It hasn't been 'forever' but I'd really like my March payment.
Then, in turn, I'll put my entire paycheck, my current checking balance and a bit from our joint savings account to completely pay off my student loan (~20K)
Then I'm going to start with my law school loan. Currently ~98k. I should take seven months at the earliest and 12 if I take the leisurely route. I'm aiming for seven months but may delay it to build up our emergency fund, self-employment tax fund for the future or whatever is necessary...
Whew. Close but I'm so antsy. I just need to keep telling myself that I am blessed to have a good job, that pays well and in my field. Patience and gratitude.
I was over 200K in debt just three years ago. I got rid of the consumer debt two years ago but starting this last summer, I really got the opportunity to tackle my student debt. I wouldn't be able to do it without this job.
I'm already thinking about next steps, which I haven't really let myself do. Where do I want to go once I'm completely debt-free? What do I want my life to look like? I'm making notes on a business I want to start. I found a 'How to do a business plan' on sba.gov. It's been really helpful b/c it's pointed out a number of areas that I hadn't really thought of such as market analysis.
Sometimes I have moments where I think, why am I wearing thrift store shoes, I make alot? But you know what, it wouldn't feel right. I'm in debt and my thrift store shoes are quite cute
Another thing to think through - what should my spending priorities be? What do I enjoy? What do I not want to spend on?
Anyway, sorry for the blabber. I usually just want to post when I've made a payment but it's good to get this out of my head for a bit.