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A place for Get Rich Slowly readers to ask questions
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It is currently Sun Sep 25, 2016 3:34 pm

Viewing profile - Captain Awesome

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Captain Awesome
Joined: Wed Feb 10, 2010 9:00 pm
Last visited: Mon Mar 30, 2015 4:08 pm
Total posts: 78
[0.09% of all posts / 0.03 posts per day]
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Most active forum: Personal Finance
[ 55 Posts / 70.51% of user’s posts ]
Most active topic: Dave Ramsey story on CNN Money
[ 6 Posts / 7.69% of user’s posts ]



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http://MoneyRamblings.Com - Diary of a Financial Underdog

Captain Awesome Posts

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 Forum: Personal Finance   Topic: Stock Portfolio 3

 Post subject: Re: Stock Portfolio 3
Posted: Sun Dec 15, 2013 3:24 pm 

Replies: 39
Views: 6056

Some people just have to fail once or twice on their own before they learn from the wise ones.

 Forum: Personal Finance   Topic: Does anyone regret Renting?

Posted: Mon Dec 09, 2013 12:28 am 

Replies: 18
Views: 4714

No, not at all. We do own now, but it makes sense now in this part of our lives. Before that it didn't.

 Forum: Personal Finance   Topic: How do you keep track of it ?

Posted: Wed Nov 06, 2013 4:47 pm 

Replies: 9
Views: 1646

I use Mint.com for all of my bank accounts and my credit card, good for budgeting and keeping track of transactions. I think it's by far the best way to go. http://moneyramblings.com/best-personal-finance-software/ I don't keep track of my investment accounts and only look at them once or twice a ye...

 Forum: Personal Finance   Topic: Dave Ramsey story on CNN Money

Posted: Sun Oct 13, 2013 8:44 pm 

Replies: 117
Views: 18073

bpgui wrote:
No it isn't. He specifically advocates paying a front end load.

Bah. In this case I must admit I was wrong.

 Forum: Personal Finance   Topic: Dave Ramsey story on CNN Money

Posted: Sun Oct 13, 2013 1:50 am 

Replies: 117
Views: 18073

He doesn't. That's left to the financial advisers he recommends. Exactly my point. Dave Ramsey's advice is a generic one - take a portion of your income and invest into mutual funds - and he explains how to pick them. How one implements this advice - educates oneself on how to pick funds and does i...

 Forum: Personal Finance   Topic: Dave Ramsey story on CNN Money

Posted: Sat Oct 12, 2013 9:39 pm 

Replies: 117
Views: 18073

VinTek wrote:
Would you like to intelligently debate Ramsey's investment advice, from load funds to forecasting a 12% return, on a point-by-point basis to illustrate how it would be good for some folks?

Sure. What are the specific funds that _Dave Ramsey_ recommends?

 Forum: Personal Finance   Topic: Dave Ramsey story on CNN Money

Posted: Sat Oct 12, 2013 1:11 pm 

Replies: 117
Views: 18073

That's easy. You can advise people to avoid fees like the plague that they are and stick with low cost index funds from firms like Vanguard. Yes, index funds are a catch-all investing for some people. And it isn't for others. So, you like them and you think they're the best thing since sliced bread...

 Forum: Personal Finance   Topic: Dave Ramsey story on CNN Money

Posted: Fri Oct 11, 2013 3:03 pm 

Replies: 117
Views: 18073

As I've explained previously, my objection to Ramsey is his recklessly optimistic and outdated investment advice, particularly how his aggressive and high-risk investing approach contrasts with his ultra-conservative philosophy towards debt. I'm a student of "don't throw a baby with the bath w...

 Forum: Tips, Tricks, Links, Pointers   Topic: What are your favorite personal finance apps?

Posted: Wed Oct 09, 2013 5:30 pm 

Replies: 19
Views: 24074

Mint. That`s the only one I use - in addition to bank apps to transfer money and deposit checks.

 Forum: Personal Finance   Topic: Where do you keep your Rainy Day funds?

Posted: Wed Oct 09, 2013 5:24 pm 

Replies: 7
Views: 1536

I use an ING Direct savings account. You can easily transfer the money into their checking fund (with your iPhone when standing in line) which normally sits with zero balance and write a check against the checking account. Or pay with a debit card. The interest it pays is nothing to write home about...

 Forum: Personal Finance   Topic: Dave Ramsey story on CNN Money

Posted: Wed Oct 09, 2013 5:20 pm 

Replies: 117
Views: 18073

Personally, I can't understand why people don't like him.

 Forum: Personal Finance   Topic: What are your experiences about saving money?

Posted: Wed Oct 09, 2013 5:10 pm 

Replies: 17
Views: 3038

I've reached a point when saving money is just boring. Money comes in, I transfer the specific percentage of our income (30%) plus the savings towards ongoing goals (new car) and annual expenses (city taxes, gifts)...and that's it. Then I wait till next month.

Rather routine if you ask me.

 Forum: General Discussion   Topic: Where does my money go?

 Post subject: Re: Where does my money go?
Posted: Fri Sep 20, 2013 5:16 pm 

Replies: 12
Views: 6913

I don't want to be spammy, but I literally just wrote a blog post about Mint and how awesome it is. Hope it helps you.


 Forum: Personal Finance   Topic: Should I give it up trading the forex market?

Posted: Thu Sep 12, 2013 10:20 am 

Replies: 15
Views: 3561

kombat wrote:
I apologize for going off-topic, but the math nerd in me can't let this pass.

And here I thought I was the nerdiest person on the block... :P

Thanks for clarifying, I'll come up with another analogy ...
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