Credit Cards From Our Partners


Credit Needed
Excellent
X

  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back TWICE on every purchase with:
See More Info
Credit Needed
Excellent
X

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
See More Info
Credit Needed
Average/Fair
X

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
See More Info
Credit Needed
Excellent
X

  • 0% intro APR on purchases & balance transfers for 14 months--then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 5,000 cardmembers.*
  • No annual fee, no late fee for your first late payment - APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
See More Info
Credit Needed
Excellent
X

  • 0% intro APR on balance transfers for 18 months--then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%
  • Rated 4.8 out of 5 Stars by over 5,000 cardmembers.*
See More Info
Credit Needed
Excellent
X

  • Earn 30,000 American Airlines AAdvantage® bonus miles and 2 Admirals Club® Passes after making $1,000 in purchases within the first 3 months of cardmembership.*
  • Your first eligible checked bag is free*
  • Group 1 boarding and 25% savings on eligible in-flight purchases*
See More Info
Credit Needed
Excellent
X

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
See More Info

Disclaimer:*These quotes are from credit card issuers which have paid for a link to their website. Offers are subject to change without notice and may not be the same for all consumers.

  • Ask the Readers: What’s your embarrassing money moment? (49 comments)

    This article is by staff writer April Dykman. A few weeks ago, I had an embarrassing money moment. I was in a checkout lane. The cashier had just scanned several heavy boxes that held my to-be-assemb...

  • No, credit cards are not evil (86 comments)

    This article is by staff writer Holly Johnson. A little over a month ago, my husband and I were getting ready for a five-night trip to Jamaica. And as usual, we went to great lengths to budget for ...

  • 5 signs you might be a credit junkie (17 comments)

    This guest article was written by Beverly Harzog. Beverly is a nationally recognized credit card expert, consumer advocate, and author of Confessions of a Credit Junkie: Everything You Need to Know t...

  • What Are the Best Financial Accounts and Tools Available? (49 comments)

    Note: This article is from J.D. Roth, who founded Get Rich Slowly in 2006. After a year off, J.D. is once again writing here at GRS. His non-financial writing can still be found at More Than Money. ...

  • Ask the Readers: Do you review your credit card regularly? (62 comments)

    This story and Ask the Readers question comes from Madeline Roche, who blogs at Ballingonabudget.org. I recently celebrated my one-year anniversary with my first and only credit card. Instead of po...

  • Redeeming your credit card rewards — what do you do with them? (50 comments)

    This post is from staff writer Kristin Wong. I recently came across an interesting statistic. According to a poll from Harris Interactive, 41 percent of people rarely or never redeem their credit c...

  • Spare change: Identity theft edition (32 comments)

    Several years ago, my husband and I went on our annual family camping trip in Terlingua, Texas, right outside of Big Bend National Park. As usual, on our way out, we stopped in Alpine to gas up. My d...

  • Spare change: Credit card edition (42 comments)

    This post is from staff writer April Dykman. They got me during my freshman year of college. I was walking back to my dorm, just an unsuspecting university student, and a guy with a clipboard approa...

  • Ask the Readers: How can I help my father get financially set? (74 comments)

    Dealing with family members who aren’t as financially savvy or frugal as you are is a common problem. Reader Mike in New Hampshire wrote to tell us his dilemma, and he wants your thoughts on what he...

  • Your credit score and credit card rewards: 10 tips (29 comments)

    This is the second post from Hilary Stockton, who is the founder of TravelSort, which helps savvy travelers earn millions of miles without flying, redeem them for first-class flights, and stay in lu...

  • Avoiding credit card traps (12 comments)

    This is a guest post from John Ulzheimer. John is a recognized expert on credit reporting, credit scoring and identity theft, and is the Senior Columnist at Credit Card Insider. He is twice Fair Credi...

  • Ask the Readers: Would you give a child a credit card? (122 comments)

    I’m personally a proponent of making teenagers authorized users on credit cards. My thinking is that it gives the parent the opportunity to teach their kids about managing credit while they’re at ...

  • 8 reasons you should throw away your cash-back credit card if you love to travel (40 comments)

    This reader post is from Hilary Stockton, who is the founder of TravelSort, which helps savvy travelers earn millions of miles without flying, redeem them for first-class flights, and stay in luxur...

  • 6 financial products that made the nice list (and 6 that didn’t) (37 comments)

    How great would it be if you could get a better return on your savings? What if you could get a rate 300 times higher? Of course that'd be great! Who doesn't want more money? But if you just opened...

  • Churning credit cards for a fun profit (97 comments)

    This guest post from Holly Johnson. Holly is a 32-year-old wife, mother of two, and frugal lifestyle enthusiast. She blogs about saving money, frugal habits, and whatever is on her mind at ClubThrifty...

  • Reader Story: How I almost got screwed by the CARD Act (154 comments)

    This post from Danielle Rodabaugh is part of the reader stories series. Danielle is the chief editor of the Surety Bond Insider, an online publication published by SuretyBonds.com, which tracks develo...

  • Honey Progress Report: Credit Card Payoff Edition (127 comments)

    This article is from new staff writer Honey Smith. I’ve been at GRS for well over a month now, and I’ve learned a lot. At this point, I’ve been able to implement some changes to my spending....

  • Ask the Readers: Which Credit Cards Do You Use? (237 comments)

    Though I steer clear of writing about credit cards at Get Rich Slowly, I use them all the time. I used to be an anti-credit card zealot. Because irresponsible use of credit cards had led me to tens of...

  • Building Your Credit Score: Are Credit Cards Your Best Option? (95 comments)

    This post is by staff writer Tim Sullivan. I recently had dinner with my friend and fellow 20-something, Gwynn. When the check came, I put down plastic; she put down cash. The following conversa...

  • Does Suze Orman’s Prepaid Debit Card Make Sense for You? (59 comments)

    This post is by staff writer Sarah Gilbert. Suze Orman is famous for her personal, easy-to-digest, and friendly personal finance advice. Many of us less famous (far less famous, in the case of thi...

  • Everything You Need to Know about Using Credit Card Bonuses for Free Travel (86 comments)

    The following guest post is by Craig Ford. Craig blogs at Help Me Travel Cheap where he helps newbies turn credit card sign-up bonuses into free travel. To entice you to sign up for a credit card m...

  • No Balance Transfer Fee Credit Card: Slate from Chase (41 comments)

    Occasionally, Get Rich Slowly will feature reviews that alert you to new product offerings that you may be interested in. While we haven't covered a specific credit card offer in a while, this aftern...

  • Why Pay Debit Card Fees? Changing Banks, or Not (167 comments)

    This post is from staff writer Sarah Gilbert. Bank of America will soon be charging $5 per month for consumers who use its debit cards to access the money in their accounts. This fee, to be charg...

  • Reader Story: My Falling Credit Score (and Why It’s Not the End of the World) (88 comments)

    This guest post from Matt is part of the "reader stories" feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or...

  • How I Got Suckered into Opening a Store Credit Card (153 comments)

    This post is from staff writer April Dykman. Remember, dear readers, when I warned you about store credit cards last year? I told you about a study that found that 35 major New York City stores had...

  • Free Round-Trip Tickets with British Airways Card (or, J.D. Discovers Travel Hacking) (102 comments)

    Yesterday, I met with a group of local Portland bloggers to plan for world domination. Over the past year, we've met regularly to organize an upcoming conference for readers of Chris Guillebeau's The ...

  • What’s a Credit Score? An Intro to Credit Reports and Credit Scores (43 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. A good friend of mine recently asked me what a cre...

  • Love Your Credit Card? Vote for It! (27 comments)

    In July, I asked Get Rich Slowly readers to share which credit cards they use and why. I promised to compile the over 200 responses to see if there are any patterns from you money-savvy folks. I still...

  • The Dangers of Store Credit Cards (58 comments)

    This post is from staff writer April Dykman. When I was a freshman in college, I did two very bad things (ahem — two bad things related to personal finance). Bad thing #1 First, I opened ...

  • Ask the Readers: How to Negotiate with Credit-Card Companies? (55 comments)

    A reader calling herself Florida Girl dropped a line recently to share her story of financial woe. Though she's beginning to get a handle on her finances, she's struggling to cope with the cost of her...

  • The Kardashian Kard: A Credit Card Targeted at Teens (53 comments)

    This is a guest post from Beverly Harzog, who is a spokeswoman and contributing editor at credit card comparison website CardRatings.com. When I first heard about Kim Kardashian’s new prepaid cre...

  • Credit Cards That Grow Your Assets (72 comments)

    This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new articl...

  • 5 Habits of Highly-Effective Credit Card Users (71 comments)

    This is a guest post from Beverly Harzog, who writes about credit cards and personal finance at Card Ratings. Harzog is the co-author of The Complete Idiot's Guide to Person-to-Person Lending. When...

  • Are Discounts Coming for Paying in Cash? (64 comments)

    This post is from GRS staff writer April Dykman. A couple of weeks ago, J.D. highlighted research that showed that rewards cards cost the poor (in higher prices overall) and benefit the rich (who a...

  • How to Use a Credit Card (Without Going Into Debt) (62 comments)

    Last Friday, we had a great discussion about the socio-economic implications of credit-card rewards programs (or lack of implications, depending on your viewpoint). The conversation wasn't nearly as t...

  • Do Credit Cards Take from the Poor and Give to the Rich? (148 comments)

    My philosophy on credit cards has changed completely in the last five years. I've gone from anti-credit-card to pro-credit-card — but only for those who can use them responsibly. I think they're a g...

  • Ask the Readers: Which Credit Cards Do You Use — and Why? (219 comments)

    I'm always reluctant to cover credit cards here at Get Rich Slowly. There are other sites that do it better. Besides, I'm still not wholly convinced they're a good idea. Plus, my wife — who is alway...

  • Anatomy of a Credit Card Statement (32 comments)

    With the changes included in the Credit Card Act, credit card companies are now required to give users more info on their monthly statements. My colleague over at Five Cent Nickel has whipped up an in...

  • Beyond Credit Card Debt (54 comments)

    This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Childwild.com. I made my last credit card payment this week! That...

  • Credit-Card Regulations: A Win for Consumers? Or an End to Credit? (36 comments)

    This is a guest post from Adam Jusko, founder of IndexCreditCards.com, an information and comparison site for credit card offers that maintains a list of over 1200 cards. I've mentioned Index Credit ...

  • How Much Does Canceling Credit Cards Affect Your Credit Score? (112 comments)

    This article is by staff writer Adam Baker, whose own blog paid homage to the movie, Fight Club, with the post Tyler Durden's Guide to Personal Finance. While I generally check my free credit repor...

  • Just Saying “No” to Credit Cards (110 comments)

    For nearly a decade, I lived without a personal credit card. In 1998, I destroyed all my cards and canceled my accounts in a last-ditch effort to curb my compulsive spending. It worked (sort of), and ...

  • Ask the Readers: How Do I Pick the Best Credit Card? (128 comments)

    Sometimes I get questions that are out of my league. In the past, I've just sort of ignored these, but I'd like to try to answer more of them. To do this, I'm going to start asking for tips from some ...

  • What the New Credit Card Laws Mean to YOU (100 comments)

    This is a guest post from Adam Jusko, founder of IndexCreditCards.com, an information and comparison site for credit cards that maintains a list of over 1200 cards. You can follow Adam on Twitter for ...

  • Suze Orman Jumps Aboard the “Pay With Cash” Bandwagon (188 comments)

    This article is by staff writer Adam Baker. Baker recently listed the Top 10 Money Movies of the Decade. For years now, Dave Ramsey has recommended ditching credit cards and paying with cash. (Spec...

  • How to Establish a Credit History Without Losing Your Shirt (45 comments)

    This is a guest post from Adam Jusko, founder of IndexCreditCards.com, an information and comparison site for credit cards that maintains a list of over 1200 cards. You can follow Adam on Twitter for ...

  • Your Credit Report Card (69 comments)

    Mark Frauenfelder is the co-founder of my favorite sites, Boing Boing (which is a "directory of wonderful things"). Mark's also a GRS reader. He dropped me a line the other day to tell me about a new ...

  • Are Debit Cards Evil, Too? (118 comments)

    This post is from GRS Staff Writer Adam Baker. In addition to writing for Get Rich Slowly, Baker blogs over at Man vs. Debt, where he often discusses traveling and the cost of living abroad. A coup...

  • A Call from Capital One (79 comments)

    I don't often post follow-ups to previous articles, especially after just a few days. But following Tuesday's post on two-cycle billing, a couple of things happened that deserve mention. Understand...

  • A Small Mistake (129 comments)

    Important note: Despite what the credit card company told me, and despite my own mis-information, this story below apparently does NOT relate to two-cycle billing. Instead, my frustration stems from t...

  • How to Earn Free Plane Tickets and Cash Back by Shopping Online (100 comments)

    This is a guest post from April Dykman, an avid GRS reader, and a writer and editor by trade. April is a potential Staff Writer for Get Rich Slowly. In her first article, April described how she disco...

  • Your Secret Credit Scores (21 comments)

    During yesterday's episode of The Personal Finance Hour, Jim and I spoke with Liz Pulliam Weston, financial columnist and credit score expert. Weston provided background on how the credit scoring syst...

  • The Personal Finance Hour, Episode 13: Credit Scores with Liz Weston (13 comments)

    Join us this afternoon for the 13th episode of The Personal Finance Hour. Today, Jim and I will be joined by a special guest, money writer Liz Pulliam Weston. Weston, "the most-read personal finance c...

  • Should You Write ‘SEE ID’ or Sign Your Credit Cards? (153 comments)

    Last week I had lunch with Hardy, a Get Rich Slowly reader here in Portland. We chatted about life (and personal finance) over burgers and fries. He generously offered to pay the bill. When the waitre...

  • Want to See Your Credit Report for Free? FreeCreditReport.com vs. AnnualCreditReport.com (50 comments)

    Mark Frauenfelder (founder of the awesome Boing Boing) has a piece at PC.com that asks: When is a free credit report not a free credit report? The answer, of course, is: When it comes from FreeCreditR...

  • How to Dispute Credit Card Charges (37 comments)

    In yesterday's USA Today, Kathy Chu offered tips to help consumers with disputes on credit card charges. This is a nice companion piece to this morning's GRS post about thwarting credit-card company t...

  • 5 Credit Card Company Tricks — and How to Thwart Them (56 comments)

    This is a guest post from Justin McHenry, president of Index Credit Cards, a credit card comparison and information site. Index Credit Cards was named “most comprehensive” by Reader’s Digest in ...

  • Follow-Up on the 63-Page Credit Card Agreement (34 comments)

    Several months ago, I took my own advice about how to choose a credit card and signed up for an American Express card from Costco. This is a business card and not a personal card. (I carry only one pe...

  • Credit Cards Can Pay You Money? (56 comments)

    This is a guest post from Sonia Coleman. It originally appeared in slightly different form at her blog, Coleman Unlimited. Last night I had to call my bank to follow up on a rebate check for my new...

  • Credit Card Companies Are Closing Unused Accounts (89 comments)

    Several GRS readers have written lately with the same credit card problem — but not the one you'd expect. Perhaps in an effort to cut costs, credit card companies are beginning to close their cu...

  • Like a Drug: Suze Orman on Credit Cards (42 comments)

    I recently participated in a conference call with Suze Orman, who is working to promote Best Life Week. This series runs on The Oprah Winfrey Show all this week, and is intended to help viewers "jumps...

  • Three Reasons Cash is King (53 comments)

    This is a guest post from Danny Kofke, author of How to Survive (and Perhaps Thrive) on a Teacher's Salary. Times are tough. Many are finding it more difficult to stretch their dollars. I know this...

  • Data Mining and Credit Profiling: How Lenders Lure You to Borrow (33 comments)

    Although responsibility for every penny of debt ultimately rests with the borrower, lenders have developed tempting baits to lure consumers into their traps. A recent New York Times article by Brad S...

  • The 63-Page Credit Card Agreement (48 comments)

    Taking my own advice about how to choose a credit card, I recently signed up for an TrueEarnings® Card from Costco and American Express card because I can earn cash back virtually everywhere I go —...

  • 10 Aggressive Tactics to Turn the Tables on Credit Card Companies (56 comments)

    This is a guest post from Katrina Ramser, a freelance writer who contributes to various websites, newspapers and magazines. She also writes about swimming at SquidKid. Did you know an average of si...

  • Research Reveals Credit Cards Encourage Spending (61 comments)

    Conventional wisdom says that people spend more when they use credit than when they use cash. But is it true? In The Money Answer Book, Dave Ramsey writes: When you pay in cash, you can "feel" the ...

  • How and When to Cancel a Credit Card (79 comments)

    Update: After feedback from readers, I've made some clarifications to this post. My recommendations have not changed, but I've tried to emphasize the effect closing a credit card can have on your cred...

  • How to Choose a Credit Card (63 comments)

    A credit card can be a useful tool or it can be a dangerous weapon. Most of this depends on you — the best credit card in the world won't help if you spend beyond your means. American adults carry ...

  • Credit Card Basics: Five Essential Skills for Mastering Plastic (43 comments)

    The latest issue of Consumer Reports (October 2008) has an article about the new credit card jungle. The faltering economy and the ongoing mortgage crisis may be affecting your credit cards; issuers a...

  • Ask the Readers: The Psychology of Credit Cards? (105 comments)

    Cory is a young man who wants to do the right thing. He's been making smart financial choices, and he wants to continue to do so. But he's worried that using his credit card is too easy. He's come to ...

  • Reader Survey: How Did You Get Into Debt? (187 comments)

    Last week, National Public Radio's "On Point" program highlighted credit cards, consumers, and a nation in debt. I was honored to be a guest on the show. Harvard Law professor Elizabeth Warren, an ...

  • The American Way of Debt (182 comments)

    On Sunday, The New York Times published a series of articles on The Debt Trap, exploring the surge in consumer debt and the lenders who made it possible. The main article profiles a Philadelphia wo...

  • A Six-Year-Old with a Credit Card (49 comments)

    I hate junk mail. As a test once, I signed up for a subscription to Entertainment Weekly using the name of our cat, Simon. Sure enough, Simon started to receive his very own junk mail — not ...

  • Life Without Credit Cards (78 comments)

    For some people, best credit card deals are useful tools. For others, they're a gateway to debt. My first step toward controlling my spending was to cut up my gas cards and move to a cash-only system....

  • Ask the Readers: What’s the Best Way to Compare Credit Cards? (43 comments)

    In October, Michael wrote with a question about credit cards. Because I try to discourage credit card use, I haven't posted it. But my attitude is beginning to soften. Michael's question now seems per...

  • The Wise Use of Credit: Money Lessons from 1960 (18 comments)

    "To develop a better understanding of the wise use of credit, let's spend a few minutes with a certain individual we'll call Mr. Money." Here's another short video from Sutherland Educational Films de...

  • Using a Home Equity Loan to Pay Off Credit Cards (49 comments)

    This is a "dueling bloggers" post between me and Jim at Blueprint for Financial Prosperity. Read his post about not using home equity to pay off unsecured debt, and share your thoughts about this issu...

  • Ads I Hate: Life Takes VISA (71 comments)

    My first two "Ads I Hate" posts seem to have struck a nerve (1, 2). You folks really hate the consumerist mentality these ads promote. From the e-mail and comments I received, it seems that you especi...

  • Credit Crisis: Personal and Global Perspectives (37 comments)

    This morning's discussion about credit cards and emergency funds was interesting. Many commenters noted that if you have a history of using credit responsibly, a credit card can actually make an accep...

  • A Credit Card is Not an Emergency Fund (84 comments)

    Sometimes I wonder: Have I always had personal finance conversations all the time? I don't often initiate them, but money seems to be a constant topic, even when people are unaware that I write about ...

  • Mystery Checks in the Mail (15 comments)

    Earlier this month, Julie warned us that Macy's had flipped her store card and sold her data to Citibank. I recently experienced something similar. A few months ago, I received some "advance checks...

  • Ads I Hate: Barbie Shopping Boutique (23 comments)

    Russell Heimlich passed along the following ad that seeks to plant the seeds of consumerism in our children, making the task of financial literacy more difficult further down the road. "You never run ...

  • Credit Card Advice from Consumer Reports (30 comments)

    The October 2007 issue of Consumer Reports contains a credit card roundup, including an overview of the worst and best credit cards based on responses from 36,000 readers. The best cards generally cam...

  • Video: Credit Cards in the Blender (5 comments)

    Here's something light and easy for a summer Sunday afternoon. Until today I'd completely missed out on "Will it Blend?", which is apparently the 20th most popular series of clips on YouTube (based on...

  • A Quick Trick for Tracking Credit Card Expenses in Quicken (29 comments)

    Some readers are worried about my change in stance regarding credit cards. Misuse of best rewards credit card was the chief reason I came to be buried in debt. For years after coming to my senses, the...

  • How Those Evil Credit Cards Can Be Good for You (96 comments)

    This guest post from Justin McHenry is sure to be controversial. Though I just spent three weeks using a credit card while on vacation, I'm still wary of them. McHenry has some thoughts for people lik...

  • Why I Applied for a Credit Card (and Why It’s Not the End of the World) (38 comments)

    Credit cards ruined my life. Between 1989 and 1998, I accumulated nearly $25,000 in credit card debt. During that time, I added about $2,500 of new debt every year (over $200 each month). I was a comp...

  • They’ll Give a Credit Card to Anyone These Days (38 comments)

    Because of Opt-Out Prescreen, I no longer get credit card offers at home. From time-to-time, though, I get them at work. A few weeks ago, I received an offer that puzzles me: Seems pretty norma...

  • A Review of MAXED OUT, a New Film About the Credit Industry (33 comments)

    Maxed Out is a new film that examines the credit industry — its profitability and its effect on consumers. It's a sort of Super Size Me, but with credit cards instead of hamburgers. Here's the t...

  • Ask the Readers: Credit Emergency! (42 comments)

    Jana writes in with a credit emergency. She's been following Get Rich Slowly, and is learning how to handle her own personal finances, but she has a friend who is in a predicament beyond her realm of ...

  • Radio Interview with David Koch, Australian Financial Expert (2 comments)

    I recently did my first radio chat about personal finance. I crashed and burned. I had terrible stage fright, and turned into a brain-dead zombie who could only repeat one thing over-and-over. It was ...

  • Getting Out of Debt: Oh What a Relief it Is! (22 comments)

    JLP at All Financial Matters recently shared the story of how he got out of credit card debt. It's not exciting or glamorous, but then paying off debt never is. We paid off our last two credit card...

  • Reader Comment: It’s Not Wrong to Avoid Debt (19 comments)

    Marie recently made a terrific response in Ask the Readers: What if you have no credit history? This thread is a month old and most people probably missed the comment, so I'm featuring it here. I a...

  • I Do Not Use Credit Cards (73 comments)

    I don't like credit cards. Many smart people — including my wife — use them wisely and never have problems. I'm not one of those people. Most of my money woes stem from credit card debt ac...

  • How One College Student Handles Credit Cards (25 comments)

    I've been blown away by your responses to the new Ask the Readers feature, especially to yesterday's question about what do do if you have no credit history. Here's a story Derek e-mailed me about his...

  • The Secret History of the Credit Card (repeat) (17 comments)

    I originally shared this piece on June 12th. I'm reposting it because many PBS stations are rebroadcasting this show tonight. How did the United States become a nation of debtors? When did credit c...

  • You Can Learn a Lot From a Rich Girl (8 comments)

    A reader pointed me to at post a Violent Acres. "You Can Learn a Lot From a Rich Girl" [profanity] is a cautionary tale of how anyone — even the wealthy — can find themselves struggling wi...

  • In Praise of the Debt Snowball (69 comments)

    During my twenties, I accumulated nearly $25,000 in consumer debt. I had a spending problem. With time, I was able to get my spending under control (mostly), but I still owned overwhelming debt. How c...

  • The Only Credit Card Guide You’ll Ever Need (23 comments)

    I don't like credit cards. They're a dangerous trap, especially for the young. Many smart people disagree with me, though, and have learned to use credit cards to their advantage. This guide provides ...

  • How to Escape from Debt Hell (6 comments)

    Reader Russell Heimlich forwarded an excellent MSN Money piece on Escaping from Debt Hell. It's hard to escape the news that Americans are drowning in personal debt, but you hear less about the man...

  • A Year’s Worth of Credit Card Applications (3 comments)

    How many credit card applications do you receive in a year? One cockeyed.com reader decided to keep track. From April of 2005 to April 2006, he noted every credit card offer that came to him. I...

  • The Credit Card Prank: Crazy Signatures (11 comments)

    Here's an internet classic. John Hargrave at zug.com was frustrated that nobody ever checked his signature when he paid with a credit card. He wondered: how crazy could he make his signature before so...

  • The Torn-Up Credit Card Application (3 comments)

    Think you're safe from identity theft if you simply tear up your credit card applications and throw them in the trash? Think again. Rob Cockerham, who runs cockeyed.com ("the sixth-best website in ...

  • How Do Bad Credit Marks Go Away? (5 comments)

    One AskMetafilter user wonders how old bad credit marks go away: I had a few months in 2004 where I could not afford to pay my bills — mostly credit card bills. I have a few accounts that hav...

  • Pep Talk: Climb Out of Debt (8 comments)

    A reader at Lifehacker writes: Over the past few years, I've accrued some painful, albeit modest, debt. Since I trust Lifehacker readers with my life(hacking), I'd love to hear some tips and strate...

  • 9 Things to Consider When Choosing a Credit Card (0 comment)

    Dumb Little Man is a smart little site, filled with all sorts of useful tips. Last week, DLM shared nine things to consider when choosing a credit card: The thirty-day rule: credit card companies...

  • National Credit Score Index (1 comment)

    The National Score Index is a handy little web app that displays U.S. average credit scores by state (683 in Oregon) and for the entire country (677). Based on the most current data available in ...

  • Eight Things Every Credit Card User Should Know (6 comments)

    The official Get Rich Slowly stance on credit cards remains: don't use them. If you do use them, at least take a few minutes to read this list of eight things a credit card user should know from the w...

  • The Secret History of the Credit Card (9 comments)

    How did the United States become a nation of debtors? When did credit cards become popular? Did you know that many modern credit card policies are the creation of one man? The Secret History of the...

  • How to Opt-Out of Credit Card Offers FOREVER (25 comments)

    Get Rich Slowly reader Eric H. forwarded a link to optoutprescreen.com. He writes: This website lets you opt-out for either five years or forever from annoying credit card solicitations by adding...

  • Anatomy of a Credit Score (21 comments)

    Your credit score plays an increasingly important role in your financial health. But what is it? And how does it affect what you pay for loans and credit cards? Your credit score is a single number...

  • Is it Safe to Pay Bills with a Credit Card? (1 comment)

    Here's an interesting money question from AskMetafilter: What are the potential downsides to using a credit card to pay my monthly bills, assuming I pay off the balance every month? I currently pay...

  • From Zero Percent to Thirty Percent in Just One Month (6 comments)

    Here's a nightmare credit card story. John, of New Falmouth, Massachusetts, said he answered an ad for Household Bank's Platinum Mastercard, which offered a 0 percent introductory fixed rate for th...

  • How Many Credit Cards Should You Carry? (16 comments)

    An AskMetafilter user wonders: How many credit cards do typical people have? For various reasons I have four credit cards. I always thought of this as too many, but haven't cancelled mine since th...

  • Credit Card Index (1 comment)

    The official Get Rich Slowly position on credit cards is: DON'T USE THEM. Credit cards are a trap. They're designed to make money for banks, not to be convenient for consumers. There's a reason that c...

Disclaimer: This content is not provided by any company mentioned in this article. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any such company.