Home and Mortgage

  • Challenging traditional measures of financial success: Homeownership (130 comments)

    This article is by staff writer Kristin Wong. (This is part II in a series about challenging traditional measures of financial success. Part I was The "Ivory Tower": Reconsidering the college investm...

  • Saving your sanity (and your budget) this summer vacation (40 comments)

    This article is by staff writer Lisa Aberle. I am writing this article in silence, thanks to my kids' 7 pm bedtime. And tonight is the last early bedtime night because - sob! - tomorrow is the fina...

  • 8 Surprise expenses for new homeowners (83 comments)

    This article is by staff writer April Dykman. Over a year ago, I bought my first home. And while I'd been warned about the extra expenses that come with homeownership, there were still some surprises...

  • Teaching life skills to your children (22 comments)

    This article is by staff writer Lisa Aberle. While I've tackled many kid-centered topics, like how to save on kids' clothes, should you buy your kid a car, or pay for your child's college, you k...

  • Honey progress report: Big change edition (21 comments)

    This post is by staff writer Honey Smith. Well, the last couple of months have been a pretty wild ride in The Honeycomb. We moved out of our old place and concluded our experience with Cash for Keys,...

  • Foreclosure from the tenant’s perspective: Honey’s story (32 comments)

    This article is by staff writer Honey Smith. In November, we thought we'd reached the last straw in terms of the condo we have been renting. We'd had numerous problems with our place and our landlor...

  • Charity, hobby, or mistake? The cat we didn’t keep (61 comments)

    This post is by staff writer Honey Smith. Jake and I have two cats and a dog. To us, having pets is one of the most important aspects of our lives and identity. You might even consider it a hobby. U...

  • Why home prices are climbing again, and what you should do about it (29 comments)

    This article is by staff writer William Cowie. Chances are home prices in your neighborhood have been rising lately. Strangely enough, that only made the news when, for last November, Standard &...

  • Reader Story: Looking ahead pays off until “boom”! (49 comments)

    This reader story comes from JenB. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all level...

  • How to spring clean your financial house (33 comments)

    This article is by staff writer April Dykman. It's almost spring, you guys. I don't know about the weather in your neck of the woods, but that's a welcome thought where I'm at, and I live in Texas! ...

  • Maximizing your dollar: Renovating a historic house for the rental market (6 comments)

    This story comes from Anastasia Mann. Anastasia Mann is an associate at Trimark Properties, a leading provider of historic house rentals, student housing and apartments in Gainesville, FL. To check ou...

  • Before and after: A $6 ceiling fan makeover (46 comments)

    This article is by staff writer April Dykman. Being a homeowner is expensive. Correction: Being a homeowner who wants to tear out and replace everything in the house is expensive. But my home is al...

  • Food spending: When bad habits attack (95 comments)

    This article is by staff writer Holly Johnson. In 2010, my husband and I were pregnant with our second child. And although we were making plenty of money, we were burning through all we made at lig...

  • How to winterize your home (71 comments)

    This article is by staff writer Lisa Aberle. As I write this, the back side of my house is mostly exposed to the studs with loose fiberglass hanging out in the area where landscaping will be someda...

  • Ask the Readers: How much are you willing to spend to save a sick pet? (104 comments)

    This article is by managing editor Ellen Cannon. Four years ago, my beloved kitty Zito developed kidney problems. She was only five years old, and her littermate, Mikey, was fine and healthy. But ...

  • Home remodeling — when you can’t (or don’t want to) DIY (41 comments)

    This article is by staff writer Holly Johnson. When my husband and I walked into our last home for the first time, we felt like we were walking right into the '70s. With disco-era fixtures and old ...

  • Saving money with my feet: The joys of a walkable neighborhood (73 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. J.D.'s non-financial writing can be found at More Than Money, where he recently wrote about the regrets of the dying. On S...

  • In the kitchen: When less is more (85 comments)

    This article is by staff writer Lisa Aberle. When I moved into my first apartment, my kitchen was stocked in an appropriate college-student fashion: cast-off pieces of stained Tupperware, cheap pot...

  • Surviving Christmas: A post-holiday checklist (4 comments)

    This article is by staff writer Holly Johnson. After months of anticipation, Christmas day is finally here. And depending on your outlook, that could be a great (or an awful) thing. Just a few shor...

  • Moving scams: Avoid the headache by checking consumer reviews (42 comments)

    This article is by staff writer Holly Johnson. Last month we moved a house full of furniture in the least frugal way possible. We hired movers. But, we felt that we were justified in the expense ...

  • When the right choice isn’t obvious (69 comments)

    This post is by staff writer Honey Smith. What do you do when the right choice isn't obvious? Earlier this month, I said that my husband Jake and I had reached the last straw with regard to our c...

  • The small house experiment, Part 2 (98 comments)

    This article is by staff writer Holly Johnson. A few months ago, my husband mustered the courage to try a new career only to discover that the grass isn't always greener. In other words, he hated...

  • 7 Money-saving strategies that can cost you more (44 comments)

    This article is by staff writer April Dykman. I'm in the middle of renovating a house, a project that started in January 2013 and will end -- well, who knows when it will end? We have a lot of plans ...

  • The last straw: We’re moving (72 comments)

    This post is by staff writer Honey Smith. I mentioned in my goals for 2013 post that Jake and I wanted to move. In the last couple of weeks, however, there have been some extenuating circumstances t...

  • The small-house experiment (Part 1) (112 comments)

    This article is by staff writer Holly Johnson. A few weeks ago, I wrote about how my husband and I are moving to be closer to his new job. Well, it's been a whirlwind of chaos and uncertainty ever...

  • The day my dishwasher died (78 comments)

    This article is from J.D. Roth, who founded Get Rich Slowly in 2006. After a year off, J.D. is once again writing here at GRS. His non-financial writing can still be found at More Than Money. W...

  • Reader Stories: Our lightbulb moment (50 comments)

    This Reader Story comes from LifeImproved.org. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folk...

  • Ask the Readers: What’s the best way to prepay your mortgage? (45 comments)

    Recently, Mandy sent a question via our Facebook page (like this site, it’s a really active community with more than 35,000 followers). We turned to our colleague Keith Gumbinger, vice president of ...

  • How to make room for redecorating in your budget (40 comments)

    This article is by staff writer Lisa Aberle. After living in apartments with white walls for most of my adult life, I was excited to become a homeowner when my husband and I got married. Paint opti...

  • Reader Story: Refinancing in the post-financial-crisis economy (40 comments)

    This reader story comes from Tony Kontzer, a freelance journalist who has written about business and technology since the dawn of the public Internet. He works from his home in the Bay Area town of Al...

  • Declutter and save your sense (33 comments)

    This article is by staff writer Lisa Aberle. Once, I couldn't find a matching pair of shoes, so I  put one foot in a ballet flat and the other in a tennis shoe and acted like I had sprained my ank...

  • Spare Change: Housing edition (33 comments)

    This post is by staff writer April Dykman. For the last seven months, my husband and I have been renovating our new home. But before that, we spent months searching for the right house. There were a ...

  • Sometimes the road to wealth isn’t paved at all (64 comments)

    This post is by staff writer Lisa Aberle. Is financial security eluding you? Maybe you should move to North Dakota. In 2012, North Dakota's economy grew by 13.4 percent, which was significantly mor...

  • Reader Stories: How I paid off $610,000 in debt, became a dad and quit my job — in 2 years (56 comments)

    This reader story comes from John Corcoran, an attorney, former Clinton White House writer and blogger at SmartBusinessRevolution.com, where he writes about how to use smart political strategies in bu...

  • Garage Sale Tips and Tricks (or, How I Made $2500 Last Weekend) (41 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. After a year off, J.D. is once again writing here at GRS. His non-financial writing can still be found at More Than Money. ...

  • Ask the Readers: Post-divorce — buy out wife or sell house? (72 comments)

    This reader question comes from Rick. He's asking for the readers' advice on this common dilemma that many divorced people face. My wife and I had a pretty good handle on our finances and were on ...

  • Ask the Readers: What will you repair this month? (36 comments)

    This post is from personal finance writer Gwendolyn Pearce, who, since contributing at GRS, has learned that you don't haggle at farmers' markets. You just don't. It’s time for another monthly ch...

  • Reader Story: I bought a foreclosure house on the courthouse steps (42 comments)

    This guest post is from Naomi Mannino. Naomi is a freelance consumer personal finance and health journalist who reports on health, medical and personal finance news and how it will affect your life t...

  • Should You Prepay Your Mortgage? (39 comments)

    Welcome to Throwback Thursday! Many in the GRS community have been reading the site since J.D. Roth began posting in 2006, but many of you are new to the community. We're going to start re-posting som...

  • 6 ways to lower your home insurance (31 comments)

    This post is from staff writer April Dykman. As a new homeowner, I recently had to buy a homeowners insurance policy. And as a personal finance writer, I tried to take my own advice and "shop around....

  • How to throw a yard sale when you’re an apartment dweller (13 comments)

    This post is from staff writer Kristin Wong. For someone who hates accumulating stuff, I sure have a lot of it. There's the skirt suit that I haven't worn in four years, for example. Or the ALF lu...

  • All the world’s a stage: 7 simple staging tricks to help sell your home (67 comments)

    This is a guest post from Tara Chila, a blogger for Transit Systems, Inc., who writes about moving, travel, house and home, kids, parenting and recipes. You may think that your home looks perfect a...

  • Are you prepared to buy a home? (49 comments)

    This is a post from staff writer April Dykman. For many, owning a home is still "the American dream." According to Gallup's annual Economy and Personal Finance survey, 56 percent of Americans own a...

  • Defining a healthy dose of lifestyle inflation (100 comments)

    This post is from staff writer Holly Johnson. On April 1st, I got an unpleasant surprise, and it wasn't an April Fools joke or gag. I found out that one of our renters didn't have enough money to p...

  • Reader Stories: I bought a duplex to save money on rent (33 comments)

    This story is from Karl Boericke. He is the author of The Frugal Berry, money-saving tips of all kinds for home, office, and small business. In 1990, I was honorably discharged from the Navy and qu...

  • 5 reasons to refinance your mortgage (67 comments)

    This post is from staff writer Holly Johnson. A few weeks ago, I wrote about how I refinanced my mortgage for the second time in a year. The second refinance wasn't actually part of my master plan...

  • Oops, I may have broken my nest egg (42 comments)

    This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool's Rule Your Retirement service. Financial success can...

  • The hassle of being in debt (110 comments)

    This post is from contributor Holly Johnson. A few months ago, I wrote about how we dug ourselves out of debt. Once we cut our expenses and stopped living beyond our means, it didn't take long to ...

  • A spring-cleaning discovery (79 comments)

    It's amazing the number of things we can throw out and not miss. I do not wish to backpack through Third World countries living on a dollar a day, I hate the tiny house fad, and I am staunchly ag...

  • Will a low appraisal wreck your refi? (28 comments)

    The 30-year fixed mortgage rate keeps getting lower and lower, making it a great time to refinance your mortgage and cut your monthly payment. But as Pat Esswein, associate editor of Kiplinger's Pe...

  • Ask the Readers: How much rent should I charge my in-laws? (122 comments)

    Money issues among family members are difficult, to say the least. A reader named The Lessor wrote to us recently about his sticky family situation: I have a brother-in-law who decided to pursue mini...

  • Ask the Readers: What should you consider when buying a house at 25 (or any age for that matter)? (78 comments)

    This is a guest post from Jenna Forstrom. I always wanted to have my own house.  My parents flipped houses while I was growing up and I like creating spaces and using my hands, plus it always sou...

  • Reader Story: Pursue a dream to move to a new location (60 comments)

    This is a guest post from Jason Price from One Money Design. This summer, my wife and I took our kids on a family vacation to Disneyland in California. The Southern California weather, beaches and...

  • The ‘cost’ of gun ownership (215 comments)

    As some of you might know or remember, I have been considering the purchase of a firearm for some time. Two posts ago I mentioned it while talking about being victim of a robbery, and reader Tyler Ka...

  • Stuff: How to protect it (92 comments)

    How much is your property worth to you? For all the discussion of emergency funds and disaster preparedness that goes on in the personal finance blogosphere, I rarely, if ever, read anything abou...

  • How badly would a disaster affect you? (59 comments)

    The oceans are rising, the climate is warming. Is your house -- literally -- in order? No matter what we do, say scientists, the oceans are rising; anything we do to address climate change won'...

  • Reader Stories: An ode to the condo lifestyle (63 comments)

    This post is from Ashley B. She’s 26 years old, lives in Minnesota, and works in the accounting department of a small company. This story is one of our Reader Stories series. Some stories contain ge...

  • Being a landlord: Is it worth it? (126 comments)

    This is a guest post from Holly Johnson. Holly is a 32-year-old wife, mother of two, and frugal lifestyle enthusiast. She blogs about saving money, frugal habits, and whatever is on her mind at ClubTh...

  • Should You Buy A Fixer-Upper? (81 comments)

    Fixer-upper (noun). A home you purchase at a reasonable price, but one that requires an unreasonable amount of money in repairs and renovations. Okay, so I made up that definition, and it's not al...

  • Selling Your Home? Don’t Make This Costly Mistake (96 comments)

    This post is by April Dykman. Yes, you read that right. April was recently wooed back to Get Rich Slowly and will be writing here a couple of times a month. She plans to focus on interviewing experts ...

  • Earning More vs. Spending Less, Round 1: Housing (210 comments)

    Spending less than you earn can be accomplished by earning more, spending less, or both. Yet most people in the personal finance world tend to support one strategy over the other with greater fervor. ...

  • Is Now a Good Time to Rent? (121 comments)

    This post is by staff writer Sarah Gilbert. I asked, as I sometimes do, what personal finance question my friends and Twitter followers had for me. It was a slow day on the internet and the respons...

  • Reader Story: Dream Home or Dream Life? (146 comments)

    This guest post from Holly Johnson is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success o...

  • Ask the Readers: Should I Buy a New House? (162 comments)

    Sometimes personal finance problems have clear solutions: There's a right answer and there's a wrong answer. When you're new to money management, these answers might not seem clear, but they become cl...

  • Sheet Dreams: How to Shop for Bed Sheets (97 comments)

    For the next week (or two), we'll be sharing "audition" pieces from folks interested in being new staff writers at Get Rich Slowly. Your job is to let us know what you think of each of these writers. ...

  • How to Buy Quality Furniture (59 comments)

    For the next week (or two), we'll be sharing "audition" pieces from folks interested in being new staff writers at Get Rich Slowly. Your job is to let us know what you think of each of these writers. ...

  • How to Host a Yard Sale (53 comments)

    Summer is coming, and the weather is warming around much of the United States. You know what that means: Yard sale season is upon us! Hosting a yard sale — or garage sale or tag sale or whateve...

  • Home Insurance and Pipes that Go ‘Pop’ in the Night (74 comments)

    This is a guest post by Suzanne Clemenz, who writes for Insure.com. Suzanne designed her passive solar home and remodeled two others. She worked with architects and contractors on floor plans, elec...

  • Ask the Readers: How Much Do You Spend on Housing? (458 comments)

    Over the past few months, I've occasionally used the "Ask the Readers" feature at Get Rich Slowly to poll people about their budgets and spending habits. So far, I've asked folks to share their spendi...

  • Going to the (Organic) Mattresses (143 comments)

    This post is by staff writer April Dykman. I've dropped a rather obscene amount of money on bodywork in the last few years. I've had an evolving team of chiropractors, massage therapists, and acupu...

  • How One Decision Can Help You Retire Faster (154 comments)

    This is a guest post by Dee Bauer from SmallHouseLife.com, where she shares information about abundant living in small spaces. Do you sometimes wonder if you'll ever be financially stable enough to r...

  • Let Go of the Spatula: Reconsidering Wedding Registries (237 comments)

    This post is from staff writer Tim Sullivan. My brother, my best friend, and my girlfriend’s sister are all getting married in the upcoming year, so I’ve heard a lot about wedding registries...

  • Reader Story: The Money Fix (59 comments)

    This guest post from Christine is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or fa...

  • How We Paid Cash for Our First Home (259 comments)

    This is a guest post from Crystal Paine, the Money Saving Mom. Paine is a wife, homeschool mom to three, self-proclaimed minimalist, and wannabe runner. For practical help and inspiration to get your ...

  • A Place of My Own (577 comments)

    Two months ago today, I asked my wife for a divorce. I won't be writing about the personal aspects of the divorce at Get Rich Slowly. In fact, other than some brief background at my personal site, ...

  • Reader Story: Can a Saver Learn to Spend? (61 comments)

    This guest post from Felix is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — o...

  • The Economics of Country Mouse vs. City Mouse (114 comments)

    This post is from staff writer April Dykman. I've lived in a small town for most of my life. The drive home includes steep hills with panoramic views and winding country roads that ramble past ranc...

  • Reader Story: Long-Term Thinking Pays Off (81 comments)

    This guest post from Heather Roth is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success &m...

  • The GRS Garden Project: October 2011 Update (22 comments)

    Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for October 2011. (Here are the results for 2008 and the results f...

  • Our Roof Repair: A Typical Tale of Working with Contractors (95 comments)

    My wife and I have been homeowners for nearly twenty years. In that time, we've done a lot of home improvement ourselves. But we've also learned when it's best to hand projects to the pros. (To be hon...

  • The GRS Garden Project: September 2011 Update (32 comments)

    Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for September 2011. (Here are the results for 2008 and the results...

  • Preparing for an Emergency (80 comments)

    This post is from staff writer April Dykman, who recently wrote about ceviche and how to peel shrimp like a Hawaiian. A few weeks ago, I wrote about how hot it was in the Lone Star State. The updat...

  • The GRS Garden Project: August 2011 Update (34 comments)

    Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for August 2011. (Here are the results for 2008 and the results fo...

  • How Much Is a Clean Home Worth? (96 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Childwild.com. Last month I wrote a post on do-it-yourself beauty and persona...

  • 10 Easy Ways to Lower Your Electric Bill (147 comments)

    This post is from staff writer April Dykman. I don't know what the weather is like where you live, but here in Austin, Texas, the heat and drought are the topic of 85% of conversations (that's scie...

  • The GRS Garden Project: July 2011 Update (29 comments)

    Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for July 2011. (Here are the results for 2008 and the results for ...

  • Reader Story: How I Sold My Condo and Saved $5,000 (108 comments)

    This guest post from Nick Rothacher, the self-taught economist, is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader...

  • The GRS Garden Project: June 2011 Update (40 comments)

    Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for June 2011. (Here are the results for 2008 and the results for ...

  • Big House, Little House (271 comments)

    I am constantly changing. While many people are much the same today as they were yesterday (or last week or twenty years ago), I'm always evolving. This isn't necessarily good or bad — it's just...

  • My First Garden: What I’ve Learned So Far (45 comments)

    This is a guest post from Jenny Sandman, who writes at Broke Foodie. This summer is my first attempt at full-scale gardening. This is the first year I’ve lived in a house with a yard; previous ga...

  • Ask the Readers: Pay Off the Mortgage or Keep the Money in Savings? (225 comments)

    It's tough to write a personal-finance blog for five years without repeating topics. New readers come and old readers go. Meanwhile, the needs of existing readers are constantly changing. I try not to...

  • The GRS Garden Project: May 2011 Update (41 comments)

    Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for May 2011. (Here are the results for 2008 and the results for 2...

  • Buying a Home? Pay Attention to Property Inspection (65 comments)

    This post is from staff writer April Dykman. A house is the most expensive thing most of us ever will purchase. If you plan to stay put for some time, you could be paying on your mortgage for the ...

  • The Basic Allowance for Housing: Helping Military Members Afford a Home (58 comments)

    Today is Memorial Day in the United States, a federal holiday to commemorate U.S. soldiers who died while in military service. This is a guest post from Chris Birk, a recovering journalist and the dir...

  • How to Run a Profitable Garage Sale (61 comments)

    This is a guest post from Katy Wolk-Stanley of The Non-Consumer Advocate, a blog about frugality, food waste, environmentalism, simple living and finding thrift-store bargains. When not blogging (or n...

  • Reader Story: How I Built My Own House — Without a Mortgage (147 comments)

    This guest post from Ian is part of the "reader stories" feature at Get Rich Slowly. It's the extended version of the story he shared in his prize-winning entry to this year's GRS video contest. Some ...

  • Reader Story: Rental Properties from the Tenant’s Point of View (171 comments)

    This guest post from Avery is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — o...

  • The GRS Garden Project: April 2011 Update (39 comments)

    Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for April 2011. (Here are the results for 2008 and the results for...

  • How to Grow Your First Garden (32 comments)

    This guest post is from Jane Sanders of DebtManagement, a writer whose two biggest passions are gardening and personal finance. Starting a vegetable garden can be one of the most rewarding hobbies ...

  • Ask the Readers: Should We Rent or Should We Buy? (100 comments)

    Is it better to rent or buy? We've discussed this age-old housing question several times in the past, but it's always been on a theoretical level. Sometimes what seems simple in theory is tougher to f...

  • Use It Up, Wear It Out, Make It Do, or Do Without (178 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Childwild.com. My shower is broken. The water comes out just fine, and it doe...

  • American Cookery: Magazine Ads from 1939 (26 comments)

    My wife knows me pretty well. At a recent garage sale, Kris picked up the November 1939 issue of American Cookery magazine. She wanted it for the recipes. But after she was finished, she handed it off...

  • The GRS Garden Project: March 2011 Update (30 comments)

    Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for March 2011. (Here are the results for 2008 and the results for...

  • Emergency Preparedness on a Shoestring (130 comments)

    This post is from new GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. Images of d...

  • Recipe: Spicy Pickled Carrots (37 comments)

    This guest post from my wife is yet another installment in her ongoing quest to grow and preserve food for our household. I've had the canning bug pretty bad for the last week or two. But although ...

  • Do Programmable Thermostats Really Save Money? (124 comments)

    Programmable thermostats save you money. That's a no-brainer, right? You've seen that advice in books and magazines and on personal-finance blogs — even here at Get Rich Slowly. Well, it turns ou...

  • Reader Story: Saving for Something Close to Home (38 comments)

    This guest post from Jeanne is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — ...

  • The GRS Garden Project: February 2011 Update (53 comments)

    Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for February 2011. (Here are the results for 2008 and the results ...

  • Reader Story: Living on Less in Mexico (63 comments)

    This guest post from Louisa Rogers is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success &...

  • Geographic Arbitrage: Save Money by Leaving The Country (76 comments)

    This is a guest post from Gary Arndt, who has been traveling around the world non-stop since March 2007 and has visited over 80 countries. He blogs at Everything-Everywhere.com, which was named one of...

  • Setting Your Homebuying Priorities – Price, Quality, Location: Pick Any Two (42 comments)

    This is a guest-post from Tim Ellis, author of Seattle Bubble, a blog and forum dedicated to real-estate market conditions in the Seattle area. Tim is a long-time GRS reader. Previously on GRS, Tim ha...

  • Compound Returns in the Garden: How Long-Term Planning Pays Off When Growing Your Own Food (52 comments)

    A lot of folks have been asking if my wife and I will be doing the Get Rich Slowly garden project this year. That's the plan! After a one-year hiatus, Kris and I intend to track our spending and our p...

  • Ask the Readers: Should We Move to a More Expensive Part of the Country? (175 comments)

    The Friday "Ask the Readers" column generally follows a set format: I introduce the topic, share a reader e-mail, give my best advice, and then ask for your feedback. Today's column is a little differ...

  • When To Walk Away From A Bad Mortgage (247 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. Since the housing bubble burst, many Americans hav...

  • Ask the Readers: Should We Buy Our Dream House? (213 comments)

    What happens when a great opportunity comes along, but you don't quite have the resources to take advantage of it? That's what Greg wants to know. He and his wife have found their Dream House. They th...

  • Should You Pay Off Your Mortgage Early? (90 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • How to Lower Your Heating Bills This Winter (87 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. The chilly season is upon us. If you live in North...

  • Ask the Readers: How Can We Afford to Buy a House? (176 comments)

    Though they could fall farther, housing prices are starting to seem reasonable again in many parts of the United States. Mortgage rates are cheap, too. Naturally, that means some GRS readers are begin...

  • Ask the Readers: Is It Okay to Refinance a Mortgage to Get Cash for Other Goals? (59 comments)

    I have a backlog of "ask the readers" questions since I didn't publish any while I was vacationing over the past month. As soon as possible, I'll get to those I've promised to post. Today, however, I ...

  • How to Slay Energy Vampires (54 comments)

    This post is from staff writer April Dykman. April is writing a series on money monsters for the recently launched Pageonce blog, including fighting zombie debt and how to Frankenstein your savings. ...

  • Budget-Friendly Decorating Tips (26 comments)

    In April, Rebecca shared a guest post about how she generates extra income by letting strangers pay her rent. She has homes in Portland, Oregon and New York City. When she's in one city, she rents out...

  • Moving? Rent First, Ask Questions Later (56 comments)

    This is a guest-post from Tim Ellis, author of Seattle Bubble, a blog and forum dedicated to discussing real estate market conditions in the Seattle area. Tim is a long-time GRS reader. During my last...

  • Reader Story: How We Became Reluctant Landlords (62 comments)

    This guest post from Jolyn is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — o...

  • Book Review: The Skinny on Real-Estate Investing (21 comments)

    Book Week at Get Rich Slowly comes to a close today. Well, I guess tomorrow's Ask the Readers is about books, but this is the final review. I've saved the best for last. Over the past year, I've h...

  • Reader Story: I Paid for Graduate School by Renting out Rooms (49 comments)

    This guest post from Mike Choi is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success &mdas...

  • Ask the Readers: Should I Sell My Home to Pay Off My Debt? (99 comments)

    Yesterday we had a great discussion about some of the financial choices I'm facing, but today it's time to look at a decision a GRS reader is trying to make. Catherine wrote to ask if it makes sense t...

  • Unusual Abodes: The Grain Bin Home (40 comments)

    This post is from GRS staff writer April Dykman. I'm a fan of unusual homes. From tiny homes to recycled homes, I'm fascinated by unconventional ways one can build houses that save on construction ...

  • Planning for Budget Busters: Home Ownership (41 comments)

    This video post is the third of a four-part series from staff writer Adam Baker. Baker previously featured a post on his own blog entitled Cost of Living Abroad: Dozens of Bloggers Share Their Expense...

  • Reader Story: Debt-Free by 30 — Including the Mortgage! (119 comments)

    This guest post from Jesse (who juggles) is part of the "reader stories" feature here at Get Rich Slowly. Some stories contain general "how I did X" advice; others are examples of how a GRS reader ach...

  • Ask the Readers: Should I Invest or Prepay My Mortgage? (181 comments)

    Kelley wrote recently with the sort of dilemma I get asked about all of the time: Is it better to invest or to prepay a mortgage? We've covered this topic in the distant past, but it's time to review ...

  • Reader Story: The Other Side of Bankruptcy (213 comments)

    This guest post from Shara is part of the "reader stories" feature here at Get Rich Slowly. Some stories contain general "how I did X" advice; others are examples of how a GRS reader achieved financia...

  • Bigger Isn’t Always Better: Remembering to Appreciate What I Already Have (196 comments)

    Walking home from work today, I decided to take the long way. Most of the time, I choose the easy quarter-mile stroll downhill from the office to our happy half acre (or happy .62 acre, if you'd like ...

  • How Quickly Wants Can Turn to Needs (42 comments)

    This article is by staff writer Adam Baker. Baker recently featured a post on his own blog entitled, Are You Eating Yourself Into Debt? As some of you know, Courtney and I recently spent just under...

  • Home Safe Home? 27 Safety Precautions Under $40 (34 comments)

    I'm back from my Alaskan vacation, but it'll take me a day or two to get my wits about me. More soon. Meanwhile, this post is from GRS staff writer April Dykman. Dorothy was right: There is no...

  • Further Adventures in Home Maintenance (98 comments)

    As much as I've learned about money in the past five years, and as much as I like to share what I've learned, there are still times when I fail to follow my own advice. As I've mentioned, we live i...

  • Reader Story: A Drastic Change for Drastic Results (37 comments)

    This guest post from Ian is part of the "reader stories" feature here at Get Rich Slowly. Some reader stories contain general "how I did X" advice, and others are examples of how a GRS reader achieved...

  • The GRS Garden Project: April 2010 Update (39 comments)

    Kris and I aren't repeating our annual garden project this year. We're too swamped to take the time to track our expenses and harvests. In fact, our garden will probably be a bit smaller than usual th...

  • Ask the Readers: Should I Stick With My Adjustable-Rate Mortgage? (54 comments)

    In February, Get Rich Slowly reader Abby wrote with questions about her adjustable-rate mortgage (or ARM, for short). She's had an ARM for seven years now, and the rate is due to reset in 2010. She wa...

  • How I Generate Extra Income by Letting Strangers Pay My Rent (79 comments)

    This is a guest post from Rebecca Rosenfelt, the founder of RealSavvyRealEstate.com, a website devoted to demystifying the home buying process for first-time home buyers. I almost never pay the ent...

  • Reader Story: I Bought a Fire Station for My First Home (64 comments)

    This post is part of the new "reader stories" feature here at Get Rich Slowly. Some reader stories contain general "how I did X" advice, and others will be examples of how a GRS reader achieved financ...

  • Living Like No One Else (99 comments)

    This post is from GRS staff writer April Dykman. I've been thinking a lot lately about a quote from J.D.’s review of The Total Money Makeover: Printed on the bottom of every page...is the book...

  • How I Made My Peace with Hiring a Housekeeper (164 comments)

    This is a guest post from my ex-wife. It's a response to the debate on Erica's recent article about outsourcing life. J.D. and I have been employing an independent housekeeper for about 10 years. T...

  • How My Real Estate Investing Adventure Came to an End (56 comments)

    This article is by staff writer Adam Baker, whose own blog previously featured a comparison of money gurus in Dave Ramsey vs. Suze Orman. This is final article of a three-part series on how he stumble...

  • Dinosaur Comics on the Rent vs. Buy Debate (33 comments)

    Thomas wrote in on Monday to share a comic strip related to our discussion last week about whether renting makes sense: Click on image to open a larger version in a new window. Ah, Dinosaur Comi...

  • Lessons Learned from Rushing Into Real-Estate Investing (40 comments)

    This article is by staff writer Adam Baker, whose own blog recently featured a must-see graphic on credit card transactions around the world. This is part two of a three-part series on how he stumbled...

  • The GRS Garden Project: January 2010 Update (28 comments)

    It's been a l-o-n-g time since Kris and I gave an update on our garden project. I've been too wrapped up in writing a book to pay attention to anything else. Now that I've pulled my head out of the sa...

  • Does Renting Make Sense? (268 comments)

    Writing Your Money: The Missing Manual has been intense. I've spent a ton of time researching personal finance topics ranging from buying a car to funding a 401(k) to the relationship between money an...

  • Reader Story: Rental Properties for the Average Joe (83 comments)

    This guest post from Barry is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new "reader stories" category). Some will be general "how I did X" stories...

  • How I Bought an 8-Unit Apartment Building with No Money Down and Walked Away with $1000 Cash at Closing (90 comments)

    This article is by staff writer Adam Baker. Baker recently outlined his ambitious 2010 goals for his blogging, business, and life. When I was 23, I bought an eight-unit apartment building with no m...

  • Reader Story: How I Cut 16 Years from My Mortgage in Just One Hour (124 comments)

    This guest post from Caitlin of ClutterCubed (a blog about ridding clutter from your life) is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new "reade...

  • Energy-Efficiency Tax Credits Could Be Your Personal Government-Bailout Package (38 comments)

    David Kaplan wrote with the following: "A lot of personal finance blogs cover the same material. I'd like to see some quality content on the value added by investing in energy efficiencies. My prime ...

  • Does It Still Make Sense to Refinance in Today’s Market? (93 comments)

    Last winter, Kris and I refinanced our mortgage. Interest rates had dropped, and it seemed like a good idea to make the leap. Though it took us a couple of months to actually pull the trigger, we fina...

  • Is a Reverse Mortgage Right for You? (54 comments)

    This is a guest post from Francine Huff, a freelance journalist and writer at BestReverseMortgage.com and the author of The 25-Day Money Makeover for Women. She has appeared on a variety of TV and rad...

  • Furniture and Scambags: Adventures on Craigslist (99 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • Reader Story: A Very, Very Fine House (59 comments)

    This morning, April wrote about trying to figure out how much house you need. In the comments, Tyler K. shared a photo of the house he and his wife live in. It has 450 square feet: "Last year o...

  • How Much House Do You Need? (156 comments)

    This post is from GRS staff writer April Dykman. For more than a decade, Jay Shafer of Tumbleweed Tiny House Company has lived in an 89 square-foot home. His decision to live in a tiny house cam...

  • The GRS Garden Project: October 2009 Update (20 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for October 2009. (Here are the results for 2008.) As those of you who follow me on Twitter alread...

  • Which Comes First: The House or the Nest Egg? (85 comments)

    This post is from GRS staff writer April Dykman. It's also a part of National Save for Retirement Week A few weeks ago, J.D. asked me to consider writing a post on retirement for National Save for ...

  • 9 Ways You Can Knock the Socks off Your Next Landlord (41 comments)

    This article is by GRS staff writer Adam Baker. Currently, Baker is fat and in debt. We all know how to rent a typical, cookie-cutter apartment or house. Find a contact number. Set-up a walk thro...

  • Use a Lease Option to Lock in Low Home Prices (28 comments)

    This article is GRS staff writer Adam Baker. In addition to his work at Get Rich Slowly, Baker blogs over at Man Vs. Debt, where he publicly tracks his spending on a daily basis. Everywhere I turn,...

  • The GRS Garden Project: September 2009 Update (28 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for September 2009. (Here are the results for 2008.) After a long productive summer, our September...

  • Pros and Cons: 30-Year Mortgage vs. 15-Year Mortgage (114 comments)

    This post is from GRS staff writer April Dykman. My husband and I are in the early stages of building a house. As we modify our floor plans, the amount we'll need to borrow to build is on our minds...

  • Furniture Shopping Secrets: How to Tell Superior from Shoddy (53 comments)

    This is a guest post from Karawynn Long, who writes about personal finance at Pocketmint. Karawynn is a semi-regular contributor for Get Rich Slowly. She has been blogging since before "blogging" was ...

  • Renters Insurance: Peace of Mind for Ten Bucks a Month (132 comments)

    This post is from GRS staff writer April Dykman. On 02 August 2005, my friend Frank and his partner awoke at 2:45 a.m. to the dog barking and a neighbor knocking on their door. The apartment comple...

  • Should You Buy It? A Flowchart for Evaluating Potential Purchases (69 comments)

    This post is from GRS staff writer April Dykman. My husband and I are in the process of building a home on 4.5 acres in the Texas hill country. At the moment, we're still in the planning phase &mda...

  • Sweating the Big Stuff (73 comments)

    This is a guest post from Sierra Black, a long-time GRS reader. She writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. When my husband and I first got ma...

  • Further Adventures in My War on Stuff (102 comments)

    Long-time readers of Get Rich Slowly know that I've been waging an ongoing battle against Stuff — the clutter and crap I managed to collect during 20 years of wanton spending and debt. Though I'...

  • The GRS Garden Project: August 2009 Update (41 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for August 2009. (Here are the results for 2008.) After late July's blistering heat, August has be...

  • Understanding Your Home Appraisal (33 comments)

    This is a guest post from Liz Freeman, who writes about mortgage and finance issues. Freeman is the spokesperson for ShopRate.com, an online tool for finding the lowest mortgage rates since 2000. ...

  • A Few Notes About Clotheslines (104 comments)

    Howdy, folks! Staff writer tryouts still have a few days left, but I jotted a quick post this morning and thought I'd squeeze it in this afternoon just to break things up. I wrote a MAMMOTH post about...

  • The GRS Garden Project: July 2009 Update (34 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for July 2009. (Here are the results for 2008.) Welcome to Oregon, where for the past week it's be...

  • How to Buy a Mattress (139 comments)

    After my post about mattress shopping the other day, Garrison contacted me. "My home just flooded and due to renters insurance I was thrown into the market for a new mattress," he said. "I called up ...

  • Preparing to Shop for a New Mattress (113 comments)

    On Monday, I mentioned that Kris and I are ready to replace our 15-year-old mattress. I don't sleep well on it, though I sleep fine on other mattresses. I only mentioned this to illustrate a point, bu...

  • The Personal Finance Hour, Episode 14: Home Improvement (5 comments)

    Summer's here, and for many homeowners that means it's time for projects around the house. Since we bought our current home, Kris and I have spent a lot of money to make improvements. (At this very mo...

  • The GRS Garden Project: June 2009 Update (27 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for June 2009. (Here are the results for 2008.) It's the beginning of summer, and that means our g...

  • How My Parents Saved $14,000 on Home Repairs (35 comments)

    This is a guest post from MLR at My Life ROI. If you like this post, check out his website or subscribe to his feed. One thing I love about reading Get Rich Slowly is that J.D. is always willing to...

  • Remnants of Things Past (96 comments)

    I did a little time traveling yesterday, and I didn't like it. "I'm going to clean the workshop," I announced at breakfast. "I know I should write or mow the lawn, but I'm going to clean the works...

  • The Accidental Slumlord (47 comments)

    Several years ago — as I was clawing my way out of debt — I did a dumb thing and subscribed to Newsweek. I didn't subscribe for just one year — I subscribed for four. As penance, I w...

  • Cut Your Food Costs With a Stand-Alone Freezer (65 comments)

    Kris and I recently bought another side of beef. Well, to be more accurate, we purchased one third of a cow. Every year, we go in with several other families to split an animal. This year, our portion...

  • The GRS Garden Project: May 2009 Update (50 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for May 2009. (Here are the results for 2008.) What a difference a year makes! Our fruits, berries...

  • A First-Hand Account of the Subprime Mortgage Crisis (54 comments)

    Sunday's issue of The New York Times Magazine was all about "the dilemmas of debt", and featured stories like: "Suze Orman is having a moment", a profile of the popular personal-finance guru "W...

  • Coping with Life’s Little Setbacks (52 comments)

    I had a lousy weekend. It was one of those weekends where anything that could go wrong did go wrong. The individual problems were minor enough, but taken as a whole, it was all rather overwhelming. So...

  • Learning to Do It Yourself (39 comments)

    This is a guest post from my wife. I am not handy. Given a garden tool or a kitchen gadget, I can usually find success. But I have neither the talent or inclination for wiring, plumbing, or car...

  • Ask the Readers: How Do You Choose a Mortgage Broker? (58 comments)

    For most of us, buying a home is the largest purchase we'll ever make. There can be a lot of pressure to get things just right; you don't want to pay more than you have to. A good broker or lender can...

  • The Personal Finance Hour, Episode 7: Home Gardening (5 comments)

    Kris and I are avid gardeners. A home garden is a great way to grow tasty food while saving a bit of cash, and that's the subject we plan to address in this week's seventh episode of The Personal Fina...

  • The GRS Garden Project: April 2009 Update (36 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for April 2009. (Here are the results for 2008.) April was a slow month for our garden. We didn't ...

  • The Neighborhood Plant Swap (19 comments)

    This is a guest post from Kris. Earlier this month, I shared the notion of SwapLucks. Kris recently participated in a similar event, trading plants with friends and neighbors. Last weekend, my frie...

  • 21st Century Real Estate: Use a Blog to Sell Your Home (24 comments)

    David Hobby at Strobist recently posted an interesting article describing how to use a blog to sell your house. Hobby and his wife have outgrown their townhouse in Columbia, Maryland, and are look...

  • Why Our Heating Bill Ballooned This Winter (63 comments)

    Kris and I own an old house. During the winter, the cold air seeps in through cracks in the windows and beneath gaps in the doors. We've done what we can to keep our heating costs low, and we make a h...

  • The GRS Garden Project: March 2009 Update (34 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for March 2009, which was written by Kris. (Here are the results for 2008.) In Oregon, the month o...

  • Why We Chose a 30-Year Mortgage (125 comments)

    Last week, I announced that Kris and I have refinanced our mortgage at 4.96% for 30 years. In the comments, Ian expressed disappointment that we'd opted for the longer term when we could have afforded...

  • 50 Tips for DIY Savings Around the House (19 comments)

    While researching for our upcoming home repairs, I stumbled upon an article over at This Old House. Josh Garskof has put together a list of 50 nifty tricks for big do-it-yourself savings. What sort of...

  • Mission Accomplished: Our Shiny New Mortgage (71 comments)

    We did it! After two months of hemming and hawing, Kris and I finally closed on our mortgage refinance, dropping our rate from 6.25% to 4.96%. Bright and early yesterday morning, we made a trip to the...

  • Why You Shouldn’t Keep a Mortgage Just for the Tax Deduction (106 comments)

    This is a guest post from CJ at WiseMoneyMatters.com. This post represents CJ's viewpoints, which are not necessarily my viewpoints. (Although I, too, hope to pay off my mortgage early.) Note: This...

  • Starting Seeds Indoors: Jump-Start Your Garden Today (56 comments)

    This is a guest post from my wife, who has received several requests to describe her method for starting seeds indoors. In some parts of the U.S., vegetable and flower seeds can be successfully pla...

  • The GRS Garden Project: February 2009 Update (53 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for February 2009. (Here are the results for 2008.) We spent a lot of time in our garden this mont...

  • Magazines (and Websites) About Homesteading and Self-Sufficiency (107 comments)

    When I was a boy, my father used to buy Mother Earth News from the grocery store. The magazine was filled with stories about self-sufficient country living, the sort of thing my dad aspired to. I'd re...

  • Save Money with Regular Home Maintenance (49 comments)

    In 2004, Kris and I bought a hundred-year-old farmhouse. We'd been living in a 1976 ranch-style home that was virtually maintenance-free. We knew that our new house was quirky, and that it needed some...

  • Refinancing Made Easy: Our Story (93 comments)

    I recently had lunch with Winston, the Get Rich Slowly intern. We talked about our families, our finances, and our plans for this site. Winston mentioned that, at my prompting, he and his wife were re...

  • The GRS Garden Project: January 2009 Update (40 comments)

    Every month, my wife and I track how much time and money we spend growing food. This is the report for January 2009. (Here are the results for 2008.) Even with the other stuff going on in our lives...

  • Ask the Readers: How to Rent Out Your Spare Room? (118 comments)

    Last month, Alison from Diamond-Cut Life shared a guest post about providing lodging to a housemate in exchange for work (instead of rent). Her story prompted a number of readers to ask about the mech...

  • Repair, Restore, Rejoice: Making the Most of Home Appliances (67 comments)

    This is a guest post from Betsy Teutsch, who blogs about sustainable living and socially-responsible investing at Money Changes Things. As any homeowner can attest, appliance longevity is diminishi...

  • 7 Tips for Starting Your Own Vegetable Garden (75 comments)

    Early January. Though it's the dead of winter, many of us are dreaming about our summer vegetable gardens. The seed catalogs have begun to appear in the mailbox. Kris and I received eight of them toda...

  • The GRS Garden Project: Winners and Losers for 2008 (37 comments)

    This is a guest post from my wife. Our gardening for the year came to a close around Halloween. Although we'll harvest herbs all winter — I've started an indoor herb garden with clearance-sal...

  • How to Save $5000 a Year — As a Homeowner or a Renter (63 comments)

    J.D. is on vacation. This is a guest post from Alison Wiley, who writes about more joy and less consumption at Diamond-Cut Life. Friendly married couple, both professionals in sustainability, seeks...

  • Ask the Readers: When Does It Make Sense to Refinance a Mortgage? (111 comments)

    So much for vacation. I just can't keep myself away from you guys! While surfing around this evening, I found a story at USA Today about how mortgages are at a 37-year low. A 30-year fixed-rate mor...

  • 6 Must-Have Characteristics to Look for When Buying a Home (59 comments)

    J.D. is on vacation. This is a guest post from G.E. Miller, author of the 20somethingfinance.com blog for young professionals. With home prices down, foreclosures up, there's an influx of great hom...

  • The GRS Garden Project: November Update (30 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food. This is the report for November. This month's garden update is small. As winter approaches, there's less for u...

  • Plant a Tree to Add Beauty and Value to Your Home (27 comments)

    This is a guest post from my wife. She speaks for the trees. There's nothing like a breathtaking autumn to make us notice the trees. And fall is the perfect time to start thinking about adding a tr...

  • The Debt-to-Income Ratio: How Much House Can You Afford? (139 comments)

    Housing is the largest expense in the budget of most families. But how much is too much to spend on shelter? An article in Saturday's New York Times contains a shocking example of one woman who crosse...

  • The GRS Garden Project: October Update (39 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food. This is the report for October. October can be something of a relief for gardeners. The bulk of the harvest is...

  • The First-Time Homebuyer Tax Credit (68 comments)

    First-time home buyers are now eligible for a tax credit of up to $7,500 under the U.S. Housing and Economic Recover Act of 2008. To qualify for the tax credit, purchasers must close on a home bet...

  • Dealing with Disaster: A Brief Guide to Emergency Preparedness (34 comments)

    This is a guest post from JLP of All Financial Matters. JLP, who is a financial planner, was instrumental in helping me get started with Get Rich Slowly, and his blog remains one of my favorites. A...

  • The GRS Garden Project: September Update (62 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food. This is the report for September. September generally brings the largest harvests for our garden. That was tru...

  • Drama in Real Life: Foreclosure! (128 comments)

    Most of the time, the talk about the housing bubble and the credit crisis and the faltering U.S. economy seem rather abstract to me, as if people were discussing a problem in Canada or Mexico. Or Norw...

  • Could Tithing Lead Some Americans to Lose Their Homes? (191 comments)

    Last week, USA Today featured an article on Christians who continue to tithe even as they face foreclosure. Tithing is the practice of donating 10% of your gross income to your church. It's not a c...

  • How to Prepare for Buying a Home (48 comments)

    This is a guest post from Jim, my friend and colleague at Blueprint for Financial Prosperity. When I bought a home three years ago, the economic climate was different from today. Back then, a house...

  • The GRS Garden Project: August Update (31 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food. This is the report for August. The berry harvest continued this month at Rosings Park, our happy half acre sou...

  • Fix Your Own Printer and Save Money (19 comments)

    Farhad Manjoo at Slate says your computer printer may be lying to you. He bought a cheap laser printer a couple years ago. When the machine decided it was out of toner, it stopped working. But the las...

  • Do-It-Yourself Landscaping Can Save Thousands (28 comments)

    This is the first post from Winston, the new GRS editorial assistant. My wife and I have saved thousands of dollars by landscaping our own yard. Four years ago, we were feeling overwhelmed by ou...

  • Energy Conservation in Alaska: What Worked? What Did Not? (30 comments)

    Last April, Dan wrote to ask GRS readers for help with a sudden energy crisis. Because of a natural disaster, electricity costs in Juneau, Alaska jumped from $0.11 per kilowatt-hour to $0.53 per kilow...

  • The GRS Garden Project: July Update (29 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food. This is the report for July. It was a berry, berry good month at Rosings Park (as we call our happy half acre)...

  • Back to Basics: A Guide to Traditional Skills (39 comments)

    Based on reader suggestions, Kris and I made a trip to Costco on Friday to buy bulk yeast and a fifty-pound bag of bread flour. (We're serious about this whole home-made bread thing.) While I waited f...

  • Gardening Basics: What to Do with All That Extra Zucchini (41 comments)

    This is a guest post from my wife. I could not have written this — I hate zucchini. Ah, summer. Or, as it's sometimes known, zucchini season. If you were one of those brave souls tha...

  • Selling Your Existing Home While Buying a New One (32 comments)

    Kris and I had been in our first house for ten years when our dream home fell in our lap one day. Until then, we had no plans to move. We were completely unprepared to sell our existing home while buy...

  • 11 Tips for First-Time Homebuyers (93 comments)

    This is a guest post from Mike at Quest for Four Pillars, a Canadian financial blog. Buying a house is a difficult process — there are large sums of money involved, the transaction costs and ...

  • Estimate Your Electricity Costs with a Web-Based Calculator (20 comments)

    It's been a couple years since I mentioned Michael Bluejay's fantastic Saving Electricity site. It's a treasure trove of practical tips for household power management. Bluejay offers information on: ...

  • The GRS Garden Project: June Update (36 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food. This is the report for June. It was a miserable June for gardeners in northwest Oregon. The first two weeks we...

  • Guarding Against the Invasion of Stuff (58 comments)

    Since August, I've been on a quest to reduce the clutter in my life. Back when I was a spendthrift, I bought a lot of Stuff. Stuff comforted me. When I was buying things (even on credit), I felt wealt...

  • How to Make Your Own Small-Batch Strawberry Jam (9 comments)

    This is a guest post from my wife. Making your own jam doesn't have to be a big production. While it's sometimes most efficient to do things in bulk with all the right gear, the small-scale opt...

  • Don’t Raid Your 401(k) to Make Mortgage Payments (27 comments)

    What's worse than not being able to make your mortgage payments? How about tapping into retirement savings to make ends meet? National Public Radio's Morning Edition ran a story on Friday about the gr...

  • The GRS Garden Project: May Update (56 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food. This is the report for May. Today I picked the first two strawberries from our garden. They weren't particular...

  • The Giant Pool of Money: Anatomy of the Subprime Mortgage Mess (31 comments)

    The American housing crisis isn't over yet. The fallout from the subprime mortgage mess will continue to settle for months (or years). Though the various statistical models disagree on just how much f...

  • The Rise of Suburban Farming (40 comments)

    When our friends Mike and Rhonda moved into their new house a couple years ago, their yard was just like every other in the neighborhood: green grass. Chances are, that's what the yards are like in yo...

  • The GRS Garden Project: April Update (27 comments)

    "It was the best of times, it was the worst of times..." — Charles Dickens, A Tale of Two Cities During 2008, my wife and I are tracking how much time and money we spend growing food in our g...

  • Frugality in Practice: Turn Your Junk Mail into Garden Mulch (35 comments)

    In yesterday's discussion about how to stop junk mail, icup mentioned using junk mail for mulch. Intrigued, I asked for more information. Here's what he had to say. I'm more interested in saving mo...

  • The Bountiful Container: Gardening in Small Spaces (25 comments)

    This is a guest post from my wife. I've been gardening for almost fifteen years. I started with flowers, added herbs and vegetables, then a few fruits, then a lot more. I've gardened in plots and...

  • How to Get Rid of Ants (Without Calling an Exterminator) (226 comments)

    I hate ants. At our old house, Kris and I were constantly at war with the little devils. Every time we suffered another invasion, every time they managed to find the pantry, every time they discove...

  • The GRS Garden Project: March Update (25 comments)

    During 2008, my wife and I are tracking how much time and money we spend growing food in our garden. In my mind, March is filled with gardening activities. Not so much, as it turns out. I think April ...

  • Suze Orman’s Ultimate Protection Portfolio (and a Do-It-Yourself Alternative) (60 comments)

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    In the forums, robblat asked about rain barrels: Are they useful? How much do they cost? Where do you get one? My wife just installed a rain barrel last year, so I asked her to explain how they work. ...

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    My wife is addicted to the Absurdly Cool Freebie Finder, a site I've mentioned here before. She and I have have used it to send away for free samples of beef jerkey, pantyhose, shampoo and more. Yo...

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    This is the third installment in Luneray's homebuying adventure. In the first part, she looked at houses. Last week she made an offer. In today's third part, she discusses coming face-to-face with a l...

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    Last Thursday I shared the first of Luneray's posts on buying a house. In today's second part, she talks about the psychological impact of agreeing to an enormous loan. We looked at more houses tod...

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    How much can a programmable thermostat save you? A lot, says Adam Gurno. His is the first guest-post while I'm on vacation Due to the rising cost of, well, everything, my wife and I decided to make...

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    Most people who accelerate their mortgage make one extra payment a year. Maybe two. Or they refinance a thirty-year mortgage at fifteen years. Yahoo! Canada has a story of one couple who paid off thei...

  • Free Web-Based Home Energy Analyzer (0 comment)

    Andrew W. wrote in to share this free home-energy analyzer. This [site] is well done. It walks you through a set of questions about the kind of home you have, your appliances, and your sources of ...

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    This is a true story. My wife and I bought our first house in June of 1993. It was a nice ranch-style house in my home-town. The seller had prepped it for market by keeping the lawn a gorgeous emer...

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    CNNMoney has published a list ranking 100 housing markets according to affordability. Though home prices are beginning to level out in parts of the country, they're still way too high in other areas. ...

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    Yesterday I gave some tips on how to keep cool during the summer heat. MoneyCentral has posted 25 ways to keep your house cooler. The article includes advice on getting the most from your air condi...

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    Forbes has a report on 150 cheap places to live. Author Richard Karlgaard points out the obvious: it's more expensive to live in some places than others. A $4,000,000 home in San Diego might only cost...

  • Save Money by Switching to Compact Fluorescents (6 comments)

    How much can you save by switching lightbulbs? The Technocrat recently did the math and decided to replace all of his incandescent bulbs with compact fluorescents. The up-front cost was huge, but h...

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    Interest rates are on the rise, and that means the 25 percent of homeowners who hold adjustable-rate mortgages are beginning to feel the pinch. Gerri Willis at CNNMoney has some advice to help these f...

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    Phil at the Make Blog is hosting an informal best workshop contest. There's a Flickr pool for submitting workshop photos. Natalie, Make's "crafts maker", also found a set of craft room photos. Thes...

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    SmartMoney has some ideas on how to save money on energy this summer. Typically, the average household spends $1,400 a year on electricity and gas, according to the Environmental Protection Agency. B...

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    I hope that most people understand that an extra-long mortgage is a fool's game. If not, check out 50-Year Mortgages: No Shelter for the Strapped at Yahoo! Finance. Author Laura Rowley hits the nail o...

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    The Make Blog has a quick-and-easy tip for all of you frugal home gardeners: how to make self-watering planters from old milk jugs. Awesome in its simplicity and utility. Now, if you'll exc...

  • What I Wish I Knew Then About Home Buying (5 comments)

    Laura Rowley at Yahoo! Finance has written an excellent piece on buying a house. I felt inspired to write a letter to the home buyer I was four years ago, when I purchased my first single-family h...

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