Spare Change: Submit Your Story Edition
Published on - January 26th, 2012 (Modified on - April 24th, 2013) (by J.D. Roth) Like a hibernating bear, I feel like I’m waking from a long winter’s nap. For the past few months, I’ve been dormant, not just at Get Rich Slowly but at my other sites as well. I’ve had so much happening in my personal life that it’s been tough to find the mental energy to write about money (or anything else). Now I’m ready to get back to work.
As part of that, it’s time to call for another round of reader submissions. I’ve always said that it’s your contributions that make this site great. Get Rich Slowly isn’t about me — it’s about the community, about helping to solve each other’s problems. I’m just the guide.
If you have a reader story or an “ask the readers” topic, please send it in. April and I have been working together (along with the GRS technical elves) to streamline the process. As part of that, there are now dedicated submission pages and email boxes for collecting your contributions.
If you’d like to submit something to Get Rich Slowly, visit one of these pages:
Add Your Voice
We want to talk to you if:
I look forward to reading the latest round of articles!
Also as part of my escape from hibernation, I’ve begun to read other personal finance blogs again. It’s about time! Here, then, are some recent articles I’ve liked from around the web:
First up, here’s a belated goal-setting tool for the new year. Many folks I chat with tell me they have trouble setting goals. They don’t know what they want to do with their lives. Well, Scott at Living Your Legend has created a free goal-setting guide that you can download and print. If you’re having trouble finding direction, this tool may help.
Via Jim at Bargaineering, here’s an article at Wired that seeks to answer the question, “Are name-brand batteries worth the cost?” The short answer? Yes, they are.
In a similar vein, Ed at Five Cent Nickel wonders is travel insurance worth the cost? He, too, concludes that the price is worth it. I’ve always been wary of travel insurance, but was forced to buy it for my trip to Peru. I searched and searched until I discovered a company called World Nomads, which seems to have great rates for reasonable coverage. Kris and I are paying a combined $280 for our upcoming trip to South America, for instance.
Let’s go for the trifecta. Rebecca at Money Crashers has yet another “is it worth it” article. She wonders are discount grocery stores worth the savings? She says that for careful shoppers, they are.
Finally, over at Saving Advice Amy Roseveare, an “image consultant”, shared a great list of how to save money on clothing. As she notes — and as I’ve learned first-hand — losing weight can be costly. (But that doesn’t mean you shouldn’t do it.) My favorite piece of advice? Spend more on the things you wear the most. It took me a long time to learn this, but I’m glad I did. I buy most of my clothing at thrift stores, but I’m happy to pay a premium for nice boots and a nice rain jacket. (I do live in Oregon, after all.)
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This article is about Spare Change
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Thanks for the opportunity! I’ll work on something this weekend.
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WELCOME BACK! I’m sure the rest was needed.
Sincerely,
Brian
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Thanks for the links.
I’ve had my share of cheap batteries to know not to spare expense on them.
We were on photo safari in Kenya when one of my fellow travelers was changing cheap batteries so often he should have been wearing them in a bandolier. I gave him some of my brand name ones which lasted him the remainder of the two week trip.
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Spend more on the things you wear the most is good advice.
It took me a long time to give myself permission to spend what I needed on a long-lasting pair of flats or loafers. I won’t say the brand name, but they are the most comfortable shoes ever, they are beautiful but not flashy, and have lasted me much longer than other shoes in the same style.
I knew I would cringe when adding up the general cost of having to replace the cheap flats every three or four months versus the cost of my current brand [which I haven't worn out yet].
The money I’ve wasted throughout the years on cute but ill-fitting and poorly-cobbled flats could have bought me more than I need of the newer shoes. I was just so afraid of that price tag. No more!
I’ve set aside a little each month for the shoes. My current ones are in such good shape I haven’t had to tap into the shoe fund again.
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Why wouldn’t you share the brand name?! Let us in on your secret!
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Yes, please let us know what brand of flats & loafers you favor.
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JD,
I think you’re wrong about something. *You* are what makes this site.
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I thought you were getting divorced but you’re still going to South America with Kris?
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Es verdad. And tonight, I’m having dinner with her. She should be here at the apartment in about two minutes. This is what I’m trying to tell people: I don’t hate Kris. We’re trying to have a friendly divorce. We know it’s possible.
She can nix the trip to South America at anytime. She knows it’s all hers if she wants it.
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JD–I’m fascinated by language myself and love words. I also speak a little Spanish and understand quite a bit.
But the little Spanish phrases in your posts/comments are mildly annoying. Only mildly–it’s not like I’d quit reading the blog because of them–and I’m sure you are authentically using them because they’re becoming part of the way you think and drifting into your everyday speech…but still, just a bit irritating.
Lo siento if I offended you
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Jaja. Kris thinks my Spanish is annoying too. “Pretentious” is the word she used tonight. She’s probably right. But I’m excited because I’m starting to think in Spanish, and I like that. I’m not trying to stop it. But even I had to admit there was a problem when I started to speak to the waitress in Spanish without thinking. Oops. I’m going to have to consciously put a lid on it, I guess.
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I got lost at “jaja”…then realized I wasn’t reading it with my “inside my head Spanish voice”! I’m glad you took my comment in the spirit in which it was meant. And I’m very happy for you that you’re starting to think in it; that’s a huge step towards fluency. I wonder when you’ll start dreaming in it…
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Oh goodness, but nowhere near as annoying as the pop-up menus on the bottom right I can’t get rid of, the scrolling ad at the top right that won’t go away and gives me a migraine when I’m trying to read stationary text. THOSE things are making me stop recommending this site, and since my ad-blocker makes the page unreadable without them and my RSS feeds don’t allow me to read the comments or even often the whole article, I’m ready to give up on this blog altogether. JD I’m begging you, go back to stationary ads and get rid of the darn popping menus!
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So very this. Those pop up things at the bottom are why I rarely read comments any more. They are especially impossible when I’m reading on my phone.
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Had the same experience and the same outcome. It also feels really forced, which contrasts with the rest of the site.
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The pop out menus drive me nuts too. I did finally realize that if you click the little x on the right of it, it keeps the menus pinned to the right side of your screen and they don’t pop out any more.
I still think they are a poor design.
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If you’re using Firefox, try installing NoScript. It stops JavaScript and Flash from loading automatically. I didn’t even know the site had annoying popups and menu bars. (I’m very sad to hear it.)
NoScript takes some getting used to and tuning, especially for any site with a form, but it makes the web less annoying and a bit safer. Love it or hate it, but give it a try.
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You should stay together if you get along well enough to have dinner and go to South America. Work through it.
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More of the articles that actually get posted for this site should have experiments in them like the battery one. For instance, a “how to improve your gas mileage” article would be more interesting with a lot of driving and measuring it than simply linking to a bunch of other sites that tell you to slow down and properly inflate your tires.
How about someone actually tries it? Record you fuel consumption. Slow down. Record it again. How much difference does it make?
I should write this article. I could write a bunch of experimental articles. I like experiments.
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Do it, Tyler! Do it!
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No one who drives a Mini Cooper is going to do the gas experiment, so Tyler should do it. It’s simply too much fun to floor it when the light turns green
-a fellow Mini owner.
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The cost of the Mini is not in the gas, it’s in the too-frequent and absurdly priced repairs. -a former Mini owner.
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ok, maybe I can’t nest comments this far, so I’m replying to my own post.
El Nerdo- what year Mini did you have? While service is expensive, I’ve had good luck thus far for all 100K miles with my 2005 Mini reliability-wise(knock on wood).
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Tyler: At the risk of blatant self-promotion, I’ve done this very thing:
http://www.fivecentnickel.com/2008/06/17/hack-your-mpg-improve-gas-mileage-by-15/
Of course, I only did it for two tanks (one driving the “old” way and one trying to maximize my mileage by driving more carefully. But still, avoiding jackrabbit starts, coasting up to stops, etc. has a big effect.
The answer to “how much difference does it make”? 15%. That’s an effective savings of close to $0.50/gallon.
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I don’t even know why I came back to re-read this, but… about the gas savings comment – how about the difference between 23mpg and 28mpg both city miles in the same SUV. The only difference is driving styles. Two different drivers. the 23mpg driver accelerates quickly, doesn’t slow down until right at the point he is ready to stop and drives at least five over the speed limit but does at least keep a constant speed. The 28mpg driver accelerates evenly, takes the foot off of the accelerator and lets the weight of the vehicle slow the car down almost to a stop on it’s own thus reducing wear and tear on the brakes and not wasting gas being injected into the engine unnecessarily, keeps a constant speed of the speed limit or sometimes five under and maintains at least a three car driving distance to avoid sudden stops. just sayin’
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Go home JD. Go home. Love, patience and understanding. You two can work through it.
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¿Cuánto pagas por los artículos? No seas explotador…
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Kind of off topic but since you brought up the subject of batteries, I’m wondering what everyone does with their used batteries. I just throw them away but I heard somewhere that you’re not supposed to do that. If so, how can they be disposed of responsibly?
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In some communities, neighborhood recycling will pick them up. Not all, I’m sure.
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For years I have been tossing old used batteries in the garbage, but now that my “kids” are grown they watch me like a hawk to make sure batteries are turned into the recycling center along with paper, cardboard, glass, plastic, etc. Now their new environmental “no-no” is plastic grocery sacks. Anyway….passing along the info that your local recycling center will properly dispose of batteries, but say no to plastic bags and/or Styrofoam…(which NEVER (nunca) dies.)OMG ~ another subject for another day.
Hope this helps.
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Hey JD, it may just be me, but when I click on the “Terms and Conditions” for submitting a guest post, nothing pops up. I can’t see them.
Just reporting in case it’s actually an issue. I’m in Firefox.
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Hi Ash,
Thanks for pointing this out, something broke for a bit. Please try again and let us know if you still experience issues.
- TE2
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Love following your stuff on Twitter (and joking around at times, bc money is funny
)
Im working on an article, the best I can come up with for JDand GRS readers.
Thanks for the inspiration JDJD
Joe Cassandra
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