I feel for you, but you need to think more positively and starting taking action to change your life around.
The first thing you must to do is figure out a way to lower your expenses.
Then you need to find a job that pays well enough for you to live on your own.
My life sucks too, but I try not to complain about it.
I'm 22 and work about 17 hours per week at $11.75 which equals about $700 net per month.
Out of that $700 per month I save at least $200 per month. Right now I have $1,300 in savings and $500 in cash savings. And no CC debt.
Luckily my expenses are low though, I pay my parents $150 rent, and pay about $80 per month in gas. The only other real expense I have
is for basic neccessities like shampoo and toothpaste. My mom did buy me a car for $6K and it works perfectly fine, she also pays my car insurance and health insurance. I have virtually no phone bill because I have no friends so I never use it. I also pay for some of my school expenses at community college.
My financial life is ok, mostly because I don't waste my money and things I don't need, and luckily my mom pays for my car and health insurance. But I utterly hate my job, have absolutely no friends, and am severely depressed. I think about committing suicide once in a while thats how much I hate my life. All I do is go to work, go to school, study at home, watch T.V., read books, and spend time on the computer. But I try not to focus too much on negative thoughts and feeling sorry about myself.
I was expelled from high school but was still able to graduate, why were you forced to get a GED instead? I was able to return to high school after going to an expulsion school for one year.
Also, how in the world did you end up with $650 of credit card debt? You need to be realistic about what you can afford, and ignore what your
friends are buying.
I feel for you that your parents make you pay for so many expenses, but it's probably because they hate their jobs too and work really hard for their money, and feel that you should be old enough to support yourself. But you also need to keep in mind that there are people in way worse situations than you, think of all the homeless people, the children in africa, the factory workers in china making 10 cents an hour, and so on. I think the problem is that you are trying to compare your self to people who have parents that pay for everything and can afford to pay for their college, car, and so on, but you obviously don't have those kind of parents, so don't compare yourself to them!