Honey Smith

Honey Smith

Staff Writer

Honey Smith has been reading GRS since at least 2008, right when she got her first “real” job and started getting serious about finances. She and her husband Jake are in their mid 30s and recently bought a home together. Currently, she manages graduate programs at a large state institution, and he is an attorney at a mid-sized firm.

Between them, they have paid off approximately $30,000 in consumer debt since she started writing for GRS in 2012. However, they still have nearly $200,000 of student loan debt, so she will continue to chronicle their debt-paydown journey. In addition to personal finance, Honey is interested in vegetarianism and cooking, gardening (despite living in the desert and having a black thumb), issues in higher education (including the student loan bubble and the slow death of tenure), and animal rights; however, her heart lies with fantasy novels, trashy TV, and Skyrim.

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Recent Posts
Real-life case study: Should I save money or pay off debt?
This article is by staff writer Honey Smith.

An issue was raised in the comments of my recent post, Celebrating One Year of Homeownership. In that post, I mentioned that we currently have over $30,000 in liquid savings. At least one reader felt that, with our level of debt (currently over $390,000), that this was an excessive amount and instead we should pay down some of our debt. So I thought that this was…

What is COBRA insurance? (and other frequently asked questions)
This article is by staff writer Honey Smith.

Next week marks my two-month anniversary at my new job. Huzzah! In addition to celebrating my new, higher salary, I am also feeling simultaneously challenged and less stressed. I feel challenged because my new job is in an entirely different industry than my former position. But I’m definitely less stressed because the performance expectations are reasonable and my colleagues are fun and friendly. I may even…

How are you preparing financially for June celebrations?
This article is by staff writer Honey Smith.

My Facebook feed is full of good news these days. This is wonderful news for my friends and family, of course. It’s not necessarily good news for my wallet. “Christmas in July” and of course the actual holiday season aside, it seems to me that June is one of the most festive times of year. Think about it — you’ve got: Engagements Bridal showers Bachelor/bachelorette parties…