Choices
Archived Posts from this Category
- Stimulus Programs: Cash for Buyer’s Remorse?
- How Much House Do You Need?
- Do What Works for You
- Large Amounts Matter Too
- The Pitfalls of Buying in Bulk
- The Paradox of Choice and the Dangers of Perfection
- Should You Stop Funding Retirement to Focus on Debt?
- Which Comes First: The House or the Nest Egg?
- Ask the Readers: What If Your High-Paying Job Makes You Miserable?
- Born in a Small Town
- Use a Lease Option to Lock in Low Home Prices
- When Is It Okay to Finance Fun?
- Sweating the Big Stuff
- Making the Most of Small Windfalls
- How to Choose the Right Bank Account
- The “Do-I-Have-Enough-For-This?” Effect
- Ask The Readers: What Is Your Appetite for Risk?
- What is the Value of a College Education?
- Hoping to Finish Ahead by Starting Behind
- Freedom from Mindless Spending
- Extreme Personal Finance: Daniel Suelo, The Man Without Money
- The High Cost of Laziness
- Saving for the Short Term
- Our Frugal Weekend
- Employee or Entrepreneur? The Pros and Cons of Self-Employment
- An Introduction to Money Market Accounts
- Ask the Readers: Save More or See the World?
- Reader Story: The Secret Millionaire and the Mathmobile
- Ask the Readers: How to Handle a Windfall?
- Online Banking: 13 Choices for Higher Interest Rates and Increased Security
- Cut Your Food Costs With a Stand-Alone Freezer
- Where We’re Starting From
- Office Space: Why I Rented a Place to Write
- The Boat Experience: The Means Justify the Ends
- Starting a Business After a Job Loss
- Ask the Readers: How Do You Choose a Mortgage Broker?
- When Does It Make Sense to Stock Up?
- How Much Money Should You Save?
- Prepaid Cell Phones Can Save You Money
- How to Find the Right CD or Money Market Account
- Ask the Readers: Debt Consolidation or Consumer Credit Counseling?
- Saving Money and the Environment: Where Green and Frugal Meet
- 8 Questions to Ask BEFORE Hiring a Financial Planner
- My Mini and the Power of Saving
- Finding Balance Between Time and Money
- The High Cost of Having Children
- Oversaving Does Not Lead to Happiness
- Why We Chose a 30-Year Mortgage
- The Psychology of Passive Barriers: Why Your Friends Don’t Save Money, Eat Healthier, or Clean Their Garages
- Defeating Temptation: 10 Questions to Ask Yourself When You’re Tempted to Buy
- Kansas or Bust: Considering Cost of Living
- Why You Shouldn’t Keep a Mortgage Just for the Tax Deduction
- The High Cost of Cats and Dogs: Are Pets Worth the Money?
- CD Rates (Certificate of Deposit Rates) - Updated November 2009!
- Ask the Readers: How to Prioritize Savings Goals?
- How I Cut My Television Bill in Half
- Ask the Readers: Two Questions About Saving
- “What Next?” The Third Stage of Personal Finance
- Refinancing Made Easy: Our Story
- Why I Drive a 13-Year-Old Car
- Ask the Readers: When Is It Okay to Spend Your Savings?
- Coldplay and the Cost of Fun
- In Defense of Buying Books
- Ask the Readers: Are Local Banks Better Than Big Banks?
- When Less is More: The Importance of Perceived Value
- Why Charitable Giving is Even More Important During an Economic Downturn
- How to Afford Anything (But Not Everything)
- Three Reasons Cash is King
- Black Friday — Or Not?
- Ask the Readers: How Can I Know Whom to Trust?
- Ask the Readers: Twenty-Something Needs Help!
- Old Clothes for the New Year
- Thoughts on a Scooter-Based Lifestyle
- When Is It Okay to Give?
- Investing in a Bear Market
- A Practical Wedding
- How Do You Turn Passion into a Career? (And Should You?)
- Ask the Readers: Choosing a Bank During the Credit Crisis?
- Could Tithing Lead Some Americans to Lose Their Homes?
- Ask the Readers: Smart Shopping for Big-Ticket Items?
- Burn After Reading: The $22 Movie
- Research Reveals Credit Cards Encourage Spending
- Which Personal-Finance Magazine is Best?
- Credit Card Basics: How to Choose a Credit Card
- Saving for Baby: Making the Move from Two Salaries to One
- Ask the Readers: How Should We Spend Our Inheritance?
- A Few Ways to Raise Cash Quickly
- Financial Success Comes from Within
- How to Win the Lottery
- 8 Tips for Saving Money on Hobbies and Pastimes
- A Momentary Lapse of Reason
- Are High Gas Prices Changing the Way We Drive?
- Dangerous Norms: When a Treat Becomes a Routine Matter
- Enough is Enough: Wealth is What You Make It
- Ask the Readers: Should I Chase Higher Interest Rates?
- Use a No-Spend Month to Become Mindful of Money
- Funding the Future: The Benefits of Being Flexible
- How to Cope with a Lousy 401(k) Plan
- Die Broke: Spend ’til the End
- Five Tactics for Pursuing Voluntary Simplicity
- iPhone or Millionaire?
- The Nonconformists’ Guide to Personal Finance
- The Art of Frugal Living
- Ask the Readers: Advice for Starting a New Business?
- Don’t Raid Your 401(k) to Make Mortgage Payments
- Current Deals and Contests from Online Banks
- Ask the Readers: Can College Students Save Money?
- Using Mini-Retirements to Get More Out of Life: An Interview with Timothy Ferriss
- Ask the Readers: Buy a Car or Pay Off Debt?
- Behavioral Economics on Why We Buy What We Buy
- Finding Affordable Health Insurance When You’re On Your Own
- Reader Story: Beware of Scams and Pyramid Schemes
- Ask the Readers: Pay Down Debt or Save for Retirement?
- Personal Currencies: New Ways to Look at Money
- Reader Success Story: To Wii or Not to Wii?
- Making the Move from Spender to Saver
- Ask the Readers: “Help! I’m Living on Credit!”
- Life After School: Advice for New Graduates
- I Quit My Job — What Should I Do With My 401k?
- Money and Values: The Ecology of Commerce
- Some Thoughts on Goals and Adult Education
- Ask the Readers: What Do You Splurge On?
- What If You Didn’t Start Saving Early? Advice for Late Bloomers
- Drama in Real Life: Wrecked Rental
- Gourmet Cooking with 99-Cent Food?
- Ask the Readers: How Do You Live Frugally Without Seeming Like a Loser?
- An Easy Way to Go Organic
- Ask the Readers: How to Choose VOIP Telephone Service?
- Frugality in Practice: Home-Based Physical Fitness
- Dumb Money: The Movie Theater
- Scratch Beginnings: An Interview with Adam Shepard
- Ask the Readers: What’s the Best Way to Compare Credit Cards?
- Mortgage Prepayment Made Easy: Own Your Home in Half the Time
- What Motivates You to Pursue Smart Personal Finance?
- An Angel on One Shoulder and a Devil on the Other
- Ask the Readers: I’m Not Good With Money — How Should I Handle a Windfall?
- Ask the Readers: Is Now a Good Time to Buy Index Funds?
- Ask the Readers: Should I Prepare My Own Taxes or Go to an Accountant?
- In Which My Sister-in-Law Decides to Get Rich Slowly
- Some Final Thoughts on Work, Education, and Fulfillment
- The Value of a College Education
- Parents.com Stay-at-Home Calculator
- The Year-Long GRS Project: How Much Does a Garden Really Save?
- A Life Well-Lived is Not About the Bling
- Is a 6.25% Checking Account the Best Deal in Portland?
- Frugality Doesn’t Have to Mean Sacrificing Quality
- Charity Navigator: Your Guide to Intelligent Giving
- The Architecture of Personal Finance: Choosing the Right Materials
- Clark’s Option Theory: Making the Most of Opportunity
- Ready to Tackle Your Debt? Two Alternatives to Home Equity Loans
- Using a Home Equity Loan to Pay Off Credit Cards
- Walking the Talk: Saying “No” to Temptation
- Ask the Readers: Is Education Always a Good Investment?
- The Thrill of Paying Off a Mortgage
- The Pros and Cons of an Interest-Only Mortgage
- Brief Thoughts on Modern Entertainment
- Why You SHOULDN’T Prepay Your Monthly Bills
- Quitting the Day Job: Finding the Guts to Pursue Your Dreams
- Ask the Readers: What to Do When Money and Ethics Clash?
- The New York Times Rent vs. Buy Calculator
- Ask the Readers: How Do I Find a Good Lawyer (or Accountant)?
- How Much Do Compact Fluorescent Bulbs Really Cost?
- Ask the Readers: Buy a Home, or Max Out Retirement Savings?
- Roth IRA vs. Traditional IRA: Which is the Best Deal?
- Ask the Readers: Best Brick-and-Mortar Banks?
- Recurring Monthly Costs: Which Are Worth It? Which Are Not?
- Want to Save the Environment? Buy Less Stuff!
- Use it or Lose It: Getting Value from the Things You Own
- Countrywide and Me: A Real-Life Look at Risk Tolerance
- Is a Money Merge Account a Good Way to Pay Off Your Mortgage?
- Using Quicken to Analyze and Correct Bad Spending Habits
- Three Questions About Money and Ethics
- Shaking the New Car Itch: A Tale of Priorities
- Ask the Readers: Am I Saving Too Much?
- What if the Stock Market Makes You Nervous?
- Money Mistakes: That Old Black Magic
- How Those Evil Credit Cards Can Be Good for You
- Every Penny Counts: Saving for Big Goals
- Extreme Personal Finance: From Penthouse to RV
- What Developing Nations Can Teach Us About Personal Finance
- Community Investing and Other Socially-Conscious Banking Options
- Getting the Guts to Relocate to a Cheaper City
- The Co-Op Network: Another Reason to Consider Credit Unions
- How to Start a Family Without Breaking the Bank
- Renting vs. Buying: The Realities of Home-Ownership
- Ask the Readers: Should You Carry a Loan When You Can Afford Not To?
- Career Advice for the College Graduate
- Why I Applied for a Credit Card (and Why It’s Not the End of the World)
- The Debt to Pleasure: What is the Cost of Fun?
- Crossing the Line from Frugal to Cheap
- Finding Your Life Work: Vocational Lessons from 1940
- The Completely Consumed Increment, or How I Learned to Stop Worrying and Love Used Stuff
- No Impact Man: Save Money, Save the Earth
- Ask the Readers: How Much Should I Spend on an Engagement Ring?
- Which Should You Choose: Joint or Separate Finances?
- Real-Life Choices: Retirement Savings vs. Debt Reduction
- Casey Serin: $2 Million in Debt in Two Years
- Money Market and High-Yield Savings Accounts Updated November 2009
- What’s It Like to BORROW Money with Prosper?
- Ask the Readers: Save for a Down Payment, or Put Money into Home Equity?
- A Contrarian View: Why I Love a Huge Tax Refund
- The Prioritizer: A Unique Personal Finance Calculator
- The New Math: Cheap Alternatives to Cable Television
- Sometimes a Cheap Meal is Expensive
- Building Success from the Ashes of Failure
- Money Blueprints: What Our Parents Taught Us About Money
- Sometimes It’s Okay to Splurge
- The Curse of the Money-Saving Gadget
- Retirement Savings or Debt Reduction: Which is the Top Priority?
- Manage your Finances like a Professional Gambler II: Know When to Fold ‘Em
- Three Popular (But Dumb) Money Moves
- Counterpoint: Debt-Free Living Has Its Drawbacks
- Reader Comment: It’s Not Wrong to Avoid Debt
- I Do Not Use Credit Cards
- Dave Ramsey Says ‘Drive Free, Retire Rich’
- Throw Away your TV and Save a Bundle!
- Why a Budget Should Be Based on Real-Life
- Ask the Readers: Emergency Fund or Debt Snowball?
- How To Protect Yourself From Lifestyle Inflation
- Ask the Readers: Help for a Broke New Yorker?
- Money and Values: Shopping Locally
- Jump-Start Your Life With a Financial Plan
- Reader Survey: Shopping Malls or Thrift Stores?
- The Amazing Frugal Christmas Savings Spectacular!
- What Do You Want to Be When You Grow Up?
- Black Friday vs. Buy Nothing Day
- Nintendo Wii: A Study in Planned Saving
- What are Your Experiences with Internet Banking?
- One Small Step
- How to Manage a Windfall Successfully
- Make a Wish List of Financial Goals
- Is Eating Out Cheaper Than Eating In?
- Unwarranted: Why You Should Avoid Extended Warranties
- Money and Values: When Frugality Goes Too Far
- In Praise of the Debt Snowball
- How Not to Be Frugal: Too Many Magazine Subscriptions
- Just Say No (to Patronizing Ads)
- The Good Stuff: Choosing Quality Over Price
- 35% Interest: The Curse of the Unsolicited Loan Offer
- The Only Credit Card Guide You’ll Ever Need
- Extreme Personal Finance: How to Pay Off Your Mortgage in Three Years
- Some Thoughts on Discouraging Materialism in Children
- Lattes, iPods, and Masterworks: New Ways to Look at Money
- Want to Save? Give up the Big Things!
- Cheap Places to Live Rich
- The Most Lucrative College Degrees
- A Cheaper Cup of Coffee
- Price vs. Ethics: Is the Best Price the Best Choice?
- Spend Less and Live More with a Volunteer Vacation
- Save More by Eating Less
- Save Money by Switching to Compact Fluorescents
- Should You Prepay Your Mortgage?
- Is It Possible to Be a Frugal Collector?
- How I Choose Personal Finance Books
- Choosing an Internet Bank
- Investment Strategies for Potential Nuclear Attacks
- Federal Student Loan Consolidation Primer
- Organic Produce: Price vs. Ethics
- Luxury Car or Practical Car?
- Is it Safe to Pay Bills with a Credit Card?
- What to Do with a Windfall
- Housing: Rent vs. Buy Calculator
- Super-Sizing Your Meal Costs More Than You Think
- The Psychology of Spending
- Why a 50-Year Mortgage is a Bad Idea
- Auto Insurance Tip: Monthly Sucks
- Lifestyle Trade-offs: Being Frugal While Having Fun
- YMOYL 2006 Review
- Playing the Stock Market: Don’t Second-Guess Yourself
- Learning to Eat More Meals at Home
- From Bank to Credit Union
- Can One of You Afford to Quit?
- Reader Question: Socially Responsible Investments?
- Best Decisions vs. Financially Smart Decisions
- How to Buy Nothing
- Credit Card Index
- Two Approaches to Debt Elimination
- Leave Your ATM Card at Home
- Nickel and Dime Yourself
- Fix It or Junk It?

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