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Viewing profile - madison85

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madison85
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Joined: Mon Jun 28, 2010 3:59 am
Last visited: Tue Oct 11, 2011 7:53 am
Total posts: 74
[0.08% of all posts / 0.03 posts per day]
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Most active forum: Personal Finance
[ 43 Posts / 58.11% of user’s posts ]
Most active topic: What's the best car choice for someone with a long commute?
[ 2 Posts / 2.70% of user’s posts ]

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madison85 Posts

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 Forum: Tips, Tricks, Links, Pointers   Topic: Can we roll the cost of building a swimming pool into our ho

Posted: Thu Sep 08, 2011 12:59 pm 

Replies: 7
Views: 3424


These are either one in a million stories or they are spam and blogging for now reason. But I agree there are some crazy stories which make you think, does this situation really exist.

 Forum: Personal Finance   Topic: Am I saving too much?

 Post subject: Re: Am I saving too much?
Posted: Wed Sep 07, 2011 12:37 pm 

Replies: 27
Views: 3894


Retirement saving is the best thing you can do for yourself I am just wondering with that maybe investing instead of saving can be an option? Property comes to mind. With the staggering amount of foreclosures around you can pick up property cheaper for long term investments and you can acquire mortg...

 Forum: Personal Finance   Topic: What's the best car choice for someone with a long commute?

Posted: Wed Sep 07, 2011 12:25 pm 

Replies: 9
Views: 2240


I agree with vash1012 because it reiterates my point with regards to a cheap are is not always the answer in the long run, and all factors should be considered the extra 5k vash1012 spent has be deemed successful in the long run.

 Forum: Personal Finance   Topic: What's the best car choice for someone with a long commute?

Posted: Mon Sep 05, 2011 11:15 am 

Replies: 9
Views: 2240


You have to be in the car for several hours a day, I would suggest a low fuelled car, but one which hold luxury in it for instants heated seats for winter, air conditioning for summer, comfortable seat. These fringe benefits will be greatly appreciated in the future.

 Forum: Personal Finance   Topic: Vacation Budgeting

 Post subject: Re: Vacation Budgeting
Posted: Mon Sep 05, 2011 11:10 am 

Replies: 7
Views: 1215


Get quotes of the destination you want to visit and assess what % you can save from your monthly wage. That would be the best starting point. Where are you thinking of travelling too?

 Forum: Tips, Tricks, Links, Pointers   Topic: Selling stuff

 Post subject: Re: Selling stuff
Posted: Sun Sep 04, 2011 6:57 am 

Replies: 14
Views: 12126


I have just started to de-clutter my flat because I am moving out. I didn’t realise how much stuff I have accumulated and horded away until now. So far I sold a box of college books back to the university. I have sold a few electronically games and old VCR’s and TV’s at yard sales. I am still cleani...

 Forum: Tips, Tricks, Links, Pointers   Topic: How have you simpilifed your personal finances?

Posted: Sun Sep 04, 2011 6:42 am 

Replies: 28
Views: 18039


Having automated mail is less paperwork and quick, it is also environmentally friendly reducing paper usage. I automated my bills and record then on an excel spreadsheet so I can keep a double record from my personal account and the spreadsheet. I have saved so much time having automated billing sys...

 Forum: Personal Development   Topic: Financial planner & taxes - a modern version?

Posted: Sat Sep 03, 2011 6:22 am 

Replies: 4
Views: 2922


When interesting your money or presenting personal financial figures, sure it would be best to see an individual and create a relationship on trust rather then seeing if the interest to find someone who you don’t know, or met and give them personal financial info and take sound investment advice from.

 Forum: Personal Finance   Topic: Health Insurance - Pregnancy

Posted: Sat Sep 03, 2011 6:00 am 

Replies: 26
Views: 3670


There are some interesting responses to the question. I think that probably would need to be a resident of the USA because of the cost involved for insurance companies. An easy way to find an answer to this is to yourself when yours back in the USA or ask your parents to talk to an insurance broker,...

 Forum: Personal Development   Topic: Salary negotiation

 Post subject: Re: Salary negotiation
Posted: Thu Sep 01, 2011 1:24 pm 

Replies: 23
Views: 9377


Reading the tread it seem the new job is more suited towards you. You have more money (regardless of the rise it is still a rise) and like you said you can always use it as a stepping stone into a further careers. You will not feel under pressure from the exe to work longer hours and on holidays. Se...

 Forum: Personal Finance   Topic: Starting a Budget

 Post subject: Re: Starting a Budget
Posted: Thu Sep 01, 2011 1:17 pm 

Replies: 5
Views: 1363


You can budget without tools and apps. If you evaluate your current gross take home and see what you can save the spare monies should motivate you. Look at the excess spending you have been doing eg going out to eat to see where you can save. Also you can use a spreadsheet to keep a handle on your s...

 Forum: Personal Finance   Topic: How are we doing?

 Post subject: Re: How are we doing?
Posted: Wed Aug 31, 2011 10:15 am 

Replies: 20
Views: 2413


Sounds like you have a great plan for the future, have you considered re-financing the mortgage because interest rates are low? I gather from your other posts that you are going to buy a condo and sell? Seem like a great time to buy with a lot of foreclosures dotting about and hopefully when it come...

 Forum: General Discussion   Topic: Get Another Job

 Post subject: Re: Get Another Job
Posted: Tue Aug 30, 2011 11:28 am 

Replies: 9
Views: 4609


You have nothing to lose to apply for the job, and see how far you get. If you do manage to get the job, you need to think what will the extra money bring to the table? Will it help you massively financially? And weight it up against being happy with your current job because you get alone with your ...

 Forum: General Discussion   Topic: Help Me Name My Business

Posted: Mon Aug 29, 2011 4:09 am 

Replies: 5
Views: 4264


First Step Financial sounds more professional and therefore I would choose that name. Although having a name with America in does sound more friendly and may attach a different sort of crowd.
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