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It is currently Sat Aug 27, 2016 10:08 pm



Viewing profile - Aminah

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Aminah
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Joined: Sun Nov 16, 2008 10:08 pm
Last visited: Sun May 24, 2009 2:37 pm
Total posts: 16
[0.02% of all posts / 0.01 posts per day]
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Most active forum: Fiscal Fitness Journals
[ 14 Posts / 87.50% of user’s posts ]
Most active topic: Aminah's journey to financial independence
[ 13 Posts / 81.25% of user’s posts ]

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Aminah Posts

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 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Sat Dec 13, 2008 11:14 am 

Replies: 27
Views: 12238


Haven't posted much due to a combination of not much going on financially, but a lot of non-financial stuff going on. Managed to get the bank to fix their screw-up. Can barely contain my glee while waiting to switch to another one instead.... Took the money they paid me back and put it on another de...

 Forum: Personal Finance   Topic: Make Money Off Student Loans?

Posted: Wed Dec 10, 2008 5:42 pm 

Replies: 15
Views: 3949


danielle17 wrote:
I think the 6 months that you are calling 0% is not really that. Its only a 6 month GRACE period before you have to start paying your loans. Interest STILL accrues during that time. At least this is how my loans worked.
This is how my loans work too, and I've only been out of school for 3 months.

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Mon Dec 08, 2008 8:47 pm 

Replies: 27
Views: 12238


Sometimes I find it fascinating just to learn what other people's stories and backgrounds are. Some of them are so different from my own... Today after work I was talking with a co-worker I'll call Jackie. Jackie is getting married this fall, and has been engaged since March. The conversation starte...

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Sun Dec 07, 2008 7:37 pm 

Replies: 27
Views: 12238


The latest round of updates includes... -my husband filling in all the paperwork for the bank and finding out that they can get us a Very Attractive rate on a consolidation loan. I will pull together the repayment dates for all our debts and see when we should talk to them about that. -me getting a ...

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Wed Dec 03, 2008 8:19 pm 

Replies: 27
Views: 12238


So today I finally managed to deal with the bank re: my line of credit. As I expected, they said they wouldn't be able to change anything until the debit came out of my account, but our account manager assured me the extra money would be applied towards principal. I will be following up with her the...

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Mon Dec 01, 2008 8:59 pm 

Replies: 27
Views: 12238


prairierose, we do normally account for sinking funds...we just put them on hold temporarily (2 months) while building our buffer, and forgot to put them back into the budget. Rest assured January's numbers will include them! As for an update...we went shopping on Saturday night. Fed up with the wea...

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Sat Nov 29, 2008 12:12 pm 

Replies: 27
Views: 12238


Hope your DH gets the job! He did! And while he was overdressed for the interview (the lady interviewing him was wearing khakis and a sweater, while other employees had jeans and t-shirts), the suit paid off: not only did she offer him an extra 5 hours a week, she's looking into getting him a raise...

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Thu Nov 27, 2008 9:50 pm 

Replies: 27
Views: 12238


As soon as he gets the job and benefits, I recommend that he try Chantix (the non-smoking prescription). Many of my coworkers have used it, and they have all been successful with it. It is expensive though, so make sure he waits until his insurance kicks in. The psychologist recommended that drug t...

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Thu Nov 27, 2008 5:47 pm 

Replies: 27
Views: 12238


Well, it's been nearly a week. What's new with us financially? Husband got an interview at a bank, with just about 24 hours' notice. This necessitated an emergency suit-buying session. (Guess who doesn't own anything but jeans?) Ow ow ow, my pocketbook...but he looked really nice, and has the outfit...

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Sat Nov 22, 2008 9:13 am 

Replies: 27
Views: 12238


Thanks for the advice on Excedrin. I know once a doctor gave me a sample of Imitrax (sp?) and it worked wonderfully. Right now I'm just waiting til I'm covered by a health & dental plan. I've got a list of stuff to do that's waiting: 1. Replace eyeglasses 2. Find migraine meds 3. Get my wisdom t...

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Wed Nov 19, 2008 8:52 pm 

Replies: 27
Views: 12238


Today was not so great financially. First, I woke up with a migraine. Took two extra strength Tylenol, went to work anyway, took two more extra strength Tylenol, and then realized the pills weren't helping my headache -- just making me tired. Went home after an hour and a half. Still managed to make...

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Tue Nov 18, 2008 10:32 pm 

Replies: 27
Views: 12238


Ouch, 16k each for an education for a job that pays moderately over minimum wage? Mallow, we didn't actually finish our education. We're halfway through our undergrads. When we first started, dh thought he was going to eventually go into a professional degree, so the debt didn't bother us that much...

 Forum: Fiscal Fitness Journals   Topic: Battle for Freedom for Credit Cards

Posted: Mon Nov 17, 2008 10:44 pm 

Replies: 129
Views: 46352


Thanks, and as for the Christmas madness... I have a solution for that: I bought everything in October, cash. I've always done that, it's like my only good habit. Screw the sales, screw fighting crowds, and all that nonsense, I buy the gifts in October and I am done. LOL. I did that too this year.....

 Forum: Fiscal Fitness Journals   Topic: Aminah's journey to financial independence

Posted: Mon Nov 17, 2008 10:30 pm 

Replies: 27
Views: 12238


Have you ordered the debt by amount due or by interest rate, or some other method, and devised a pay off plan yet? The sooner you do that the more in charge you will feel, because you will be in charge! We are fortunate in that ordering our debts by (eventual) interest rate is also roughly equivale...
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