less than an hour, I figured the bill would be maybe $400 or $500.

Yes, I noted the time when I was interacting with the roofers. I always try to do this when working with contractors who charge by the hour. And, as you’ll see, it’s smart that I do so.

[Copy of the invoice from the roofing company] Last weekend, I received the roofing company’s invoice. They had billed me $850. That might have been okay if there were some justification for the charge, but there wasn’t. The line item was vague.

“What’s wrong?” Kim asked. She could see that I was silently fuming at the piece of paper in my hand.

“The roofing company charged me about twice what I was expecting to fix that leak,” I said.

“Uh oh,” she said. After a decade together, Kim knew the root problem right away: I was going to have to engage in conflict. If I didn’t want to pay $850, I would have to challenge the invoice. “You’re going to have to call them, aren’t you?”

“Yes,” I said. “Yes, I am.”

I hated every second of it, but I did call the roofing company.

“Hey,” I said. “I’m trying to figure out this invoice you sent. I know your guys were here less than an hour, so this charge can’t be for time. Did they really use $600 in materials to repair our roof?” I was calm. I was polite. I was confused.

“Let me check on that for you,” the office manager said. “I’ll call you back.”

The next day, the guy called me back. “I apologize,” he said. “That’s our mistake. You’re right. We were less than an hour and we used very little to fix your roof. Ignore that invoice. We’ll send you a new one for $275. I’m sorry this happened.”

I know this might sound very, very basic to most of you, but I was proud of myself in this moment. For me, this was a small victory. Despite dreading the conflict inherent in asking about the problem, I did so anyhow. And in doing so, I saved myself $575!

While this has by no means cured my conflict avoidant nature, the experience has demonstrated that it can sometimes pay to stand up for yourself when you know you’re right. A couple of minutes of discomfort yielded a $575 profit. That’s a pretty damn fine rate of return. Now I simply need to remember this result the next time I’m faced with the prospect of another uncomfortable call…

More about...Money Basics, Home & Garden

Become A Money Boss And Join 15,000 Others

Subscribe to the GRS Insider (FREE) and we’ll give you a copy of the Money Boss Manifesto (also FREE)

Yes! Sign up and get your free gift
Become A Money Boss And Join 15,000 Others

There are 18 comments to "A lesson in speaking up for yourself: I saved $575 for a moment of discomfort".

  1. Jim @ Route to Retire says 19 January 2022 at 11:16

    Nice job, JD! I think a lot of folks would just pay the bill and just call it a day (I’m too cheap to do that!). Hopefully, that was really a legitimate mistake and not intentional, but either way, nice work on not blowing some good hard-earned money!!

  2. Donna Freedman says 19 January 2022 at 21:00

    I think that’s swell, J.D. Getting over your discomfort with confrontation is what my dad would call “a useful life skill.” Certainly paid off in this case.

    My daughter, Abby, had a similar experience recently — and her savings were even bigger:

    https://ipickuppennies.net/2022/01/why-you-should-always-always-always-always-get-a-second-opinion/

  3. Financial Mechanic says 20 January 2022 at 02:16

    I’m proud of you too! It really is one of those uncomfortable things because it feels like you’re potentially questioning someone else’s integrity or intentions, yet it’s worth investigating! Interesting how sometimes these moments of discomfort can add up in $$$ savings when you confront them (like during salary negotiations, challenging a bill, calling up a service provider). Good on you.

  4. JoDi says 20 January 2022 at 06:50

    Bravo! I would have called too and hated having to do it.

    I’ve been trying to a get a contractor to come out for a small job, and after the 3rd time of being told “I’ll try. Give me a call that day, and I’ll let you know for sure”, I found another contractor who’s coming out at 8 a.m. tomorrow. Now I have to text the first guy and tell him we don’t need his services, and even though it’s not even a phone call, I’ve been putting it off for 2 days!

  5. Anne says 20 January 2022 at 08:38

    I’m not sure I know anyone who likes conflict, but after many, many doormat years I am ever so much better at standing up for myself. Where I used to be even worse at it was in my relationships. I would wait until things were at the explosive level…..and then explode. Being able to handle things coolly is a huge life skill. And one I have had to teach to my husband. He used to have only two levels with business complaints. He would either ignore the injustice or get into a tearing rage on the phone. He’s better now.
    A gold star for you today, JD.

    • J.D. says 20 January 2022 at 09:09

      I’m not sure that Kim likes conflict, but she is amazing at resolving difficulties. It’s crazy to watch her work. She’s able to de-escalate and get to the root of problems quickly. When I’m in these situations, I often ask myself, “What would Kim do?” — then I try to emulate her.

      • Kristen says 21 January 2022 at 18:43

        My father in law is the same way- charming, disarming, easy to get along with. I often try to channel him. He has a way of innocently asking “can you help me understand this?”. It is non accusatory but opens the conversation.

      • Kay says 24 January 2022 at 09:17

        That is an amazing skill to have, JD! I really suck at it…(as in I dont avoid, I just confront, crash and burn)
        Maybe amicable conflict resolution and de-escalation is a topic for a new post – it will be very useful to a lot of us.

  6. Dave @ Finally Obtain Financial Freedom says 20 January 2022 at 18:46

    Thanks for writing this. It always feels good to know that others are dealing with the same issues you are. Part of me says just let it slide and that’s usually the part I listen to. However, another part of me won’t let it slide in certain circumstances. When that happens, I have to bite the bullet and deal with the uncomfortable situation. I find it best to get it over with as quickly as possible. If I fail to do that, then thoughts of how the situation could go wrong start filling my head, which just makes things worse.

  7. DB says 21 January 2022 at 16:11

    These are uncomfortable situations for most people, so good for you to stand up for yourself. Also, we should acknowledge the roofing contractor for admitting their error and acting honestly. They sound like a good contact to keep.

  8. Ringo says 22 January 2022 at 07:48

    Just had a similar experience with house paint, paid on delivery. The price was much higher than expected. I called and asked nicely. I’d been charged for 5-gallon jugs rather than 1 gallon cans for 1 of the colors. Nearly $700 was then refunded to my card. My technique is to remember how dumb I’ll feel later if I don’t ask that question. That strengthens me.

  9. Kay says 24 January 2022 at 09:17

    Wow!! Way to go, JD!!

  10. email says 24 January 2022 at 15:18

    Maybe you can reframe some of these situations so you don’t conceive of them as conflict. For example, in the roofing situation, I’d conceive of it as standing up for myself (that’s perhaps a conflict) but also as standing up for what’s right, checking an abusive company in an industry that often abuses customers, and maybe helping prevent other customers from being ripped off in the future if I leave a review (while that’s also conflict, I think of it more as standing up for what’s right and just). I never think of negotiation as conflict. It’s two parties trying to work toward a solution that works for both parties. Remind yourself the party on the other side is smart an competent and won’t agree to anything that doesn’t meet their needs too.

  11. Charlotte says 25 January 2022 at 15:55

    If you haven’t already, you should read the book “Never Split the Difference” by Chris Voss. It was life changing for me when I negotiated my salary for the first time in my 15-year career lol.

  12. Punisher_1 says 25 January 2022 at 23:25

    LOL, you could have got on you tube watched a few videos, bought the materials at Ace, lowes or home depot and spent maybe $50 and a couple hours of running and of labor. Not only learning how to do it yourself but saving even more money

    • J.D. says 28 January 2022 at 11:25

      I agree that this is a good approach, and sometimes I use it. But not in this case. This month, time has been at a premium for me. Plus, a roof leak isn’t something I want to mess around with because the consequences of me making a shoddy repair are too great. If I were repairing, say, a damaged carpet? Fine. It’s not a time-sensitive repair, and if I mess things up I’m not going to cause further damage to my house. But I’m not going to use a roof leak in Oregon winter to learn about doing it myself. 😉

  13. NZ Muse says 03 February 2022 at 02:29

    Proud of you!!! That’s huge! I’m not sure I would have although I would like to think/hope I would!

  14. Brian W says 11 February 2022 at 08:26

    Having dealt with many contactors over the years, their behavior has taught me to take notes throughout the transaction, speak very clearly about my expectations, read invoices carefully, and EXPECT that they will try to cheat me. Sad but true.

Leave a reply

Your email address will not be published. Required fields are marked*