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Viewing profile - brigittefires

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brigittefires
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Joined: Fri Oct 26, 2007 9:36 am
Last visited: Sat Oct 27, 2012 11:01 pm
Total posts: 25
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 21 Posts / 84.00% of user’s posts ]
Most active topic: $25k in debt and no idea how to proceed
[ 10 Posts / 40.00% of user’s posts ]

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brigittefires Posts

Search found 25 matches
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 Forum: Personal Finance   Topic: $25k in debt and no idea how to proceed

Posted: Thu Oct 25, 2012 7:35 pm 

Replies: 38
Views: 4872


They're already letting him live there rent-free (boomerang kid) and giving him money for groceries. To how much more is he entitled? Did you even read the rest of this thread? We had an apartment and he had a MUCH better job and was paying the bills just fine before we had to move in with his pare...

 Forum: Personal Finance   Topic: $25k in debt and no idea how to proceed

Posted: Wed Oct 24, 2012 10:57 pm 

Replies: 38
Views: 4872


Since you yourself said your partner can fix all this with a few hours of paperwork, why are you not pursuing that route? Because I was hoping for some sort of solution that is not the end of my relationship. I can only set him up for success and ask and suggest and remind for so long before it bec...

 Forum: Personal Finance   Topic: $25k in debt and no idea how to proceed

Posted: Wed Oct 24, 2012 7:21 pm 

Replies: 38
Views: 4872


LeRainDrop: Figures that you'd totally ignore the fact that I answered your question directly. According to the thread I'm reading, you posted the direct answer to my question directly after I asked it. As in, I asked where do I start, and you responded. Sorry I didn't thank you, I thought I had at...

 Forum: Personal Finance   Topic: $25k in debt and no idea how to proceed

Posted: Mon Oct 22, 2012 5:31 pm 

Replies: 38
Views: 4872


For someone asking for free advice, you sure have a terrible attitude. It's really disappointing to see you attack the commenters who are just trying to help. I don't see how I've attacked anyone. Other than possibly stating I think telling someone to "just find another $40 a month" to go...

 Forum: Personal Finance   Topic: $25k in debt and no idea how to proceed

Posted: Mon Oct 22, 2012 3:06 pm 

Replies: 38
Views: 4872


Josetann: I would simply look at what the best solution is on paper, THEN let emotion back in. Bankruptcy may be bad...but the alternative might be worse. Look at all your options and the repercussions, then choose the best path for you. I guess what concerns me is that I don't know what all my opt...

 Forum: Personal Finance   Topic: $25k in debt and no idea how to proceed

Posted: Mon Oct 22, 2012 2:46 pm 

Replies: 38
Views: 4872


If your debts were wiped out, you'd still lack sufficient income to support a family of 4 (3 of whom have ongoing medical issues). I'm also wondering, do the parents have any source of income? If not then someone would be looking at getting them on Social Security. I know there's a lot of informati...

 Forum: Personal Finance   Topic: $25k in debt and no idea how to proceed

Posted: Sun Oct 21, 2012 10:12 pm 

Replies: 38
Views: 4872


DoingHomework: Your doctor told you to swim. Find $40 a month somehow, join the gym and swim. Perhaps if your partner rides his bike more you can save enough in gas for that. If he works 20 miles away that's probably 2 gallons of gas per trip or $10 per trip. My doctor stated that the only exercise...

 Forum: Personal Finance   Topic: $25k in debt and no idea how to proceed

Posted: Sun Oct 21, 2012 3:34 pm 

Replies: 38
Views: 4872


...can you tell us what you see as the longer term future? 2-3 years: Getting married, having babies, and my partner returning to school for a management degree. 5-10 years: Opening our own bar. Somewhere in there potentially moving with my partner's mother to Australia for a couple years. Do you e...

 Forum: Personal Finance   Topic: $25k in debt and no idea how to proceed

Posted: Sun Oct 21, 2012 11:04 am 

Replies: 38
Views: 4872


My partner and I are unmarried, but would like to be. First we have some financial difficulties to work out. We live in Washington state. I left my job April 2011 due to physical and emotional strain of the work exacerbating some chronic health conditions. When I didn't recover as quickly as I'd exp...

 Forum: Personal Finance   Topic: Car troubles, credit card debt, loans and emergency funds

Posted: Sat Aug 08, 2009 3:27 pm 

Replies: 4
Views: 1711


I wouldn't suggest touching the emergency fund either. In this situation the only way you would want to use your emergency fund is if your car broke and required repair or if your car kicked the can and you decided to buy an inexpensive car in cash ($1000 car) to get you from a to b. If your car ru...

 Forum: Personal Finance   Topic: Car troubles, credit card debt, loans and emergency funds

Posted: Thu Jul 30, 2009 6:20 am 

Replies: 4
Views: 1711


Well, I knew my car was on its way out, and I had started saving money for a new-to-me used one. (My current one doesn't qualify for the junker credit, sadly.) But right now I have about $200 for it, because the other $600 of savings for other things went to repairs the last couple months, thinking ...

 Forum: Success Stories   Topic: Graduated and out of credit card debt, all in one week!

Posted: Mon May 18, 2009 11:10 am 

Replies: 3
Views: 3459


Last April I started taking control of my money. Without accounting for raises, windfalls, etc. I would be out of credit card debt by August 1 this year, and out of debt entirely by May 2011. I graduated from Culinary School on Saturday, and had a graduation party Sunday that I paid for mostly in ca...

 Forum: Personal Finance   Topic: What's an emergency?

Posted: Thu Apr 02, 2009 8:26 pm 

Replies: 19
Views: 5457


Brigitte, you're right - the e-fund isn't for car replacement, or expenses that can be PLANNED FOR AND ANTICIPATED. But the problem is, I can anticipate damn near anything. Or at least the topic of damn near anything. So then what's my emergency fund for? Or is my "emergency fund" suppose...

 Forum: Personal Finance   Topic: What's an emergency?

 Post subject: What's an emergency?
Posted: Thu Apr 02, 2009 2:34 pm 

Replies: 19
Views: 5457


I know that many people consider a big unexpected car repair to be an emergency. Or storm damage to a home. Emergency Room visits for the family is pretty much a gimme--Emergency is right in the name! But is travel to a funeral or a last-minute family event an emergency? Are car repairs really an em...
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