{"id":245617,"date":"2015-01-04T10:49:44","date_gmt":"2015-01-04T17:49:44","guid":{"rendered":"https:\/\/www.getrichslowly.org\/?p=245617"},"modified":"2023-09-19T14:32:58","modified_gmt":"2023-09-19T20:32:58","slug":"best-credit-card-by-category","status":"publish","type":"post","link":"https:\/\/www.getrichslowly.org\/best-credit-card-by-category\/","title":{"rendered":"Featured Credit Cards from Our Partners"},"content":{"rendered":"
If shopping for credit card deals was a sport, the offers you’ll find on this page would be a good start. Keeping an open mind about brands, bonuses and other rewards could lead you to some money-saving opportunities in personal finance.<\/p>\n
Our credit card list features deals in each of our most popular categories. Cash back rewards, zero percent APR, air miles, and low fees all rank highly on this chart. Deals change frequently, especially with competition heating up among banks. You may have to act quickly to snag a credit card offer with a low introductory rate, a sign-up bonus offer or a generous rewards program.<\/p>\n
Recent research shows that American consumers respond very well to cash back rewards and signup bonuses. If you’re disciplined about paying your balance at the end of your statement cycle, you could earn a few pennies back from every dollar you spend.<\/p>\n
Cash back credit cards<\/a> have become somewhat controversial, since they rely partly on the fees that merchants pay each time you pay with plastic at the checkout counter. Retailers claim they’d rather pay lower transaction costs and pass the savings along to you.<\/p>\n Until that happens, cash back credit cards are the next best way to stretch your budget<\/a>. Look for special deals that double or triple your rewards on products and services you buy often. Even if you have to remind yourself to sign up for bonus offers, getting that rebate credit on your statement can feel like getting a raise.<\/p>\n Zero percent interest credit cards appeal to two kinds of consumer: those who don’t really need credit cards, and those who want to save money while paying off existing credit card debt. In past years, banks balked at luring either of those kinds of customer, preferring to recruit “revolvers” who didn’t mind paying interest on their monthly balances. But the rules have changed. Lenders need to show government watchdogs that they’ve got access to quick cash, and that they’re offering a broad array of services.<\/p>\n If you’ve got enough cash in your emergency fund and your checking account to cover your annual expenses, you’ll enjoy the security features of zero percent interest credit cards. You can shop online and make major purchases without putting your cash balances at risk, while also floating reimbursable business expenses and other short-term charges. If you’re recovering from emergency medical expenses or just trying to get your financial life back on track, a 0% balance transfer credit card<\/a> can help you redirect your monthly payments toward principal instead of finance charges.<\/p>\n Whether you crave executive treatment at the airport or you’re just trying to squeeze an extra vacation from your budget, airline affinity cards and other bonus programs can help. The best rewards credit cards let you earn points against your daily purchases, which can really rack up if you use your credit card for business travel or other work expenses.<\/p>\n You don’t have to settle for discounted airfares or room stays, either. A growing number of credit card issuers now use special events and cardholder experiences to differentiate their brands from the competition. Racking up a significant number of loyalty reward points can earn you a trip down the red carpet at a movie premiere or a fashion show.<\/p>\n<\/span>0% APR credit cards<\/span><\/h2>\n
<\/span>Air miles and bonus points<\/span><\/h2>\n