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Viewing profile - notpollyanna

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notpollyanna
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Joined: Mon Aug 09, 2010 12:23 pm
Last visited: Thu May 17, 2012 10:40 pm
Total posts: 14
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 14 Posts / 100.00% of user’s posts ]
Most active topic: financial health <=> mental health
[ 14 Posts / 100.00% of user’s posts ]

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 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Sat Jan 21, 2012 12:51 pm 

Replies: 32
Views: 12426


Okay, an update. In 2011, my average monthly income was $1,888.26. That includes things like tax returns and gift money, though, which I don't include as part of the income I can base a budget on. My average regular income per 4 weeks, which is what I base budgets on, was $1,404.50. My average month...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Thu Nov 17, 2011 10:35 am 

Replies: 32
Views: 12426


I do definitely put too much pressure on myself to be perfect, but here, money-wise that is, most of the pressure I exert on myself is less about perfection and more about making a desperate escape from my parents' house. Thanks for the observation, though. When I feel a bit more confident that I ca...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Thu Nov 17, 2011 7:16 am 

Replies: 32
Views: 12426


Thanks Saro! I do create too many projects for myself that require more time than I have, but I do actually sleep a lot too. I get up at 6am on workdays. I consider going to bed at 9pm a reasonably "normal" bedtime, if a little conservative. When I actually do things after work, I do go to...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Wed Nov 16, 2011 1:20 pm 

Replies: 32
Views: 12426


Okay. It's been quite a while. I had a reader story and question on the blog ( http://www.getrichslowly.org/blog/2011/06/05/reader-story-and-question-financial-health-vs-mental-health/ ) in June. Mostly, things haven't really changed. I've been applying to a lot of better full-time jobs, but I haven...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Sat May 07, 2011 8:59 am 

Replies: 32
Views: 12426


I'm a wee bit of a perfectionist. I keep telling myself that I don't have to have everything perfect before I start selling things, but then when I go to do things, I forget and start obsessively researching for, say, the perfect paper to use inside the books I make. Someday, I mat get this non-perf...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Wed May 04, 2011 6:55 pm 

Replies: 32
Views: 12426


Thanks for the encouragement! Finished another application for a library assistant position at a local university that I am kind of "targeting". I really really want to work for them. Another application for a same-level position at the same place in the works. Two library staffing agency ...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Mon May 02, 2011 5:30 pm 

Replies: 32
Views: 12426


I'm at about $77k on the student loan debt. I haven't made a lot of extra payments so far this year. I used half my tax refund for extra payments (replaced my 24 year old bed with the other half). But now that my insurance deductible has been met, I'll have a lot more left over at the end of the mon...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Sun Oct 03, 2010 6:07 pm 

Replies: 32
Views: 12426


September: Income = $1,467.39 Loan payments = $1032.66 (autopayment plus $350 extra, current debt = $83,740) Gasoline = $58.89 Healthcare = $347.36 Cat expenses = $25 Food = $31.98 Other = $10 (one movie ticket) total spending = $1,505.89 I did spend more this month than I made, but that was a resul...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Sun Sep 26, 2010 5:24 pm 

Replies: 32
Views: 12426


It's not quite time to total things up for the end of the month, but I did already schedule an extra $350 payment for my student loans. I took your suggestions and tweaked them a bit for making an amortization chart. I made a graph with a line representing my total debt reduction according to the mi...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Sun Sep 12, 2010 7:39 pm 

Replies: 32
Views: 12426


You lot are charming, thank you. I was feeling rather defeatist about my financial situation and you have lifted my spirits a bit. I had a second-round interview for those jobs I mentioned. I don't know how many people they gave second-round interviews for, but I did learn that there are actually tw...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Sat Sep 04, 2010 5:20 pm 

Replies: 32
Views: 12426


Sometimes this debt makes me feel like crying. Sometimes I read the comments sections looking for people who are in situations like mine, but so many people seem to be saying, "I've started this snowball stuff and I'm really excited and optimistic about having this paid off in 5 years!" I'...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Mon Aug 23, 2010 1:49 pm 

Replies: 32
Views: 12426


Thanks, fantasma. I haven't thought about teaching ESL or GED classes. You are right about having a mini-business plan. I have a lot of ideas about what I will do in various situations, to kind of roll with the punches rather than planning everything out only to find out my plans were based on thing...

 Forum: Fiscal Fitness Journals   Topic: financial health <=> mental health

Posted: Tue Aug 10, 2010 12:18 pm 

Replies: 32
Views: 12426


Hi, I’m coming here to make a little money journal and maybe (!) get some encouragement or validation along the way. Maybe keeping this journal will, over time, help me see that I am making progress. I have $92,000 in student loan debt. There were a lot of factors that led to that enormous number. O...
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