Retirement
- All you need to know about saving for retirement (69 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Like many important enti...Read more »
- Ask the Readers: What will make you feel financially secure? (77 comments)
If you’re a regular reader of Get Rich Slowly, you are focused on getting out of debt, saving, retirement goals – all of those money issues we all deal with. But at what point would you or do you ...Read more »
- The tyranny of the 401(k) industrial complex (68 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Like many living beings ...Read more »
- Reader stories: The importance of number crunching (18 comments)
This post is from Corinne Hoener. Corinne is a long-time GRS reader and personal finance geek living in Brooklyn, NY with her partner and two cats. Some reader stories contain general advice; others ...Read more »
- Will you have what you need when you need it? (35 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Let's say I told you ...Read more »
- How to audit your own investments (23 comments)
This post is from staff writer Lisa Aberle. I've hinted before that I was a passive investor. And by passive, I mean that I have always set up a 401(k) and IRAs, then promptly ignored them. But si...Read more »
- I’m 30! Am I where I should be with my finances? (77 comments)
This post is from staff writer Kristin Wong. "I can't believe I'm going to be 30!" I told my Dad at the beginning of the year. I said the same thing when I turned 20, so I knew he would reassure m...Read more »
- The stock market has recovered, but have you? (27 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. The financial media w...Read more »
- Oops, I may have broken my nest egg (42 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Financial success can...Read more »
- Morningstar’s day for individual investors (3 comments)
Hey, GRS readers, you have been invited to the Morningstar Individual Investor Conference. This is an all-day webcast (although I'm sure you can jump in and out of the webcast depending on which sessi...Read more »
- Ask the Readers: What is the next step? (92 comments)
J.D. wrote about the three stages of personal finance often. His definitions were: The first stage of personal finance involves learning the basics: understanding compound interest, reducing debt...Read more »
- Taking the semi-retirement plunge without drowning in debt (59 comments)
After spending months working 60 or 70 hours per week, realizing that life is all too short, and preparing for our kids to come home, it's time for a new financial paradigm of my own: I'm semi-retirin...Read more »
- The most powerful ways to secure your retirement (33 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Whether you can reti...Read more »
- Ask the Readers: Can you retire without a pension or 401(k)? (57 comments)
This short reader post from GRS reader A Single Saver caught our eye. A 401(k) or IRA fund seems almost mandatory by personal finance standards, and yet, here a reader writes how her retirement looks ...Read more »
- The problem with financial advisers and anyone who brags about their investments (39 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Way back in the '90s...Read more »
- And the winners are… (3 comments)
To get your new year’s saving resolutions off to a healthy start, we ran a sweepstakes on the Get Rich Slowly Facebook page. More than 300 (310, to be exact) people told us what their new year’s g...Read more »
- Getting rich slowly on my own terms (47 comments)
Over the last six months, I have had several articles published at Get Rich Slowly. However, I have never had the pleasure of formally introducing myself. My name is Holly Johnson, and I am a 32 yea...Read more »
- A few things to consider before becoming an expatriate (23 comments)
This post is from Justin Boyle. Justin is an experienced English tutor and writing coach who works as a designer in the tech industry. He lives in Austin, Texas, and finds a lot of things interestin...Read more »
- More fun with life and death (29 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. I’ve always assum...Read more »
- The really, really, really long-term view…and when you’ll die (50 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. I know it’s the h...Read more »
- Reader Stories: Making friends in ‘God’s Waiting Room’ (30 comments)
This guest post is from Mrs. PoP, who writes at plantingourpennies.com.This is a fitting post near Thanksgiving, as Mrs. PoP has a lot to be thankful for. This story is part of our Reader Stories seri...Read more »
- How Wall Street eats a third of your savings and makes you work longer (35 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- Risk-a-Palooza: All that can go wrong and how to prevent it (30 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- Reader Story: From recession to best financial shape of my life (53 comments)
This guest post from William Cowie is part of the “reader stories” feature at Get Rich Slowly. William has contributed to ConsumerismCommentary.com, BudgetsAreSexy.com and other personal finance b...Read more »
- How to Pick the Best Darned Account for You (9 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes o...Read more »
- Reader Story: My Roth IRA Sprint (45 comments)
This guest post from Vermont Moose is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success o...Read more »
- Redefining Frugality: Mistakes and Money Lessons Learned as a Freelancer (64 comments)
Sitting on my desk as I write this is an application I should have filled out months ago. Twenty-two months ago, to be exact. It was then that I left my 40-hour-a-week office job, which included a ...Read more »
- Reader Story: Finding Hope In The Bleakest Of Situations (99 comments)
This guest post from Sam is part of the "reader stories" feature at Get Rich Slowly. Sam writes at Financial Samurai and is one of the esteemed colleagues with whom I'm exchanging ideas this weekend a...Read more »
- The Many Roads to Retirement (89 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- Turning Long-Term Goals Into Short-Term Goals (and Not Getting Fat Along the Way) (82 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- Is Your Money in the Right Place? (51 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- The Retirement Outlook for 20-Somethings (159 comments)
This post is from staff writer Tim Sullivan. Over Memorial Day weekend, a few friends and I took an RV to Banff, Canada. I’m from Chicago and have only been in the Pacific Northwest for a few sho...Read more »
- Your 401(k) Stinks, and Here’s What to Do About It (62 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- When a Woman’s Work Is Done (122 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- Why You’ll Likely Need Less in Retirement (123 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contribu...Read more »
- Make the Choice Not to Decay (88 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- What is a Roth IRA? A Short and Simple Guide (80 comments)
Note: This post is part of the Roth IRA Movement event organized by Jeff Rose at Good Financial Cents. Today, dozens of financial bloggers are posting articles about Roth IRAs. This is mine. Most o...Read more »
- Ask the Readers: How to Retire Early? (123 comments)
Though many readers of this site have modest financial goals, others are more ambitious. Many want to get rich. (That's not surprising; after all, this blog is called Get Rich Slowly.) But I think mos...Read more »
- How One Decision Can Help You Retire Faster (153 comments)
This is a guest post by Dee Bauer from SmallHouseLife.com, where she shares information about abundant living in small spaces. Do you sometimes wonder if you'll ever be financially stable enough to r...Read more »
- Is Retirement Just Too Dang Risky? (158 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- 11 Things You May Not Know About Retirement Accounts (59 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. Robert contributes one new ar...Read more »
- What Really Makes Your Retirement Accounts Grow (77 comments)
This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »
- How to Buy a Pension with a Lifetime Annuity (43 comments)
This is a guest post from Mike Piper, a long-time GRS reader and the author of Oblivious Investor, where he explains how exciting things like 401k rollovers and tax brackets work. Previously at GRS, P...Read more »
- Reader Story: Saving for Retirement with More Than Mutual Funds (66 comments)
This guest post from Randy is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — o...Read more »
- Want More Money in Retirement? Work a Little Longer! (83 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...Read more »
- Eight Little-Known Facts about the Roth IRA (97 comments)
This is a guest post by Jeff Rose, a Certified Financial Planner. Rose is also the author of Good Financial Cents, a financial planning and investment blog. He's also working on his book entitled Sold...Read more »
- What Will You Get from Social Security? (99 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...Read more »
- Engineer Your Retirement (50 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...Read more »
- Managing Mom’s Money: An Update from Happy Acres (149 comments)
I'm sitting in the lobby of Happy Acres waiting for the business manager to return from lunch. I just spent half an hour talking with Mom, who's doing much better than she was a month ago. She still s...Read more »
- Extreme Early Retirement in Practice: How Two People Did It (158 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...Read more »
- Estate Planning Essentials: Preparing for the Unpleasantly Possible (24 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...Read more »
- Risks That Can Derail Your Retirement (77 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...Read more »
- Ask the Readers: I’m Getting Older — Should I Save or Should I Travel? (112 comments)
Long-time GRS reader Sheila (aka PawPrint) dropped a line earlier this year because she's facing a financial dilemma. She and her husband want to be responsible — to save for retirement — ...Read more »
- Book Review: Early Retirement Extreme (211 comments)
For over five years now, I've spent most of my waking hours reading and writing about money. I've learned a lot. Using this knowledge, I've been able to get out of debt, build savings, and even begin ...Read more »
- Your Retirement Account Survival Guide (55 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twitterin...Read more »
- All About Asset Location: How to Make the Most of Your Accounts (68 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a newly reinvigor...Read more »
- Living Below Your Means Is Like Saving for Retirement Twice (80 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a newly reinvigor...Read more »
- What To Do with an Old 401(k) (68 comments)
This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. When a friend of mine changed jobs recently, she d...Read more »
- The Most Important Factor in Retirement Savings (67 comments)
"Wanna see something neat?" Kris asked the other night. She was holding the year-end statement from her work-based retirement plan. "Sure," I said. "Show me the money." She handed the statement ...Read more »
- Caring for Aging Parents (156 comments)
As more of my friends enter middle age, they're talking less about how to care for their kids and more about how to care for their parents. Our mothers and fathers are nearing (and, in some cases, sur...Read more »
- Don’t Get Rich Any Slower Than You Have To (66 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- Two Stories About Retirement Planning (106 comments)
I never know where the personal-finance lessons are going to come from. Today, I heard two stories about retirement from my own family. First, my wife told me that her retirement program at work might...Read more »
- Reader Story: Making the Move to Semi-Retirement (52 comments)
This guest post from Jacq Jolie is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success &mda...Read more »
- More Women Participating in Retirement Plans (40 comments)
This post is from staff writer April Dykman. There's a lot of bad news during a recession: High levels of unemployment, foreclosures, and huge dents in the average Joe's net worth. But one good ...Read more »
- Re-Thinking Retirement: Beyond Conventional Wisdom (32 comments)
This post is from Kent Thune. Kent urges and guides readers to place meaning and purpose before money and planning at his blog, The Financial Philosopher. Previously at GRS, Thune has written about de...Read more »
- Yes, You WILL Get Social Security (126 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- When Will You Be Able to Retire? (52 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- What is Retirement? (76 comments)
I just returned from my annual weekend trip to Oregon's Opal Creek Wilderness area. Every year, I join five other friends to hike into the forest, pitch our tents on the banks of the creek, and sit ar...Read more »
- SEC Proposes New Rules for Target Date Funds (29 comments)
This post is from GRS staff writer April Dykman. During the 2008 financial crisis, target date, or life-cycle, funds were hit hard. People who were just a couple years away from retiring held 2010 ...Read more »
- Choosing a Target-Date Fund (34 comments)
This is a guest post from Edwin Choi, the founder of Mariposa Capital Management. Edwin is a fee-only investment advisor in Los Angeles and a long-time reader of GRS. Prior to starting Mariposa, Edwin...Read more »
- Ask the Readers: Should I Invest or Prepay My Mortgage? (181 comments)
Kelley wrote recently with the sort of dilemma I get asked about all of the time: Is it better to invest or to prepay a mortgage? We've covered this topic in the distant past, but it's time to review ...Read more »
- In Praise of Paying Yourself First (64 comments)
Can you bear with me for one more labored metaphor? As I've mentioned a few times already, I'm in the midst of a successful fitness program. I've lost 20 pounds since the beginning of the year, and, m...Read more »
- What YOU Can Learn from Baby-Boomer Blunders (111 comments)
J.D. is on vacation in Alaska. This is a guest post from Neal Frankle, a Certified Financial Planner, and the author of Wealth Pilgrim, a blog about his financial journey. If you know someone in th...Read more »
- The Snowball: How Compounding Affects Money, Knowledge, and Life (48 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- Ask the Readers: Am I Being Foolish for Saving So Much? (132 comments)
Some of my favorite questions come from readers who are worried that they're saving too much. This is a great problem to have. For example, Henry wrote recently with this dilemma: I've been readi...Read more »
- Poll: How Much Do You Need to Save for Retirement? (54 comments)
This post contains an excerpt from Chapter 13 of Your Money: The Missing Manual, my new book from O'Reilly Media. It's also a part of National Financial Literacy Month. For the past several months,...Read more »
- Roth IRA Conversions Made Easy (41 comments)
This is a guest post from Steve Juetten, a fee-only certified financial planner in Bellevue, Washington, and long-time Get Rich Slowly reader. He has written a book for consumers on the topic of 2010 ...Read more »
- How to Be Happy in Retirement (61 comments)
The March 2010 issue of Consumer Reports Money Adviser has an interesting article on how to avoid regrets during retirement. The article, which draws on a survey of nearly 25,000 subscribers, is simul...Read more »
- Women and Retirement (94 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- Ask the Readers: Life After a Maxed-Out IRA? (82 comments)
It's been a long time since we had an Ask the Readers around here. Time to remedy that situation! Jeff recently wrote with a question about saving. The lucky dog has saved so much that he doesn't know...Read more »
- Is a Reverse Mortgage Right for You? (41 comments)
This is a guest post from Francine Huff, a freelance journalist and writer at BestReverseMortgage.com and the author of The 25-Day Money Makeover for Women. She has appeared on a variety of TV and rad...Read more »
- The Roth IRA Made Easy (74 comments)
Starting a Roth IRA is one of the easiest — and best — steps you can take to save for retirement. I know I've written a lot about the Roth IRA in the past, but I still get questions all th...Read more »
- Ask the Readers: Why Are YOU Saving for Retirement? (125 comments)
As I shared yesterday afternoon, although I believe National Save for Retirement Week is important, I find the topic dreadfully dull when stretched out for a week of blog posts. Lesson learned. Sti...Read more »
- No One Cares More About Your Retirement Than YOU Do (38 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- Should You Stop Funding Retirement to Focus on Debt? (80 comments)
This article is by GRS staff writer Adam Baker. In addition to his work at Get Rich Slowly, Baker blogs over at Man Vs. Debt, where he compiles the most famous and inspiring quotes on debt. This artic...Read more »
- Which Comes First: The House or the Nest Egg? (85 comments)
This post is from GRS staff writer April Dykman. It's also a part of National Save for Retirement Week A few weeks ago, J.D. asked me to consider writing a post on retirement for National Save for ...Read more »
- The Personal Finance Hour, Episode 24: Saving for Retirement (6 comments)
It's National Save for Retirement Week! All week, Get Rich Slowly will feature articles about retirement planning. This morning, I wrote about how important it is to pay yourself first. April and ...Read more »
- Pay Yourself First (55 comments)
This article is the fourth of a fourteen-part series that explores the core tenets of Get Rich Slowly. It's also a part of National Save for Retirement Week. One of the oldest rules of personal fi...Read more »
- Free eBook! The Get Rich Slowly Guide to Roth IRAs (26 comments)
In early 2008, I put together an e-book. I collected my series of articles about the virtues of the Roth IRA, cleaned them up, added new information, and drafted a 30-page document to serve as a sort ...Read more »
- Ask the Readers: How Much Should You Save for Retirement? (152 comments)
How much should you save for retirement? Carla dropped me a line because she's puzzled where the standard "save 10% of your income for retirement" advice originated. She's afraid that ten percent isn'...Read more »
- The Best Ways to Boost Your Retirement (50 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- Mr. Market’s Wild Ride (171 comments)
The U.S. stock markets have provided a wild ride over the past year. The S&P 500 stock market index recently posted its best five-month gain since 1938. Yet many people missed out on this. And no wond...Read more »
- What Got You to Get Better? Reasons for Change (86 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- How Much Is Your 401(k) Costing You? (48 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- What If You Don’t Plan to Retire? Save Anyhow! (49 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- How Long You’ll Be Investing (18 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- Investment Risk and the Growth of Wealth: The Importance of Course Corrections (63 comments)
This is a guest post from Carl Richards at Behavior Gap. I have a problem. In fact, I think we all have a problem: We have been way too focused on returns, resulting in the utter destruction of ...Read more »
- Why I Love the Roth IRA (49 comments)
This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »
- How to Live Well on Less in Retirement (65 comments)
Though I'm not close to retirement myself, one GRS reader recently sent me a link to an article from the monthly newsletter from AARP (the American Association of Retired Persons). In the April 2009 i...Read more »
- How Much Money Should You Save? (51 comments)
At CNNMoney, Walter Updegrave hosts an "Ask the Expert" column in which he fields reader questions. (Updegrave is an editor at Money Magazine.) Lionel from San Diego recently wrote in with a question ...Read more »
- Financial Independence: The Final Stage of Money Management (46 comments)
This is the last of a five-part series about the "stages" of personal finance. These stories have intentionally been less polished than most articles at Get Rich Slowly. This is a chance for me to thi...Read more »
- How Much Do You Need to Save for Retirement? (103 comments)
I've had several conversations in the past month with people who are wondering how much to save for retirement. They're worried they won't have enough. (And the recent market turmoil only makes matter...Read more »
- “Jumpstart Your Retirement Plan Days” Provides Free Financial Advice (8 comments)
Mark your calendar! Kiplinger's Personal Finance and the National Association of Personal Financial Advisors are working together again to offer Jumpstart Your Retirement Plan Days. Here's the low-dow...Read more »
- Yes, You Can Achieve Financial Independence (33 comments)
In the midst of our rush to earn money, our scramble to save for retirement, our focus on frugality, it's easy to lose sight of why we're doing this. What is the goal? What is it we're trying to accom...Read more »
- How to Invest in a Bad Economy (63 comments)
Yesterday, USA Today published a piece describing how you should invest in a bad economy. Though the market is in shambles, the authors write, it's no time to panic: Enough. The stock market &mdash...Read more »
- The Saver’s Tax Credit for Retirement Savings Contributions (29 comments)
When you don't have much money, it can be difficult to save for the future. Last month I highlighted San Francisco's Earned Asset Resource Network, a non-profit organization providing financial assist...Read more »
- How to Cope with a Lousy 401(k) Plan (42 comments)
"The Mole" is a certified financial planner and public accountant who, in his spare time, provides a behind-the-scenes view of the financial planning industry for Money magazine. In his most recent co...Read more »
- iPhone or Millionaire? (37 comments)
Apple releases the second iteration of its iPhone today. The product ostensibly carries a lower price than the previous version. But how much does it really cost? Matt and Marnie both pointed me to th...Read more »
- Indian Beggar Saves 200 Pounds of Coins, Opens Bank Account (41 comments)
Richard from Richer and Better just sent me an amazing story from Calcutta (Kolkata), India. Sixty-year-old Laxmi Das began begging on a street corner in 1964, when she was only sixteen years old. Cri...Read more »
- Thoughts on Retirement and Financial Independence (66 comments)
This may seem strange coming from a fellow who's not yet forty, but I've been thinking a lot about retirement lately. Now that I've repaid my debt, now that I've begun to save money, I'm curious how m...Read more »
- Don’t Raid Your 401(k) to Make Mortgage Payments (27 comments)
What's worse than not being able to make your mortgage payments? How about tapping into retirement savings to make ends meet? National Public Radio's Morning Edition ran a story on Friday about the gr...Read more »
- How to Take a Mini-Retirement: Tips and Tricks from Timothy Ferriss (51 comments)
In his book, The 4-Hour Workweek, Tim Ferriss proposes that we shift our focus from end-of-life "macro" retirements to more frequent mini-retirements, which might be spaced throughout a working career...Read more »
- Using Mini-Retirements to Get More Out of Life: An Interview with Timothy Ferriss (45 comments)
On a cool Thursday morning last July, I woke early to walk into the hills outside Wells in Somerset County, England. After three-quarters of an hour, I reached a point with a broad vista of the surrou...Read more »
- A Real Millionaire Next Door (134 comments)
Kris and I love our neighborhood. People are friendly and helpful, yet mostly mind their own business. It's a perfect combination. One of our favorite neighbors is the old guy next door. Let's call hi...Read more »
- Early Retirement Requires Financial and Lifestyle Planning (31 comments)
As I continue to achieve my short-term goals, my attention is turning increasingly to long-range plans. What is it I want to do with my life? I've always toyed with the idea of early retirement, and l...Read more »
- Ask the Readers: Pay Down Debt or Save for Retirement? (75 comments)
Personal finance is filled with tough decisions. Prepay the mortgage or invest the money? Pay down high interest debt first or use a debt snowball to tackle the small balances? Roth IRA or traditional...Read more »
- Retirement Plan Rollover Chart (16 comments)
After yesterday's discussion of 401(k) rollovers, I did a little digging. While browsing the Internal Revenue Service site, I found this handy rollover chart [PDF]: Click image to open full-size PD...Read more »
- I Quit My Job — What Should I Do With My 401k? (78 comments)
This is a guest post from Todd at The Working Dollar. When you leave your job, you have several choices regarding your 401(k). These options are pretty much universal, meaning they apply to every 4...Read more »
- The Compound Return Marathon: Which Retirement Strategy Will Win? (53 comments)
This is a guest post by G.E. Miller, head author of the personal finance blog 20-Something Finance. It's a nice companion to my article this morning about the extraordinary power of compound interest....Read more »
- Which is Better: a Roth IRA or a Traditional IRA? (50 comments)
Every week, I receive more questions about Individual Retirement Accounts (which are more correctly known as "Individual Retirement Arrangements", or IRAs). These are great tools to help the average A...Read more »
- Ask the Readers: Quality Early Retirement Resources? (42 comments)
Most of the advice at Get Rich Slowly is targeted to people like me: middle-class Americans in their mid-thirties who have struggled with debt. But many other people have money questions, too. Christi...Read more »
- The Basics of RRSPs: Registered Retirement Savings Plans (28 comments)
This morning we have a little something for our neighbors to the north. This is a guest post from Frugal Trader, who writes about personal finance from a Canadian perspective at Million Dollar Journey...Read more »
- Free Professional Financial Checkup Tomorrow (23 comments)
It's the start of a new year, and many people have resolved to improve their financial situation. Meanwhile, another tax season is close upon us. Personal finance questions abound! Sure, money forums ...Read more »
- Ask the Readers: Buy a Home, or Max Out Retirement Savings? (77 comments)
The toughest personal finance choices are those where your heart wrestles with your mind. Justin wrote because he's found a great place to live, but it's just on the edge of what he can afford. He wan...Read more »
- Roth IRA vs. Traditional IRA: Which is the Best Deal? (23 comments)
I'm often asked, "Which is best, a Roth IRA or a traditional IRA?" There's no one right answer. Which option you choose depends on your goals, and it depends on what you think your income will be ...Read more »
- Book Review: The Automatic Millionaire (57 comments)
David Bach is perhaps best known for coining the term the latte factor, a phrase that has almost become a joke in personal finance circles. That's too bad, really, because Bach has some good ideas. An...Read more »
- Early Retirement: Couples Who Made It Happen (56 comments)
I recently mentioned two Liz Pulliam Weston articles in passing. They're good enough to merit closer attention. Both articles profile couples who found the courage to save money when they were young s...Read more »
- Book Review: The 4-Hour Workweek (56 comments)
When I picked up The 4-Hour Workweek, I was worried it was some sort of "get rich quick" book. The first few pages didn't do much to change my mind. The author, Timothy Ferriss, makes a lot of bold cl...Read more »
- Free Professional Financial Checkup on August 17th (4 comments)
I write often about the need to save for retirement — it's one of the most important steps you can take to assure financial success. The best time to start planning your future is now. But how c...Read more »
- An Introduction to the Crossover Point (35 comments)
Trent at The Simple Dollar recently wrote about the Crossover Point, a notion popularized by the book Your Money or Your Life. The Crossover Point is simply that point in time at which your investment...Read more »
- Questions and Answers about Roth IRAs (38 comments)
Over the past month, I've covered the basics of Roth IRAs. I've explained what they are, how (and where) to open one, and which investments are best. Today in the final part of this series, I'm going ...Read more »
- Which Investments Are Best for a Roth IRA? (34 comments)
This is part three of the GRS introduction to Roth IRAs. You may wish to begin with parts one and two. I used to believe the stock market would make me rich. All I needed to do was pick the right s...Read more »
- How to Start a Roth IRA (and Where to Do It) (231 comments)
You've heard how awesome Roth IRAs are and how starting one now can mean big bucks when you're older. You've even done some research so you have a vague idea of how a Roth IRA works. Now what? How do ...Read more »
- What is a Roth IRA and Why Should You Care? (88 comments)
The most common e-mail I get goes something like this: I'm going to start a Roth IRA on my own, and I'd like to know what online sites you or your readers would suggest. I want to invest in index...Read more »
- Real-Life Choices: Retirement Savings vs. Debt Reduction (47 comments)
I've accumulated $3500 and I don't know what to do with it. As you may recall, I am carrying the remainder of my credit card debt in the form of a home-equity loan (or HELOC). The current balance o...Read more »
- Ben Stein: Keys to Retirement Savings (52 comments)
In response to the earlier post on compounding, Dave pointed to the latest from Ben Stein, "Six key principles of saving for retirement". According to Stein's column, your retirement income is affecte...Read more »
- Book Review: Time is Money (4 comments)
One of the most puzzling things about money is knowing where to begin. You get out of college and suddenly find yourself in the real world, with a job, with rent, with student loans, and wonder how yo...Read more »
- Could You Save Less and Still Retire With Enough? (30 comments)
Retirement is big business. Financial planners, investment brokers, and accountants are eager to convince you to save big bucks in preparation. There are scores of books packed with advice about findi...Read more »
- Retirement Savings or Debt Reduction: Which is the Top Priority? (30 comments)
Edited to correct mistaken math. Deep in the bowels of the internet, we personal finance bloggers have a secret hideaway where we gather to hone our craft. In a recent discussion some of us wondere...Read more »
- Free Professional Financial Checkup This Friday (2 comments)
Whether you're twenty or sixty, saving for retirement is one of the most important financial steps you can take. The best time to start planning for your future is now. But how can you be sure you're ...Read more »
- Toward Financial Independence (6 comments)
If one advances confidently in the direction of his dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours. — Henry David Thoreau ...Read more »
- Many Americans Forced to Retire Early (1 comment)
Many people will not have enough saved for retirement, forcing them to work longer than they'd planned. But according to an article in this morning's USA Today, many Americans are forced to retire yea...Read more »
- Ten Tough Retirement Questions (2 comments)
CNNMoney has posted the Fortune Retirement Guide 2006, which features ten expert answers to the most-often-asked reader questions: How much will I need in retirement?"The conventional wisdom is t...Read more »
- Will You Ever Be Able to Retire? (1 comment)
I recently noted that 43% of Americans won't have enough saved for retirement. GRS-reader Sabino forwarded an MSNBC article that suggests this number may only continue to rise. The financ...Read more »
- The Oldest Retirement Advice in the World (1 comment)
Courtesy of last week's issue of The New Yorker, here's some retirement advice from before you were born. ...Read more »
- 43% Won’t Have Enough in Retirement (5 comments)
The Center for Retirement Research at Boston College has released a report indicating that nearly half of all Americans won't have enough for retirement. The [report] shows that, even if people ret...Read more »
- Four Retirement Blind Spots (2 comments)
MP Dunleavey at Money Central has written an article about four common retirement blind spots. We kid ourselves that the Retirement Fairy will rescue us. But the truth is, we're on our own. Here’...Read more »
- The Wealthy Barber on Compound Returns (6 comments)
I'm nearly finished with The Wealthy Barber, and will post a review soon. However, I wanted to share this passage, which echoes my previous comments on the power of compound returns. Roy, the wealt...Read more »
- How Compound Returns Favor the Young (40 comments)
In an earlier entry about the cost of waiting one year to begin investing for retirement, I posted a chart from AllFinancialMatters that demonstrated the power of compound returns. Vintek posted a mat...Read more »
- The Cost of Waiting One Year (2 comments)
AllFinancialMatters has posted a couple of shocking charts illustrating the cost of waiting to invest in your retirement. I keep closing the page, but then opening it again to look at them. Afte...Read more »
- The World’s Easiest Guide to Retirement Accounts (3 comments)
Ramit at I Will Teach You to Be Rich has posted The World's Easiest Guide to Understanding Retirement Accounts, a brilliant introduction to these important investments. "If you start a retirement acco...Read more »
- Making Early Retirement Happen (2 comments)
In today's CNNMoney "Ask the Expert" column, a 33-year-old reader wants to know if he can can count on an early retirement. I'm 33 years old and have $75,000 saved in my 401(k). I make $70,000...Read more »
- When Your Paycheck Stops (1 comment)
I realize that I'm a day late and a dollar short with this particular news, but last week's issue of Newsweek (April 17th — the one with Katie Couric on the cover) has an article by Jane Bryant Quin...Read more »


