{"id":1640,"date":"2008-03-18T04:00:44","date_gmt":"2008-03-18T11:00:44","guid":{"rendered":"http:\/\/getrichslowly.org\/blog\/2008\/03\/18\/which-is-better-a-roth-ira-or-a-traditional-ira\/"},"modified":"2019-11-25T00:28:58","modified_gmt":"2019-11-25T08:28:58","slug":"which-is-better-a-roth-ira-or-a-traditional-ira","status":"publish","type":"post","link":"https:\/\/www.getrichslowly.org\/which-is-better-a-roth-ira-or-a-traditional-ira\/","title":{"rendered":"Which is better: a Roth IRA or a traditional IRA?"},"content":{"rendered":"
When the subject of Individual Retirement Accounts (IRAs) comes up, the one question that seems to cross everyone’s mind is: Which investment vehicle is better, a Roth IRA or a traditional IRA?<\/strong><\/em><\/p>\n The subtle differences between the two types of IRAs are the source of all the confusion, but the answer depends largely on whether you expect to be in a higher or lower tax bracket when you start to draw funds out in retirement — however, there is actually more to consider than just your tax bracket.<\/p>\n For most Get Rich Slowly readers, the four most important considerations are these:<\/p>\n<\/span>Four Important IRA Features to Consider<\/span><\/h2>\n
\n
\n
\n(If you or your spouse has a retirement plan through an employer, the deductibility of your traditional IRA contributions may be subject to income limits.)<\/li>\n\n