42 Goals in 42 Months

I'm not big on holidays. They seem fabricated — an excuse to sell stuff. Thanksgiving is a big exception. So too are birthdays. I think everyone should celebrate birthdays in a big way.

For me this year, that means commandeering Get Rich Slowly to go a little off topic. I'm not writing about money today. I'm writing about personal goals and self-improvement.

Success Junkie
I'm obsessed with self-improvement. For good or ill, all my life I've been on a constant quest to become a better person. (And yes, there are downsides to this.)

Last month, Megan dropped me a line:

After reading yesterday's post, I connected to The Road to Wealth is Paved with Goals, and then 101 Things in 1001 Days, the big list of goals you set for your 38th birthday. I know your project should have ended in 2009, but I never saw an update. I've since become obsessed with coming up with my own 100 goals, so I'd love for you to revisit this in a post and let us know how it turned out and why or why not it worked for you!

Ah, yes. My h-u-g-e list of h-u-g-e goals. I remember that. My last progress update to this list of goals was on 10 July 2009, 839 days into the project. At that time, I'd completed 37 of my 101 goals, including all of my financial goals. (Unsurprisingly, when you build your life around something, you tend to do well at it.)

In the four years since I drafted the list:

  • I met 46 of my 101 goals.
  • I've come close to meeting four others.
  • Sixteen of the goals are no longer important to me. (People change, and so do their priorities.)
  • Thus, 35 of my goals were left unfinished.

I suppose if I were to grade myself by school standards, I'd get an F. But you know what? I don't feel like a failure for what I've accomplished. Far from it! When I look at what I've done in the past four years, I'm actually a little amazed. I've come a long way. There's still a lot for me to do, but I'm proud of what I've done — especially in the past two years.

Ad Astra Per Aspera
But there are more things I'd like to do. Because I'm getting old, the idea of accomplishing 101 things in 100 days just isn't that appealing. In fact, as regular readers know, I've moved from trying to tackle large lists of goals to focusing on just a handful of unrelated goals at any one time. I find I'm more successful this way. If I tackle one fitness goal, one financial goal, one household goal, and so on, then I don't get overwhelmed. Still, because I'm always introspective this time of year, I decided to draw up another large list of goals.

As a compromise between ambition and moderation — and to celebrate my 42nd birthday — here's a list of 42 goals I'd like to accomplish in the next 42 months. (Deadline: 25 September 2014.)


Financial Goals

  1. Develop an investment policy statement, and use this to guide my investing. On a related note…
  2. Rebalance my portfolio every year. I know it's important to rebalance — but I never do it. (I'm putting the “passive” in passive investment!) I want to change that. Using my investment policy statement (which will set out my target asset allocation), I want to rebalance after tax season every year.
  3. Become semi-retired, by which I mean have enough saved that I can work only part-time while using the rest of my time to travel and attend to other projects.
  4. Avoid deficit spending. This should be easy. I've trained myself to spend less than I earn. It's a habit. All the same, I want this to be an overt goal — something that I'm constantly striving for. If I continue to avoid deficit spending (as I have for six or seven years now), then everything else should take care of itself, right?

Fitness Goals

  1. Run a marathon. (I walked in 2009.)
  2. Run a 21-minute 5k. Ambitious. I ran my first 5k in 24:07 two weeks ago.
  3. Weigh 160# by 30 June 2011 — and remain at or below this weight forever. (I started at 213# on 01 January 2010, and weigh 171# now.)
  4. Reach “advanced” level for Crossfit Total. I can't believe I have a weight-lifting goal. But I do. I want my combined shoulder press, back squat, and deadlift to reach a certain level. This is very, very ambitious. I'll reach “novice” level tomorrow.
  5. Qualify for the regional Crossfit Games. Again, this is ambitious, but doable. In theory. I've been doing Crossfit for a year. My trainer and I have talked. In 2014, I'll be 45, putting me in the Masters division. That gives me three years to get ready.
  6. Complete a one-mile swim.
  7. Get a second colonoscopy. Men in my family die young (before the age of 50) from cancer, so my present to myself on my 40th birthday was a colonoscopy. Whee! My doctor wants me to get one every five years.

Household Goals

  1. Purge all of the Stuff from the workshop and garage. I've made progress in my war on Stuff, but some of that just means I've shifted the battlefront from the house to the outbuildings. I need to dedicate a week to selling and donating the last of the Stuff. I just want it gone.
  2. Build an outdoor area for summer. First I wanted a patio. Then I wanted a hideaway tucked in the shrubs. Now I don't care. I just want a designated place that's shady and cool for us to gather with friends when it's nice outside.
  3. Finish building the horseshoe pit. Five years ago, I started building a place for us to pitch horseshoes. Five years later, nothing's changed. It's embarrassing.
  4. Add new spigots outside. We have one outside faucet. It's centrally-located, which is good, but we need more. I'd like to install two additional hose bibs — one near Kris's flower garden, and one near the vegetable garden.
  5. Erect a hammock. I love to nap outside on a summer day.
  6. Organize my comic book collection. Have I mentioned that I'm messy? Have I mentioned that I collect comic books? Can you imagine what happens when these two qualities collide?
  7. Take off my shoes. Kris really, really, really would like me to take my shoes off when I come in the house. I do this most of the time — but not always. I'm not sure why it's such a big deal to her, but it is. And I should try to respect that. Thus the goal.

Professional Goals

  1. Reach 100,000 RSS subscribers at Get Rich Slowly.
  2. Get 1,000,000 visitors to Get Rich Slowly in one month. This should be easy. The top month was 879,000. The top 30-day window is something like 938,000.
  3. Reduce my involvement in Get Rich Slowly. Yes, it's true. I love this site, and I love the community. But I'm ready to work on other projects. I feel the need to grow. Does that make sense? So, I want to keep this site moving toward a multi-author format, as it has been for the past two years.
  4. Move all of my online non-financial writing to jdroth.com. I have stuff scattered across the web. I want to consolidate it under one roof. (Or onto one server, as the case may be.)
  5. Launch my New Blog. Last fall I wrote about having to give up the perfect domain name because somebody was parked on it and wanted too much money. I've had five months to think about this project, and remain just as passionate about the idea — even more so. Well, I caved. I bought the domain. My new site may never make money, but that's okay. It'll be awesome.
  6. Write another book. Writing Your Money: The Missing Manual was a learning experience. I'm proud of the book, and love hearing that it's helped people get their finances in order. But it wasn't the J.D. Book. Now that I know how to do this, I want to write Get Rich Slowly: The Book — or a book based on the new site I mentioned above.

Adventure Goals

  1. Go sky-diving. Tentatively planned for May. (This scares the crap out of me!)
  2. Go white-water rafting. I did this one summer in high school. It was awesome.
  3. Ride in a hot-air balloon. Apparently, there's a Rick Steves tour in Europe (Croatia? Turkey?) that does this, and it's amazing. I'll settle for doing it here in Portland.
  4. Learn to shoot a gun. Kris — the anti-gun zealot — beat me to this, and it ticks me off.
  5. Journey to Patagonia. After watching last Spring's installment of The Amazing Race, I've been dying to visit Chile and Argentina. Especially Puerto Varas.
  6. Journey to southeast Asia. Kris and I have decided that we need to travel to “difficult” countries while we're young. We can do Germany and Australia when we're 80. Southeast Asia would bring new elements to our travel.
  7. Do an extended volunteer/humanitarian project. I get a lot of grief — deservedly so — for not donating more to charity. Those who have been nagging me may be pleased to know that after our trip to Africa, I found a couple of causes I can get behind. Trent wants me to support Jump for Joel, while Chris G. (and Justin B.!) is pitching Charity: Water. But you know what? I want to learn more about Room to Read. In fact, if the organization is as great as it looks, I'd like to do some work for them.

Personal Goals

  1. Hold a gourmet potluck. Why is this still on the list four years later? I have friends. My friends like to cook. They like to eat. This one should be easy. on a related note…
  2. Compile a Friends Cookbook. I have friends. My friends like to cook. Most cook very well. I think a cookbook of our favorite recipes would be awesome. (I'll provide the clam chowder recipe.)
  3. Complete (and maintain) the Indispensable Comic Strip Reprint Library. Not sure why I haven't done this one, either.
  4. Learn Spanish. Kris is learning French. We agree that I should have a language, too. To meet this goal, I want to take at least one (preferably more) Spanish class, as well as complete the first three levels of the Rosetta Stone Spanish lessons.
  5. Take a yoga class. “You're as flexible as a two-by-four,” my doctor told me in 2008. My trainer at the gym says I'd do much better, but I have no mobility. Yoga will help improve that.
  6. Work with Jolie to create two posters. I want to create posters featuring food rules and Crossfit's world-class fitness in 100 words.
  7. Digitize all photos. And collect them in one place.
  8. Digitize all writing. And collect it in one place.
  9. Create a systematic archive of all my data. In addition to my writing and photos, I have maybe a terabyte of movies, music, and more. (I've been ripping my DVDs to hard drive.) I've started to gather this all into one place. I need to finish that process, including multiple backups.
  10. Go car-free for one month. I'm convinced that I can live without a car. I love my Mini Cooper, but I feel like there are just too many compelling reasons to give it up. I'd like to pick one month — probably in summer because, after all, this is Portland — to put my keys in the safe and just bike, walk, or bus everywhere…
  11. Kiss Kris. Last but not least, I want to be better at showing my wife that I love her. Because I do!

Now that I've made my list, it's time to get started. The key, I think, is not to get overwhelmed, to focus on one thing at a time. And you know what? Maybe I can use some affirmations to help me get things done. (I kid, Sierra, I kid.)

Photo by Partick Hoesly.

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Nicole
Nicole
9 years ago

Starting with personal goal #11 sounds like a good idea. 🙂 Good luck!

Katarzyna
Katarzyna
9 years ago

Great goals! The adventure ones sound like a lot of fun. Good luck with them all 🙂

Jen_A
Jen_A
9 years ago

Suggestion – and one that I have no personal interest in pursuing, but I’ve heard about and sounds like you might: combine your desire to travel to exotic locations and your desire to increase your charitable actions and go on a volunteercation kind of thing. You get to travel and see awesome things, and you also get to do projects to help the local people in need while you’re there. If you google “volunteer vacation” a lot of sites with information on it come up. Why is this not my thing? Because we give regularly of both time and money… Read more »

Meghan
Meghan
9 years ago

Is it your birthday? If so, happy birthday!! I loved this post, very inspiring. I set goals usually at New Year’s but I wish I took some time throughout the year to be more introspective and set aside some time to look at the bigger picture. J.D.’s note: Yes — today I am 42. According to the life-expectancy calculator I used yesterday, that puts me exactly mid-way through my life. I hope so! My birthday present to myself? Insomnia. Couldn’t get to sleep — then couldn’t stay asleep. Ugh. That means I can review comments before going to the gym,… Read more »

Kevin
Kevin
9 years ago

RE: Your mobility goal. I’d recommend checking out Magnificent Mobility (http://www.magnificentmobility.com/) by Eric Cressey and Mike Robertson. Eric and Mike are well-known and extremely well-respected in their industry and have earned their stripes with, as they describe it, “our ability to prevent and rehabilitate injuries by identifying movement dysfunctions and addressing them with corrective programming that re-educates the body on how to move efficiently.” I’ve been following EC’s and Robertson’s writings and training suggestions for about 5 years now and do a set of mobility drills every day. The up-front price may seem a little steep at first glance at… Read more »

Terence
Terence
9 years ago

I appreciate the detail with which you listed your goals. I attempted to do the same but it seems I have some work to do. This post inspired me to “review and adjust” my current ones…

Keep up the great posts.

Shane
Shane
9 years ago

I was surprised at how many of these are on my own list but I’ll definitely be adding a few of them my list of goals! The adventure ones especially interest me. I think my life needs more life threatening events! 🙂

Barbie
Barbie
9 years ago

J.D. thanks so much for sharing this with us. I’ve been reading here for a while now (at my mother’s insistence – she’s a smart lady) and keep reading because I really enjoy you and your contributers. This post really made me smile and started me thinking about what my goals are. At 31 years of age, I’m at a crossroads and have finally realized I’m in the driver’s seat, good or bad, and that I’d better open my eyes otherwise I’m going to crash. It’s good for me to see what others goals are – it gives me something… Read more »

Judith O
Judith O
9 years ago

lol @ “Affirmations”… That was too funny… Good luck on all your goals.

Jenn
Jenn
9 years ago

Happy birthday!! Great list of challenging but achievable goals. Starting in January 2011, I have concentrated on making one habit adjustment each month – dropping Diet Coke (a 4L/day habit) for water, flossing every day, and walking from the distant parking garage to the office. Each manageable by itself and after 30 days, pretty much on autopilot. But if I tried to do it all at once, I’d be nowhere. We don’t wear shoes in the house either. Once you stop (I didn’t until I was married and it bothered DH), it is weird to see others drag dirt all… Read more »

Nicole
Nicole
9 years ago

Happy birthday! All the best people were born in March.

Ruth
Ruth
9 years ago

You can scratch out #6 and #7 under Adventure goals in one trip (habitat.org – Global Village Program). I’ve been trying to get my husband to get on board for the past couple of years…he hasn’t bitten…yet.

HollyP
HollyP
9 years ago

Happy birthday! As a fulltime worker bee with kids and a husband who works and goes to school, your list has me in awe! Ah, to have time to even ponder doing all those things! My gift to myself for my 45th birthday (the time when my husband will be out of school and settled in a new job) will be a list like this. Since my great-grandmother and all three of her children have lived past 90 (the “baby” of the family turned 90 last summer) in good health, I’m hoping I still have a few years to go… Read more »

Jen
Jen
9 years ago

Happy Birthday! Good day — it’s my oldest son’s 20th today. But really, I’m not that much older than you are!

Think of taking off your shoes as “passive cleaning.” There, don’t you feel much more proactive not bringing in dirt, lead dust, dog poop, little stones, and bits of grass to your house?

Don’t worry, I’m messy too, but I like the kind of cleaning that only means having more comfortable feet in the house.

Kit
Kit
9 years ago

These are great goals. About the “no shoes” thing, you should try to comply with this. 80% of the dirt that comes into your house comes in on the soles of your shoes. Ultimately, you’ll be saving quite a bit of money by prolonging the life of your flooring.

Another Kate
Another Kate
9 years ago

Happy birthday! I turned 42 myself just a two weeks ago. Sometime along the working-motherhood route, I stopped plotting out long to mid-range goals, though like you, I am a self-improvement junkie, so I have a “things to work on list” that I’m always referring to (and adding to)… as well as a “to read” list and “to teach my child” list, etc., etc. — my life is dominated by lists. I like your “42 things in 42 months” idea and may copy it myself.

Kelly M
Kelly M
9 years ago

J.D.,

If you’re interested in learning Spanish, I’d encourage you to check out the Fluenz program (which is similar to Rosetta Stone in some ways, and at a similar price point, but has a different philosophy). I’m currently working on their second level of Spanish and can’t say enough good things about the program. You can read reviews of both on Amazon and do a trial of each one on their respective websites. Fluenz definitely works with my learning style.

Tracy
Tracy
9 years ago

Maybe it’s just because I just celebrated my 37th b-day in March that this resonates so much, but you have inspired me to go home and write down my list of goals. I tend to have 20+ goals swirling around at all times and start many, but never quite complete them all. Having read many times that the most successful people write down and visualize their goals before they achieve them should be even more reason for me to get them in writing.

Happy belated birthday and thanks for the inspiration!

Judy
Judy
9 years ago

Great goals, love the last one – very sweet:) And the car free for a month.Good luck!

R S
R S
9 years ago

lol to Household Goal #7! Did Kris grow up in a shoes-off household? I did, so shoes inside would drive me batty! Curious, what are your barriers to this? Holey socks? Stinky feet? Stinky feet seem to be my friends’ barriers. My barrier to wearing them inside is that I hate cleaning, love sitting on my feet, or putting them up on the couch/tables etc. 🙂 Good luck! J.D.’s note: Barriers? I didn’t grow up in a house that took off shoes. Of course, our house was a pigsty. (Seriously, it was a pit.) Now, though, I agree with the… Read more »

Sara
Sara
9 years ago

I still don’t understand how to rebalance a portfolio. I get the concept, but just not how to do it literally. I cannot find a “rebalance” option in my portfolio — is it a two step process of “sell” and “buy”? J.D.’s note: Great question, Sara. I intend to re-balance my portfolio after taxes are done. I’ll try to write up how I do it. Or maybe I’ll see if Brokamp wants to tackle it. (I’ve sort of been using him as a crutch for investment topics, though.) The short answer: Yes, selling and buying is a common way to… Read more »

Suzanne
Suzanne
9 years ago

Good food for thought. After your post about not getting things done because of the All-Or-Nothing mindset, I went out and bought The Now Habit. Great book to get you past procrastination and start getting stuff done. Now is a good time for me to come up with some goals!

Shalom
Shalom
9 years ago

Happy Birthday!

Your list is inspiring. I also use my birthday to take stock, and to set goals, but I have almost always set annual goals rather than long-term ones. When I turned 42 a few months ago, I set only 2 goals. Your list shows me that I have been thinking too small – thanks for broadening my view.

Laura
Laura
9 years ago

Just wanted to say thanks for sharing your goals – I love how you have them broken down by area/topic. IMHO that helps make them doable. I suspect time is the only reason you have these on your list – just as we have to budget/plan our money, ditto for time. The old saying, “You can have anything you want, just not everything you want” extends to time and energy for desired activities, not just to purchases. So you *should* feel good about what you’ve already accomplished! BTW, while I know this is primarily a personal finance blog, wealth is… Read more »

CF
CF
9 years ago

Happy Birthday! Also in my 40s, I have some similar goals myself (Crossfit Total numbers, Peru trip, Southeast Asia, digitize etc..). I’ll second Magnificent Mobility – Eric Cressey is incredible. It’s been a combination of his teachings and Crossfit that are preparing me for a “race” called Tough Mudder, which you may want to check out as well – sort of 1/2 marathon meets obstacle course. Good luck and thanks for the inspiration!

Nancy L.
Nancy L.
9 years ago

I have friends who’ve worked on the Project 101 goals. I personally do something a little different. I set three “big picture” goals, and then every weekend, I try to move forward on those three goals. I call it my “Weekend 3”. Keeping the number at three makes it very manageable, and I don’t procrastinate as much as I used to because I allow myself to goof off after I’ve finished the three goals. Right now my three big goals are (1) Artistic – I have a new technique that I’ve been working on, so I’ve been doing projects with… Read more »

Lilblueyes
Lilblueyes
9 years ago

Happy Birthday, as always, great post! I have goals mentally but it would definitely help to write them down. And go back & make sure I am doing them.

Nick
Nick
9 years ago

I’m curious about that new domain! You ready to at least share the name yet?

J.D.’s note: Not until the transaction has been completed. Domain transfer is in process…
shash
shash
9 years ago

Happy Birthday, J.D.! –Loved this post and loved the goal list! I think your examples help all of us in a more concrete way to think about and write our own goals. Also, as a non-yoga person, who has only recently become a beginner yoga person– I have to say, “it’s awesome!”. It has helped my sleep, posture, overall mood, flexibility and handling of stress– not to mention the focus that a small amount brings— which in turn, helps me with achieving my goals. Maybe it might do the same for you. Regardless, good luck with all of your goals!… Read more »

average guy, average age
average guy, average age
9 years ago

JD, Be careful! This phrase jumped out at me: “Because I’m getting old…” (Maybe you meant “As I am getting older…”) For me the kind of thinking that says “I am old” can put many obstacles in my path. I’m 63, and I have been interviewing for a new job! And I might get it! (Two exclamations in a row.) Should I not go for a new job because I perceive myself “old”? No. Yes I have an age number, but “old” is too narrowing. For me. J.D.’s note: You’re right, of course. And inside, I *do* think of myself… Read more »

Steve R
Steve R
9 years ago

JD — I would also like to digitize my DVD collection. Do you have a suggestion for what software to use?

J.D.’s note: Are you on a Mac? I use Handbrake for Mac. Once I figured out how to use it, it was a simple matter to backup each movie to my hard drive. Then I just put the DVDs in a box and tuck them away.
Michele
Michele
9 years ago
Happy Birthday JD, however as to your goal to go sky-diving, all I have to say is, there is no reason, ever to jump out of a perfectly good airplane. That philosophy has kept me alive for 48 years. probably 40 more.
pantafants
pantafants
9 years ago

It’s gonna be hard to travel to Australia when you’re 80 and you wanna scuba dive in the great barrier reef! You should probably add that to the places you want to go to while you’re young.

J.D.’s note: You know, I’ve never done scuba before, but you’re right. I think it would be awesome to do it at the Great Barrier Reef. I’ll move this up on our list. Thanks. 🙂
secret asian man
secret asian man
9 years ago

This might be a bit meta. I have a similar quantitative, OCD, attitude. I realized that I was spending more and more time checking off tasks, clicking through sub-goals, and generally living in a more and more task-driven

My life was as cluttered by tasks.

So, my new Goal #1, which I use to reference all my other goals:

1: Have less goals. Minimize and right-size the scheduling of my life. Be willing to hit “defer” on the ones that don’t really matter.

Charlotte
Charlotte
9 years ago

This is great JD! How about travel goals? This is a big category for us. We list how many trips and where we plan to go. My husband and I review our goals every December. We categorize them too and even put time frames – short-term, long-term etc. We also create separate goals for personal improvement. We review our progress and change some things either throughout the year or on the next “session” in December. I LOVE GOALS! Have a good birthday celebration! Did Kris take you out for breakfast? J.D.: Ha! No, Charlotte, Kris didn’t take me out for… Read more »

Courtney
Courtney
9 years ago

Happy birthday!! And in the theme of yesterday’s post, maybe look for a yoga studio Groupon? I’ve been doing yoga for about 2 years and LOVE it. It’s my example of conscious spending – a studio membership is $1000 a year, and while I could certainly do yoga at home, I find that I’m very sporadic about doing so and can tend to be a little bit lazier about it when I do roll out my mat. I love the sense of energy and community when taking a class and typically go at least 5 days a week.

liz
liz
9 years ago

I searched high and low for a poster with the Food Rules on it – let us know when that happens and I’ll be the first to buy one!

MutantSuperModel
MutantSuperModel
9 years ago

Happy Birthday 🙂

I really like the charity you’re looking at. I am very interested in education and literacy charities. As a matter of fact, my dream is to duplicate the Children’s Literacy Foundation (www.clifonline.org) in South Florida. There’s a Master’s Degree in Communications for Social Change at the University I work in. I’m really considering it.

I admire you a lot for the way you set out your goals even if you don’t meet them, I think this (laying them out) is the most important part.

Lyn Thorne-Alder
Lyn Thorne-Alder
9 years ago

Happy Birthday! And a wonderful idea!

I’m turning 35 in < a month and not really thrilled about it; a 35-in-35 might be the way to become less mopey about the whole thing.

A Argandona
A Argandona
9 years ago

Yes, do visit Puerto Varas! It is in a beautiful lake district in Southern Chile. The landscape is breathtaking, and food is great.

Peru is located farther North in South America. It is famous for Macchu Picchu (Inca city) and other interesting places to visit, but you will not find Puerto Varas there.

J.D.’s note: Yikes. Total brain fart. Sorry. I mean Chile, of course. I’ll change that.
Michael
Michael
9 years ago

Re: Swimming 1 mile I’m trying to swim 100 miles this year. I have never been a swimmer. The first time I went swimming this year, I could only do 8 lengths of the pool. Yesterday I swam two miles (144 lengths). You’re already in good shape so you’ll probably have a better start than I did. You just need to swim 2-3 times a week and you’ll be at a mile in no time. Tip: I find it helpful to do 8 lengths of crawl followed by 2 lengths of backstroke. It gives me a tiny rest every 10… Read more »

Ariane Lee
Ariane Lee
9 years ago

Happy birthday!

Wow, you really got a large list of goals.
You could also seek someone who can help you handle with your professional goals so you can have more time with your adventure and personal goals. Just make sure to entrust someone who got the skills and who you can trust the responsibility.

Wish you fulfill all your goals in life!

A.J.
A.J.
9 years ago

Michele – seems the solution to that is to jump out of a really crappy airplane, no? 😉

Amber
Amber
9 years ago

Happy Birthday.
Now I am off to have a mini panic attack thinking of all the things I want to do and will never have time to do. Seriously though, good luck.

J.D. Roth
J.D. Roth
9 years ago

Here’s a little post within a post. It’s all about goals. As you know, I’ve been doing Crossfit for about a year. Crossfit is an exercise methodology that tries to combine all sorts of fitness domains: strength, agility, speed, flexibility, and so on. We do a heck of a lot of weight lifting, but we do other stuff, too. Every day, each member of the gym does the same workout. The great thing about Crossfit is that a good trainer will scale the daily workouts to the skill level of each athlete. So, for instance, when I first started last… Read more »

Kris
Kris
9 years ago

Great list! I really like the idea of laying out multiple goals with a longer timeline – I set five goals for 2011, 3 are on track 2 aren’t, but that’s OK.

I have my 39th birthday coming up shortly too, I may have to look at a project like this. DH is working on a “bucket list” himself, similar idea…

Ely
Ely
9 years ago

JD, you are 900 kinds of awesome. Thank you for this spectacular post & the follow up above. What do I want to accomplish by the time I’m 40? I want a fat emergency fund. I want to do 10+ pushups & pullups with ease. I want to go back to Scotland. And now I think I want the financial & time flexibility to do Crossfit. It’s not worth the $200/mo now, but maybe in 3 years I’ll be in a better place money-wise. It sounds so great when you talk about it; fully functional fitness, coaching, group goals… sounds… Read more »

Kristia
Kristia
9 years ago

Happy Birthday!

I turn 42 in September and I love the idea of 42 in 42. I’m going to start thinking about my list. Very inspiring post. I started reading GRS in 2008 and it was been really neat to watch you grow and evolve in so many aspects of your life.

Des
Des
9 years ago

RE: Rebalancing – Does *anyone* know why people say to rebalance once a year? The only statistics I’ve seen on the benefit of rebalancing said that it typically hurts portfolio performance. Granted, I read those stats on the internet, so I take them with a grain of salt. However, I have asked this question on a number of PF blogs and no one seems to have an answer, everyone just parrots the “You’re supposed to rebalance once a year” line without offering any evidence that this would be beneficial. I would be interested to see any such evidence if you… Read more »

Ash
Ash
9 years ago

I think this is a great post for GRS. It’s about having a balanced life, which is a part of the goal. After all, WHY are you getting rich slowly? Anyway, I’ll have to write my goals down. I used to try to do too many at once and failed them all come mid-year, but I think if I tackle them one or two at a time it will work better. I dropped everything for piano earlier this year and I’ve made it farther than I did in the last four. Now that I know I can do it, I… Read more »

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