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This article is by editor Linda Vergon.

What is the last day to ship before Christmas? Well, that depends, actually. Traditionally – that is, say, prior to 2008 – the last day to ship was around the second week of December. These days, it really depends on how much you are willing to spend. FedEx offers same-day shipping on Christmas Day. Yes, the FedEx SameDay department is open seven days a week, 365 days…


This article is by staff writer Robert Brokamp.

My wife and I didn’t wait too long after our wedding to create a family. We were parents one week before our first anniversary. Our apartment was too small for a third human, so we endeavored to buy a house. Unfortunately, we didn’t have a lot of cash on hand since we moved from Florida to Virginia six weeks before we got married, and we footed…


This article is by Suba Iyer, who currently writes for FiveCentNickel.com. In 2009, I was all excited to start looking for a house to buy. I had been working in a well-paying job for almost five years at that point and I figured I shouldn’t be throwing money down the drain renting. Well, reality came crashing down when I finally looked at my savings. It wasn’t even enough to be a good emergency fund, let alone a down payment….


This article is by staff writer Holly Johnson.

Chances are, you’ll get at least one gift card for Christmas, Hanukkah, or Kwanzaa this year — whether you like it or not. If you are lucky, your card might be something you could use right away — like an Amazon gift card or one for your favorite store. But you might not be that lucky. You might end up with a gift card to a store…


This article is by editor Linda Vergon.

The New Year is coming, and we’re busy thinking of ways to inspire your personal finance journey in the coming months. Personal finance is about making one choice over another. And at Get Rich Slowly, we’re a deliberate bunch. We actively avoid making hasty decisions. So one thing we’d like to continue to explore – whether it is through someone’s personal journey or just by digging in…


This is a guest post from former GRS staff writer Donna Freedman.

Anyone who has lived on the margin has likely felt the anxiety that comes with having just about enough to get by. That’s why I’d like to suggest a holiday present that can make a short- or long-term difference in someone’s life – the gift of breathing room. Got a barely-afloat friend or family member or one who is inching toward the red…


This article is by staff writer William Cowie.

In the recent post regarding the survey of how people invest, the most glaring observation was that over 70 percent of respondents who have yet to experience a recession do not invest at all. Since the survey didn’t record the ages of respondents, it is fair to conclude that those who had not yet experienced a recession would be aged in their mid-twenties. Why doesn’t this group…


This article is by staff writer Kristin Wong.

For the past two years, the topic of women and money has come up in my life quite a bit. I’m guessing it has something to do with the fact that I’m a woman who writes about money. But as a woman who writes about personal finance, I feel have given the topic less attention than it deserves — not just in my writing, but in…


This article is by staff writer Honey Smith.

Once you have been offered a new job, you might assume the process is at an end. But is it really? Not all jobs are created equal, and the goal in getting a new job is (typically) to improve your situation. So job offers must be evaluated carefully to ensure that your goals, personal finance and otherwise, are being served. Salary considerations The standard advice when…


This article is by editor Linda Vergon.

The year I met the man I would marry, we were living in different cities and hadn’t spent much time together when Christmas came around. It was difficult to know what to give, how much to give, and how much to spend. I looked for inspiration. I consulted friends. I visited a lot of stores in search of a great gift. I ended up with a few…


This article is by staff writer William Cowie.

Get Rich Slowly conducted an online survey of about 2,000 randomly selected individuals on the subject of investing recently, and I found the insights from the results quite interesting. Some of the highlights of the findings of the survey are: 1. Over 40 percent of all respondents do not invest at all at the present moment. 2. Despite investing being more advantageous to the young, the…


It’s a really busy time, I know. But when Suba Iyer told me about how she closes out her year financially, I thought it would be of interest to the readers of Get Rich Slowly. So I asked if she would prepare an article and share her list with us – but in reviewing it, it appears she made it even more comprehensive! Suba currently writes for FiveCentNickel.com. The new year is just around the…


This article is by staff writer Holly Johnson.

A few weeks ago, I participated in an “Ask the Experts” segment on a huge site in the mommysphere, CafeMom.com. The focus of the project was saving, budgeting, and frugality, and my job was simply to answer questions that readers sent in. Sounds easy, right? Unfortunately, I quickly found that I am no longer equipped to answer many of the inquiries I would have sailed through just a…


This article is by staff writer Lisa Aberle.

Because I couldn’t meet my self-imposed cash budget of $500 in the month of October, I had to use other sources to meet our overage. But despite having lived under tight financial circumstances throughout some periods my life, I have always had enough to get by and things haven’t been (well, usually they haven’t been) too stressful for me. But I wanted to talk to people who…


This article is by staff writer Robert Brokamp.

Most of us think of Thanksgiving as an American tradition. But it was most likely brought over by English settlers, since such holidays existed in the Old World and elsewhere for centuries. It began as a harvest festival – a way to thank the heavens for the edible plants on earth. The folks of yore recognized that, even if they toiled like nobody’s business, each year’s…


This article is by staff writer William Cowie.

You have probably heard it before: At the end of yet another melancholy rant about how bad things are in America, someone inevitably adds “… and then the dollar is so weak, too.” Well, lament no longer because the dollar recently reached a seven-year high. How is the dollar measured? The U.S. dollar is used to measure so many things. The gold price is quoted around…


This is a guest post from former GRS staff writer Donna Freedman.

Want to start a fight? Announce that you’ll be shopping on Thanksgiving Day. A whole bunch of folks will likely sigh and mourn the once-was-sacred Thanksgiving dinner with family. Why, they’ll ask, would anyone want to shop on this day? Why would anyone force retail clerks into manning their posts even though they’d rather be home melting marshmallows atop sweet-potato casseroles? One such…


This article is by staff writer Honey Smith.

Looking for a new job is a multi-faceted process. Many of the aspects of career-building that I have been discussing recently are applicable even if you are just trying to keep a job you already have. But laying the groundwork for a successful job search is about more than just your reputation. A job search can take months — in some cases, up to a year…


This article is by editor Linda Vergon.

When you think about getting extra money for the holidays, your first thought may be to get a job at your local mall. Retail is certainly one of the easier industries to break into to find a holiday job, and this year’s retail numbers are expected to be much better than in recent years. But your next thought may be that we are right on the cusp…


This article is by staff writer Lisa Aberle.

As I mentioned in my last article, I experimented with paying cash only for my October groceries. I had only one goal in mind: Spend less on groceries so I could save more money each month. Well, my little experiment opened a whole can of worms. The Experiment Basically, I always try to keep my grocery spending in check, but I usually don’t limit quantity or variety…


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