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Retirement


  • Approaching retirement: What now? (40 comments)

    This article is by staff writer William Cowie. Retirement, that magic day you've had in your sights for decades, is finally coming into view. You may be in your 40s or 50s, and the big day may be n...

  • Reader Stories: How I am financing retirement (39 comments)

    This reader story comes from long-time reader and commenter Bill McFadin, aka Cybergeezer, who commented that he had submitted a story months ago that never ran. We asked if he would resubmit the arti...

  • Reader Story: Update on a dad in need of retirement help (27 comments)

    This guest post is by reader Mike in New Hampshire. Mike wrote an Ask the Readers article last year, looking for ideas to help his dad get set for retirement. He wrote to us recently and asked if he c...

  • Ask the Readers: Do singles need to plan differently for retirement? (33 comments)

    This article is by editor Ellen Cannon. I’ve been single since I was divorced in my 30s, and I’ve been planning my retirement on the assumption that I will be single till the end of my days. I...

  • Dissecting retirement savings (34 comments)

    This article is by staff writer Lisa Aberle. When I finally and completely quit my once-full-time job in May, something changed: Neither my husband nor I have access to an employer-sponsored retire...

  • Ask the Readers: Are the “golden handcuffs” real or self-imposed? (44 comments)

    This article is by editor Linda Vergon. Last December, Honey Smith was in the throes of some major life changes – her husband started his own business, only to sell it and start a new job, adding...

  • Becoming friends with your future self (24 comments)

    This article is by staff writer Kristin Wong. I fight splurges less often than I used to, but the urge still pops up occasionally. Sometimes, it's okay to splurge; but mostly, I find myself wanting...

  • The pursuit of passive income: Is it time to become a landlord? (53 comments)

    This article is by staff writer Holly Johnson. If you visit personal finance or investing blogs on a regular basis, you've probably read countless articles on the virtues of passive income. After a...

  • Coming to terms: retirement vs. financial independence (57 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. J.D. recently launched the Get Rich Slowly course, a year-long guide on how to master your money. Last Sunday, I shared th...

  • A conversation with Mr. Money Mustache (30 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. J.D.'s non-financial writing can be found at More Than Money, where he recently wrote about how to be happy. As part of the ...

  • Another visit with the real Millionaire Next Door (16 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. J.D.'s non-financial writing can be found at More Than Money, where he recently wrote about how to be happy. It was sunny ...

  • How to get started investing (33 comments)

    This article is by staff writer William Cowie. Confession time: Despite a financial and business education more comprehensive than most, I never invested. I grew up poor and just couldn't wait for ...

  • Financing your bucket list (39 comments)

    This is a guest post from Mitch Anthony. Mitch is a sought-after financial services consultant, popular speaker, and host of The Daily Dose radio program. His RetireMentors column appears regularly on...

  • Help with your retirement plan — free! (2 comments)

    Our friends over at Kiplinger have enlisted the help of the National Association of Financial Advisors (NAPFA) to help consumers with their retirement planning. They asked me if the Get Rich Slowly re...

  • The one-page guide to financial independence (71 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. J.D.'s non-financial writing can be found at More Than Money. This year, I learned a lot about money. I think the bigge...

  • What you wouldn’t want to hear from your adviser (32 comments)

    This article is by contributor Jeff Rose, CFP. He blogs at Good Financial Cents. My role as a financial adviser sometimes feels like a fortune teller. (Get it?) I'm peering into the crystal ba...

  • Success Stories (and the People Who Hate Them) (125 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. J.D.'s non-financial writing can be found at More Than Money. I spent last week in St. Louis for the third-annual Financia...

  • Reader Stories: How we saved one year’s salary in Roth IRAs in grad school (55 comments)

    This reader story is from Emily, a graduate student living in North Carolina who blogs about transitions in young adulthood and living well on less at Evolving Personal Finance. Some reader stories ...

  • Thoughts on Financial and Personal Independence (88 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. After a year off, J.D. is once again writing here at GRS. His non-financial writing can still be found at More Than Money. ...

  • Top 10 High Interest CDs that can double your interest income (15 comments)

    This guest post is by Richard Barrington, CFA, senior financial analyst for MoneyRates.com. The latest cruel trick played on savers is that while mortgage rates have started to rise, bank depo...

  • Bernie Madoff was not alone (18 comments)

    Bernie Madoff, perpetrator of the most staggering case of investment fraud in U.S. history, is apparently not alone – and neither are his victims. According to a new FINRA Investor Education Foundat...

  • Honey progress report: a good problem edition (40 comments)

    This post is by staff writer Honey Smith. In my last progress report, I mentioned three pieces of good news: I paid off my small student loan balance, Jake paid off the balance transfer ...

  • Reader Stories: How I retired abroad on $500 a month (75 comments)

    This is a guest post by Pauline Paquin, who blogs at Reach Financial Independence.  Born and raised in Paris, Pauline writes about how she has been traveling the world for the past 10 years while try...

  • Reader Stories: Why, at 25, I made retirement my first priority (48 comments)

    This reader story is from Adam M. Shearer, whose story was prompted by comments from another post. Some reader stories contain general advice; others are examples of how a GRS reader achieved fina...

  • Easy ways to give your 401(k) a tune-up (34 comments)

    This is a guest post from Jeff Rose, CFP. Jeff is well known among bloggers for his various causes: The Debt Movement, The Roth IRA Movement and The Life Insurance Movement. He also blogs at Goodfi...

  • Five factors for your asset allocation (16 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. When you think of y...

  • 5 ways to cut costs to save more for retirement (48 comments)

    David Bakke is an author and blogger for the personal finance resource Money Crashers, where he discusses tips for saving money for retirement and generating long-term wealth. When it comes to savi...

  • Is the Roth right for you? (58 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. This year, it happene...

  • SEP-IRA vs. Self-Employed 401(k) (42 comments)

    This post is from staff writer Kristin Wong. A couple of months have passed since my 30th birthday, and that means getting started on some of my money resolutions for the year. One of those resolu...

  • Ask the Readers: How can I help my father get financially set? (74 comments)

    Dealing with family members who aren’t as financially savvy or frugal as you are is a common problem. Reader Mike in New Hampshire wrote to tell us his dilemma, and he wants your thoughts on what he...

  • Where to put your next investment (16 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Let's say you've de...

  • All you need to know about saving for retirement (71 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Like many important enti...

  • Ask the Readers: What will make you feel financially secure? (78 comments)

    If you’re a regular reader of Get Rich Slowly, you are focused on getting out of debt, saving, retirement goals – all of those money issues we all deal with. But at what point would you or do you ...

  • The tyranny of the 401(k) industrial complex (68 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Like many living beings ...

  • Reader stories: The importance of number crunching (18 comments)

    This post is from Corinne Hoener. Corinne is a long-time GRS reader and personal finance geek living in Brooklyn, NY with her partner and two cats. Some reader stories contain general advice; others ...

  • Will you have what you need when you need it? (35 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Let's say I told you ...

  • How to audit your own investments (23 comments)

    This post is from staff writer Lisa Aberle. I've hinted before that I was a passive investor. And by passive, I mean that I have always set up a 401(k) and IRAs, then promptly ignored them. But si...

  • I’m 30! Am I where I should be with my finances? (79 comments)

    This post is from staff writer Kristin Wong. "I can't believe I'm going to be 30!" I told my Dad at the beginning of the year. I said the same thing when I turned 20, so I knew he would reassure m...

  • The stock market has recovered, but have you? (27 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. The financial media w...

  • Oops, I may have broken my nest egg (42 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Financial success can...

  • Morningstar’s day for individual investors (3 comments)

    Hey, GRS readers, you have been invited to the Morningstar Individual Investor Conference. This is an all-day webcast (although I'm sure you can jump in and out of the webcast depending on which sessi...

  • Ask the Readers: What is the next step? (92 comments)

    J.D. wrote about the three stages of personal finance often. His definitions were: The first stage of personal finance involves learning the basics: understanding compound interest, reducing debt...

  • Taking the semi-retirement plunge without drowning in debt (60 comments)

    After spending months working 60 or 70 hours per week, realizing that life is all too short, and preparing for our kids to come home, it's time for a new financial paradigm of my own: I'm semi-retirin...

  • The most powerful ways to secure your retirement (34 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Whether you can reti...

  • Ask the Readers: Can you retire without a pension or 401(k)? (57 comments)

    This short reader post from GRS reader A Single Saver caught our eye. A 401(k) or IRA fund seems almost mandatory by personal finance standards, and yet, here a reader writes how her retirement looks ...

  • The problem with financial advisers and anyone who brags about their investments (54 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Way back in the '90s...

  • And the winners are… (3 comments)

    To get your new year’s saving resolutions off to a healthy start, we ran a sweepstakes on the Get Rich Slowly Facebook page. More than 300 (310, to be exact) people told us what their new year’s g...

  • Getting rich slowly on my own terms (47 comments)

    Over the last six months, I have had several articles published at Get Rich Slowly. However, I have never had the pleasure of formally introducing myself. My name is Holly Johnson, and I am a 32 yea...

  • A few things to consider before becoming an expatriate (23 comments)

    This post is from Justin Boyle. Justin is an experienced English tutor and writing coach who works as a designer in the tech industry. He lives in Austin, Texas, and finds a lot of things interestin...

  • More fun with life and death (29 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. I’ve always assum...

  • The really, really, really long-term view…and when you’ll die (50 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. I know it’s the h...

  • Reader Stories: Making friends in ‘God’s Waiting Room’ (30 comments)

    This guest post is from Mrs. PoP, who writes at plantingourpennies.com.This is a fitting post near Thanksgiving, as Mrs. PoP has a lot to be thankful for. This story is part of our Reader Stories seri...

  • How Wall Street eats a third of your savings and makes you work longer (35 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • Risk-a-Palooza: All that can go wrong and how to prevent it (30 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • Reader Story: From recession to best financial shape of my life (53 comments)

    This guest post from William Cowie is part of the “reader stories” feature at Get Rich Slowly. William has contributed to ConsumerismCommentary.com, BudgetsAreSexy.com and other personal finance b...

  • How to Pick the Best Darned Account for You (9 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes o...

  • Reader Story: My Roth IRA Sprint (45 comments)

    This guest post from Vermont Moose is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success o...

  • Redefining Frugality: Mistakes and Money Lessons Learned as a Freelancer (64 comments)

    Sitting on my desk as I write this is an application I should have filled out months ago. Twenty-two months ago, to be exact. It was then that I left my 40-hour-a-week office job, which included a ...

  • Reader Story: Finding Hope In The Bleakest Of Situations (99 comments)

    This guest post from Sam is part of the "reader stories" feature at Get Rich Slowly. Sam writes at Financial Samurai and is one of the esteemed colleagues with whom I'm exchanging ideas this weekend a...

  • The Many Roads to Retirement (89 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • Turning Long-Term Goals Into Short-Term Goals (and Not Getting Fat Along the Way) (82 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • Is Your Money in the Right Place? (51 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • The Retirement Outlook for 20-Somethings (159 comments)

    This post is from staff writer Tim Sullivan. Over Memorial Day weekend, a few friends and I took an RV to Banff, Canada. I’m from Chicago and have only been in the Pacific Northwest for a few sho...

  • Your 401(k) Stinks, and Here’s What to Do About It (63 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • When a Woman’s Work Is Done (122 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • Why You’ll Likely Need Less in Retirement (125 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contribu...

  • Make the Choice Not to Decay (88 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • What is a Roth IRA? A Short and Simple Guide (83 comments)

    Note: This post is part of the Roth IRA Movement event organized by Jeff Rose at Good Financial Cents. Today, dozens of financial bloggers are posting articles about Roth IRAs. This is mine. Most o...

  • Ask the Readers: How to Retire Early? (123 comments)

    Though many readers of this site have modest financial goals, others are more ambitious. Many want to get rich. (That's not surprising; after all, this blog is called Get Rich Slowly.) But I think mos...

  • How One Decision Can Help You Retire Faster (154 comments)

    This is a guest post by Dee Bauer from SmallHouseLife.com, where she shares information about abundant living in small spaces. Do you sometimes wonder if you'll ever be financially stable enough to r...

  • Is Retirement Just Too Dang Risky? (158 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • 11 Things You May Not Know About Retirement Accounts (59 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. Robert contributes one new ar...

  • What Really Makes Your Retirement Accounts Grow (77 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...

  • How to Buy a Pension with a Lifetime Annuity (46 comments)

    This is a guest post from Mike Piper, a long-time GRS reader and the author of Oblivious Investor, where he explains how exciting things like 401k rollovers and tax brackets work. Previously at GRS, P...

  • Reader Story: Saving for Retirement with More Than Mutual Funds (66 comments)

    This guest post from Randy is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — o...

  • Want More Money in Retirement? Work a Little Longer! (83 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...

  • Eight Little-Known Facts about the Roth IRA (98 comments)

    This is a guest post by Jeff Rose, a Certified Financial Planner. Rose is also the author of Good Financial Cents, a financial planning and investment blog. He's also working on his book entitled Sold...

  • What Will You Get from Social Security? (99 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...

  • Engineer Your Retirement (50 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...

  • Managing Mom’s Money: An Update from Happy Acres (149 comments)

    I'm sitting in the lobby of Happy Acres waiting for the business manager to return from lunch. I just spent half an hour talking with Mom, who's doing much better than she was a month ago. She still s...

  • Extreme Early Retirement in Practice: How Two People Did It (162 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...

  • Estate Planning Essentials: Preparing for the Unpleasantly Possible (24 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...

  • Risks That Can Derail Your Retirement (77 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...

  • Ask the Readers: I’m Getting Older — Should I Save or Should I Travel? (112 comments)

    Long-time GRS reader Sheila (aka PawPrint) dropped a line earlier this year because she's facing a financial dilemma. She and her husband want to be responsible — to save for retirement — ...

  • Book Review: Early Retirement Extreme (212 comments)

    For over five years now, I've spent most of my waking hours reading and writing about money. I've learned a lot. Using this knowledge, I've been able to get out of debt, build savings, and even begin ...

  • Your Retirement Account Survival Guide (55 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...

  • All About Asset Location: How to Make the Most of Your Accounts (68 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a newly reinvigor...

  • Living Below Your Means Is Like Saving for Retirement Twice (80 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a newly reinvigor...

  • What To Do with an Old 401(k) (68 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. When a friend of mine changed jobs recently, she d...

  • The Most Important Factor in Retirement Savings (67 comments)

    "Wanna see something neat?" Kris asked the other night. She was holding the year-end statement from her work-based retirement plan. "Sure," I said. "Show me the money." She handed the statement ...

  • Caring for Aging Parents (156 comments)

    As more of my friends enter middle age, they're talking less about how to care for their kids and more about how to care for their parents. Our mothers and fathers are nearing (and, in some cases, sur...

  • Don’t Get Rich Any Slower Than You Have To (66 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • Two Stories About Retirement Planning (106 comments)

    I never know where the personal-finance lessons are going to come from. Today, I heard two stories about retirement from my own family. First, my wife told me that her retirement program at work might...

  • Reader Story: Making the Move to Semi-Retirement (52 comments)

    This guest post from Jacq Jolie is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success &mda...

  • More Women Participating in Retirement Plans (40 comments)

    This post is from staff writer April Dykman. There's a lot of bad news during a recession: High levels of unemployment, foreclosures, and huge dents in the average Joe's net worth. But one good ...

  • Re-Thinking Retirement: Beyond Conventional Wisdom (32 comments)

    This post is from Kent Thune. Kent urges and guides readers to place meaning and purpose before money and planning at his blog, The Financial Philosopher. Previously at GRS, Thune has written about de...

  • Yes, You WILL Get Social Security (127 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • When Will You Be Able to Retire? (52 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • What is Retirement? (76 comments)

    I just returned from my annual weekend trip to Oregon's Opal Creek Wilderness area. Every year, I join five other friends to hike into the forest, pitch our tents on the banks of the creek, and sit ar...

  • SEC Proposes New Rules for Target Date Funds (29 comments)

    This post is from GRS staff writer April Dykman. During the 2008 financial crisis, target date, or life-cycle, funds were hit hard. People who were just a couple years away from retiring held 2010 ...

  • Choosing a Target-Date Fund (35 comments)

    This is a guest post from Edwin Choi, the founder of Mariposa Capital Management. Edwin is a fee-only investment advisor in Los Angeles and a long-time reader of GRS. Prior to starting Mariposa, Edwin...

  • Ask the Readers: Should I Invest or Prepay My Mortgage? (181 comments)

    Kelley wrote recently with the sort of dilemma I get asked about all of the time: Is it better to invest or to prepay a mortgage? We've covered this topic in the distant past, but it's time to review ...

  • In Praise of Paying Yourself First (64 comments)

    Can you bear with me for one more labored metaphor? As I've mentioned a few times already, I'm in the midst of a successful fitness program. I've lost 20 pounds since the beginning of the year, and, m...

  • What YOU Can Learn from Baby-Boomer Blunders (111 comments)

    J.D. is on vacation in Alaska. This is a guest post from Neal Frankle, a Certified Financial Planner, and the author of Wealth Pilgrim, a blog about his financial journey. If you know someone in th...

  • The Snowball: How Compounding Affects Money, Knowledge, and Life (48 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • Ask the Readers: Am I Being Foolish for Saving So Much? (132 comments)

    Some of my favorite questions come from readers who are worried that they're saving too much. This is a great problem to have. For example, Henry wrote recently with this dilemma: I've been readi...

  • Poll: How Much Do You Need to Save for Retirement? (54 comments)

    This post contains an excerpt from Chapter 13 of Your Money: The Missing Manual, my new book from O'Reilly Media. It's also a part of National Financial Literacy Month. For the past several months,...

  • Roth IRA Conversions Made Easy (41 comments)

    This is a guest post from Steve Juetten, a fee-only certified financial planner in Bellevue, Washington, and long-time Get Rich Slowly reader. He has written a book for consumers on the topic of 2010 ...

  • How to Be Happy in Retirement (63 comments)

    The March 2010 issue of Consumer Reports Money Adviser has an interesting article on how to avoid regrets during retirement. The article, which draws on a survey of nearly 25,000 subscribers, is simul...

  • Women and Retirement (94 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • Ask the Readers: Life After a Maxed-Out IRA? (82 comments)

    It's been a long time since we had an Ask the Readers around here. Time to remedy that situation! Jeff recently wrote with a question about saving. The lucky dog has saved so much that he doesn't know...

  • Is a Reverse Mortgage Right for You? (54 comments)

    This is a guest post from Francine Huff, a freelance journalist and writer at BestReverseMortgage.com and the author of The 25-Day Money Makeover for Women. She has appeared on a variety of TV and rad...

  • The Roth IRA Made Easy (76 comments)

    Starting a Roth IRA is one of the easiest — and best — steps you can take to save for retirement. I know I've written a lot about the Roth IRA in the past, but I still get questions all th...

  • Ask the Readers: Why Are YOU Saving for Retirement? (125 comments)

    As I shared yesterday afternoon, although I believe National Save for Retirement Week is important, I find the topic dreadfully dull when stretched out for a week of blog posts. Lesson learned. Sti...

  • No One Cares More About Your Retirement Than YOU Do (38 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • Should You Stop Funding Retirement to Focus on Debt? (81 comments)

    This article is by GRS staff writer Adam Baker. In addition to his work at Get Rich Slowly, Baker blogs over at Man Vs. Debt, where he compiles the most famous and inspiring quotes on debt. This artic...

  • Which Comes First: The House or the Nest Egg? (85 comments)

    This post is from GRS staff writer April Dykman. It's also a part of National Save for Retirement Week A few weeks ago, J.D. asked me to consider writing a post on retirement for National Save for ...

  • The Personal Finance Hour, Episode 24: Saving for Retirement (6 comments)

    It's National Save for Retirement Week! All week, Get Rich Slowly will feature articles about retirement planning. This morning, I wrote about how important it is to pay yourself first. April and ...

  • Pay Yourself First (57 comments)

    This article is the fourth of a fourteen-part series that explores the core tenets of Get Rich Slowly. It's also a part of National Save for Retirement Week. One of the oldest rules of personal fi...

  • Free eBook! The Get Rich Slowly Guide to Roth IRAs (27 comments)

    In early 2008, I put together an e-book. I collected my series of articles about the virtues of the Roth IRA, cleaned them up, added new information, and drafted a 30-page document to serve as a sort ...

  • Ask the Readers: How Much Should You Save for Retirement? (153 comments)

    How much should you save for retirement? Carla dropped me a line because she's puzzled where the standard "save 10% of your income for retirement" advice originated. She's afraid that ten percent isn'...

  • The Best Ways to Boost Your Retirement (50 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • Mr. Market’s Wild Ride (171 comments)

    The U.S. stock markets have provided a wild ride over the past year. The S&P 500 stock market index recently posted its best five-month gain since 1938. Yet many people missed out on this. And no wond...

  • What Got You to Get Better? Reasons for Change (86 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • How Much Is Your 401(k) Costing You? (48 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • What If You Don’t Plan to Retire? Save Anyhow! (49 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • How Long You’ll Be Investing (18 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • Investment Risk and the Growth of Wealth: The Importance of Course Corrections (63 comments)

    This is a guest post from Carl Richards at Behavior Gap. I have a problem. In fact, I think we all have a problem: We have been way too focused on returns, resulting in the utter destruction of ...

  • Why I Love the Roth IRA (49 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • How to Live Well on Less in Retirement (65 comments)

    Though I'm not close to retirement myself, one GRS reader recently sent me a link to an article from the monthly newsletter from AARP (the American Association of Retired Persons). In the April 2009 i...

  • How Much Money Should You Save? (51 comments)

    At CNNMoney, Walter Updegrave hosts an "Ask the Expert" column in which he fields reader questions. (Updegrave is an editor at Money Magazine.) Lionel from San Diego recently wrote in with a question ...

  • Financial Independence: The Final Stage of Money Management (46 comments)

    This is the last of a five-part series about the "stages" of personal finance. These stories have intentionally been less polished than most articles at Get Rich Slowly. This is a chance for me to thi...

  • How Much Do You Need to Save for Retirement? (104 comments)

    I've had several conversations in the past month with people who are wondering how much to save for retirement. They're worried they won't have enough. (And the recent market turmoil only makes matter...

  • “Jumpstart Your Retirement Plan Days” Provides Free Financial Advice (8 comments)

    Mark your calendar! Kiplinger's Personal Finance and the National Association of Personal Financial Advisors are working together again to offer Jumpstart Your Retirement Plan Days. Here's the low-dow...

  • Yes, You Can Achieve Financial Independence (33 comments)

    In the midst of our rush to earn money, our scramble to save for retirement, our focus on frugality, it's easy to lose sight of why we're doing this. What is the goal? What is it we're trying to accom...

  • How to Invest in a Bad Economy (63 comments)

    Yesterday, USA Today published a piece describing how you should invest in a bad economy. Though the market is in shambles, the authors write, it's no time to panic: Enough. The stock market &mdash...

  • The Saver’s Tax Credit for Retirement Savings Contributions (30 comments)

    When you don't have much money, it can be difficult to save for the future. Last month I highlighted San Francisco's Earned Asset Resource Network, a non-profit organization providing financial assist...

  • How to Cope with a Lousy 401(k) Plan (42 comments)

    "The Mole" is a certified financial planner and public accountant who, in his spare time, provides a behind-the-scenes view of the financial planning industry for Money magazine. In his most recent co...

  • iPhone or Millionaire? (37 comments)

    Apple releases the second iteration of its iPhone today. The product ostensibly carries a lower price than the previous version. But how much does it really cost? Matt and Marnie both pointed me to th...

  • Indian Beggar Saves 200 Pounds of Coins, Opens Bank Account (41 comments)

    Richard from Richer and Better just sent me an amazing story from Calcutta (Kolkata), India. Sixty-year-old Laxmi Das began begging on a street corner in 1964, when she was only sixteen years old. Cri...

  • Thoughts on Retirement and Financial Independence (66 comments)

    This may seem strange coming from a fellow who's not yet forty, but I've been thinking a lot about retirement lately. Now that I've repaid my debt, now that I've begun to save money, I'm curious how m...

  • Don’t Raid Your 401(k) to Make Mortgage Payments (27 comments)

    What's worse than not being able to make your mortgage payments? How about tapping into retirement savings to make ends meet? National Public Radio's Morning Edition ran a story on Friday about the gr...

  • How to Take a Mini-Retirement: Tips and Tricks from Timothy Ferriss (56 comments)

    In his book, The 4-Hour Workweek, Tim Ferriss proposes that we shift our focus from end-of-life "macro" retirements to more frequent mini-retirements, which might be spaced throughout a working career...

  • Using Mini-Retirements to Get More Out of Life: An Interview with Timothy Ferriss (45 comments)

    On a cool Thursday morning last July, I woke early to walk into the hills outside Wells in Somerset County, England. After three-quarters of an hour, I reached a point with a broad vista of the surrou...

  • A Real Millionaire Next Door (135 comments)

    Kris and I love our neighborhood. People are friendly and helpful, yet mostly mind their own business. It's a perfect combination. One of our favorite neighbors is the old guy next door. Let's call hi...

  • Early Retirement Requires Financial and Lifestyle Planning (31 comments)

    As I continue to achieve my short-term goals, my attention is turning increasingly to long-range plans. What is it I want to do with my life? I've always toyed with the idea of early retirement, and l...

  • Ask the Readers: Pay Down Debt or Save for Retirement? (75 comments)

    Personal finance is filled with tough decisions. Prepay the mortgage or invest the money? Pay down high interest debt first or use a debt snowball to tackle the small balances? Roth IRA or traditional...

  • Retirement Plan Rollover Chart (16 comments)

    After yesterday's discussion of 401(k) rollovers, I did a little digging. While browsing the Internal Revenue Service site, I found this handy rollover chart [PDF]: Click image to open full-size PD...

  • I Quit My Job — What Should I Do With My 401k? (80 comments)

    This is a guest post from Todd at The Working Dollar. When you leave your job, you have several choices regarding your 401(k). These options are pretty much universal, meaning they apply to every 4...

  • The Compound Return Marathon: Which Retirement Strategy Will Win? (53 comments)

    This is a guest post by G.E. Miller, head author of the personal finance blog 20-Something Finance. It's a nice companion to my article this morning about the extraordinary power of compound interest....

  • Which is Better: a Roth IRA or a Traditional IRA? (50 comments)

    Every week, I receive more questions about Individual Retirement Accounts (which are more correctly known as "Individual Retirement Arrangements", or IRAs). These are great tools to help the average A...

  • Ask the Readers: Quality Early Retirement Resources? (42 comments)

    Most of the advice at Get Rich Slowly is targeted to people like me: middle-class Americans in their mid-thirties who have struggled with debt. But many other people have money questions, too. Christi...

  • The Basics of RRSPs: Registered Retirement Savings Plans (28 comments)

    This morning we have a little something for our neighbors to the north. This is a guest post from Frugal Trader, who writes about personal finance from a Canadian perspective at Million Dollar Journey...

  • Free Professional Financial Checkup Tomorrow (23 comments)

    It's the start of a new year, and many people have resolved to improve their financial situation. Meanwhile, another tax season is close upon us. Personal finance questions abound! Sure, money forums ...

  • Ask the Readers: Buy a Home, or Max Out Retirement Savings? (78 comments)

    The toughest personal finance choices are those where your heart wrestles with your mind. Justin wrote because he's found a great place to live, but it's just on the edge of what he can afford. He wan...

  • Roth IRA vs. Traditional IRA: Which is the Best Deal? (23 comments)

    I'm often asked, "Which is best, a Roth IRA or a traditional IRA?" There's no one right answer. Which option you choose depends on your goals, and it depends on what you think your income will be ...

  • Book Review: The Automatic Millionaire (59 comments)

    David Bach is perhaps best known for coining the term the latte factor, a phrase that has almost become a joke in personal finance circles. That's too bad, really, because Bach has some good ideas. An...

  • Early Retirement: Couples Who Made It Happen (56 comments)

    I recently mentioned two Liz Pulliam Weston articles in passing. They're good enough to merit closer attention. Both articles profile couples who found the courage to save money when they were young s...

  • Book Review: The 4-Hour Workweek (59 comments)

    When I picked up The 4-Hour Workweek, I was worried it was some sort of "get rich quick" book. The first few pages didn't do much to change my mind. The author, Timothy Ferriss, makes a lot of bold cl...

  • Free Professional Financial Checkup on August 17th (4 comments)

    I write often about the need to save for retirement — it's one of the most important steps you can take to assure financial success. The best time to start planning your future is now. But how c...

  • An Introduction to the Crossover Point (35 comments)

    Trent at The Simple Dollar recently wrote about the Crossover Point, a notion popularized by the book Your Money or Your Life. The Crossover Point is simply that point in time at which your investment...

  • Questions and Answers about Roth IRAs (40 comments)

    Over the past month, I've covered the basics of Roth IRAs. I've explained what they are, how (and where) to open one, and which investments are best. Today in the final part of this series, I'm going ...

  • Which Investments Are Best for a Roth IRA? (37 comments)

    This is part three of the GRS introduction to Roth IRAs. You may wish to begin with parts one and two. I used to believe the stock market would make me rich. All I needed to do was pick the right s...

  • How to Start a Roth IRA (and Where to Do It) (239 comments)

    You've heard how awesome Roth IRAs are and how starting one now can mean big bucks when you're older. You've even done some research so you have a vague idea of how a Roth IRA works. Now what? How do ...

  • What is a Roth IRA and Why Should You Care? (88 comments)

    The most common e-mail I get goes something like this: I'm going to start a Roth IRA on my own, and I'd like to know what online sites you or your readers would suggest. I want to invest in index...

  • Real-Life Choices: Retirement Savings vs. Debt Reduction (47 comments)

    I've accumulated $3500 and I don't know what to do with it. As you may recall, I am carrying the remainder of my credit card debt in the form of a home-equity loan (or HELOC). The current balance o...

  • Ben Stein: Keys to Retirement Savings (52 comments)

    In response to the earlier post on compounding, Dave pointed to the latest from Ben Stein, "Six key principles of saving for retirement". According to Stein's column, your retirement income is affecte...

  • Book Review: Time is Money (4 comments)

    One of the most puzzling things about money is knowing where to begin. You get out of college and suddenly find yourself in the real world, with a job, with rent, with student loans, and wonder how yo...

  • Could You Save Less and Still Retire With Enough? (30 comments)

    Retirement is big business. Financial planners, investment brokers, and accountants are eager to convince you to save big bucks in preparation. There are scores of books packed with advice about findi...

  • Retirement Savings or Debt Reduction: Which is the Top Priority? (30 comments)

    Edited to correct mistaken math. Deep in the bowels of the internet, we personal finance bloggers have a secret hideaway where we gather to hone our craft. In a recent discussion some of us wondere...

  • Free Professional Financial Checkup This Friday (2 comments)

    Whether you're twenty or sixty, saving for retirement is one of the most important financial steps you can take. The best time to start planning for your future is now. But how can you be sure you're ...

  • Toward Financial Independence (7 comments)

    If one advances confidently in the direction of his dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours. — Henry David Thoreau ...

  • Many Americans Forced to Retire Early (1 comment)

    Many people will not have enough saved for retirement, forcing them to work longer than they'd planned. But according to an article in this morning's USA Today, many Americans are forced to retire yea...

  • Ten Tough Retirement Questions (2 comments)

    CNNMoney has posted the Fortune Retirement Guide 2006, which features ten expert answers to the most-often-asked reader questions: How much will I need in retirement?"The conventional wisdom is t...

  • Will You Ever Be Able to Retire? (1 comment)

    I recently noted that 43% of Americans won't have enough saved for retirement. GRS-reader Sabino forwarded an MSNBC article that suggests this number may only continue to rise. The financ...

  • The Oldest Retirement Advice in the World (1 comment)

    Courtesy of last week's issue of The New Yorker, here's some retirement advice from before you were born. ...

  • 43% Won’t Have Enough in Retirement (5 comments)

    The Center for Retirement Research at Boston College has released a report indicating that nearly half of all Americans won't have enough for retirement. The [report] shows that, even if people ret...

  • Four Retirement Blind Spots (2 comments)

    MP Dunleavey at Money Central has written an article about four common retirement blind spots. We kid ourselves that the Retirement Fairy will rescue us. But the truth is, we're on our own. Here’...

  • The Wealthy Barber on Compound Returns (6 comments)

    I'm nearly finished with The Wealthy Barber, and will post a review soon. However, I wanted to share this passage, which echoes my previous comments on the power of compound returns. Roy, the wealt...

  • How Compound Returns Favor the Young (41 comments)

    In an earlier entry about the cost of waiting one year to begin investing for retirement, I posted a chart from AllFinancialMatters that demonstrated the power of compound returns. Vintek posted a mat...

  • The Cost of Waiting One Year (2 comments)

    AllFinancialMatters has posted a couple of shocking charts illustrating the cost of waiting to invest in your retirement. I keep closing the page, but then opening it again to look at them. Afte...

  • The World’s Easiest Guide to Retirement Accounts (3 comments)

    Ramit at I Will Teach You to Be Rich has posted The World's Easiest Guide to Understanding Retirement Accounts, a brilliant introduction to these important investments. "If you start a retirement acco...

  • Making Early Retirement Happen (2 comments)

    In today's CNNMoney "Ask the Expert" column, a 33-year-old reader wants to know if he can can count on an early retirement. I'm 33 years old and have $75,000 saved in my 401(k). I make $70,000...

  • When Your Paycheck Stops (1 comment)

    I realize that I'm a day late and a dollar short with this particular news, but last week's issue of Newsweek (April 17th — the one with Katie Couric on the cover) has an article by Jane Bryant Quin...