Honey Smith

Honey Smith

Staff Writer

Honey Smith has been reading GRS since at least 2008, right when she got her first “real” job and started getting serious about finances. She and her husband Jake are in their mid 30s and recently bought a home together. Currently, she manages graduate programs at a large state institution, and he is an attorney at a mid-sized firm.

Between them, they have paid off approximately $30,000 in consumer debt since she started writing for GRS in 2012. However, they still have nearly $200,000 of student loan debt, so she will continue to chronicle their debt-paydown journey. In addition to personal finance, Honey is interested in vegetarianism and cooking, gardening (despite living in the desert and having a black thumb), issues in higher education (including the student loan bubble and the slow death of tenure), and animal rights; however, her heart lies with fantasy novels, trashy TV, and Skyrim.

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Recent Posts
10 ways to maximize your end-of-year finances
This article is by staff writer Honey Smith.

Oh, 2015, where did you go? It seems only moments ago it was time for New Year’s resolutions, and now here we are again. With only a month left before another year is behind us, you may be wondering how best to maximize this year’s finances. Well, look no further! 1. Prepare for taxes. Hopefully, you’ve already started to put the year-end tax-planning 2015 checklist to…

4 things to do before you ask for a raise
This article is by staff writer Honey Smith.

It’s the most wonderful time of the year — no, not the holidays — performance-review season at work! Now is when many employers evaluate their employees’ contributions to the organization’s mission and bottom line, and then make decisions about raises, bonuses, and promotions accordingly. So it’s a great time to ask for a raise. But if you aren’t able to make a good case for yourself,…

Student loan repayment and the ethics of personal finance

[This is the third installment in a series examining repaying student loans. Part I was a best practices guide for repaying student loans. Part II discussed an alternative payment plan, Revised Pay As You Earn or REPAYE.]

This article is by staff writer Honey Smith.

Quick Links How is AGI determined? How can I lower my AGI? Is it ethical to artificially lower my AGI? Is it smart to artificially lower my AGI? In…