Due to the circumstances of my situation my lawyers are telling me I need to wait until everything shakes out before I pull the trigger with the BK. My best guess on when that is is 3 years.
I am sorry but why would you wait 3 years to file bankruptcy? How much do you owe and what is the nature if the debt? Are you still employed by this failed business venture? Are there any business assets? I have to wonder what debt takes three years to shake out?
Other then selling your soul to the devil or financing a porn shop ..The posters here have heard many bad financial decisions - they made ride you a bit but they can and do offer some solid, useful advise. So give us the straight skinny just maybe we can help. Perhaps at least concur with you current plans......