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Viewing profile - oeolycus

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oeolycus
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Joined: Sun Apr 15, 2007 1:29 pm
Last visited: Tue May 22, 2007 9:09 am
Total posts: 25
[0.03% of all posts / 0.01 posts per day]
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Most active forum: Personal Finance
[ 22 Posts / 88.00% of user’s posts ]
Most active topic: Online Banks
[ 4 Posts / 16.00% of user’s posts ]

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oeolycus Posts

Search found 25 matches
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 Forum: Personal Finance   Topic: Next step

Posted: Mon May 21, 2007 7:36 am 

Replies: 11
Views: 5087


My 2c run quite a bit more conservative: Payoff debts first (debtor ruled by their creditor...), Build large emergency fund, then, fund retirement "fully" Let me elaborate: life loves to throw slurves. I like to be prepared for tomorrow's worst case scenario, than a distant future's best c...

 Forum: Personal Finance   Topic: Quicken hacks?

Posted: Wed May 09, 2007 4:35 pm 

Replies: 1
Views: 3112


Hmm, mine aren't exactly hacks, but good habits. 1. Make sure you delete (use Eraser, not just empty recycle bin) every downloaded statement. Or bundle the whole program inside a TrueCrypt VD. They usually contain ALL account information and are unencrypted (unlike the program itself). They are HUGE...

 Forum: Personal Finance   Topic: Online savings... where?

Posted: Tue Apr 24, 2007 2:22 pm 

Replies: 11
Views: 7094


My experience with Wamu: I just moved to them this year for checking. They're fine though I've moved to ING Savings and Electric Orange for checking mostly. I use Wamu when I need some cash (the branch is right next to my house). I'm curious to know what the rate is for the online savings--I know th...

 Forum: Personal Finance   Topic: Non-match vesting 401k versus Roth IRA?

Posted: Mon Apr 23, 2007 9:08 pm 

Replies: 5
Views: 6862


I would first carefully reread the schedule and the requirements for getting the match. With the information you've given, I'd suggest contributing to the Roth because you can be more selective with your brokerage and the funds. If there's even a tiny match (typically 1%) for contributing to your re...

 Forum: Personal Finance   Topic: I am 39, Starting retirement planning and Overwhelmed. :(

Posted: Sun Apr 22, 2007 12:10 am 

Replies: 15
Views: 10975


Even before you finish reading those books I would recommend that you start saving. Try some old fashioned number crunching. How much do you ideally/realistically expect to live on every year after you retire? You'll need to think about how many years you think you'll need that income. Here's a simp...

 Forum: Personal Finance   Topic: I am 39, Starting retirement planning and Overwhelmed. :(

Posted: Sat Apr 21, 2007 11:40 am 

Replies: 15
Views: 10975


You can start by saving anywhere--your mattress or your bank. What you live off of during retirement doesn't have to come 100% from your retirement account. To answer your question about tax-deferment--it all sort of depends. It's a great idea to defer tax in some way, whether by Roth IRA or 403(b),...

 Forum: Personal Finance   Topic: free video games

Posted: Sat Apr 21, 2007 9:31 am 

Replies: 12
Views: 7419


The real time wasters are http://www.ferryhalim.com/orisinal/.

The first two are my favorites (of the ones I've played).

 Forum: Personal Finance   Topic: Finance Books (as gifts)

Posted: Fri Apr 20, 2007 4:45 pm 

Replies: 3
Views: 4514


Thanks for the suggestions. I've put Art of Happiness and Smart Women... on hold at my library. I'll check them out this weekend. Thanks again!

 Forum: Personal Finance   Topic: Best small hack to improve life/bills?

Posted: Wed Apr 18, 2007 10:20 pm 

Replies: 43
Views: 29095


    Turn off the lights!
    Blankets, not heaters.
    Ice water, not A/C.
    Close the fridge.
Those are your basics, but one people may forget is Hibernate (the computer).

A computer on 24/7 can take a ton of power. Especially if you have a 800W PSU for your uber-ober-fragging. You know who you are...

 Forum: Personal Finance   Topic: Finance Books (as gifts)

 Post subject: Finance Books (as gifts)
Posted: Wed Apr 18, 2007 10:03 pm 

Replies: 3
Views: 4514


Yikes, could be a faux pas--but hear me out. My girlfriend and I aren't spending much money on each other for our birthdays this year, so I thought two books would be a nice present. She's 21, wrapping up her junior year in college. I'm 24, and a private school teacher. We're both very practical and...

 Forum: Personal Finance   Topic: Chasing after the best rewards credit card

Posted: Wed Apr 18, 2007 2:56 pm 

Replies: 10
Views: 7035


@probargainhunter

Great tool. I've only played with it a little, but it looks very useful. Will make my "tune up" much easier. Thank you!

 Forum: General Discussion   Topic: Old Numbers

Posted: Wed Apr 18, 2007 8:47 am 

Replies: 4
Views: 6480


4 8 15 16 23 42 ?

 Forum: News & Announcements   Topic: The AdMan Cometh...

Posted: Wed Apr 18, 2007 7:18 am 

Replies: 9
Views: 9353


I just made 9 billion dollars in a matter of seconds. It was so easy! I especially liked the ad's low grammar and that if I wasn't ready to make money the ez way, I could click no...and be sent to monsterjobs.

 Forum: Personal Finance   Topic: Chasing after the best rewards credit card

Posted: Wed Apr 18, 2007 6:31 am 

Replies: 10
Views: 7035


A link to another ongoing post of the same nature.
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