Richard Barrington

Richard Barrington

Staff Writer

Richard Barrington, CFA, is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc.

Recent Posts
Refinancing Tips When Rates Start to Rise

Rising interest rates can mean many things for the U.S. economy, but one thing is always certain when it comes to homeowners: when rates go up, refinancing goes down. With the Federal Open Markets Committee — the 12-member group that helps decide monetary policy as part of the Federal Reserve — set to meet on Dec. 13 and 14, mortgage rates could be on track to do something they have rarely done in recent years, which is…

The Essential Guide to Retirement

There is no shortage of retirement saving advice out there, but do you find it’s hard to find advice relevant to your situation when you need it? If so, this guide should help. Here are a couple of basic ground rules to this guide: This is not financial advice for the rich and famous. As much as financial professionals like to write about the more exotic vehicles and tactics out there, those things have no…

What is a 702 Retirement Account?

Most people hate to pay taxes. That’s not hard to understand. What is baffling is the length people will go to avoid taxes – sometimes, the cost of avoiding taxes exceeds the taxes themselves. The reason this happens is that for some people, all they have to hear is that a scheme will help them avoid taxes, and they are on board. Remember though, avoiding taxes should not be your ultimate goal. The idea is…