Odds and Ends


  • Speaking of hobbies… (52 comments)

    This post is by staff writer Honey Smith. In my last post, I talked about picking hobbies strategically. There, I suggested that it might be a good idea to choose hobbies that fall into three main c...Read more »

  • Spare Change: The no-theme edition (14 comments)

    This article is by staff writer April Dykman. Normally for these Spare Change posts, I like to collect a bunch of money-related links and group them by theme. But I've been too scatterbrained latel...Read more »

  • The Prodigal Son Returns: J.D. Roth Is Back at Get Rich Slowly (62 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. As of last Thursday, J.D. is once again writing here at GRS. His non-financial writing can still be found at More Than Money....Read more »

  • ‘Gen Z’ is financially-savvy, with one big exception (50 comments)

    If someone handed you $500, what would you do with it? A whopping 70 percent of those in Generation Z say they'd save at least part of it, and among them, 34 percent would save it for college. That's...Read more »

  • Odds and ends: GRS news (2 comments)

    As you may know, Get Rich Slowly is part of the QuinStreet family of personal finance websites, which include MoneyRates.com, Five Cent Nickel, Consumerism Commentary and others. We’ve recently laun...Read more »

  • Play hooky for money (31 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. We at Fool HQ did it ...Read more »

  • A spring-cleaning discovery (79 comments)

    It's amazing the number of things we can throw out and not miss. I do not wish to backpack through Third World countries living on a dollar a day, I hate the tiny house fad, and I am staunchly ag...Read more »

  • The time I was sent to collections over $4 (32 comments)

    There is an old nursery rhyme about tiny things having major consequences. It's about a horseback rider who was charged with carrying orders to battle during a war, but the horse's shoe comes off an...Read more »

  • Party philosophy: When to spend big on fiestas (57 comments)

    I grew up in a family not given to extravagance with regard to birthdays. Not that we could have been extravagant if we would have wanted to. With five children close together in age, a dad who'd pu...Read more »

  • The Cinnamon Bear: An Old-Time Radio Christmas Tradition (28 comments)

    Because I love The Cinnamon Bear so much, I post this same article every year. This year is no different, except that I'm posting it a couple of days early to give you time to download the files. If y...Read more »

  • Beyond money: How my community saves me, part two (32 comments)

    After I turned in my last article, I thought of so many other instances of how my community pays big dividends: We got a 50-pound bag of free flour when a warehouse had a fire which slightly damag...Read more »

  • Mutual mooching: How my community saves me money, part one (40 comments)

    One of the greatest assets in my life is a priceless community made up of my friends, family, and other community members. My community is greater than the sum of its parts. Saving me money is just ...Read more »

  • Safeguarding your career switch (44 comments)

    The night before I moved to California, I got a flat tire. The day before I moved to California, someone backed into my car. The first night that I moved to California, I got a parking ticket and my...Read more »

  • ‘Tis the Season for an Autopsy of Last Year’s Holiday (96 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »

  • What IS Financial Responsibility? (178 comments)

    This article is from new staff writer Honey Smith. "Be Responsible. Take responsibility for your actions." It sounds simple, right? But what responsibility means to me has changed over the cours...Read more »

  • How Much to Tip (and to Whom) (203 comments)

    Note: This article is a reprint. Several readers have suggested that one way for Get Rich Slowly to retain my voice although I'm no longer a regular contributor is to re-publish old articles like this...Read more »

  • Reader Story: In Defense of Clutter (117 comments)

    This guest post from Jane is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure...Read more »

  • In Search of a Financial Theory of Everything (106 comments)

    This article is the first from new staff writer El Nerdo. First things first (and I try to be organized that way): I think my first "official" post for GRS should be a sort of statement of purpose,...Read more »

  • How Much Is Your Time Worth? (89 comments)

    This is a guest post by Joel Runyon of Impossible HQ. Did you see the Justin Timberlake thriller In Time last year? Probably not. Nobody else did either. Well, I did, I guess. And while the movie w...Read more »

  • Showered With Needs (142 comments)

    Until the end of this week, we're sharing "audition" pieces from folks interested in being new staff writers at Get Rich Slowly. Your job is to let us know what you think of each of these writers. Pay...Read more »

  • What is Wealth? (56 comments)

    Until the end of this week, we'll be sharing "audition" pieces from folks interested in being new staff writers at Get Rich Slowly. Your job is to let us know what you think of each of these writers. ...Read more »

  • Getting Rich Slowly vs. Taking Financial Risks (37 comments)

    For the next week (or two), we'll be sharing "audition" pieces from folks interested in being new staff writers at Get Rich Slowly. Your job is to let us know what you think of each of these writers. ...Read more »

  • The Value of Human Capital (33 comments)

    For the next week (or two), we'll be sharing "audition" pieces from folks interested in being new staff writers at Get Rich Slowly. Your job is to let us know what you think of each of these writers. ...Read more »

  • What Your Loose Change is Really Worth (81 comments)

    For the next week (or two), we'll be sharing "audition" pieces from folks interested in being new staff writers at Get Rich Slowly. Your job is to let us know what you think of each of these writers. ...Read more »

  • How to Do a Wallet Audit (90 comments)

    This post is from GRS staff writer Donna Freedman. Donna writes the Frugal Cool blog for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. On my way to the 2011 ...Read more »

  • From the Trenches: An Update on My War on Stuff (105 comments)

    Though our divorce is final, Kris and I continue to see each other about once a week. We have lunch or dinner together, and sometimes we do chores around the house. One big chore is approaching: We...Read more »

  • Professional Sports: A Waste of Time, Money, and Energy? (160 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new...Read more »

  • Is Your Spending Normal? (112 comments)

    Over the past year, one of the most popular features here at Get Rich Slowly has been the monthly "how much do you spend on X?" question. I started these informal and unscientific surveys on a whim. I...Read more »

  • Be a Budget Traveler…in Your Own Town (30 comments)

    This post is by staff writer April Dykman. When I'm planning a vacation, I usually pick up a copy of a "cheap and free" guidebook that lists inexpensive attractions and secret-gem restaurants. A co...Read more »

  • Why It’s Okay to Buy a Mega Millions Ticket (Even After You’ve Done the Math) (154 comments)

    This post is from GRS staff writer Donna Freedman. Donna writes the Frugal Cool blog for MSN Money and writes about frugality and intentional living at Surviving And Thriving. Recently I outed myself...Read more »

  • This I Believe: 43 Lessons from 43 Years (94 comments)

    Because I'm a nerdy kind of guy, I have some nerdy traditions. In the past, one of those nerdy traditions has been to celebrate my prime-number birthdays with a big party. When I turned 37, for instan...Read more »

  • Class Consciousness and Social Mobility (241 comments)

    Kris and I have returned from three weeks traveling in Argentina and Chile with a group from our university alumni association. My favorite parts of these trips are when we get to interact with th...Read more »

  • Building a Collection Without Breaking the Bank (91 comments)

    Before I moved out of the house and into my apartment, my cousin Nick paid a visit to play board games. After some rousing Carcassonne and Ticket to Ride action, I gave him a brief tour of my geek roo...Read more »

  • Q&A: My Current Financial State (144 comments)

    Fridays are typically "Ask the Readers" days at Get Rich Slowly, but today I'm doing something a little different. I've made a couple of big revelations lately, and those have generated a lot of quest...Read more »

  • Why Financial Literacy Fails (and What to Do About It) (166 comments)

    One of my resolutions since returning from Peru is that I'm going to be more responsive to requests from reporters. I've generally tried to weasel out of interviews in the past because they always mad...Read more »

  • Giving Thanks for Small Businesses (50 comments)

    This post is from staff writer Sarah Gilbert. I celebrated Thanksgiving with my family near the Oregon coast this past weekend, and spent nearly the whole day Saturday in blissful cooking mode. It ...Read more »

  • America’s Love-Hate Relationship with Wealth (187 comments)

    I was on the road for the past two months, first in Chicago, and then in Bolivia and Peru. As always happens, one of the side effects of travel is that I've been living in a media vacuum. For the past...Read more »

  • Why I Still Pick Up Pennies (168 comments)

    This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. The most-read p...Read more »

  • Deciding What to Buy (108 comments)

    For the past five weeks, I've been traveling. At the end of September, I packed my bag and I've been on the road ever since. I've had fun, and learned a lot of Spanish, but to be honest I'm looking fo...Read more »

  • A Meeting of Minds: Financial Blogger Conference 2011 (62 comments)

    I spent the weekend in Chicago, meeting and talking with 279 other financial bloggers. After years of saying we should all get together, we finally did (thanks to the hard work of Phil Taylor from PT ...Read more »

  • Ask the Readers: How Would You Sell a Collection? (79 comments)

    I am a collector. I always have been. When I was a boy, my parents gave me one closet in the trailer house to have as my very own. They called it the "rat's nest" because I'd fill it up with all the s...Read more »

  • Old Friends: Scenes from a Class Reunion (52 comments)

    I am getting old, my friends. I am getting old. It's no longer just a feeling, either. More and more, there are objective real-world reminders that I'm not the young man I once was. Kris and I spent l...Read more »

  • Reader Story: Winning the Lottery (120 comments)

    This guest post from Tina is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or...Read more »

  • Music Videos about Money from Kevin McKee, the Thousandaire (43 comments)

    It's been a l-o-n-g time since I shared fun finance videos on a Saturday morning. And I'm way behind on highlighting some of my favorite videos from this year's Get Rich Slowly video contest. Today I'...Read more »

  • When Renting Is Smarter Than Buying (95 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Childwild.com. In my article on Spotify last week, a couple of commenters to...Read more »

  • Spotify: The Future of Music Is Here — and You’ll Pay Less for It (86 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Childwild.com. Europe's hit music-listening service has finally launched in t...Read more »

  • Defining Your Financial Future (34 comments)

    This is a guest post from Kent Thune. Thune urges readers to place meaning and purpose before money and planning at his blog, The Financial Philosopher. For better or worse, language has a signific...Read more »

  • The Basic Allowance for Housing: Helping Military Members Afford a Home (58 comments)

    Today is Memorial Day in the United States, a federal holiday to commemorate U.S. soldiers who died while in military service. This is a guest post from Chris Birk, a recovering journalist and the dir...Read more »

  • A Penny Saved is a Penny Spurned? What to Do with Pockets Full of Change (173 comments)

    This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money. She also writes about frugality, intentional living, and life in general at her own blog, Survi...Read more »

  • Follow-Up: Mason Shoe Company (15 comments)

    I get a lot of requests for follow-ups to reader stories and reader questions. People want to hear how things turned out. Because I want to know how things turned out, too, I've started a semi-regular...Read more »

  • The Lottery: An “Investment” for Fools (with Bonus Lottery Simulator!) (162 comments)

    Over the years, I've done some foolish things with my finances. I've squandered money on comic books. I've speculated on risky stocks, hoping to make a quick fortune. I've paid a gazillion dollars &md...Read more »

  • 42 Goals in 42 Months (118 comments)

    I'm not big on holidays. They seem fabricated — an excuse to sell stuff. Thanksgiving is a big exception. So too are birthdays. I think everyone should celebrate birthdays in a big way. For m...Read more »

  • Affirm Your Way To Wealth (79 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. This morning, I did something unusual. After I bru...Read more »

  • Developing Systems That Work (75 comments)

    In my fantasy life, I'm an organized guy. In the real world, that's just not the case. I do my best to stay on top of things — I make lists, use a calendar, ask Kris for help — but there a...Read more »

  • Gaming Without Breaking the Bank (59 comments)

    Though J.D.'s back on the blog, he's still a bit behind — so much e-mail! — so here's a guest-post from Tim Ellis, who writes Seattle Bubble when he isn't glued to a screen, zoned out on v...Read more »

  • Redbox vs. iTunes vs. Netflix vs. Blockbuster (92 comments)

    This post is from staff writer April Dykman. Sometimes I think that Netflix was the best thing to ever happen to me (er, besides my wonderful husband, of course). You see, when I was a Blockbuster ...Read more »

  • All I Want for Christmas (34 comments)

    This has been the most Christmas-y Christmas season I can remember in a long time. Usually Kris and I downplay the holiday. I know that Christmas is important for many people, but there are other holi...Read more »

  • Finding My Spending Identity (31 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. Do you have a Spending Identity? You do, whether y...Read more »

  • Are E-Books Cost Effective? The Pros and Cons of E-Books (143 comments)

    Yesterday, Google opened its ebookstore for business. The search giant joins Apple and Amazon (and Barnes & Noble) in a fast-growing field. Electronic books will never completely replace paper books, ...Read more »

  • Three Posters About Personal Finance (16 comments)

    I'm a sucker for charts and graphs. I once attended an Edward Tufte course just for kicks. Though I don't do much with charts and graphs around GRS, I always admire the work of others. For example,...Read more »

  • The Cinnamon Bear: An Old-Time Radio Christmas Tradition (7 comments)

    Because I love The Cinnamon Bear so much, I post this same article every year. This year is no different, except that I'm posting it a couple of days early to give you time to download the files. If y...Read more »

  • Advice from a Billionaire: What to do With a Windfall (42 comments)

    A long-time GRS reader named Andy dropped me a line the other day to point out an article on the Forbes website. Forbes interviewed billionaire Mark Cuban (best known as the owner of the Dallas Maveri...Read more »

  • How Would Panhandlers Use Free Credit Cards? (44 comments)

    Have you ever wondered what the panhandlers you see on the street would do if you actually gave them a bunch of money to spend? Like many people, I generally give my pocket change to anyone who asks. ...Read more »

  • How to Replace Six Vital Documents (29 comments)

    This post is from GRS staff writer April Dykman. Could you produce your birth certificate, car title, or an old tax return at a moment's notice? You're supposed to store vital documents in a fir...Read more »

  • Talking About Money with Family and Friends (47 comments)

    What does a blogger's spouse do while the blogger is out of town? Hang out with other bloggers and their spouses, of course! While Chris Guillebeau was off playing with the tigers in Thailand, his wif...Read more »

  • Save Money on Shipping with Free Boxes from USPS (55 comments)

    This article is by staff writer Adam Baker. Baker previously featured an article on his own blog entitled "How I paid off $15,000 in 9 months by selling my Stuff on Ebay". There I was, bustling aro...Read more »

  • A Simple Question to Jump-Start Your Finances (57 comments)

    This video post by staff writer Adam Baker is the last of a four-part series. Baker previously featured a post on his own blog entitled, Debt Tsunami: The Ultimate Method to Paying Off Debt. Court...Read more »

  • The Personal-Finance Continuum (52 comments)

    This is a guest post from Paul Williams, a fee-only financial planner and the founder of Provident Planning, Inc. He regularly writes about personal finance from a Christian perspective at Provident P...Read more »

  • How I Survived the Computer Castrophe of 2010 (115 comments)

    Sometimes I feel like I'm cursed. Computers hate me. I don't think I'm particularly rough on them — I don't toss them around or poke at the screen or douse them in water (though, on occasion, I ...Read more »

  • Money Myths and the Importance of Thinking for Yourself (136 comments)

    When I sat down to write Your Money: The Missing Manual, I knew I wanted to start with a chapter on happiness. (Well, to be fair, I was going to conclude the book with this chapter; my editor suggeste...Read more »

  • 8 Financial Deadly Sins (83 comments)

    I did a lot of stupid things with money when I was a younger. In fact, I still make mistakes. We all do. But some mistakes are worse than others. This morning's USA Today features an article that high...Read more »

  • Calculating Your Life-Time Income (30 comments)

    This article is by staff writer Adam Baker. Baker recently released an online guide entitled, Unautomate Your Finances. J.D.'s note: According to Facebook, today is Baker's birthday. Happy birthday, A...Read more »

  • What Do Ancient Spice Traders and the Modern Financial Industry Have in Common? (22 comments)

    This is a guest post from Chett Daniel, who writes about improving your life through personal fitness and personal finance at 5k5k.org. Last year, Chett shared what fourth-graders "know" about money. ...Read more »

  • March 20th is the National Day of Unplugging (45 comments)

    This article is by staff writer Adam Baker, who recently shared "3 Lesson I've Learned in 3 Years of Marriage." Technology is a double-edged sword: It has the power to revolutionize our productivit...Read more »

  • The Consumerism Commentary Podcast (6 comments)

    It looks like The Personal Finance Hour, my weekly podcast with Jim from Bargaineering, is on permanent hiatus. Both Jim and I have other work that has consumed our attention over the past few months....Read more »

  • How Much Stuff Does One Man Need? (158 comments)

    It seems like every time I travel, I come home committed to win my war on Stuff. This time was no different. I lived out of a single carry-on bag while vacationing in Belize last week, and even that f...Read more »

  • Outsourcing Life: Unconventional Advice for When You’re Financially Secure (309 comments)

    This is a guest post from Erica Douglass. After selling her online business for a million dollars at age 26, Erica "temporarily retired". She now writes an online business blog at erica.biz. This is...Read more »

  • Learning to Use Money as a Tool (82 comments)

    It's pretty clear by now that I have a different relationship with money than when I started Get Rich Slowly. I'm by no means perfect with the stuff, but I've become firmly entrenched in the camp that...Read more »

  • Are Americans Ready to Ditch the Dollar Bill? (143 comments)

    This article is by staff writer Adam Baker. Baker is a founding member of Untemplater.com, a new multi-author blog focusing on personal finance, entrepreneurship, and life design for people in their 2...Read more »

  • A Brief Guide to Holiday Tipping (94 comments)

    I'm getting more requests this year for holiday tipping info than ever before. For example, Nina wrote: "Can you provide some guidelines for Holiday Tipping Etiquette for the holiday season? I’m at ...Read more »

  • Comics and Cons: Adventures on eBay (58 comments)

    If you follow me on Twitter, you know that between writing chapters for Your Money: The Missing Manual I've been wrestling with eBay "customer service". Note the quotes. It's difficult to tell the ful...Read more »

  • Furniture and Scambags: Adventures on Craigslist (99 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...Read more »

  • The Cinnamon Bear: An Old-Time Radio Christmas Tradition (12 comments)

    Because I love The Cinnamon Bear so much, I post this exact same article every year on the 29th of November. This year is no different. If you have young children — and even if you don't —...Read more »

  • Obsessive Consumption (17 comments)

    To take control of your spending, you must first be aware of your spending. This mindfulness can be difficult for many people to achieve. GRS reader (and awesome artist) Tsilli pointed me to the work ...Read more »

  • The Guilt of Wealth (166 comments)

    Yesterday I shared a guest post from Leo of Zen Habits. His guide to minimalist money was a sort of overview of good financial skills, useful information for those in the first stage of personal finan...Read more »

  • Gone Phishing: How To Avoid Being Caught By Scammers (44 comments)

    This article is by Adam Baker, a new GRS Staff Writer. In addition to writing for Get Rich Slowly, Baker blogs over at Man Vs. Debt, where you can find his personal background story and read more of h...Read more »

  • A Tightwad’s Lament (and Daily Links) (36 comments)

    Ah, the tribulations of a tightwad — they are many. On Monday, I walked a mile-and-a-half to the hardware store to buy some 1/2-inch washers, nuts, and bolts. (Remember: I'm trying to walk 5-...Read more »

  • The Seven Enemies of Financial Success (55 comments)

    Earlier today, I wrote about Brett Wilder's The Quiet Millionaire. It's different than most personal finance books I've read. It's targeted at those who are further along their financial journeys rath...Read more »

  • The Personal Finance Hour, Episode 17: What I Did On My Summer Vacation (2 comments)

    We're back! After a six-week hiatus, The Personal Finance Hour returns Monday afternoon with an easy-going episode in which Jim and I discuss what we've been doing since you last heard from us. (Sh...Read more »

  • How to Shop at an Estate Sale (38 comments)

    At 10am yesterday morning, Kris and I climbed into the Mini Cooper and to head for the county fair. We'd only been driving for a few minutes when Kris pointed at a sign. "Look! An estate sale," she sa...Read more »

  • MousePrint.org Exposes the Pitfalls in Fine Print (16 comments)

    Does fine print drive you crazy? Like me, do you find yourself wading through 63-page credit card agreements — trying to understand the legalese but often failing? Don't you wish there were a si...Read more »

  • How Money-Transfer Scams Work (44 comments)

    I've been half-heartedly looking at bicycles lately. Part of me pines for a new city bike, but the rational side of my brain knows that I have two decent bikes already. Still, I've killed a lot of tim...Read more »

  • The High Cost of Laziness (66 comments)

    Last month, Forbes published an article about all the ways your laziness is costing you. As a semi-reformed layabout (Kris would say I haven't reformed at all!), I read the article with interest. I re...Read more »

  • The Ascent of Money (31 comments)

    Beginning tonight, public television stations in the United States will broadcast a four-part series from economist and historian Niall Ferguson, The Ascent of Money. This is an expanded version of a ...Read more »

  • The Land of the Free (28 comments)

    It's Independence Day in the United States, and that means time with family and friends. I don't have any financial tips from the Founding Fathers today. Instead, I have three fine performances of the...Read more »

  • Why Pursue Financial Freedom? (58 comments)

    Your financial choices do not stand in isolation. They have a cumulative effect. As you pay off debt, as you save for retirement, as you reduce your spending, you are creating a snowball of right acti...Read more »

  • What Makes Us Tick: A Short Film About How the Stock Market Works (from 1952) (15 comments)

    It's been several months since I've discovered a new money movie to share with you. I love these things, but I've exhausted most of my sources for Public Domain material. However, while browsing the P...Read more »

  • Ask the Readers: How to Handle a Windfall? (79 comments)

    It's been a while since we touched on the subject of windfalls: money that unexpectedly falls into your lap. It's been so long, in fact, that I've started to receive questions about them, including th...Read more »

  • Daily Links: Housekeeping Edition (27 comments)

    A few quick housekeeping things this afternoon. Please let me know if you have feedback on any of these items. Scheduling First, I'm thinking of breaking out of the somewhat-rigid schedule I adher...Read more »

  • Should You Write ‘SEE ID’ or Sign Your Credit Cards? (153 comments)

    Last week I had lunch with Hardy, a Get Rich Slowly reader here in Portland. We chatted about life (and personal finance) over burgers and fries. He generously offered to pay the bill. When the waitre...Read more »

  • The Boat Experience: The Means Justify the Ends (42 comments)

    This is a guest post from Michael H. It's the story I alluded to when I first wrote about the third stage of personal finance. I was afraid to run this story when Michael submitted it last year. I tho...Read more »

  • How to Live a Rich Life — On a Budget (23 comments)

    This is a guest post from Philip Brewer of Wise Bread. For today only, Wise Bread is giving away $15 Ebates bonuses and a chance to win one of five Flip Cams with the purchase of their new book 1...Read more »

  • The Miser’s Peril: Why You Should Save for Tomorrow AND Enjoy Today (54 comments)

    I recently dropped in to speak with my accountant (who is also a good friend). We chatted about my finances, and we spent a little time discussing Get Rich Slowly. Somehow the conversation turned to f...Read more »

  • The New Age of Thrift (68 comments)

    Over the past few months, the mainstream media has been filled with stories about the New Frugals and the return to thrift. People who once lived beyond their means, financing their lifestyle with deb...Read more »

  • Want to Spend Less? Carry Bigger Bills (44 comments)

    In a study that will appear in December's issue of the Journal of Consumer Research (but which was published online last month), Priya Raghubir and Joydeep Srivastava argue that "the denomination ...Read more »

  • The Lean Dog of Despair Never Follows a Man with a Bank Account (18 comments)

    One of the fun things about writing a blog is getting to know readers a little better, and them getting to know me. One reader recently gave me a Mini Cooper — a remote-control model Mini Cooper...Read more »

  • Mo’ Money Mo’ Problems: Why Pro Athletes Go Broke (23 comments)

    Last week's issue of Sports Illustrated featured a fantastic article from Pablo S. Torre that describes how (and why) athletes go broke. Generally, it's for the same reasons that people like you and m...Read more »

  • Continuous Service? Dumb Moves from Smart Money (314 comments)

    As part of my ongoing effort to bring you interesting and informative personal-finance information, I subscribe to several magazines, including Smart Money. Smart Money isn't my favorite money magazin...Read more »

  • Bad Money Advice (37 comments)

    Last Tuesday, I published a guest post from CJ at Wise Money Matters. The story contained an embarrassing error about taxes, one that CJ should not have made, and one that I should have caught. As pen...Read more »

  • Kansas or Bust: Considering Cost of Living (97 comments)

    I called my little brother yesterday. He lost his home to foreclosure last fall, and things have only continued to get worse. He and his wife are doing the best they can, but they feel overwhelmed. ...Read more »

  • Some Thoughts on the Return to Traditional Skills (105 comments)

    I give several media interviews each month. As the economy changes, so do the questions. Recently, as you can imagine, reporters have been asking me what people can do to save money. This question...Read more »

  • Safe Money in Tough Times: Questions and Answers with Jonathan Pond (58 comments)

    My wife is a public broadcasting fanatic. I recognize its value, but mostly I just tolerate it. (I often joke that NPR is "noise pollution radio" — I can't think when it's on.) Usually the telev...Read more »

  • The High Cost of Cats and Dogs: Are Pets Worth the Money? (234 comments)

    Kris and I don't have kids. We have cats. We have four of them.    Our "children": Nemo, Simon, Maxwell, and Toto. We'd have more, but Kris won't allow it. She says I'm in danger...Read more »

  • Tip’d: A Community for Financial News, Ideas, and Tips (7 comments)

    Writing Get Rich Slowly is a lot of fun. I used to worry that I'd run out of ideas, but that's never going to be a problem. It's true that there's only a finite number of personal anecdotes I can shar...Read more »

  • Best CD Rates – Certificate of Deposit Rates (96 comments)

    Version of Original Post Below The Online CD rates (certificate of deposit) on this page are updated as of dates noted below. Certificates of deposit (often simply called CDs) are time depos...Read more »

  • Ask the Readers: How Do You Organize Your Account Information? (86 comments)

    Between my personal accounts, my business accounts, and the joint accounts I have with my wife, it's difficult for me to keep track of my essential information. As we've been working to refinance our ...Read more »

  • How I Cut My Television Bill in Half (145 comments)

    I've had several requests lately to update my two-year quest to find cheap alternatives to cable television. In March of 2007, Kris and I were paying $65.82 for a deluxe digital cable package that we ...Read more »

  • Ask the Readers: Is It Unethical to Work a Second Job? (212 comments)

    To build wealth — or to get out of debt — you must create a positive cash flow. That is, you must spend less than you earn. One way to do this is to cut costs. Another is to increase your ...Read more »

  • How to Save $5000 a Year — As a Homeowner or a Renter (63 comments)

    J.D. is on vacation. This is a guest post from Alison Wiley, who writes about more joy and less consumption at Diamond-Cut Life. Friendly married couple, both professionals in sustainability, seeks...Read more »

  • Three Legislative Proposals That Could Have Major Consequences for Your Finances (20 comments)

    J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog. Previously at GRS, he shared the seven habits of wealth. Amidst all the financial turmoil on Wall St...Read more »

  • Ask the Readers: Are Local Banks Better Than Big Banks? (109 comments)

    Personal finance is about more than just money. People make financial choices because of emotion, of course, but they also make decisions based on their principles. Some people are guided by their fai...Read more »

  • The Cinnamon Bear: An Old-Time Radio Christmas Tradition (39 comments)

    Because I love The Cinnamon Bear so much, I post this exact same article every year on the 29th of November. If you have young children — and even if you don't — I encourage you to listen ...Read more »

  • Grocery Shopping in New Delhi (26 comments)

    This is a guest post from my friend Kris, an American writer living in India. She and her husband are in New Delhi to participate in an educational exchange program. The juxtaposition of cultures has ...Read more »

  • Three Reasons Cash is King (53 comments)

    This is a guest post from Danny Kofke, author of How to Survive (and Perhaps Thrive) on a Teacher's Salary. Times are tough. Many are finding it more difficult to stretch their dollars. I know this...Read more »

  • Personal Finance in Japan: An American View (30 comments)

    This is a guest post from Steve in Bibai, Japan. He’s offered, several times, to send some interesting tidbits about how money is handled differently in Japan. Our recent discussion about stashing c...Read more »

  • The Kiplinger’s Personal Finance 2008 “Best List” (23 comments)

    Fast on the draw, Kiplinger's Personal Finance published their "2008 Best List" earlier this month. While this is a quick and easy read in magazine form, the Kiplinger web site makes it almost impossi...Read more »

  • Bookkeeping and You: Personal-Finance Propaganda from 1947 (28 comments)

    "Let's look in on a high-school bookkeeping class," begins this short film from 1947. And when we do, we're introduced to a variety of students who have decided that bookkeeping is just what they need...Read more »

  • Phishing Scams in Plain English (32 comments)

    Internet con artists are clever. Even smart people can be duped sometimes. Even those who keep active watch against scams and schemes can make mistakes. As I checked e-mail this morning, I was baff...Read more »

  • Practice, Passion, and Patience: The Secrets to Successful Blogs (117 comments)

    In his new book, Blog Blazers, Stephane Grenier interviews 40 prominent bloggers about their secrets to creating successful — and profitable — blogs. Some of those who participated include...Read more »

  • My Family Financial History (As Told by My Mother) (28 comments)

    I'm giving a presentation at 1 p.m. this afternoon at the main downtown branch of Portland's Multnomah County Library. I plan to cover a bit of my personal history, share some of the things I learned ...Read more »

  • Can You Recommend Some Great Audiobooks? (164 comments)

    When I was working at the box factory, I had a half hour commute every morning and every afternoon. I used this time to listen to audiobooks, going through about two per month. Apparently, last wi...Read more »

  • Drama in Real Life: Burgled Again (203 comments)

    Four years ago — soon after we moved into this house — somebody broke into my car. We only have room for one vehicle in the garage, so I park on the street. One foggy February morning, ...Read more »

  • 2008 U.S. Election Results (19 comments)

    Courtesy of Google Gadgets, here's a little election-tracking widget. I'm posting this more for my own edification than anything. All of the other sites and widgets are painfully slow to load. ...Read more »

  • Back Up Your Computer to Save Time and Money (112 comments)

    Here's a public service message: Back up your computer regularly. This has more to do with your pocketbook than you might think. Not only was I sick this week, but the hard drive on my laptop crash...Read more »

  • Faces of World Poverty: 20 Arresting Photographs (34 comments)

    What do we picture when we think about poverty? What stereotypes do we have about what poverty looks like? What do they mask from us? What do they keep us from seeing? While putting together my tw...Read more »

  • Ask the Readers: How Much Cash Do You Stash? (260 comments)

    "How much cash do you carry in your wallet?" my friend Michael asked at lunch last Sunday. "I don't know," I said. "Somewhere between $40 and $100, I guess. That's how much I take out of the ATM w...Read more »

  • Burn After Reading: The $22 Movie (157 comments)

    I'm going to sound like a crotchety old man for a minute here — but it's my blog and I can write what I want. Movies are too damn expensive. One of the luxuries of working from home is that w...Read more »

  • The Millionaire Quiz (46 comments)

    How much do you know about millionaires? Kris recently had dinner with her friend Linda, who is a high school social studies teacher. As they ate, Linda bemoaned the lack of personal finance and e...Read more »

  • Which Personal-Finance Magazine is Best? (69 comments)

    Beth wrote recently looking for help: I'm a public library worker, and my library needs personal finance advice! We feel strongly that we need to keep a personal finance magazine in circulatio...Read more »

  • Simplify Your Life with a Stuff Replacement Fund (42 comments)

    One thing that prevents me from getting rid of more clutter in my life is the worry that someday, for some reason, I'll want it again. Maybe I don't use the rice cooker now, but what if I need it in t...Read more »

  • Why I Don’t Track My Net Worth (59 comments)

    Earlier today I described net worth, and asked if it were the most important number in personal finance. Many people believe that it is. For them, it acts as a motivator, a sort of "life scorecard". F...Read more »

  • The Best Salesman in the World (39 comments)

    In yesterday's links roundup, I shared the story of Joe Ades, the gentleman grafter. Ades sells vegetable peelers on the streets of New York City by day, but goes home at night to a three-bedroom Park...Read more »

  • EARN: Helping Low-Wage Workers Learn to Save (25 comments)

    It can seem impossible to get ahead when you're earning minimum wage. The idea of an emergency fund is nice, but to save for one, you must have money left at the end of the month. MarketWatch recen...Read more »

  • This American Life: Something for Nothing (20 comments)

    Kris called me down to the kitchen this morning to listen to This American Life. While she baked a molasses cake and canned applesauce, I sat at the table and took notes on the show, which featured fo...Read more »

  • How to Win the Lottery (125 comments)

    Ray Otero cannot buy a break. For the past three years, he's spent $500 to $700 a week playing the lottery, but he's only won big a few times: $1,000 once and $2,000 twice. Still he keeps playing. He'...Read more »

  • Marvelous Magazine Ads from 1904 (33 comments)

    This post contains many scanned images. Click on any detail to see a larger version. I believe that one of the best ways to reduce spending is to limit your exposure to advertising. Marketers emplo...Read more »

  • Ads Are NOT the New Online Tip Jar (37 comments)

    Seth Godin wrote today that ads are the new online tip jar. "If you like what you're reading, click an ad to say thanks," he says. On the surface, this seems like a nice gesture. Underneath, however, ...Read more »

  • 8 Tips for Saving Money on Hobbies and Pastimes (67 comments)

    Lee wrote with an innocent question about photography equipment yesterday. Little did she realize I'd already been thinking about the broader issues of her dilemma. Here's an abridged version of her m...Read more »

  • Earn Quick Cash by Participating in Medical Research and Marketing Studies (54 comments)

    I made $120 for one hour of work last week. On Tuesday, I participated in a neuroeconomics study at a nearby university. For sixty minutes, I lay inside an MRI scanner while answering questions abo...Read more »

  • Cleaning House: When Little Messes Become Big Problems (129 comments)

    Kris and I drove down to clean Mom's house last night. Over the past decade, her place has gradually been overtaken by Stuff and clutter. Since Mom is still in the hospital, we figured this was a grea...Read more »

  • The Best Advice I Ever Got: 40 Great Money Tips (28 comments)

    CNNMoney has posted a gallery of money tips from 40 "great minds", ranging from Derek Jeter to Tim Ferriss to Burton Malkiel. Each participant provided an anecdote about the best piece of financial ad...Read more »

  • Randy Pausch and The Last Lecture (32 comments)

    Last summer, Randy Pausch, a professor at Carnegie Mellon University, learned that the pancreatic cancer he was fighting had metastasized, and that he only had months to live. A few weeks later, he de...Read more »

  • Stale Checks: How Long Can Someone Wait to Deposit a Check? (78 comments)

    While running errands this afternoon, I stopped by the bank to deposit a check. All of the tellers were occupied with difficult clients. (I'm old-fashioned and go inside to make deposits for my busine...Read more »

  • The Economics of a POW Camp (15 comments)

    In a 1945 issue of Econimica, R. A. Radford wrote about the economic organization of a P.O.W. camp. Radford spent at least two years (the timeline isn't clear) as a prisoner in Italy and Germany d...Read more »

  • Financial Success Stories for the Fourth (63 comments)

    Tomorrow is Independence Day in the United States, a time for friends and family to gather and enjoy the early summer. I'm taking a l-o-n-g weekend, and won't return until Monday. If I'm lucky, I'll g...Read more »

  • Ask the Readers: How to Cope with Financial Disaster? (22 comments)

    The floodwaters in Iowa have crested and begun to recede, but they'll leave a swath of devastation in their wake. Trent at The Simple Dollar — who lives near the flooding — recently shared...Read more »

  • The Benefits of Barter (24 comments)

    This is a guest post from Andréa Coutu. So you've got big ideas but no way to pay for them: a home renovation, weekend getaway, successful business, dream dinner date, leaner body, new bedro...Read more »

  • Talking With Friends About Money (47 comments)

    We had dinner last weekend with our friends Pierre and Marcela. The food was fabulous. The conversation was good, too. Much of the time, we talked about money. If I were a rich man "If we were ric...Read more »

  • Guarding Against the Invasion of Stuff (58 comments)

    Since August, I've been on a quest to reduce the clutter in my life. Back when I was a spendthrift, I bought a lot of Stuff. Stuff comforted me. When I was buying things (even on credit), I felt wealt...Read more »

  • Share a Dream, Win a Thousand Bucks (4 comments)

    My colleagues Mark and Tim at Soul Shelter are holding a contest. They're giving away $2,000 in prizes to people who share real-life stories about balancing fortune and fulfillment. Here's more inform...Read more »

  • Current Deals and Contests from Online Banks (41 comments)

    The Get Rich Slowly online banking thread lay dormant for several weeks, but recently has bubbled back to life, with plenty of comments and feedback regarding the best internet banks. Because inte...Read more »

  • Richer Than Rockefeller: Putting Wealth in Perspective (64 comments)

    This is a guest post from Bob at ChristianPF.com. Bob writes about personal finance from a Christian perspective. John D. Rockefeller founded the Standard Oil company in 1870. He was the first ...Read more »

  • Five Tips for Effective Consumer Complaints (26 comments)

    I hate big corporations — they're bureaucratic nightmares. Three years ago, Verizon claimed that our family business had signed up for a $37.20 monthly listing in their telephone directory. ...Read more »

  • Twelve Top Personal Finance Podcasts (36 comments)

    Update: I really have started my own podcast! I've joined Jim from Bargaineering to launch The Personal Finance Hour. Please stop by and give it a listen... Occasionally I toy with the idea of crea...Read more »

  • The Outrageous Cost of Storing Stuff (110 comments)

    I have too much Stuff. Odds are, you do too. In fact, Americans own so much Stuff that they don't have room to store it all. Our basements and attics are full. Our garages and workshops are overflowin...Read more »

  • Money and Values: The Ecology of Commerce (66 comments)

    Over the weekend I posted a flippant note about saving money on milk. I hoped to spur conversation about unit pricing, but it led instead to a comparison of milk prices around the U.S. and Canada. Thi...Read more »

  • Ask the Readers: Energy Conservation Tips? (76 comments)

    Dan wrote with a question unlike any I've received before. He lives in Alaska, where the residents of Juneau have been confronted with a sudden energy crisis (more here). Here's Dan's story: I am...Read more »

  • Ask the Readers: What If Somebody You Know Steals Your Identity? (111 comments)

    Recently in the Get Rich Slowly discussion forums, SouthernGent posted a perplexing problem. Here's his story: My wife and I have been debt-free for over three years now, meaning no credit card d...Read more »

  • Negotiate Once, Save Thousands Every Year (22 comments)

    This is a guest post from Jason, who is the author of World Fitness Network, a blog that will teach you how to lift weights, live strong, and change the way you look and feel. Sometimes a few simpl...Read more »

  • How to Turn $500 into $7 the Hard Way (91 comments)

    Back in our young and foolish days, Kris and I bought an encyclopedia set from a door-to-door salesman. This was in 1995, at the very cusp of the digital age. We had been on the internet for about a y...Read more »

  • A Meeting of Minds: Ten Personal Finance Bloggers Talk About Money (15 comments)

    Yesterday I attended a workshop in San Francisco devoted to personal finance and personal finance tools. This gathering — sponsored by Strands, Expensr, and NetworthIQ — brought together a...Read more »

  • When the Going Gets Tough, Get Back to the Basics (29 comments)

    I've posted several stories about national economic woe recently. In real life, I've had conversations with a few of my friends about the mortgage mess, about recession and a possible bear market, and...Read more »

  • An Introduction to Time-Banking (75 comments)

    In this guest post, Loretta B. describes a unique way to build social capital and to save money. Two weeks ago my boyfriend and I enjoyed a rare night out on the town. We dressed up in our best clo...Read more »

  • Possessed: People Who are Ruled by Stuff (38 comments)

    When I was a boy, I hoarded Stuff. I had what my parent's called a "rat's nest", a closet full of the Stuff I'd gathered. Why did I hoard Stuff? Was it because we were poor and I wanted to own things?...Read more »

  • The Official GRS Referral Swapping Thread (379 comments)

    For the past year, I've maintained a list of the best online high-yield savings accounts. (I just updated that article with several new banks and with current rates, by the way.) Active participant...Read more »

  • Home-Made Treats for Backyard Birds (19 comments)

    This is a guest post from my wife. If there's one area of our household budget where frugality goes out the window, it's the birds. There's a large picture window over our kitchen sink, and I l...Read more »

  • Energy Star: Saving Money Through Energy Efficiency (12 comments)

    If you've bought a major appliance in the U.S. during the past decade, you've probably noticed the government-issued Energy Star certification. Energy Star is a joint program of the U.S. Environmental...Read more »

  • How to Handle a Door-to-Door Salesman (179 comments)

    On Saturday morning, a young man knocked at our door. He wanted to sell us new windows. Kris tried to brush him aside gently, but he was persistent. He didn't leave until he'd scheduled an appointment...Read more »

  • What To Do About Stolen Mail? (104 comments)

    When I came home on Wednesday, there was no mail in our mailbox. That seemed strange, but it happens sometimes. I didn't think much about it. Tonight, though, we realized we were missing our latest...Read more »

  • Super Tuesday Election Results (23 comments)

    It's a huge day in the United States: the biggest day in the primary election season, "Super Tuesday". It's fascinating that there can be such huge swings in voter opinion from state to state. (Compar...Read more »

  • Ads I Hate: Athletic Clubs (81 comments)

    For the past few months, a gym to which I used to belong has been sending me "special offers" in an attempt to entice me to return. Because I've begun focusing on fitness, these almost work. But so fa...Read more »

  • “Simplify, Simplify!” — In the Footsteps of Thoreau (19 comments)

    This is a guest post from Mark Cunningham, one of the co-authors of The Prosperous Peasant. Cunningham is a member of the Woodstock Writers Guild, the monthly writing group to which I belong. In my...Read more »

  • Money Talk at the Barber Shop (24 comments)

    I went to get my haircut yesterday. Wayne, my regular barber, wasn't in, so I drew the new guy, Richard. "So what do you do?" Richard asked as he tied the apron around my neck. I smiled. "I'm a ...Read more »

  • The Cinnamon Bear: An Annual Holiday Tradition (36 comments)

    This is a rare "re-run" at Get Rich Slowly. Because I love The Cinnamon Bear so much, I plan to post this every year on the 29th of November. If you have young children — and even if you don't &...Read more »

  • Day of Thanksgiving: Holiday Thoughts from 1951 (4 comments)

    It's Thanskgiving Day in the United States — my favorite holiday. Here's a video from 1951 that celebrates Thanksgiving. While it's a little schmaltzy — and filled with lots of not-so-subt...Read more »

  • Brief Thoughts on Modern Entertainment (30 comments)

    Over the past week, readers have sent me a lot of comments and questions related to a trio of products: the Amazon Kindle, Marvel Digital Comics Unlimited, and the Wii Virtual Console. Though none of ...Read more »

  • Ads I Hate: Life Takes VISA (71 comments)

    My first two "Ads I Hate" posts seem to have struck a nerve (1, 2). You folks really hate the consumerist mentality these ads promote. From the e-mail and comments I received, it seems that you especi...Read more »

  • Beating the High Cost of Weddings: How We Did It, and How You Can Too (95 comments)

    Think you need to spend a fortune to tie the knot? It's just not so. Kris and I got hitched for a couple grand in 1993. In this guest post from JerichoHill, he explains how he kept costs down for his ...Read more »

  • Beware of Citibank’s Retroactive Late Fee (46 comments)

    Here's one way for banks to compensate for their losses during the subprime lending debacle: screw their other customers. GRS reader Morydd shared a scary story in the discussion forums. His wife has ...Read more »

  • The Costco Trade-In and Recycle Program for Old Electronics (17 comments)

    I used to collect computer components. While doing computer consulting in my spare time, I accumulated a room full of hard drives, computer cases, video cards, and monitors. At first it made me feel w...Read more »

  • Using Quicken to Analyze and Correct Bad Spending Habits (33 comments)

    Comic books have always been one of my money demons. Geeky, but true. I used to buy the actual comic magazines: Superman, Spider-Man, X-Men. As an adult, however, I graduated from spending just a buck...Read more »

  • Banker to the Poor: Micro-Lending and the Battle Against World Poverty (30 comments)

    "Poverty does not belong in a civilized human society. Its proper place is in a museum," writes Muhammad Yunus near the end of Banker to the Poor: Micro-Lending and the Battle Against World Poverty. "...Read more »

  • Classic Cat – The Free Classical Music Directory (6 comments)

    When I was a boy, my father liked two types of music: Neil Diamond and classical. Unsurprisingly, as an adult I've come to love both. Classical music can be expensive, though, especially if you do...Read more »

  • An Introduction to Financial Archaeology (37 comments)

    Despite past financial failings, I've always had at least one good habit: I save every receipt, bill, statement, invoice, and memo that I receive. For nearly fifteen years I've used the same low-t...Read more »

  • Ads I Hate: Good Parents Buy (28 comments)

    Like everyone, I see a lot of ads. Some are obnoxious, but I try not to let them bother me. I was reading an article at USA Today earlier in the week, though, and the following ad made me blow a gaske...Read more »

  • Why I Love the County Fair (9 comments)

    It's the middle of August, which means that my hometown is playing host to the county fair. I've always loved the fair. As a boy, I loved it for the rides and attractions: the Ferris wheel, the Sp...Read more »

  • Purge Clutter with a De-Accumulation Bag (35 comments)

    Megan P. dropped me a line over the weekend to follow-up on our discussion of Stuff, writing: Raised by a packrat, Stuff drove me crazy. Until a few  years ago, this was the solution: keep a bag...Read more »

  • The True Cost of Souvenirs (65 comments)

    As you read this, I'm wending my way back from New York to Portland. I probably have some souvenirs with me. In this guest-post from Nina at Queercents, she discusses why souvenirs aren't a good idea....Read more »

  • What Developing Nations Can Teach Us About Personal Finance (117 comments)

    This guest post from Terry M. contains strong language. Most readers of this blog are from the United States, Canada, or the United Kingdom. We have an extraordinarily high standard of living compa...Read more »

  • Small-Town Personal Finance (35 comments)

    I've been saving this post for several months, waiting for a time to share it. After Penelope's guest-post yesterday about moving to a smaller city, I figured now was the time. I grew up in a small...Read more »

  • Why Religion is an Important Part of Personal Finance (211 comments)

    This is a guest-post from Free Money Finance. J.D. is on vacation in Europe. This guest-post has had some very passionate comments. I felt it appropriate to reference J.D's thought on the matter i...Read more »

  • Some Brief Thoughts on Life and Death (31 comments)

    My cousin Ron died of cancer last Sunday. He was 47. I spent much of the past two days preparing a video presentation for this afternoon's memorial service. After scanning and processing scores of pho...Read more »

  • Make Mine Freedom: Economics Lessons from 1948 (4 comments)

    Zaphod passed along an old John Sutherland propaganda film extolling the virtues of capitalism and the evils of socialism. It's my patriotic duty to post it today. This is more about politics a...Read more »

  • The Debt to Pleasure: What is the Cost of Fun? (50 comments)

    Last weekend, I played paintball for the second time in my life. I had great fun charging through undergrowth, hiding behind logs, and shooting my friends at close range. Paintball is a blast, but I'm...Read more »

  • Carnival of Personal Finance: Greatest Hits Edition (69 comments)

    Welcome to the second anniversary edition of the Carnival of Personal Finance! Howdy, all you crazy cats. This is deejay J.D. coming at you with all the latest, greatest sounds on wax. I'll be spi...Read more »

  • Convenience Store Economics (64 comments)

    I stopped by the 7-11 yesterday for the first time in years. I was thirsty and wasn't willing to wait until I got home for a glass of water. I grabbed a $1.59 bottle of Aquafina and headed to the chec...Read more »

  • How Class Works (31 comments)

    Are you upper-class or lower-class? Someplace in between? The New York Times has an interactive graphic that explains how class works. While there are many characteristics that could be used to des...Read more »

  • The Problem with the Bank of Mom and Dad (39 comments)

    An anonymous poster at AskMetafilter wonders should parents finance grad school? Should parents help their children pay for grad school if they can afford it? My parents are divorced, but both are ...Read more »

  • Personal Finance on Film: The Farmer’s Wife (34 comments)

    "It makes me feel so greedy and selfish to see these people struggling, almost losing it all, over a $100 debt, and I go out and spend $100 on yarn." — Kris, while watching The Farmer's Wife las...Read more »

  • Deep Economy: The Wealth of Communities and the Durable Future (9 comments)

    Here is a guest-post from RH Bee of Finance for Fun. In the forums, RH asked: "How come I rarely come across posts that have to do with the ecology in the personal finance blogs I read? I mean they ta...Read more »

  • More Money: 5 Ways to Earn Extra Cash in Your Spare Time (65 comments)

    The discussion yesterday about how to earn money when you've lost your job got me thinking about ways to earn extra income outside regular employment. None of these are quick fixes, but they're ways t...Read more »

  • No Impact Man: Save Money, Save the Earth (24 comments)

    Maybe it's because I grew up poor in rural Oregon. Maybe it's because I love adventure fiction (you know: "man against nature"). Maybe it's because I have a lot of my father in me. For whatever reason...Read more »

  • Financial Tips for Overseas Travel (45 comments)

    Kris and I will make our first trip overseas later this year; her parents are taking us to England and Ireland. We're excited, but also a little apprehensive. For one thing, the exchange rate isn't ex...Read more »

  • Free Paper Shredding Tomorrow (Saturday, April 28th) (7 comments)

    In the forums, Brad points out that Shred-it, a document shredding company, is offering its services for free at dozens of sites around the U.S. tomorrow. According to the company's site: Shr...Read more »

  • Ask the Readers: How Much Should I Spend on an Engagement Ring? (176 comments)

    Jim N. writes with a question that most frugal young gentlemen eventually face. How much should I pay for an engagement ring?  I realize that the ideal answer is, "Don't spend a lot on the ring b...Read more »

  • Common Money Mistakes and How to Correct Them (3 comments)

    Everyone makes mistakes — it's a part of being human. But it's those who learn to minimize their mistakes who are able to fight debt and to build wealth. Paul L. forwarded a Reuters article by L...Read more »

  • 7 Essential Skills to Protect Yourself from Scammers (19 comments)

    Sabino sent me an MSNBC article about the unfolding subprime lending crisis. The piece provides a glimpse at the deceptive practices used to prey on people like Kerrie Russo, who chose to refinance he...Read more »

  • What Should a Billionaire Give, and What Should You? (56 comments)

    "Why is it that giving money is good?" Plonkee asked in the newly-revived Get Rich Slowly forums. Brad replied citing a December 2006 article from the New York Times Magazine: "What should a billionai...Read more »

  • ING Direct (now Capital One 360) Financial Literacy Writing Contest and Grants (3 comments)

    Chris wrote to tell me that ING Direct has launched two programs designed to increase financial literacy. One of the programs targets writers, the other targets teachers: The Adventures in Saving w...Read more »

  • Dumb Things I Sometimes Do (34 comments)

    I've made great progress with my personal finances over the past year. I am paying off debt. I established an emergency fund. I even opened a Roth IRA. But I'm not out of the woods yet — I still...Read more »

  • Which Online High-Yield Money Market & High-Interest Savings Account is Best? (1761 comments)

    Savings Account Rates Updated Version of Original Post Below The rates on this page are current as of the dates specified below. Rates are low right now, but they'll rise as the economic crisis ...Read more »

  • The Secret of Wealth and Happiness (18 comments)

    It's a beautiful day here in Portland. The sun is shining. The camellia and magnolia are in bloom. The cherries are resplendent in white and pink. The birds and squirrels frolic in the yard while ...Read more »

  • Reader Story: Tackling Debt Through Volunteer Work (8 comments)

    An anonymous reader sent the following story about the approach she is taking to tackle her debt. First I need to point out that this won't work for everyone. I only have a two-year degree from a c...Read more »

  • The New Math: Cheap Alternatives to Cable Television (148 comments)

    Here's one of my dark financial secrets: even as I write about saving money by asking for rate reductions or cancelling services you don't use, even as I post guest entries about the evils of televisi...Read more »

  • WeJustGotBack: A Site for Travelers (11 comments)

    Lori wrote to point out a site designed to help people save money on travel: I'm always on the lookout for ways to save money on travel, since I have three kids and, while we like to get away, it i...Read more »

  • Don’t Watch the Super Bowl Just for the Ads (23 comments)

    Super Bowl XLI will be played in south Florida this Sunday. Millions of Americans will watch the game on television — more than 90 million people tuned in last year. But not all of them will be ...Read more »

  • A Brief History of Money (1 comment)

    Rhetorical Device has published an article entitled "A Brief History of Money" which answers some questions I've had lately. The piece provides an overview of the history of financial exchange, includ...Read more »

  • Custom Movie Listings with RSS (15 comments)

    Kris and I went to see The Queen yesterday at a local second-run movie house. It's an older theater, and it reminds me of the places we used to go when I was a kid. It's clean, cozy, and the snack...Read more »

  • The Cost of Customer Loyalty (21 comments)

    For the past few months, I've made a point to buy gas at a nearby Chevron station because they gave me a customer loyalty card. After I fill up my tank ten times, I'll receive a free "gold" car wash (...Read more »

  • Carnival of Personal Finance: Financial Superheroes Edition (42 comments)

    Greetings, true believers! Your mission, should you decide to accept it, is to read these exciting tales of adventure from your favorite financial superheroes. Ninety-two people submitted money ta...Read more »

  • Win a Free Consultation with a Financial Planner (0 comment)

    Ben from Money Smart Life is holding a contest. He's offering a one-hour consultation with a certified financial planner, which is the perfect way to kick-start your 2007. I teamed up with a financ...Read more »

  • What’s Up 2007: 365 Days of Skywatching (1 comment)

    In September, I wrote about getting started with naked-eye astronomy, a fantastic cheap hobby. I mentioned a free eBook containing things to see on every night of the year. The new edition, What's Up ...Read more »

  • Manage Your Finances Like a Professional Gambler: Small Things Add Up (60 comments)

    Here's a guest entry from Tynan. This is the first of a series of posts about how a professional gambler looks at money. Look for additional installments in coming weeks. I was eighteen, and a fres...Read more »

  • Reduction Quest: How to Save at the Money Game (9 comments)

    Darin has made a game out of saving money. Twice a year he sits down with his bills and tries to see how much he can save. Here's his story. Each year between Christmas and New Years Day, I sit dow...Read more »

  • The Night That Mama Cried While Angels Sang (1 comment)

    Here's a guest-post from my cousin, Mrs. Darling. She previously shared information on how to raise a family on one income (part two). This story is set ten years after my aunt's six-dollar Christmas ...Read more »

  • The Gift of the Magi by O. Henry (6 comments)

    I first heard this story when I was a young boy, sitting in church on a Christmas morning. It left a lasting impression. One dollar and eighty-seven cents. That was all. And sixty cents of it was i...Read more »

  • Should You Invest Like Your Congressman? (9 comments)

    Do you believe that politicians act in their own best interests? Do you believe that they're likely to implement laws that help their aims rather than hurt them? What if you knew in which companies yo...Read more »

  • The Cinnamon Bear: A Christmas Tradition (18 comments)

    Holiday traditions don't have to be expensive. Some of the best traditions don't cost anything at all. When I was a boy, Christmas meant The Cinnamon Bear. During the weeks before Christmas, a Port...Read more »

  • Free Foreign Language Courses (14 comments)

    Dumb Little Man points to a source of free foreign language courses online: FSI Language Courses [is] the home for language courses developed by the Foreign Service Institute. These courses were de...Read more »

  • Be Thankful for Your Wealth (3 comments)

    Thanksgiving is a day to pause and reflect upon the blessings in your life. It's a day to consider just how fortunate you are. Make no mistake — if you're reading this, you're among the world's ...Read more »

  • Reader Survey: How Do You Cope with a Limited Income? (42 comments)

    Most of us have been there at one time or another: stuck at minimum wage, hog-tied by a fixed income, or working a crap job fresh out of school. Some find themselves living in a city where the cost of...Read more »

  • Personal Finance Breakdown: New iPod (24 comments)

    Personal finance is a journey. Each of us makes wrong turns along the way. Nobody's perfect. We all have weaknesses — one of mine happens to be technology. Yesterday I succumbed to a long-term u...Read more »

  • Off-Topic: Favorite Book Openings (7 comments)

    And now for something completely different... JLP posted a fun question at All Things Financial: "Is there an opening paragraph or two of a particular book that stands out to you?" JLP cites the in...Read more »

  • AskMetafilter Roundup (1 comment)

    It's no secret that I'm a huge fan of AskMetafilter. Many AskMe users post money questions, such as this recent batch: Total beginner to investing and finance, researching how to start investing ma...Read more »

  • A Collection of Reader Contributions (1 comment)

    I have several reader-submitted items languishing in my mailbox. Rather than let them grow stale, I've grouped them into a single entry. Sean Blanda at College v2 is starting his "College Money...Read more »

  • Follow-Up on Casey Serin, the Man Who Would Be Rich (33 comments)

    Last Friday I wrote about Casey Serin, the young man who is deep in debt because of risky real-estate investments. He's blogging about his predicament at iamfacingforeclosure.com. Casey stopped by Get...Read more »

  • A Little Halloween Treat (3 comments)

    I wrote previously about my love for The Teaching Company, an outfit that provides college-level lectures on tape and compact disc. If you're curious about the company, but want to know more, here's a...Read more »

  • Open Thread #2 – Extreme Money Stories (12 comments)

    Enough about me — let's hear about you. I want you to tell your most amazing money story. Be anonymous if you must. Have you ever won the lottery? Sold encyclopedias door-to-door? Met Warren ...Read more »

  • Are You Normal About Money? (13 comments)

    How much do families spend on food? How much has the average person saved for retirement? Do others balance their checkbooks every month? Every week? Every day? When shopping for homes, how much time ...Read more »

  • Basic Tips on Tipping: How Much and To Whom? (456 comments)

    Every time I get my hair cut, I'm faced with a dilemma — should I tip the barber or not? I usually get my hair cut in a small-town shop. I tip $2 on a $12 haircut. If I get to hear stories about...Read more »

  • O, Cruel Fate, Why Do You Mock Me? (17 comments)

    In a twisted irony, the CD drive on my PowerBook just choked. The machine is two years old. I don't have an extended warranty. Some sort of gasket inside the slot-loading drive seems to have come ...Read more »

  • Open Thread #1 (13 comments)

    It's a busy weekend for me — let's experiment with an open thread. Anything goes. Here are some quotes about money to stir the juices: "You cannot motivate the best people with money. Money i...Read more »

  • Fortune’s Fools: Why the Rich Go Broke (0 comment)

    Have you ever wished you were rich? Have you ever believed that your money problems would disappear if you had more money? Have you ever told yourself that you'd be able to shake your debt, shake your...Read more »

  • Are We Set Up for Financial Failure? (15 comments)

    Amber at Yellow's Green worries that her generation is "set up to fail financially from the get-go". She believes a variety of factors stack the odds against today's youth: A lack of financial ed...Read more »

  • The $20 Theory of the Universe (7 comments)

    In his most recent I Will Teach You to be Rich newsletter, Ramit Sethi shared a link to an article entitled "The $20 Theory of the Universe" [pdf | html]. Author Tom Chiarella's premise is: A twent...Read more »

  • The Boing Boing Digital Emporium (0 comment)

    Pop-culture megablog Boing Boing has launched an interesting venture: the Boing Boing Digital Emporium. This site features low-cost digital products with no digital rights management. One of the first...Read more »

  • An Introduction to Homesteading (74 comments)

    I am a huge fan of simple living and of the do-it-yourself ethic. It's no surprise then that I am fascinated by homesteading, the lifestyle of "agrarian self-sufficiency". This article was written for...Read more »

  • Interviewed by the Money Blogger Podcast (2 comments)

    I'm pleased to be this week's guest on the Money Blogger Podcast. (What is a podcast?) In the interview, host Scott Ahlberg and I discuss personal finance, including the history of debt in the United ...Read more »

  • Where Were You When You Heard About 9/11? (30 comments)

    There's no way I can write about personal finance today. My mind won't go there. It's stuck in remembrances of five years ago. It was about 7:10 a.m. Pacific. I had just arrived at work. One of my ...Read more »

  • The American Dream (10 comments)

    Couple Dreaming of Their Future in the Stars by Constantin Alajalovcover to The Saturday Evening Post, 15 August 1959...Read more »

  • Cheap Hobbies: Getting Started with Naked-Eye Astronomy (6 comments)

    We lived in the country when I was a boy, far from the city lights. My father would take me outside at night and point to the stars. "That's Orion," he'd say, and he would help me trace The Hunter's o...Read more »

  • An Introduction to Beekeeping (10 comments)

    I accidentally posted this fun little entry for a couple hours last week; it was meant for today. My wife and I grow vegetables, fruit, nuts, and berries. We've considered getting goats. And deep i...Read more »

  • Money and Values: Voting With Dollars (12 comments)

    My high-school history teacher refused to buy bananas. We thought he was crazy, but he didn't care. "You don't understand the conditions bananas are picked under," he told us. "Those people are like s...Read more »

  • The Politics of Personal Finance (8 comments)

    Thrift, frugality, and investing are pursuits that cross political, religious, and social boundaries. Regardless of your ideology, sound personal finance habits can help you live a better life. The...Read more »

  • Get 10% Off New Books While Helping Charity (0 comment)

    Last month, Get Rich Slowly readers pledged $964 for First Book, a charity that gives children from low-income families the opportunity to read and own their first new books. First Book wrote to share...Read more »

  • How Bartering Can Save You Money (6 comments)

    When I was a boy, we had a parrot. Sammy was a yellow-headed Amazon and quite a character. He had a wide vocabulary and an uncanny intelligence. He was a rascal. During one particularly bleak perio...Read more »

  • Make Some Noise to Save Some Money (6 comments)

    This is a guest post from Stephen A. Smith. When I was hired as a sales clerk in a record store, my boss said something to me that I'll never forget. "Nobody has ever been fired from this company f...Read more »

  • Ain’t We Got Fun? – The Dawn of the Age of Credit (11 comments)

    Have you ever wondered how we became a nation of debtors? When did credit become something we take for granted? Here's a passage from a book called Ain't We Got Fun? that reveals how credit rose t...Read more »

  • Beggars on the Streets of San Francisco (42 comments)

    We were walking up Columbus to breakfast this morning. As we came to a corner, a well-dressed Asian man came out of a coffee shop carrying two steaming cups. A gaunt beggar stepped toward him and held...Read more »

  • Frugal Tendencies on Vacation, Day One (21 comments)

    I'm in San Francisco. This is the first vacation I've taken since developing a frugal mindset. It's tough for me to let loose. My pennypinching ways are causing me pain. For example, we drove to Sa...Read more »

  • Carnival of Personal Finance #60 (20 comments)

    Get Rich Slowly is proud to host the sixtieth Carnival of Personal Finance. The Carnival is a digest of personal finance blogs. A different site hosts the event each week. Writers submit their bes...Read more »

  • How to Get Better Customer Service (4 comments)

    I hate dealing with bureaucratic corporations. Their customer service is a joke. Even dealing with small companies can be a challenge. But I'm slowly learning how to coax good customer service out of ...Read more »

  • GRS Reader Success Stories (5 comments)

    I love financial success stories. It's fine to read about Warren Buffett, but I get more excited when I read about people like you and me who are shaking off debt, starting businesses, or learning to ...Read more »

  • Revenge of the Absurdly Cool Freebie Finder (1 comment)

    Several weeks ago I mentioned the Absurdly Cool Freebie Finder, which highlights the best offers from freebie sites around the web. Andrew Cantino reports that he's made some updates: Freebie Fin...Read more »

  • How to Haggle (12 comments)

    Some people know how to haggle. They're able to bargain with shopkeepers in order to save a few bucks on pair of shoes, a book, or a piece of furniture. I've never haggled before except at garage sale...Read more »

  • Ten Financial Urban Myths (33 comments)

    MSN Money has a list of ten financial urban myths. Do you believe any of the following? If so, it may be time to change your mind. You can float a check longer if you use red ink. The color of in...Read more »

  • The Hidden Fee Economy (11 comments)

    The Boston Globe published an interesting article on what they term "the hidden economy", the proliferation of unexpected charges that catch consumers unaware. [The printer is] one of the most comm...Read more »

  • Plan for Saving One Hundred Thousand Pounds (1 comment)

    (by Benjamin Franklin in Poor Richard's Almanac, 1756) As I spent some weeks last winter in visting my old acquaintance in the Jerseys, great complaints I heard for want of money, and that leave to...Read more »

  • Spend Less and Live More with a Volunteer Vacation (7 comments)

    At Yahoo!Finance, David Bach (author of Start Late, Finish Rich) offers four tips for vacations that give more. According to nonprofit consumer education organization the Myvesta Foundation, the a...Read more »

  • Personal Finance Mags for Twentysomethings? (7 comments)

    Two recent AskMetafilter questions wonder where the hip personal finance magazines are. One poster asks: I was wondering if anyone knows of any magazines that are about money and investing for peop...Read more »

  • More Cheap Travel: Where the Hell is Matt? (2 comments)

    As a follow-up to the recent reader question about cheap world travel, check out Where the Hell is Matt? Matt is a 29-year-old deadbeat from Connecticut who used to think that all he ever wanted ...Read more »

  • Ask For What You Want (0 comment)

    Ramit at I Will Teach You to Be Rich writes about a friend who saved on ATM fees just by asking: I was just talking to my friend, who recently moved to New York [...]: She'll be there for a few m...Read more »

  • Parent Hacks (1 comment)

    Are you frugal? Do you have young children? Could you use some tips on how to make parenting less work and more fun? Parent Hacks is a "collaborative weblog of practical parenting wisdom". In other wo...Read more »

  • Free Comics from the Federal Reserve (3 comments)

    Many frugal folks are geeks at heart. Now you can indulge both sides of your personality with comic books from the Federal Reserve Bank! The Federal Reserve Bank of New York has been publishing e...Read more »

  • Choosing an Internet Bank (5 comments)

    Many people have begun switching some or all of their accounts to online banks. This AskMetafilter user is looking for a great internet bank. I have an account with ING, and they're fine, but I'd...Read more »

  • Twenty Things Everyone Needs to Know (9 comments)

    The Independent (UK) has a summary of twenty things everyone needs to know, with explanations provided by experts. How to change a tyre (or a tire, for us yanks) How to sleep How to build a fir...Read more »

  • Spare Change #4 (1 comment)

    I've gathered several good stories during the past week, not all of which are related to personal finance. I don't have time to write about them all — I'm suffering from an embarrassment of rich...Read more »

  • Reader Question: Cheap World Travel? (20 comments)

    In a recent entry on life after graduation, one tip was to "see the world". A Get Rich Slowly reader commented: I belong to that 93% of students who wanted to study abroad but didn’t. I’d love ...Read more »

  • Absurdly Cool Freebie Finder (3 comments)

    The absurdly cool freebie finder is: ...an automated free stuff aggregator. I've designed it to collect free stuff offers from top freebie sites, while filtering out most scams and referral pyramid...Read more »

  • How to Win Something from a Claw Machine (17 comments)

    And now for something completely different... While waiting for my wife to finish an errand today, I found myself staring at a claw machine. You know the ones: brightly-lit cabinets filled with stu...Read more »

  • The Frugal Photographer (6 comments)

    Expensive hobbies and a frugal lifestyle can be tough to balance. Few hobbies are more expensive than photography. So what's a frugal photographer to do? The three best cheap things you can do to impr...Read more »

  • Couples and Their Cash (0 comment)

    What do couples fight about more than anything else? Sex. But what's a close second? Money. USA Today is running a seven-week series of articles about relationships and finances. Each week the pape...Read more »

  • Spare Change #3 (0 comment)

    There have been many great personal finance bits on the web the past few days. Here are a few of my favorites: My wife succumbed to a high-pressure car salesman when I was out of town. Help me ge...Read more »

  • Women’s Institute of Financial Education (1 comment)

    If you liked the yesterday's post about 12 Financial Tips for Women, check out WIFE — the Women's Institute of Financial Education. Women face tremendous challenges as they move through life's tr...Read more »

  • Protect Yourself from Spam and Phishing (0 comment)

    Here's a tip to help keep your money safe. Do you know the difference between e-mail and spam? Can you spot phishing scams? Most of us think we can, but we're actually quite poor at it. John Graham...Read more »

  • My eBay Method: 13 Steps to Profitable Auctions (71 comments)

    A few weeks ago I linked to Stephen Smith's guide to selling stuff on eBay. Today I'll share some tips of my own. In February I sold $1500 of geek goods to raise money so that I could make accelera...Read more »

  • 10,000th Shoplifter Gets a Parade (1 comment)

    Here is one way not to get ahead: shoplifting. A Dutch store owner, sick of shoplifters, decides to give the 10,000th shoplifter a big prize, including party hat, cake and an in-store marching ...Read more »

  • Ten Garage Sale Tips (17 comments)

    We're in the midst of the annual neighborhood garage sale, which makes it difficult to find time to post. I have drawn up some garage sale tips, though. This isn't everything you need to know, but it'...Read more »

  • Coins Cost More to Make Than Face Value (4 comments)

    I guess this news shouldn't be surprising. It had to happen sometime. For the first time in U.S. history, the cost of manufacturing both a penny and a nickel is more than the 1-cent and 5-cent valu...Read more »

  • Ask SmartMoney: Rollover IRAs, Auto Leases, Kids’ Savings (1 comment)

    The latest Ask SmartMoney column features a set of interesting questions. First: I have $10,000 in an old 401(k). I'd like to roll over the account to an IRA and then maybe a Roth. What should I lo...Read more »

  • Spare Change #2 (0 comment)

    A quick round-up of personal finance articles from around the web:How to buy a cheap seat in first classTen ways to protect yourself from high energy pricesHow to survive having your identity stolenGe...Read more »

  • Money Changes Everything (2 comments)

    Yesterday's New York Times style section featured an article by Jennie Yabroff entitled Money Changes Everything (NYT registration may be required). If, as Samuel Butler said, friendships are like ...Read more »

  • Oregon Master Gardeners Plant Sale (2 comments)

    Just a reminder to all Portland-area readers that the Oregon Master Gardeners will be holding their annual plant sale this Saturday and Sunday. Every spring [we hold] a spectacular garden fair at ...Read more »

  • Forever Stamps (4 comments)

    The US Postal Service has proposed a stamp rate increase that would increase the cost of a first-class stamp from 39 cents to 42 cents in the spring of 2007. That's not surprising. What is surpris...Read more »

  • Free User Manuals For Electronic Equipment (1 comment)

    Users Manual Guide is an on-line database of hundreds of user manuals for electronic devices: Panasonic air conditioners, Sharp microwave ovens, CASIO calculators, Motorola phones and more. The next t...Read more »

  • How to Sell on eBay (3 comments)

    Cribnotes has created a guide to selling stuff on eBay. (Which, in turn, is an outgrowth of his eBay FAQ.) I recently sold a couple of thousand dollars worth of old books and games using the methods h...Read more »

  • Ten Steps to Greater Happiness (3 comments)

    Money can't buy you love. It can't buy you happiness either. Hedonistic Adjustment and Seattle Simplicity have linked to a wonderful paper outlining the road to happiness. This paper is from an inv...Read more »

  • Spare Change #1 (0 comment)

    Here's a brief roundup of some personal-finace related stories: Maxed Out is a new film that explores America's addiction to credit cards. Newseek takes a look at the movie and talks with the fil...Read more »