Choices



I’ve written a lot lately about finding balance. It’s important to save for the future, but how do you balance that with enjoying today? Each of us has to address that question in our own way. A reader named Max wrote to share his own dilemma:

I’ve been working as a web designer since I was [...]

[read all of Ask the Readers: Save More or See the World?]

I keep telling myself I’ll share reader e-mail more often. You folks send me great stuff. For example, here’s Ruth’s story about her own millionaire next door.
I loved reading about J.D.’s “secret millionaire” neighbor. This is a story about my own “secret millionaire” neighbor. He actually lives in the next suburb.
This local middle-school math teacher [...]

[read all of Reader Story: The Secret Millionaire and the Mathmobile]

It’s been a while since we touched on the subject of windfalls: money that unexpectedly falls into your lap. It’s been so long, in fact, that I’ve started to receive questions about them, including this one from Aaryn:
I wanted to get your advice as far as the distribution of windfalls. Would you put a certain [...]

[read all of Ask the Readers: How to Handle a Windfall?]

In its July 2009 issue, Consumer Reports Money Adviser published a brief overview of the best online banking options according to their research. “Online banking, despite a rocky start, is becoming the rule rather than the exception,” the article says, noting that online banking can net savers better interest rates and increased security.
I’d love to [...]

[read all of Online Banking: 13 Choices for Higher Interest Rates and Increased Security]

Kris and I recently bought another side of beef. Well, to be more accurate, we purchased one third of a cow. Every year, we go in with several other families to split an animal. This year, our portion of the purchase comprised:

46 pounds of lean hamburger (in 24 packs)
36-1/8 pounds of roasts (in 10 packs)
31-1/4 [...]

[read all of Cut Your Food Costs With a Stand-Alone Freezer]

Each of us has a unique relationship with money. Some have always used it wisely, have saved, have avoided debt. Others, like me, have struggled. I carried consumer debt for 20 years. I didn’t open my first savings account until I was 36 years old. But now, after just over four years of intense effort, [...]

[read all of Where We’re Starting From]

I recently leased office space for Get Rich Slowly.
For about a year, I’d been working out of an office I’d created in one of our spare bedrooms. This seemed like an ideal solution: I was able to work from home (with my cat companions!) while utilizing empty space.
In reality, this arrangement proved a blessing [...]

[read all of Office Space: Why I Rented a Place to Write]

This is a guest post from Michael H. It’s the story I alluded to when I first wrote about the third stage of personal finance. I was afraid to run this story when Michael submitted it last year. I thought it encouraged foolish behavior. Now I understand that it does no such thing. Instead, it [...]

[read all of The Boat Experience: The Means Justify the Ends]

This is a guest post from Matt, a long-time GRS reader.
After earning a master’s degree in electrical engineering, my father joined a large technology company where he did quite well for himself. The company transferred him twice, requiring him to pick up and move his newly-created family across the country. Then he was laid off. [...]

[read all of Starting a Business After a Job Loss]

For most of us, buying a home is the largest purchase we’ll ever make. There can be a lot of pressure to get things just right; you don’t want to pay more than you have to. A good broker or lender can help — but how do you find a good broker or lender? That’s [...]

[read all of Ask the Readers: How Do You Choose a Mortgage Broker?]

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