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This article is by editor Linda Vergon.

It’s spring! Don’t you just feel like hitting the road? Well, maybe you do if you don’t travel for a living. Either way, luggage. I’ve had my fair share of experiences with luggage over the years. Lost luggage, broken luggage, matching luggage — you name it. Currently, I travel with a non-descript, black roller that I can barely distinguish from anyone else’s. I bought it for $49…


If you are young, you may not think you need to invest or open a retirement account. You probably think it is easier to worry about it five years from now — or ten. You’re wrong. No matter what your age, now is the time to begin saving for retirement. In The Automatic Millionaire, David Bach writes, “The single biggest investment mistake you can make [is] not using your [retirement] plan and not maxing it out.” Saving…

This article is by staff writer Lisa Aberle.

“Spring has sprung,” as they say in my little corner of the Midwest. Our magnolia tree is in partial bloom, the daffodils and hyacinths are in full bloom, and most trees are starting to bud. I love this time of year! If you have been missing J.D. Roth’s garden posts, I plan to share periodic posts with a gardening theme. Speaking of gardening, some of our…


This article is by staff writer William Cowie.

(Since April is Financial Literacy Month, a number of articles will be devoted to more educational topics. This is Part III in a series about how understanding economic cycles could inform your financial decisions. Part I is Understanding economic cycles: An introduction. Part II is Recognizing economic seasons: recovery and growth.) You will recall from Part II of this short series about economic seasons that the…


This article is by staff writer Holly Johnson.

Earlier this month, my little family of four embarked on a much-needed spring getaway to the Caribbean. I’m sure that doesn’t sound frugal at all, but rest assured that it was. After a year of planning and a whole lot of strategizing, we were able to book that particular trip for what amounted to a boatload of hotel loyalty points, a bunch of airline miles, and…


This article is by staff writer Lisa Aberle.

While the rest of our group galloped up the mountain in Haiti, I was stuck at a flat area partway up with two other people in our party who just couldn’t make it another step: a man who was pushing 80 and another guy who was overweight. I was so frustrated with my lack of stamina and embarrassed at my inability to push my early-30s self…


This article is by staff writer Lisa Aberle.

Hey, average American, what are you planning to do with the almost-$3,000 tax refund (according to 2013 data) you are about to receive? Depending on which stage of personal finance describes your current financial situation, your tax refund can help you along if you plan carefully. So let’s start with useful ideas for spending your tax refund for those in the first stage of personal finance and…

This article is by staff writer William Cowie.

(Since April is Financial Literacy Month, a number of articles will be devoted to more educational topics. This is Part II in a series about how understanding economic cycles could inform your financial decisions. Part I is Understanding economic cycles: An introduction. Part III is The fall and winter seasons of the economic cycle.) In Part I of this series, the introductory post about economic cycles,…


This article is by staff writer William Cowie.

(Since April is Financial Literacy Month, a number of articles will be devoted to more educational topics. This is Part I in a series about how understanding economic cycles could inform your financial decisions. Part II is Recognizing economic seasons: recovery and growth. Part III is The fall and winter seasons of the economic cycle.) Getting rich slowly is built on these four commonly understood pillars:…


This article is by staff writer Honey Smith.

For the last few months, I’ve been talking about various aspects of job-hunting. But what do you do if you can’t find a job? OK, you can start with cutting your budget to the bone and applying for public assistance programs if you are eligible. But what next? Well, as with many things, the short answer is: It depends. On what, you may ask? Here’s what…


This article is by editor Linda Vergon.

As we finished up our tax return this year, it turned out that we owed. Great. We don’t have to scrape the money together. We had planned for the extra liability when an unexpected consulting gig came together for my husband at the end of 2014. But nonetheless, it stings when you have to write a check to the Internal Revenue Service. (And besides, you just want…


This article is by staff writer Ryan Takach.

There is much to consider before you decide to join a company. Of course it is important to understand the company culture, the workload, management style, performance expectations, pay and benefits. But you will also want to be sure that a prospective employer is viable. To help you gauge how strong your continued employment and even potential for career growth is within the company, you may…


This article is by staff writer William Cowie.

That Walmart, and more recently, McDonald’s are giving their workers much-overdue raises is now old news. What few realize is those raises might cost you a lot more than you expect — even your job. Think that’s a little overstated? Hear me out. The good news Many have documented the fact that this recovery has, for the most part, bypassed America’s rank and file. Employment statistics…


This article is by staff writer Holly Johnson.

When you are living paycheck to paycheck, down on your luck, or living a student lifestyle, it can be difficult to imagine a world where you are suddenly building wealth. Take this comment from Kendra on one of our Ask the Readers posts, “What do you do when you’re broke?” “I feel like like Caleb a bit — in that most of these blogs don’t cover…


This article is by staff writer Lisa Aberle.

We spend a lot of time talking about green here on Get Rich Slowly. But let’s direct our attention for a couple minutes to another color: blue. I first read about the Blue Zones in a magazine a few years ago. These blue zones were identified after researching some of the longest living people on the planet. Although nine characteristics were associated with these blue zones,…


This article is by editor Linda Vergon.

We spent a fair amount of time exploring investments in the month of March. We looked at how to ladder certificates of deposit (CDs), scrutinized the decision to include gold in your portfolio, and even considered the growth of hedge funds. Over the months and years, we have discussed rental properties, peer-to-peer lending and everyone’s favorite, the index fund. There are a lot of reasons to invest…


This is a guest post from former GRS staff writer Donna Freedman.

A blogger who goes by “empressjuju” thinks she and her husband spend too much on restaurants. “Every month we find ourselves rushed, or tired, or invited out with friends and there goes the budget,” she wrote in a post on her website, (the) Vegas in Austin. Her husband wondered whether it is unreasonable to spend less. Given that they want to be…


This article is by staff writer Suba Iyer.

As I venture into my early 30s, I think I’ve become pretty careful about our finances. I certainly know not to continue on with the mistakes I made in my 20s like buying more car than I can afford or not paying myself first. But something happened last week that made me go, “Uh-oh.” Now that spring is here, I went shopping to look for new clothes…


This article is by staff writer William Cowie.

Do you dread getting older? There is no need to. Getting old is not all creaky joints and hearing aids. Above and beyond the joys of travel and sleeping in, there are many benefits awaiting those who cross the bridge of the great 6-0. I mentioned in an earlier post that our life expectancy is increasing with every passing year. Not only are we living longer, but…


This article is by staff writer Honey Smith.

Speaking about building wealth, J.D. Roth felt that he could never make this point emphatically enough: “Frugality is important, but if you want to make real progress, increase your income.” It’s in this context that being able to ace an interview becomes a very important skill. And certainly part of the interview process should include your asking questions of a prospective employer to make sure that the…


This article is by staff writer Holly Johnson.

How are you saving on spring break? A few weeks ago, I attended a daytime get-together comprised mostly of mothers of school-aged children. With spring break approaching, the topic inevitably came up, to which everyone in the room simultaneously let out a grunt of frustration. Unlike some parts of the country, our school system works on a modified year-round schedule. So instead of one week of…


This article is by staff writer William Cowie.

If you have ever heard talk of Quantitative Easing (QE) and “tapering,” you may have been left wondering what it is exactly. The terms are bandied about so frequently these days that it is rather difficult to parse out the facts from the political hype that surrounds every move the Federal Reserve Board, or Fed, makes. Another, more pointed question to ask might be, “Does Quantitative…


Savings accounts and money market accounts are meant to hold your liquid assets, or funds that you expect to use within a year. You may think "If you've seen one high-yield savings account, you've seen them all" - but, actually, higher interest rates and certain features can make one account a better choice for your needs than another.

Part of an effective financial strategy includes maximizing your earnings while balancing your need for liquidity -- and a certificate of deposit, or CD, is one way to accomplish that goal. You can easily monitor the best CD rates and terms currently available in the table below plus the rates of more than 500 financial institutions (banks, credit unions, savings banks, and savings and loan associations)

GRS is committed to helping our readers save and achieve their financial goals. Savings interest rates may be low, but that is all the more reason to shop for the best rate. Find the highest savings interest rates and CD rates from Synchrony Bank, Ally Bank, GE Capital Bank, and more.

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