Your post was a breathe of fresh air. thanks for getting to the point.
We're not actually afraid. Some of us actually do financial risk management for a living and for the reasons outlined above, believe that you're statements of "very low or no risk" are deceptive. With in investment portfolio primarily in equities (weighted to small caps and value stocks), I'm considered very risk tolerant. However, that does not mean that I'd be willing to march into a casino and put all my money on "red." Why are trying to make your case so strongly? Surely you're not concerned that we'll all wind up in the poorhouse if we don't take advantage of your "offer."
Why am i trying to make my case so strongly? I'm just trying to call the orange barn an orange barn. When i'm told i'm being deceptive because there's no such thing as an orange barn because they're always red and they can't be any other color without being on fire, then my natural response is, "Yes, it really is orange and it's not on fire". Call it defensive if you wish, but I'm just stating it as it is. You can call me blind if you wish, but the fact is that there are (as i've said already), hundreds and thousands of people that agree that it's orange and have done tests on it and have confirmed that it's true. It's such a simple investment strategy and yet somehow everyone here is afraid of it. You can lead a horse to water but...
As you see a few posts back, I've stopped trying to convince anyone and have already decided to allow others to call it a dangerous, impossible, a scam, a pink elephant, etc.
I'm just disappointed that nobody really wants to believe in a good thing that works everywhere and can benefit so many people, Yes, "with very little risk and a high return".
Risk/reward are irrevocably tied. That's why we do risk analysis before making an investment. So far, a close examination of your methodology is not yielding a ratio acceptable to most of us. We believe that you are understating your risk by a considerable degree. We also think there may be legal issues with it.
Great, i can handle this type of concern. I'm not a finance person, i'm a real estate investor. How do you prefer this type of data be presented to make it easy to assess the danger? is there a format you like? i might be able to follow it so we can all be on the same page.
It's not a matter of how much we can earn. You can legitimately earn 100% by going to the roulette table, but also have to take on high risk. And there's no scam there. The alarm bells go off when we hear things that don't make sense (like claims of little or no risk) when they're compared to the real world.
1) I don't gamble, ever. And no, Real Estate is not gambling either.
2) If i ever said "NO Risk", then I was at fault. I agree there is no such thing as "no risk". I will still stand by "Little Risk" though. It just so happens that this "little risk" strategy IS a real world strategy.
For anyone wondering about this "new" or "illegal" method of investing I am proposing, which is to loan cash on a real estate deal with a low LTV, Try this: http://tinyurl.com/6k88wuy