Powerful money affirmations: Affirm your way to wealth

This morning, I did something unusual. After I brushed my teeth, I looked in the mirror and recited:

  • “People love to give me money!”
  • “I am rich and wonderful.”
  • “I am now earning a great big income doing what satisfies me.”

I admit, I felt silly. I love a lot of New Age spiritual practices. (I’ve written before about using a money spell.) But talking to myself in the mirror was a little weird — even to me — never mind how silly I felt repeating these affirmations about my finances.

But can doing something as simple (and silly) as repeating daily affirmations make you richer? Chellie Campbell thinks so. Campbell is the author of The Wealthy Spirit, a book of daily affirmations on money. I spoke with her this week about the link between money and spirituality.

The Emperor’s New Clothes?

Campbell recommends doing these affirmations every day. In fact, she has a list of 50 that she uses daily herself. She told me a story of how her publisher initially wanted to strike them from the book, and Campbell dared her to try them out. A month later, the publisher was an affirmation convert and the book stayed as it was. Campbell believes that affirmations not only make you feel better about yourself, but also will make you richer.

“The positive affirmations really help you. They juice up your energy,” Campbell says.

How is that supposed to work, exactly? Well, for starters, we all want to be around people who feel good about themselves. Our managers, clients and friends all feel the same way. So when opportunities arise, they tend to go to those with sunnier dispositions. This is why happier people make more money and have more successful careers, according to Gretchen Rubin in The Happiness Project [J.D.’s review]. If doing a morning affirmation reminds you to let a little more sunshine into your smile, it really might help you roll in more dough.

Campbell also sees daily affirmations as a way to set intentions for your day. To her, the affirmations are a part of getting dressed and ready to face the world. “You’re dressing your energy,” she says. “After the outer is dressed, I want to dress the inner.”

You can’t stop at affirmations, though. Campbell stresses that an affirmation is only the first step; it has to be followed up with actions. If you want good luck to befall you, you need to put yourself in the way of opportunities. That means networking, working hard at your job, and maintaining professional relationships. You also need to be willing to let some failures come and go, and not get bogged down thinking less of yourself because of them.

Continuing with her clothing metaphor, Campbell says, “Doing the affirmations is just like getting dressed for work. Then you have to go to work and do something to earn your paycheck.”

She says the changes should be apparent immediately, and describes the effect as “a little magical”. She shared stories of old debts being paid and money coming in from unexpected quarters. Whether you believe there’s a link between the money affirmations and good financial luck or not, you can rely on the reality of a positive attitude to bring you improved “luck” in the form of more energy for your work and better networking opportunities.

Note: For more on luck, read these past GRS articles: Luck is No Accident and How to Make Your Own Luck.

Getting Started with Affirmations for Wealth

Want to try some affirmations of your own? Here are half a dozen from Campbell’s personal list that might be particularly well-suited to those of us aiming to “get rich slowly”:

  • “People love to give me money!”
  • “I am now earning a great big income doing what satisfies me.”
  • “All my bills are paid up in full and I still have all this money.”
  • “My affirmations work for me, whether I believe they will or not.”
  • “A lot more money is coming into my life. I deserve it and will use it for my good and others.”
  • “I am a money magnet!”

If you want to try this, but prefer to write your own affirmations, Campbell says there are a two important rules to follow.

  1. For starters, you want to phrase affirmations in the present tense. Not, “I will pay all my bills” but “All my bills are paid” or “I pay all my bills”. It’s important to tell yourself you do these things now, not in some imagined and possibly distant future.
  2. You also want to be sure to put all your affirmations in positive language. Your mind can’t think about a “not something”. Negatives disappear when talking to our inner selves (or our children). My husband and I observe this in parenting all the time. We call it the “ruckus problem”. One day we were in a cafe watching a young mom with her son. The boy was playing quietly by himself until the mom said, “Remember what I told you: NO RUCKUS!” Hearing the word “ruckus”, the kid immediately began creating one. Now, when we need to be reminded to put things in a positive framework, we just look at each other and say, “ruckus!” Similarly, you may want to say, “All my bills are paid” as an affirmation, not “I am not in debt”.

Following those rules, I’ve made up a few affirmations I plan to use this month, including:

  • “I am skilled and successful at my work.”
  • “I spend within my means.”
  • “I feel relaxed about my finances.”

Campbell more or less dared me to try a month of affirmations. It’s impossible to talk to her and not feel some of her enthusiasm for the practice catch on. So I plan to give it a shot and see how it goes.

Building a Habit

The trickiest part will be making the affirmations a habit. Anyone who’s ever tried to adopt a new habit or mindfulness practice knows how hard it can be. For me, the best way to add a practice or activity to my life is to use a “hook” from my existing routine. For example, I meditate mid-morning when my computer reminds me it’s time to take a typing break. Before I used the wrist break software, I found it hard to make time for meditation. Now, that time is built in to my day. For the affirmations, I’m using toothbrushing, and saying them in the mirror after I’ve brushed my teeth.

Campbell recommends printing your affirmations and attaching them to the wall near your computer, or putting a copy on the dashboard in your car. I can speak to the power of having written reminders of your intention. I tend to surround myself with inspirational quotes and verses from my favorite poems. Mine all focus on love, not money, but they’re powerful reminders to be more present and loving in my daily life. I may spend some time this month seeking out quotes on abundance as well.

If you’re interested in reading more of Campbell’s affirmations, she’s blogging a page a day from The Wealthy Spirit at her website. You can also learn more about her workshops and other books there.

More Than Words

I don’t believe for a moment that affirmations alone will make you wealthier. In fact, if all you do is affirm your good intentions, you’re doing yourself a dangerous disservice. The key is to couple an affirmation or intention with action. Without action, an affirmation is no more effective than a drunken New Year’s Resolution. Empty words won’t help you pay your bills.

Often, having some kind of ritual or affirmation to link your intention to strengthens your commitment to doing it. That’s where the magic happens. It doesn’t come from the words you say. It comes from what you do after you’ve said them. You can use affirmations like these, or any other mindful personal ritual, simply to charge up your intentions. Whether you’re looking for a job or struggling to live within your means, you need to constantly support yourself in the hard work of walking your talk. Ritualizing that support with a daily pep talk or inspirational practice can be a powerful tool for staying committed to your goals.

Note: I know many of you are skeptics. In fact, J.D. may be the biggest skeptic of them all. He didn’t want to publish this post (and has in the past ripped similar ideas to shreds). He’s all about action. I get that. But affirmations really are useful for some people. And, after all, what does it hurt to try them?

More about...Psychology

Become A Money Boss And Join 15,000 Others

Subscribe to the GRS Insider (FREE) and we’ll give you a copy of the Money Boss Manifesto (also FREE)

Yes! Sign up and get your free gift
Become A Money Boss And Join 15,000 Others

There are 82 comments to "Powerful money affirmations: Affirm your way to wealth".

  1. Nicole says 16 March 2011 at 14:07
  2. Shalom says 16 March 2011 at 14:23

    I agree wholly that actions are the critical part.

    There’s an interesting line of research that says that stating intentions can actually make you less likely to take the intended actions. Apparently when you talk about your goals and plans, you get a sense of accomplishment just from all the talking, and you may never follow through with action: http://www.psych.nyu.edu/gollwitzer/09_Gollwitzer_Sheeran_Seifert_Michalski_When_Intentions_.pdf

    Affirmations may be fine, but they need to be the little something extra and not the main event. Telling yourself that you attract wealth won’t do any good, and may actually cause harm, unless you’re out there working, saving and building skills.

    Sierra’s reply: I’m totally familiar with the problem of expending all your energy talking about something and then not doing it. It’s something I learned very early on with my writing: you can’t talk too much about the novel you’re working on or you’ll never finish it.

    I think stating an intention can be different. A simple, clear statement helps me focus my energies and organize my actions.

  3. Panda says 16 March 2011 at 14:26

    I’m not sure I totally believe in affirmations, but I’ve managed to incorporate them into my life in way that doesn’t make me feel silly and at least makes me breathe and smile periodically.

    My passwords at work are affirmations – using the first letter of each word in a sentence method. So every day when I log on I get to remind myself that “I Am A Strong Capable Individual!” (iaasci!) or “I Will Perserver And Push Through Completion!” (iwpaptc!), etc. It’s cheesy and hokey, but it doesn’t do any harm and at least reminds me to counter the self-doubt.

  4. vern says 16 March 2011 at 14:39

    Sounds a lot like Stuart Smalley:
    I’m Good Enough, I’m Smart Enough, and Doggone It, People Like Me!

    “Note: I know many of you are skeptics. In fact, J.D. may be the biggest skeptic of them all. He didn’t want to publish this post”

    That would have been a good idea as the post was a waste of my time.

    In the author talks about “empty words” yet the entire post is a bunch of B.S.

    Get real.

  5. Nicole says 16 March 2011 at 14:42

    Also agree with Shalom #2. Yes, there can be harm in trying.

    There’s a place for (and science of) cognitive restructuring, but cognitive restructuring would NOT say to say, “All my bills are paid” when that is not true. It would say something like, “I can pay my bills, I will pay my bills, (and this is how I am going to pay my bills).” It is important that the negative thinking be replaced with *realistic* thinking, not just generic positive thinking that has no basis in reality. There’s plenty of research on this topic. Textbooks even.

    Since this is something for which there is actual empirical evidence on efficacy (Stuart Smalley was popular decades ago), it seems pretty silly not to report on the actual science, but instead to report potentially harmful meaningless garbage you can get anywhere on the internet.

    I really like it when GRS examines things and gets the real story. That’s what really sets it apart from other sites and makes the archives worth their pixels in gold. One can generally feel like whatever is reported on GRS, and any mistakes etc. are going to be fixed as soon as they’re pointed out. I love the way April, JD, the motley fool guy, etc. do actual research, react to comments, and make corrections.

    Sierra’s note: Nicole, I really appreciate your comment. I don’t think the science is as clear-cut as you make it out to be, though. There are plenty of cognitive scientists researching mindfulness practices and the power of meditation and similar practices to alter the chemistry of the human brain.

    As I see it, Chellie Campbell’s affirmation practice may be a bit hokey, but it’s just another means to a mindful, meditative approach to personal finances. It was her blending of spirituality with money management that made me want to talk to her, because I find my own personal practice so powerful in keeping me focused on managing my finances.

    It’s true that lying to yourself isn’t helpful. But affirming true positive things about yourself and your money can be, particularly if it’s part of a ritual that also includes positive actions.

  6. J.D. says 16 March 2011 at 14:57
    Blarg! I was going to have a comment typed and ready to go, but I’ve been so swamped that I forgot to do so. I have to finish writing a short essay for another venue, but then I’ll come back and explain why I don’t buy into this affirmation crap stuff.
  7. ellie says 16 March 2011 at 15:06

    I worked in an elementary school. For an entire year I had lunchroom duty every single day. Have you ever spent even a single hour in a school lunchroom?

    Three cheers for affirmations !!! Thanks to my daily recitation “I enjoy lunchroom duty. I have a really good time,” I DID enjoy the duty, I DID have a really good time – and so did the kids. Affirmations are great!!!

  8. Lisa says 16 March 2011 at 15:26

    Ever since I had an acquaintance who repeatedly said, “I have 2 million in the bank” (she didn’t), I have been an “affirmation skeptic.” She even packed up her house in anticipation of moving to a huge McMansion. I don’t know how long she walked around boxes until reality sank in.

  9. Tyler Karaszewski says 16 March 2011 at 15:30

    Thanks, my energy really could use some juicing up.

  10. Jerry says 16 March 2011 at 15:31

    I am enjoying the meta-tude of “My affirmations work for me, whether I believe they will or not.”

  11. actual psychology says 16 March 2011 at 15:32
    i’m a research psychologist who studies self-affirmations. and they only actually are useful in changing intentions or future behavior when individuals are unaware that they are self-affirming. so those explicit self-affirmations do not work at all, and as the posts above suggest may actually have the opposite effect.

    unfortunately, there are many non-researchers/non-scientists on the Internet that continue to perpetuate this myth.

    a quick google scholar of “self affirmations aware” will lead you to the relevant research articles.

    • Leo Foster says 27 November 2015 at 01:53

      well……

      You posted

      actual psychology says:
      16 March 2011 at 3:32 pm

      i’m a research psychologist who studies
      self-affirmations. and they only actually
      are useful in changing intentions or future
      behavior when individuals are unaware that
      they are self-affirming. so those explicit
      self-affirmations do not work at all, and
      as the posts above suggest may actually have
      the opposite effect.

      Since you are such an expert in psychology,
      I challenge you to repeat over and over all
      through the day and especially when going to
      sleep at night… ”I AM GETTING SICKER EVERY
      DAY. I HAVE TERMINAL CANCER. I AM DYING.”

      DO IT FOR THREE FULL MONTHS!

      AND SINCE YOU know WHAT YOU ARE AFFIRMING AND
      SINCE THESE AFFIRMATIONS ARE TOTALLY EXPLICIT
      NOTHING SHOULD HAPPEN TO YOU!!! ACTUALLY, AND
      ACCORDING TO YOU, THE OPPOSITE MAY JUST HAPPEN
      and you will get healthier and healthier by the
      day!!!!

      Give it a go and let us know — before you are
      gone, of course!

      Such a great post by SIERRA wasted on small,
      limited minds!!!

      Leo F.

  12. retirebyforty says 16 March 2011 at 15:36

    and doggone it, People Like Me!

  13. Marsha says 16 March 2011 at 15:41

    ellie #7–

    I think having a good attitude, like you did about your lunchroom duty, is great. But I think these silly affirmations are something entirely different.

    My sons thought I loved doing laundry because I always sang while doing it. It was really my most hated chore, but I sang songs to keep myself going.

  14. Amanda says 16 March 2011 at 15:50

    I agree w those that say this article is useless to me. (as most of sierra’s?)

  15. mike crosby says 16 March 2011 at 15:50

    Great idea. I think I’ll quit my job so I can use affirmations to convince myself how rich I am.

  16. Aspiring Millionaire says 16 March 2011 at 16:00

    I am a big believer in affirmations and the law of attraction.

    I have seen it work in every aspect of my life and my life has big changes happening now which will enable me to fulfill my goals.

    I decided a little while ago to be a millionaire and focusing on that goal and doing what I can when I can has meant I will be able to achieve my goal.

    If you think you can’t do something, you’ve already lost.

  17. Mike Holman says 16 March 2011 at 16:01

    I liked the article.

    I think “affirmations” are silly, but it’s interesting to see how other people think. Especially when they are very different than myself.

    BTW Nicole – you should really put some text when posting a link. For all I know that link could lead to a pic of Tyler in his CKs. 😉

  18. Rosa Rugosa says 16 March 2011 at 16:09

    This reminds me of The Secret, and I think it is a crock!

  19. csdx says 16 March 2011 at 16:19

    Heh, this reminds me of the junk mail I just got yesterday. It was a letter with a ‘prayer mat’ (read: sheet of folded paper), telling me that I should pray to God for stuff like more money, or a new car (oh and send the church organization a donation, natch).

  20. El Nerdo says 16 March 2011 at 16:32

    There are linguists who refute the common notion that language evolved out of the need to communicate, since something like 99% of language activity in the brain is self-talk. According to them, language preceded speech. [Sorry I can’t provide a reference, this I learned in conversation with a linguist]

    With that in mind, and considering how we talk inside our heads all day, I think it’s perfectly fine to monitor your internal talk, pump yourself up, and encourage yourself to accomplish greater things even though they may seem difficult or impossible. Sometimes we internalize self-defeating patterns and negative messages that need uprooting. I’m all for changing that.

    It’s another thing however to tell yourself utter BS you know it’s plain false. I mean, come on! That’s how crazy people operate, they believe their own lies– I once spoke to a guy who believed he shared some sort of transcendent connection to a woman in spite of the stack of restraining orders and jail time telling him otherwise. The curious part about this was that whenever he turned into reality-denial mode his eyelids would move very quickly, like those of a person who is in REM sleep. Creepy.

    A little funny story to end this– when I was in kindergarten there was this kid who truly believed he could fly like Superman, and jumped off his parents’ dresser. He showed up in class the next morning with a big patch on his wounded forehead. I’m sure he believed with all his might. The rest of us already knew the difference between reality and cartoons.

  21. jim says 16 March 2011 at 16:34

    I’m willing to believe that affirmations can help some people if it helps improve their mental outlook or improve their self esteem etc. If you are the type of person who feels that you are a failure then continuing to consider yourself a failure will not lead to success. In that situation an affirmation that reinforces positive attitude might be useful. Instead of constantly telling yourself in your head that you’re a loser, start telling yourself in the mirror that you’re a capable person who’s able to achieve success. Its about attitude.

    Of course on the other hand people can go to far and really misuse this kind of thing. Looking in the mirror and declaring yourself a success is not going to make money fall out of the sky.

    Sometimes this amounts to nothing omre than a placebo, if you believe it works then it works (until it fails).

    And this bit makes me super skeptical :

    “Campbell stresses that an affirmation is only the first step; it has to be followed up with actions. If you want good luck to befall you, you need to put yourself in the way of opportunities. That means networking, working hard at your job, and maintaining professional relationships.”

    I mean I could argue that scratching my butt will make me rich, but of course the butt scratching is just the first step and needs to be followed by networking, hard work and relationship building. Of course it would be hard to argue that butt scratching did anything but the networking and hard work bit would certainly have something to do with succeeding.

  22. J.D. says 16 March 2011 at 16:34

    Okay. I’ve finally put out most of the fires that were blazing around me, and I can turn my attention to this post.

    As Sierra mentioned, I’m not a fan. I know there are some GRS readers who do like affirmations, and I’m not opposed to letting other people read this post and make up their own minds, but I, for one, think affirmations are a waste of time. And, in fact, I agree that they can be dangerous.

    Now, I’ll be the first in line to sing the praises of positive thinking. Absolutely! I think the power of positive thinking is very real and very important. It’s played a large role in my success. But it’s not because these positive thoughts produced mystic vibrations or somehow altered the universe. Not at all. It’s because when I think positively — when I think of how something can be done instead of how it can’tbe — I’m far more successful.

    But the key to positive thinking is acting on the thoughts. And if you’re going to argue that “hey, affirmations are great, but be sure you act on them”, then what’s the point of affirmations?

    Like others above have commented, I don’t see in the point of repeating affirmations that are, essentially, lies. “People love to give me money!” Really? “I am rich and powerful!” How so? “All my bills are paid in full…” Is this true? If not, why repeat it to yourself?

    I wrote last summer about the difference between Talkers and Doers. From my experience, affirmation-speakers are mostly Talkers. They talk about what they’re going to accomplish (they talk about it to themselves!), but they don’t actually do anything. But Doers are often positive thinkers. Does that make sense? People who go out and get stuff done are the people who believe they can, not because they repeat mantras to themselves, but because they’ve learned the art of positive self-talk.

    In my review of The Secret, I called BS on the “magical thinking” approach (which is how I view affirmations), writing:

    “Visualizing checks in the mail will not make them magically appear. When I say money is more about mind than it is about math, this is not what I mean. I’m talking about mental toughness, about self-discipline, about changing beliefs and thought patterns. I’m not talking about ‘manifesting’ checks in your mailbox.”

    To summarize my advice in that review: There’s true power in positive thinking. Believing in yourself is a great way to to develop confidence. But affirmations are often just wishful thinking. And wishing accomplishes nothing. But back up your goals and your affirmations with action and hard work. Make your dreams come true — don’t just dream them.

  23. Tage says 16 March 2011 at 16:45

    Meh, I read this site all the time and I find this to be the least helpful article to date. I do believe in being positive and confident enough (if I have done research) in my own skills to execute investment strategies. I don’t believe that “affirmations” is the thing that would push me over the edge, it’s simply trusting in my skills and not being too afraid of what might happen. If I do nothing, NOTHING will happen, so risks must be taken.

  24. Nicole says 16 March 2011 at 16:46

    @17 It’s just an SNL clip.

    @JD… Sure, but this isn’t something that people can argue as if it’s a point of opinion. It’s an empirical question: Do affirmations work, and if so, when and how? People can go back and forth talking about what they believe about whether or not it works, but it’s something that scientists have actually tested in randomized controlled experiments. There’s a HUGE literature to draw on.

    Just writing opinions on something like this in either direction … well, it could be done a lot better.

    I’m not a psychologist, but it would make a much higher quality article if #11 up there had written something on this topic instead of Sierra.

  25. sarah says 16 March 2011 at 16:56

    I don’t understand this. An affirmation is saying something positive and true about yourself like “I work hard” or “I have a good sense of humor” to help yourself be more positive. Saying something completely false that you WISH was true is not an affirmation.

    I’m guessing people would have the same effect by stating goals out loud and positive steps being taken to achieve them (actually I’d expect better results from this since most people probably feel too silly to do it the other way).

  26. Diane says 16 March 2011 at 17:11

    Let us know how that works out.

  27. Catherine says 16 March 2011 at 17:25

    Some people like chocolate ice cream, some people like vanilla. If affirmations work for you, great. If they don’t, or you chose not to find out, great, too. Enough with the sanctimony, snark and judgment. There are plenty of ways to get rich slowly without slamming other people.

  28. Tyler Karaszewski says 16 March 2011 at 17:37

    Deaf or mute people are missing out on this one, too. How will they ever get rich without being able to tell themselves that they are?

  29. Annemarie says 16 March 2011 at 17:40

    I hope Campbell doesn’t just tell her readers to go forth and do useful career and self-promoting stuff.

    Without providing a little more information or instruction, that’s useless. With it, it’s just any other self-improvement manual.

    Affirmations are like reading instructions for a diet and expecting to get thin. It’s all about the fantasy.

  30. D R @ Motivating Minutes says 16 March 2011 at 18:14

    I’m becoming a big believer in action. If I find time to do the affirmations too I’ll test it out and see.

    I think belief has a big impact as well.

    If you believe in what you’re selling or doing – chances are you’ll follow through.

    If you don’t believe in what you’re selling or doing – phrases you repeat back to yourself …even to the contrary – may seem hokey & mpty.

  31. Karen in MN says 16 March 2011 at 18:14

    Attraction thinking is bunk, but changing the way you think about yourself will really make a big difference in your life.

    If you believe that you are a screw up who will never stay on your budget, you will fulfill that.

    Therefore I think it is useful to repeat to yourself every day, “I am a responsible person and I have my financial life under control and I am taking the steps to get (whatever your goal is–a car, out of debt, an emergency fund).” It’s a great way to stop the “why bother? I’ll always be broke!” negative thinking that undermines so many people’s best intentions.

    On the other hand, visualizing yourself into some magical situation where you are covered in money won’t make it happen.

  32. Jaime says 16 March 2011 at 18:16

    This speaker in this TED video says you should keep goals to yourself.

    http://blog.ted.com/2010/09/02/keep-your-goals-to-yourself-derek-sivers-on-ted-com/

    I have to agree with J.D. I believe in being positive, in setting goals and following them up with actions. But I don’t like affirmations like “people love giving me money” – in fact I refuse to say them.

    People don’t like giving you money but people are willing to give you money only if you make it their while such as through selling them a good or a service. The reality is people hold on tight to their money. People don’t love giving money.

    What helps me the most is having a positive attitude and doing something to help me towards my goal. When I exercise I think to myself, “haha yay I’m on my way to having a healthier body.”

    That’s much better than saying “I’m a hottie.”

    btw I hate the secret, I thought it was a scam when it first came out and I still think that its a scam. In the end I think any type of magical thinking does hurt people.

  33. Pat S. says 16 March 2011 at 18:50

    I fail to see the use in empty affirmations and hollow words. Hard work will get you much farther in this life than wishes and dreams. How does the expression go… %*$@ in one hand, wish in the other… see which one fills up first.

  34. Chris says 16 March 2011 at 19:02

    I liked this article.
    Affirmations and positive thinking have worked really well for me (and my finances) over the years.
    If you want to give affirmations a try, check out the “Har-money” cards. Not sure who publishes them, but they’re available online.

  35. El Nerdo says 16 March 2011 at 19:11

    @32 Jaime– that’s a brilliant short talk, thanks for posting it.

    In my family we have a custom that when we *really* want something to happen we don’t tell other people. My parents arrived at this from empirical observation, and lacking a rational explanation attributed it to a “jinx” (even though they aren’t really superstitious, don’t believe in luck or play games of chance, etc. ). Now thanks to science the mystery of the blabbermouth jinx is finally solved!

  36. Jaime says 16 March 2011 at 19:21

    El Nerdo-Glad you liked it 😀

  37. Matt says 16 March 2011 at 20:07
    Let me start by saying I have a very low tolerance for spiritual BS. If it sounds hokey, it probably is hokey. Friends of mine who are religious have to have pretty intellectual relationships with their religion otherwise they get on my nerves. I’m the person that created a competing environmental club at university during my freshmen year because “those dirty @#&$ing hippies aren’t accomplishing anything with their stupid drum circles.” I don’t want to stand around making noise at the expense of getting things done.

    But this post did say that. Affirming isn’t enough. And lying to ourselves can be an action instead of just talk.

    Let me explain myself.

    There is a modern philosopher of religion (whose name I don’t recall… perhaps it was Pascal? I don’t think so.). Their basic argument was that we need God/religion to be moral, but that we could “fake it until we make it” by attending church, tithing, etc. If we believed in our belief it would result in moral behavior, even if we hadn’t yet made it to a belief in God. Being the heathen that I am, I argued that belief in belief is all that matters, and God need not be at the end of that rope. If we posit that the universe is ultimately working toward good, and if believing that belief made us better people (more moral, more capable of achieving our goals, or whatever.), then it would be in our best interests to develop a believable justification for that belief, even if we can never actually prove it. This is watering it down, of course.

    Basically, the question is whether faking it until you make it can work, or whether it’s ethical to “trick yourself into believing something” for the benefits that having that belief entails, regardless of whether what you’re believing is true. If you fake it well enough, I think the answer is yes.

    Walt Whitman was a farm bred kid with no business chops to speak of. He threw on a suit, walked into the office of a local newspaper, and faked his way into a job. By throwing on that suit and taking on the newspaper man persona he was “acting the lie”.

    After I graduated from school I had no job prospects and a dwindling savings on top of impending loan payments. I was super depressed, and that made me lethargic with a hankering for crappy food. Finally, I started lying to myself. I started telling myself that I was successful, that I had money to spare, and business opportunities popping up all the time. It was total BS, but my goal was to make it so believable that even I would forget that it wasn’t true. I bought a nice shirt, tie, pair of slacks, belt, and pair of dress shoes. Not breaking the bank, but nice enough that I could believe I was someone important when I looked in the mirror.

    How would someone this successful talk? How would someone this successful walk? Carry themselves? Think? Etc. I wanted to act like that person until I was that person.

    I would go out into public in my shirt and tie and practice being that person. It was amazing the response I would get. People would sit by me on the bus and start talking to me, when before I would always have a empty seat next to me (you win some, you lose some, right?). I even had a person buy me a drink once, just for the opportunity to schmooze with someone wealthy/powerful/etc. As a male, I never imagined in my wildest dreams that a stranger would buy me a drink. The better I played this act, the better people responded, and the better I felt; the better I felt, the better I played the act, and so on. I got an interview and walked in super confident that I already had the job. Aced it.

    There is a caveat though. I was spending beyond my means in order to make myself believe I was more successful than I actually was. The fear that my ROI wouldn’t cover all of my credit card charges would cause me to become super frugal for stretches of time in order to pay off my yo-yoing debt. It’s hard to keep believing that you’re super wealth and successful if you have to pinch pennies. And, once my student loan payments came due, I had to become extremely frugal permanently–I didn’t have the money to maintain the lie.

    I think the Placebo Effect is largely to blame for this phenomenon. Wired Magazine wrote an article on how placebos have actually become more effective over the years, which just stands in the face of science (perhaps we’ve become more receptive to our body’s ability to self-repair ?) In Breaking the Spell, Daniel Dennett speculates that the placebo effect could be partially to blame for spiritual healing giving credence to early religions.

    Even contemporary studies have shown that attending church (something which I myself do not do) has physiological benefits, which likely stem from increased social interaction and the increased production of hormones like oxytocin as a result of such interactions.

    Ultimately, the affirmations alone won’t do you any good. But if telling yourself “I have lots of money in the bank” aligns you with the values of someone who actually does have lots of money in the bank (i.e. saving a certain percentage of each paycheck, being mindful of what money is being spent on, etc.) then it’s a good lie to tell yourself (if you can’t make yourself believe it, it’s going to get you nowhere though). Just don’t go too far: “I have lots of money in the bank, so I can buy X.” The “I can buy X” will out pace the “I have lots of money in the bank” every time, and there’s no way you’ll be able to trick yourself into believing you have lots of money in the bank. I learned that lesson the hard way.

    That said, I’ve been trying to find more sustainable ways to lie to myself. I was in line for a promotion at work, but when I couldn’t maintain my lie about being successful, my mood sank again and I became less approachable at work. As such, I got passed over on the promotion. I’m focusing on little lies that make me smile more, etc., and I find that’s already helped people start gravitating toward me again at work.

    If you accept that you’re lying to yourself, and work hard to make those lies believable, pretty soon they might not be lies.

    P.S. As already mentioned, don’t make outlandish goals about what you will do in the future. Definitely go the “I am…” or “I have…” routes rather than the “I will…” route unless the “I will…” is small and actionable (“I will run from work to the bus stop every day.”). Setting large future-tensed goals fulfills our need so that we don’t even have to work on those goals. The same for telling people your goals.

  38. Bogey@BackNineFinance says 16 March 2011 at 20:12

    1. I am the best looking man on the planet.
    2. I am the richest man on the planet.
    3. I am the best blogger on the planet.

    (I live on a planet all by myself)

    I agree with several other commenters, this article is pretty silly. Talk to the mirror all you want, I’ll be out trying to make something happen.

    • Leo Foster says 27 November 2015 at 01:37

      Hi, Bogey….

      Well, it has quite been some time since your
      “”intelligent”” post denigrating SIERRA’s work.

      Shall we check on your progress?

      Bogey@BackNineFinance says:
      16 March 2011 at 8:12 pm

      1. I am the best looking man on the planet.
      2. I am the richest man on the planet.
      3. I am the best blogger on the planet.

      I CAN BET THAT…

      1.YOU ARE NOT the best looking man on the planet.
      2.YOU ARE NOT the richest man on the planet.
      3.YOU ARE NOT the best blogger on the planet.
      4. YOU HAVEN’T ACCOMPLISHED A DAMN THING!!!!

      SIERRA did a great work! And she is right….
      the results of our affirmations, any affirmations,
      are all dependent on how much we believe that our
      affirmations will give us the results we want,
      even though we do not believe them ourselves when
      we start saying them. BUT, by repetition, the
      subconscious will gradually start accepting the
      new affirmations as TRUE. Unfortunately, TOO many
      QUIT before reaching that point!!!

      GREAT JOB, SIERRA!

  39. Jill says 16 March 2011 at 22:00

    I watch this youtube video whenever I need a pick me up, and get my thinking back on track.

    Pure positive energy, regardless of who’s saying it or who’s receiving it can’t be beat:
    http://www.youtube.com/watch?v=qR3rK0kZFkg

  40. Shareeke Edmead-Nesi says 16 March 2011 at 22:38

    Everything starts in the mind. Creating a conscious mind will help you to achieve financial success. Affirmation can help you train your mind that money is kind to you and you will be kind or in control of it. The affirmations also create a conscious awareness of what you say and desire your finances to be. Now believe in your affirmations and become a conscious creator of your financial life.

  41. Chellie Campbell says 16 March 2011 at 23:24
    I received a google alert that Sierra’s article about my book had been published, so came over here to read it and review the comments. Quite a rollicking discussion! I’d like to add a few points and clarify what I think affirmations actually do.

    Let me start by saying that my experience in financial matters before writing this book and creating my Financial Stress Reduction Workshops twenty years ago was owning a bookkeeping service with 13 employees, many clients, and nearly half a million per year in sales. I’m a very practical person, and things had better work before I’m going to recommend them.

    I saw first hand the difficulties people were having with money, from not pricing their products and services correctly, to overspending their budget (no matter how much money they made), and having fear-based mindsets about the subject of money. The wealthy people often had no spirit and the spiritual people were mostly broke. My position is that we are spiritual beings having a material existence and we should master both of them.

    When “The Secret” came out, I was the first one to alert my readers that the “Law of Attraction” doesn’t work unless you also pay attention to the “Law of Action”. Although I have had clients who just wanted to sit in their room and chant “Omm, I’m making lots of money omm”, I stress to everyone that affirmations are not enough – you’ve got to have an action plan and do some hard work to get what you want. Like, how many affirmations would you have to say in front of a piano before you could play it? Get real – you’d better take some lessons and practice.

    However, if you take lessons and practice while saying to yourself “I’ll never be able to do this” and “I’m not good enough” you are probably going to quit before you accomplish anything.

    People have lots of terrible fears and negative thoughts about money. When I ask groups I speak to what their thoughts are about money, they say “Money is the root of all evil”, “money doesn’t grow on trees”, “it’s just as easy to marry a rich man as a poor man”, “we’re never going to make any money”, etc. The energy in the room goes down as people contemplate all that is wrong with their financial condition.

    Dwelling on what isn’t working and what you’re afraid of can make you give up before you even start to go for what you want in life. In the twenty years I have been doing this work, I have found that affirmations are encouraging, inspiring and fun, helping people generate the energy to take the positive actions that lead to a richer life. It’s a beginning to shift their consciousness from “I can’t” to “I can and I will”.

    But that is only step one. The next steps are: choose your goal, design an action plan to achieve it, work the plan, BUDGET – which stands for Baby-U-Deserve-Getting-Every-Thing (but not necessarily today), find “Your People” and avoid “Not Your People”, manage your time (do what makes money first), survive the storms and challenges that arise, and be sure to carve out time for yourself to enjoy life and help others enjoy it, too. As Patricia Fripp said, “If they write the biography of your life in 14 chapters and 13 of them are about work, it’s not going to have a happy ending.”

    If you think affirmations are hogwash, that’s fine if that’s what works for you. If you’re happy, rich, successful at a career you love, and have wonderful friends and empowering relationships without positive thinking, great (although I would suspect that you are already thinking some really positive things and just don’t need to retrain your mind to think them).

    If your life could use a little improvement, maybe affirmations could help. There was a time when I was broke, had a business failure, lost everything and had to start over. I don’t know that I would have made it if I hadn’t had EGBOK (Everything’s Gonna Be O-Kay) written on my wall and done a bunch of affirmations to get me to the office to start over and believe in myself again. They worked for me and I’ve seen firsthand that they’ve worked for thousands of others, so I’m going to keep sharing them!

    Cheers, and best wishes to all of you for a happy, rich, fulfilling life!

    J.D.’s response: Thanks for contributing to the discussion, Chellie. I appreciate it.

  42. Kathy Z says 16 March 2011 at 23:47

    I think critics are oversimplifying and missing nuances about the concept of affirmations.

    Saying an affirmation like, “I have plenty of money to pay my bills” doesn’t have to mean that you’re tricking yourself into believing it if it’s not true. You can still be well aware of your current situation. And just because some people do destructively delude themselves, doesn’t mean there’s no value when used properly. (Just like cars are a valuable tool for people, even though some people are horrible drivers and cause fatal accidents.)

    So what’s the point? To make pretend. To conjure up the “feeling” of having enough money to pay the bills. And that feeling can provide hope and inspiration and propel someone towards productive activities that help them achieve their goal. It’s like a mini, day-to-day version of those “describe your perfect life 5 years from now” exercises.

    No, affirmations are not an end in themselves just like dressing well or working hard (if you’re “climbing the wrong ladder”) won’t make you successful by themselves. I think Sierra was trying to describe this with the dressing analogies – Affirmations are just one component: a way of daily aligning your inner energy with your goals.

    And if you don’t operate this way or resonate with this concept, fine. But maybe get over your perceived superiority and try to expand your mental capacity to grasp the idea that other people operate differently from you and this can be an incredibly useful tool for them.

  43. sfkiddo says 16 March 2011 at 23:50

    JD, I’ve been reading this blog since you began it and have always appreciated the commonsense theme in the title: Get Rich Slowly. There are no quick fixes; I cannot simply “affirm” that I have enough for retirement, spend within my means, and am organized. In fact, your blog emphasizes that, if you want to change your financial situation, you must take responsibility and DO realistic actions.

    While I do feel that the guest blogger, Sierra, actually believes what she is saying, it doesn’t mean that what she says is correct. One, she doesn’t understand the definition of the word “affirmation”: an affirmation is asserting what is true. Not what is wished or desired.

    So her daily affirmations:
    “People love to give me money!”
    “I am rich and wonderful.”
    “I am now earning a great big income doing what satisfies me.”

    are simply not true. The most disturbing aspect, though, is how they take her actions completely out of the picture. She is passive–except for her affirmations–because her goals “just happen” or people “give her money.” Real affirmations could be:
    “I don’t need to buy things to make me happy.”
    “I made a budget and will stick with it.”
    “Managing my money won’t scare me, I look forward to being in control.”

    Please, reconsider putting guest posts like these on this blog. I feel that they are completely against your original intent that there are no shortcuts or quick fixes. Your brand is being polluted and subverted by this… opinion.

  44. sfkiddo says 17 March 2011 at 00:03

    @37 Matt: Yes, you were thinking of Pascal, but not “fake it to you make it.” “Pascal’s Wager” was a way of hedging your spiritual bet: if you believe in God and he doesn’t exist, you wasted some time worshiping something you don’t believe in, no big deal. If you don’t believe in God, and He DOES exist, bummer, hell for you! So you may as well believe in God.

  45. Kathy Ozzard Chism says 17 March 2011 at 01:17

    Chellie Campbell and her books are delightful, and anyone who takes the time to read them and use her wisdom benefits greatly.

    Even my skeptical “Mr. Science” husband started doing Chellie’s “Wealthy Spirit” daily affirmations after he saw how energized, calm, proactive, and successful I was becoming using them.

    He now loves them, too, and is watching his sales increase with a smile.

    Neither of us go a day now without using the affirmations, both Chellie’s and our own.

    Don’t knock it until you’ve tried it. 🙂

  46. Simon says 17 March 2011 at 01:35

    I want to throw in here the faith-perspective on prayer. I do think there’s something weird about saying, “I am a money magnet!” in the mirror, especially if you’re, ahem, not a money magnet at all. But, that said, I am a deep believer in God, in a God who cares about our realities, and this includes money-struggles. I do believe that, when we are honest with God about our faults and we ask God for help, God will help us out. I’m not saying we’ll get a million dollars (actually I think God is against wealth more often than being for it), but I do believe that God opens a way for those who are disheartened and without hope.

    I just wanted to put that out there. I do pray for all my stress (including finance), and I have faith that God will take care of me.

    -Simon

  47. Mia says 17 March 2011 at 02:00

    I have great experiences using affirmations. But I agree that they have to be combined with action, otherwise they will get you nowhere.

    I like what Chellie Campbell says about the fact that you affirm things that aren’t true yet: ‘telling the truth in advance’.

    If you consistently use affirmations (I do them first thing in the morning after waking up and last thing in the evening before switching off the light in bed), you will see things happening in your life. Some changes happen fast, some take a longer time, but I’ve often been surprised to see that I have in my current reality what I had been affirming months or sometimes weeks or even days earlier.

    I’d say give it a try, combine it with smart & sensible action, and see what happens.

    It’s important though to only use affirmations that you feel good about when saying them. If something feels off, or odd, or too big or crazy or stupid, don’t use it. Change & tweak the phrasing until you can really believe in it.

  48. Luke says 17 March 2011 at 03:28

    Drivel.

  49. Dan Blakely says 17 March 2011 at 03:40

    Some of these affirmation types ideas with wealth seem to have their roots in “Think and Grow Rich” from Napoleon Hill. Mostly tied around self-doubt and self-esteem. Not sure if I really buy into the idea of daily affirmations but I do believe that approaching life with a general fun loving and positive attitudes can pay big dividends… but I don’t see myself doing affirmations in the mirror.

  50. Pamela says 17 March 2011 at 04:40

    My problem with Sierra’s affirmations is not whether they work or not. I’ll leave that to the behavioral scientists.

    I felt really uncomfortable with what she decided to affirm. I know this won’t be popular with lots of folks here but if I I’m going to put my attention toward achieving something meaningful in my life, it won’t be being “rich and wonderful” or people giving me money.

    How about affirming that I live in a community of people and that I need to be generous with others? How about that I will remember that I’m not the center of my own universe?

    Instead of magical thinking to give us wealth, I’d rather see us focusing on our responsibilities to others.

    The greedy wealth affirmations make me feel like I’m stuck in an Ayn Rand novel.

    • Leo Foster says 27 November 2015 at 01:20

      GREAT POST, SIERRA!

      Poor Pamela.

      You are the center of your universe and you
      are creating everything that exists around YOU —
      whether you like it or not, whether you
      believe it or not.

      And you are foolishly denying that and short-circuiting your own POWER to attract more
      wealth and be of greater service to humanity.

      Poor people, people with scarcity//poverty
      mentality cannot help anybody. They cannot
      even help themselves!

      Money RUNS this physical universe/reality — NOT
      the limited, poverty thoughts that you have.

      Imagine all the good that you could do to all
      the people on this earth if you had the enormous
      amounts of money owned by the Rothschilds and
      the Rockefellers — who use their money to do
      only all sorts of evil and wrong doings.

      You need MONEY to do great positive deeds.
      Poor people, people of limited financial means
      have practically NO influence on the destiny
      of this planet.

      If you want to keep your poverty-mentality, keep it
      to yourself. Stop criticizing those who want to
      have more money. Money rules this physical reality.
      It belongs to those who have a rich, prosperous
      mentality. Money is attracted to those with that
      type of mentality/mindset. (Unfortunately, those
      with the prosperous mentality/mindset are MOST
      of the time people who want to use their money to enslave others.) Those who claim to be SOOO
      spiritual are always the poorest and most limited.

      And most religions encourage everyone to be more
      spiritual and give less value to money. Think
      about WHO benefit the most from that limited,
      poverty-striken mentality/mindset? The super
      rich elite who wants to stop others from
      prospering (they cannot allow competitors, they
      want to rule over everyone)==== >>>>> and you are
      helping them!!!

      MONEY is power for good.

      Your poverty/scarcity mentality and your
      criticism of money will keep you limited forever.

      The author in this web site (SIERRA) did a
      GREAT work. Please, do NOT neutralize her
      good work with your thoughts of poverty and limitation.

      I can guarantee you…… with your kind of thinking
      you won’t have to worry about being rich EVER or
      people giving you money EVER. A kick in the rear
      is more likely!

      Again, GREAT post by SIERRA!!!

      Leo.

  51. Karey says 17 March 2011 at 04:52

    You can only think one thought at a time: choose a positive one! Affirmations are helping me right now — I feel less anxious about money, and actually money is starting to flow to me from expected and unexpected places! It’s funny how that works.

  52. Anne says 17 March 2011 at 05:09

    Pamela @43 – you just made me smile 🙂

  53. Kevin says 17 March 2011 at 05:24

    Nicole wrote:

    “Since this is something for which there is actual empirical evidence on efficacy (Stuart Smalley was popular decades ago),”

    Just for the record, you know Stuart Smalley was a fictional character, right? He was a recurring sketch on SNL (Saturday Night Live), played by Al Franken, who is currently a Senator for the state of Minnesota. He did not represent any sort of “empirical evidence on efficacy.”

    As far as the affirmations go, if other people think they’re helpful, then who am I to throw cold water on their ideas? I don’t think they hold any value for me, personally, but if they’re working for you, then go for it. “Do what works for you,” right?

    I will point out, however, that these “affirmations” are a common tactic employed by shady Multi-Level Marketing schemes to lure naive suckers into their little pyramid schemes. They have entire books of these nonsensical affirmations to keep their lemmings drinking the kool aid. Things like, “What would you do if you knew you couldn’t fail (nevermind that 99% of MLM-ers fail)?” and “If you live your life as though you were already awash in abundance, then abundance will be attracted to you (along with aggressive debt collectors).”

    It’s the same nonsense that sold a million (or whatever) copies of “The Secret.”

  54. Nicole says 17 March 2011 at 05:32

    If you’re gonna highlight #37, which is a mixture of information and misinformation, it would be nice to highlight #11 (a person who claims to be someone who studies this subject) which tells people how to get to the actual science if they want to do the research themselves.

    You can argue about opinions and philosophy but that won’t change what kind of affirmations work and what kinds do harm. It won’t change which kind lead to action and which lead to inaction. There’s a big difference between opinion and empirically tested evidence.

    http://en.wikipedia.org/wiki/Cognitive_restructuring
    http://en.wikipedia.org/wiki/Self-affirmation

    @52 You’re aware that Stuart Smalley was SATIRE reacting to something that was prevalent in popular culture, right? SNL makes fun of things that are current. This affirmation crap was current decades ago and has been studied since. It’s been a long time since I’ve taken a psychology class, but it’s covered in textbooks. The specific kind that Sierra is talking about does more harm than good. Cognitive restructuring around things that are *true* and *realistic* does help people with negative self-talk.

  55. Kevin says 17 March 2011 at 05:32

    @Aspiring Millionaire:

    “I decided a little while ago to be a millionaire and focusing on that goal and doing what I can when I can has meant I will be able to achieve my goal.”

    I forget where I heard it, but there’s a quote I heard at a young age that has always stuck with me:

    “Becoming rich is actually very easy, if that’s all you care about.”

    I took that to mean if you’re willing to sacrifice your free time, a family, integrity, joy, and whatever else it takes, then it’s not actually very difficult to amass wealth.

    The truly difficult challenge is to become wealthy while still having a family, enjoying down time, living a balanced life, giving to charity, and so on.

  56. Kevin says 17 March 2011 at 05:37

    Sorry for the repeated comments, but I just remembered another very apropos quote:

    “You can’t build a reputation on what you say you are going to do.” – Henry Ford

  57. ArandomPerson says 17 March 2011 at 05:41

    Affirmations are a waste of time (most of the time for most people).

    They sound like my old witch friends who cast spells each morning for success and such. They do nothing and cost the individual time (and effort and possibly money depending on the spell).

    However, I would grant that it is possible that a affirmation/spell can work like a short meditation to relax a person; focus on a single problem, or something similar I suppose.

    Still, much better to spend that AM time flossing or actually brushing your teeth for the full 2 minutes (instead of the 35 sec average that most people do).

  58. Matt says 17 March 2011 at 06:59

    @sfkiddo Actually, I knew Pascal had written about his wager, and that’s why I was sure it wasn’t the same writer. The person I was thinking of was Robert Merrihew Adams and his “practical belief in God”. I finally found it after some digging.

    And here’s the Wired article on placebos: http://www.wired.com/medtech/drugs/magazine/17-09/ff_placebo_effect?currentPage=all

    I’m pretty sure JD has mentioned Ramit over at IWTYTBR. Ramit advocates the same kind of restructuring of the way we think that I was talking (or, at least attempting to talk) about. Everyone has the same 24 hours a day, but some people believe they can achieve more in that 24 hours than others.

  59. Shari says 17 March 2011 at 07:05

    There’s nothing wrong with positive thinking, as long as it is accompanied by action. I got a good laugh out of reading “The Secret”. (Actually I was enraged at how ridiculous it was and wanted my money back!) In that book the author suggested you just choose an amount of money that you want to have and focus on that, and you would eventually get it. I still don’t have my $250,000. I suppose the authors would say that’s because I don’t really believe it can happen…which I don’t. I don’t expect to just sit back and watch checks roll in. I’m not going to win the lottery because I don’t play. But I can work hard, get a higher paying job, and improve my situation that way. I think that’s the route I’ll take!

  60. Anne says 17 March 2011 at 07:26

    I use affirmations, but maybe not in the sense the critics here perceive them. My affirmations are not unfulfilled wishes or desires for the future a la The Secret or some attempt to draw “energy” from the universe my way. I use them as reminders to myself of things I believe about myself and situation and the goals I am actively working towards shifting. I prefer to call them mantras, I guess.

    I am three years into a five year debt-free payoff plan. That’s a long time to be sticking with it. Even when you automatize all the payments and plan carefully it is hard to stick with any goal for that long. Occasionally I have been disheartened that debt free day will never come. My resolve has weakened at times. I have found myself repeating in my mind “I will be debt free in 2013”; “You will be debt free”.”One day I will owe no one.” “I will be free to pursue to my dreams.”

    I say such things until I believe them again and my resolve is renewed. They have helped me maintain my “gazelle like intensity” (Dave Ramsay) in paying down debt.

    I am not waiting around to be saved or rescued by mysterious forces in the universe, or let off the hook. But I am reminding myself daily of my intentions. That’s what I think affirmations are. And they can help.

  61. HollyP says 17 March 2011 at 08:08

    While affirmations and visualization can be helfpul, they are best when used with a strategic plan which identifies goals, measures of success, and short-term action items which outline the steps necessary to achieve the goals.

    Thank you for the reminder of an Amazon review on the book the Secret (a book of similar “affirmation will get you there” garbage) posted by Ari Brouilette. It was the funniest single Amazon review ever. Amazon took down the review, but you can google & find it on several blogs. Go ahead and google, you won’t be sorry.

  62. Kandace says 17 March 2011 at 08:46

    I think it’s interesting that the posts about affirmations and J.D.’s reminders to himself to help his memory hit my inbox this morning.

    Call me crazy, but isn’t one action simply the other side of the coin for the other?

    J.D. uses various methods to remind him to stay on track. Sierra uses affirmations. Whatever works….

  63. Megan says 17 March 2011 at 08:55

    I agree with #37 and with JD (and may others)that positive thinking is different and does work. That is – “I will get a raise this week because I have worked hard and deserve it” but that “affirmations” or saying to yourself something is true when it isn’t are bad. Lying to someone else isn’t acceptable, why is lying to yourself?

    The few exceptions I find are things like “Today IS a good day” (even if it’s rainy and you feel a headache coming on) or “I AM happy with my life”. These more vague sayings can help bring out positive thoughts without tricking yourself into a lifestyle you don’t have.

    But as far as money, stick with “I will pay all my bills on time” or “I will have money saved for my trip” and as long as you realize it’s future (“will”), you should be good to go. Give yourself a goal, don’t pretend you already did the goal though.

  64. Jesse says 17 March 2011 at 09:02

    I’ve found that collapsing the present and future can be powerful. Knowing that what I want has already happened, that it’s inevitable, frees me from energy drains like doubt, impatience, second-guessing, discontent and discouragement. Now, instead of having to strive to hopefully achieve my goals, my life is an effortless realization of what already is. And this allows me to be patient and happy in the moment and easily weather frustrations and setbacks.

  65. Clint says 17 March 2011 at 09:08

    Oh, C’mon. Yes, this is a bit silly, but hardly harmful. Some of the folks commenting here should lighten up a bit. There is definitely an “oust Sierra” vibe going on, when all you really need to do is stop reading a post if it’s not your thing. I do it all the time. Instead, you read on just to build your argument (also a waste of your time).

    I am a money magnet! That is silly. A little funny, too. I might try it. The worst it can do is get my mind focused on a goal first thing in the morning.

  66. Andrew says 17 March 2011 at 09:15

    J.D.-

    This is beyond nitpicky–but can you PLEASE change your description of Sierra Black? Every time I read “getting her kids to eat kale” the image of an unpleasant screaming person with New Age pretensions forcing vegetables down her children’s throats comes into my mind. It’s very distressing–

  67. Andrew says 17 March 2011 at 09:23

    Also–the whole question of affirmations reminds me of that episode of “Friends” where Chandler is trying to quit smoking (I think) and is falling asleep to taped affirmations–only they are meant for females and contain statements like “I am a strong independent woman…” He ends up unconsciously incorporating “womanly” behavior into his daily life –such as walking around the apartment with a towel draped on his head after showering–it’s very funny–

  68. Jon says 17 March 2011 at 09:56

    Anyone who is familiar with the Lizard Brain concept (http://sethgodin.typepad.com/seths_blog/2010/01/quieting-the-lizard-brain.html) shouldn’t find it a stretch to use affirmations.

    When addressing your lizard brain, you do need to speak the words out loud. Your whole brain is then able to process the messages you are giving yourself, and no part of it (reptilian or otherwise) is able to hide from your words.

  69. anne says 17 March 2011 at 10:41

    I am a clinical counsellor and it seems to me that this is an example of self-hypnosis in a way, or at least something like it. You make statements about how you see your ideal self, goals in other words, and repeating these goals teaches our subconciousness where we are going and drives our actions, hopefully. I have known many people who have said this works for them, and many who said it doesn’t. Take it or leave it. In my workplace we word the goals of counselling by asking how will things be different when you reach this goal. This gives the person a chance to imagine themselves solving the problem or without the problem which often provides motivation to get there especially when someone is feeling particularly hopeless. I really like it. It provides a visual of how we might be (and feel) when our goals are achieved.

  70. BrentABQ says 17 March 2011 at 11:17

    Affirming your way to wealth: bunk;
    Affirming your way into a changed mind: there is something to it.
    I’m going to do my best to be kind about this post. There are many things that reinforcement can do for you and many it can’t.
    Feeling down about your money situation? Maybe you should try some more well rounded affirmations.
    I make the best decisions. My natural qualities allow me to be great. X is my most important value.
    Why money? Why not be content being happy and making the best possible decisions every day using your natural gifts. you might be rich from that, but shouldn’t your bank account be a side effect of being an awesome person? Don’t focus on what others hold or think. Only what you can do. The decisions you make and the attitudes you hold.

  71. Jake says 17 March 2011 at 11:18

    The value in being positive is that you willfully choose to align your thinking with the goals that you consciously want to achieve.

    If I’m going to bother with reprogramming my internal monologue, it seems much more practical to me to repeat my values rather than bunk about how others want to give me money.

    “I am content with what I have and don’t need the newest iPhone or gadget or whatever” is quite a bit more useful than “random strangers will give me money today!”

    One focuses on practical actions and values – the other on blind luck and dependence on a benevolent fate.

  72. Piccolina says 17 March 2011 at 11:30

    Thank you for posting this article. I have a wonderful life, and I am so grateful for my good fortune. I attribute much of the abundance in my life to positive thinking. Affirmations and positive selftalk have really helped me be open to and aware of wonderful opportunities that I may have otherwise overlooked.

    I enjoyed reading this immensely and plan to look for Chellie Campbell’s book. Because it’s true, the more wonderful things (people, experiences, resources, ideas) you allow into your life, the more will follow.

    Just wanted to let you know that not all of your readers are naysayers!! Thank you again!

  73. Tanya says 17 March 2011 at 13:20

    “Life and death are in the power of the tongue.” – That’s how the Bible sums it up. Our words do matter – but so do our actions. I agree with Sierra’s point that it’s not enough just to talk – you have to take action. Reminding yourself verbally of what you want and where you want to go can help you stay focused on taking the right actions to achieve your goals.

  74. Heather says 17 March 2011 at 15:25

    There is research to indicate that, when done properly, affirmations and visualizations are very effective.

    What I’ve read, includes these stipulations:

    1-You see things as you wish them to be (as Sierra explained).
    2-You put it in positive language because our brains don’t process negations (as Sierra explained).
    3-It is about you. I can’t say affirmations for my husband to pick up his socks.

    The gist is that our brains want everything to be consonant. If you believe yourself to be a clumsy person, you will trip over nothing. If you can convince your brain that you are not a clumsy person, your brain will do what it can to overcome the dissonance – and the clumsiness goes away.

    If watching a 30-second spot on TV can effectively make you want to buy/eat something, why wouldn’t you advertising yourself to yourself change your mind?

    This is addressed in part in the book “The Brain That Changes Itself” which is a fascinating read all around – the parts that deal with this and the parts that don’t.

  75. chacha1 says 17 March 2011 at 16:11

    I use affirmations all the time, but not the kind Sierra used as examples. More the kind that sarah referred to back at comment, oh, #12? or something? That is, affirmations that are TRUE … not wishes.

    “My financial plan is working.”
    “We are saving money.”
    “My yoga practice is improving my health.”
    “I am becoming a better dancer.”
    “I am becoming a better teacher.”

    These are all true statements, and bringing them actively to mind reinforces the behavior that is making them true. It’s self-reinforcement. Sometimes we need to consciously (even vocally) remind ourselves of what we are achieving or have achieved, because the process can be a slog sometimes.

    That said: I think affirming ANYTHING that isn’t true is self-destructive, even if the affirmative message is a positive one. Why would you want to establish pathways in your brain leading you from point A (real life) to point B, when point B is fantasyland? Why would you want to inhibit your reason in such a way?

  76. Lauro Wolff Valente says 18 March 2011 at 04:47

    Holly crap Shalom #2, I just came here to present a TED talk about this!!!

    Check out Keep your goals to yourself.

    Probably is the same research you commented.

    I just want to point something here.

    There is a concept of archetype.

    This means we have to build the base of what we want to acomplish or change on our selves.

    Building the base causes us to identify to whatever we want, thus by helping us to stay connected with the goal.

    It’s like the subject in the University you loved. Didn’t you enjoyed the way professor taught it either?

    That is the best example of identification I can imagine.

    Since you like the subject, it’s almost sure you will like the professor. The opposite proves to be true too.

    That’s something to be taken into consideration.

  77. Nicole says 18 March 2011 at 06:18

    @5 Sierra. Ok. I challenge you to put together the actual research that “actual cognitive scientists” you talk about are doing showing that what you’re saying, specifically that making positive affirmations that are UNTRUE, is not harmful and is in fact, beneficial.

    If you had done that, then your post would have been much better, and worth reading, and worth posting. That’s what the other regular GRS posters do when they are writing about something outside of their immediate personal experience. They’re also willing to do the time-consuming research and change things when they’ve made a mistake or comments have caused their thinking to change.

    I doubt you’ll find anybody who has done actual peer-reviewed published empirical research that finds that saying “People want to give me money” or “My bills are paid in full and I still have all this money” results in anything positive. You will, however, find a lot of hucksters trying to make a buck.

    I could put together an article myself showing the opposite, but I charge $500/article when I do freelance that requires research time.

    You can look it up yourself, heck, you can even read the brief Wikipedia articles. Cognitive restructuring works when the affirmations are REALISTIC. Not when they’re garbage. Check out the TED talks and Google cues people on here have posted about how the bad kind of self-affirmations you’re talking about hurt goals. Or check out a textbook on cognitive behavioral therapy. Look the terms you’ve been given up in PubMed.

  78. DreamChaser57 says 18 March 2011 at 06:50

    I find it disconcerting that some of the comments are so venomous. Civility is a mainstay of GRS that I’ve come to value and appreciate. People are actually angry that a post appeared on a relatively public forum that they did not enjoy. Wow!? It happens. The fact that people, including myself, rarely encounter content on GRS that they don’t like is a testament to how hard JD works and how enduring the GRS brand is. To suggest for someone’s ouster or to infer that the GRS brand is so fragile or completely dependent on always producing content that you like is unrealistic and naïve.
    I for one enjoyed the post. I found the title intriguing. This post reminded of a Bible verse that says “call those things that are not as though they were…”. To internalize a truth that is yet to manifest can subconsciously start to embolden you and impact your behavior, you begin to act in a way that increases the probability of achieving your goal.
    Human behavior is nuanced and complex. Every human being has a different family of origin and different aptitudes. Some people have crippling self doubt, negative self-talk – some people come from dysfunctional backgrounds they have to reconstruct their self esteem and self-worth on a daily basis. For someone who is self-actualized and winning in life – to look down on strategies to get people who are less fiscally, intellectually, or emotionally endowed is sad. Affirmations can be a part of a holistic and integrated plan to build confidence and eventually wealth.

  79. Edwin @ Save The Bills says 18 March 2011 at 22:59

    I’ve heard good things about saying affirmations to yourself in the mirror. I don’t know if they really work though. I’d feel silly too. There is something to say about “putting it out there” though. It’s the power of the mind. The law of attraction.

Leave a reply

Your email address will not be published. Required fields are marked*